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If one sells some RSUs at a loss within 30 days of the ESPP purchase date, is that considered a wash sale (source)?

Consider the following: Bob is a US taxpayer, living in the US, working for a US firm. Bob is enrolled into his firm's ESPP program. The ESPP purchase date (source) is June 28, 2024. Bob receives ...
Franck Dernoncourt's user avatar
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Multiple, sequential wash sales [duplicate]

Am I doing this right? For context, I get monthly RSU vests from my company which auto-sell a few days later, so almost every sale at a loss is a wash sale. Consider the following series of ...
gv39's user avatar
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Assuming a bullish stock, any advantage in using LT RSUs to fund exercise cost of ISOs?

Example Present Information: Example Dummy Stock: GGG | Stock Price @ $10 Super bullish and so assume the value of the stock price will go up. ISOs: 10,000 with SP @ $5.00 (All vested, just not ...
ssurendr's user avatar
  • 101
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1 answer
437 views

RSUs: Can the cost basis for sell-to-cover transactions be calculated using FIFO, or does it have to be LIFO?

My RSU vesting happens with an associated sell-to-cover transaction for tax purposes. The page on my brokerage (E-Trade)'s website shows the cost-basis for this transaction as though it was calculated ...
Deadly Piglet's user avatar
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1 answer
170 views

Does Selling RSUs Instead Of ESPP Shares Have a Material Effect On The 25K Contribution Limit For ESPP Shares?

I am at a company with an ESPP program that allows you to purchase up to 25K in shares at a 15% discount every calendar year. The 15% discount applies to the lowest share price within the past 6 ...
Lloyd Banks's user avatar
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1 answer
166 views

FIFO caused my ESPP shares to be sold instead of my vested RSUs. Should I sell the stocks in my portfolio labeled as RSUs ASAP?

10 RSU shares vested February 20 on Fidelity. I immediately distributed them using net share tax settings. As soon as they hit my individual portfolio, I sold 10 shares, not knowing that I was using ...
dev_etter's user avatar
  • 101
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1 answer
119 views

Should capital losses on RSUs sold for taxes be matched against retained shares in the original vest or only future vests?

My company uses a "Sell to Cover" strategy in order to withhold money for taxes. That can result in the following situation: I vest 100 shares on Day 1. The company sells 22 of these 100 ...
merlin2011's user avatar
0 votes
1 answer
534 views

Selling of RSUs is considered gain based on vested date or grant date and sold date price difference?

01/01/2022 - Company granted RSU worth $50,000. Total of 500 shares granted at $100/share. 01/01/2023 - 125(25%) of shares are vested. On vesting day, market value of each share is $200. This is $25,...
javanoob's user avatar
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1 answer
151 views

Which version of turbo tax has "The cost basis is incorrect or missing on my 1099‑B" in TurboTax in the case of vested RSUs?

The RSU cost basis is incorrect on my 1099-B' and it repost 0. Before the stock was available to me and company sold some of my shares as tax deduction.
 Qing's user avatar
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2 votes
1 answer
102 views

US Taxes: Increase Supplemental Income vs extra withholding?

From my company I am getting RSUs and the default 22% federal income tax is covered automatically by selling some of the vested shares. However, 22% is not sufficient to cover my tax liability. We ...
oneCoderToRuleThemAll's user avatar
5 votes
1 answer
535 views

What is the law/regulation which prohibits brokers from reporting basis on RSUs?

As far back as I can remember, the basis reported by my broker on my 1099 for vested RSUs has always been $0. Every year I receive a letter informing me that my broker is legally not allowed to report ...
thbrown's user avatar
  • 53
1 vote
2 answers
202 views

Do RSU / ESPP Sales Go On Form 8949 As Capital Gains And Losses?

I have a series of RSU + ESPP sales within the past calendar year. All RSU and ESPP that have vested and been awarded have been reported as ordinary income via a W2. My company uses ETrade for ...
Lloyd Banks's user avatar
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1 answer
4k views

When does E*trade generate the Stock Plan Transactions Supplement?

Every year I get the useless 1099-B with the IRS-mandated made-up cost basis numbers, and then later I get the Stock Plan Transactions Supplement that actually matches my paystubs and W2 income. By ...
personal_cloud's user avatar
2 votes
1 answer
1k views

How are RSUs granted in Canada but vested in the USA taxed?

I moved to the USA with a Green Card a couple months ago. My employer awarded me with RSUs a couple years ago, and some have vested after I moved to the USA. I am filing as Dual-Status Alien, so ...
Matth S.'s user avatar
2 votes
1 answer
414 views

Wash Sale on Monthly RSU Vests

I haven't really sold any of my RSU's that I received from my company in the 5 years I've been there. To simplify the situation: I have 100 units at $50 from 2019. I have 100 units at $150 from 2022. ...
gran_profaci's user avatar
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1 answer
41 views

Any tax difference between RSUs vs. cash income?

Is there any tax difference between the following scenarios, and if so, what are the differences? Receiving $X worth of RSUs at time A and selling them for $Y at time B Receiving $X of cash income ...
user541686's user avatar
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2 votes
2 answers
3k views

How does adjusted cost basis work with RSU? And should I use it?

I've got an 1099-b for some RSUs sold. I've also got a Stock Plan Transactions Supplement form. The Stock Plan Transactions Supplement shows the 'adjusted cost basis'. The 1099-b does not. The ...
Geo's user avatar
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Unvested "RSE" on W-2 Box 14

My spouse's employer has granted him RSUs (which for some reason they call RSE) as part of a long term incentive plan. It is a set amount granted ever year over the past 3 years, but none of it has ...
nvergos's user avatar
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1 answer
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How exactly does RSU impact my tax return? [duplicate]

I have some RSUs in 2021 and some of them got vested. I see that in my H&R Block software it states that these were reported on my W2 and I think they were. So my question is how is this vesting ...
fhcat's user avatar
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1 vote
1 answer
2k views

Must I select "The cost basis is incorrect or missing on my 1099‑B" in TurboTax in the case of vested RSUs?

I file my US taxes via TurboTax as a US lawful permanent resident. Some of my RSUs vested in 2021, which I partly sold in 2021. My employer uses E-Trade for RSUs. E-Trade reports on Form 1099-B that ...
Franck Dernoncourt's user avatar
1 vote
1 answer
256 views

UK - RSU Capital Loss (/Gain) on vest?

Say I had 100 RSUs granted, and when vesting shares trade at $10. My employer will aim to withhold 54.59% to cover income tax/employee NIC/employer NIC. The following day, when my employer actually ...
foo's user avatar
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2 votes
3 answers
12k views

What is the cost basis for my RSU? My 1099-B says $0

Block 14 of my W2 says $40,000 RSU. My paystub itemized the $15,000 tax deductions (fed, state, SSA, etc..). Out of the remaining $25,000, twenty thousand dollars were deposited to my E-Trade ...
Totoy Laki's user avatar
1 vote
1 answer
86 views

Received 1099B for unvested RSU after leaving company

I left a job in 2019 where I was granted some RSUs that were to be vested first time in 2020. But I never received the RSUs since I left the company before the first vesting. Today I received a 1099-B ...
user1166419's user avatar
2 votes
0 answers
381 views

How do I report restricted stock unit (RSU) income that has vested in multiple states

In 2016, when I started at my current employer, I received a grant of Restricted Stock Units (RSUs) that vests over 4 years. I was employed in our NY office 2016-2018 and San Francisco Office 2016-...
rahimftd's user avatar
2 votes
1 answer
88 views

Where are RSUs issued from?

Beginner here. Let us say, I join some company X. They offer me 400 stocks over 4 years of vesting period. Similar to me, there will be hundreds of employees who will be joining everyday. Doing a ...
Bhargav Jhaveri's user avatar
1 vote
0 answers
359 views

How are RSU's vesting on the weekend priced for tax purposes?

My current understanding of how RSU's work is that they are taxed as regular income based on the price of the stock on the day of vesting. However, if RSU's vest on a Saturday, are there SEC or IRS ...
merlin2011's user avatar
2 votes
1 answer
87 views

Why do some employers in the United States ask employees to accept the grant when granting them Restricted Stock Units (RSUs)?

Why do some employers in the United States ask employees to accept the grant when granting them Restricted Stock Units (RSUs)? For example, accepting the grant could be done by clicking on some "...
Franck Dernoncourt's user avatar
1 vote
0 answers
3k views

RSU gain on payslip

I work for starbucks, and receive RSUs (shares) every November. I have also Netbenefits account for managing this shares. Even though I don't sell my shares, every December some amount of RSU gain ...
David Green's user avatar
1 vote
1 answer
148 views

What Shares Do I Actually Have?

I have a pretty standard arrangement with an LLC I'm employed by. I have unvested units and a vesting schedule for when they become "vested" units. I used vested in quotes because the LLC's Operating ...
Michael W.'s user avatar
1 vote
0 answers
160 views

Restricted stocks

I have a 36,000 shares of a $0.30 stock. The company is still in business and is listed. The stock certificated is stamped restricted. I contacted the company to remove the restriction & was told ...
Jack Schmitt's user avatar
1 vote
2 answers
10k views

What's the difference between Released and Received RSU's?

I was awarded some RSUs from Big Tech Company that went public a while back. In my share management software (provided by the company), it shows that I was granted X RSUs, but I've since only ...
Qix - MONICA WAS MISTREATED's user avatar
1 vote
0 answers
653 views

Rules for cost basis adjustment of RSUs that vest causing a wash sale

I've read through a bunch of posts and couldn't find a definitive answer. In this example, I have RSUs that vest every month from my employer. Let's say I decide to sell 1 share of stock for a capital ...
MrHappyAsthma's user avatar
2 votes
1 answer
104 views

What should I look at to decide whether to keep or not my Restricted Stock Units?

The company has been happy with my performance these years, and I received RSU which started investing. I have never owned stocks before: even though the company is US-based, I'm not a US resident and ...
DeltaIV's user avatar
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-1 votes
1 answer
530 views

Do I own vested RSUs that have a 2-year block once I have resigned?

I have resigned from my position today after 21 months in my role. I do have some vested RSU that have a 2-year block (i.e. that can be exercised in November 2019). I have paid taxes on these RSUs. ...
Roland's user avatar
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1 vote
1 answer
219 views

Weighing unvested RSU's against stock options in a job offer

I currently have unvested restricted stock units with my employer. It's a very stable publicly-traded company. I received a job offer from a private company hoping to IPO in the next few years and ...
Brandon's user avatar
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1 vote
1 answer
3k views

After-Tax Deductions Concerning my RSUs

My Restricted Stock Units were included in my Income on my W-2 (Box 1) and End of Year Paystub. However, my company also deducted from my paystubs a substantial amount as After-Tax Deductions. I do ...
Amy's user avatar
  • 11
2 votes
2 answers
2k views

How to calculate cost basis for RSUs that are vested and never sold?

Following is my situation (changed the numbers for simplicity): ABC Inc vested 120 RSUs in 2018, in which 20 RSUs were sold by my employer (price of the share $10, and $20 trade fee) for the tax ...
user3470629's user avatar
0 votes
0 answers
56 views

If I have stock that is unregistered at the time of a company buyout does my stock automatically register?

I was a contractor for a small public company for which I received stock compensation. There is a fee to register the stock so I am waiting to see if the stock ends up being worth anything before ...
slaphshot33324's user avatar
0 votes
2 answers
1k views

Why is the cost basis reported by a broker on RSUs 0 USD? [duplicate]

I notice that E-Trade reports on the Form 1099-B that the cost basis for vested RSUs is 0 USD. Shouldn't the cost basis that report in my tax form be the value of the shares at the time of vesting? ...
Franck Dernoncourt's user avatar
3 votes
2 answers
30k views

What is the purpose of an RSU Tax Offset?

I'm reviewing the year to date figures on my last paycheck stub for 2018. There's this entry for RSU Tax Offset I'm trying to discern here. I can trace it back as a line item of a check stub 6 months ...
jxramos's user avatar
  • 1,441
2 votes
2 answers
270 views

How are RSU stocks taxed?

I am confused how RSU stocks are taxed. When RSUs vest, some of them are sold (sell to cover). Is this equivalent to tax withheld on your paycheck? The RSU is kind of considered part of my pay and ...
GN.'s user avatar
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1 vote
0 answers
121 views

Though I understood my RSU and selling the shares I acquird through it but not sure anymore

So let me give a simplified example to start. I have 1,000 RSUs that vested on June 1st 2018. The market value for them is $10 and $10,000 is accounted for on my W-2. 300 shares were automatically ...
ryanzec's user avatar
  • 111
4 votes
1 answer
4k views

Tax Loss Harvesting and RSUs

I routinely sell my RSUs as soon as they vest, but this previous vesting period -- I did not. Sadly, the stock declined ~25 percent since that time. Some key notes. This would be a short-term sale ...
user80659's user avatar
1 vote
2 answers
689 views

Why Would a Company Change Restricted Stock Units (RSUs) Vesting Plan?

My company gives out Restricted Stock Units (RSUs) each year. The RSUs used to vest 100% on the 3rd year after granting them. This year they have changed the plan, and instead they vest 25% of the ...
KingsInnerSoul's user avatar
0 votes
0 answers
47 views

In which case(s) can one receive Restricted Stock Units (RSUs) before they vest?

I read on https://www.schwab.com/public/eac/resources/articles/rsu_facts.html (the page is configured not be mirrored): With RSUs, you are taxed when the shares are delivered, which is almost ...
Franck Dernoncourt's user avatar
2 votes
1 answer
2k views

LIFO versus FIFO for selling RSU

I have RSU's vesting from my company periodically in USA. I would like to sell them to diversify in an index fund. How do I choose between LIFO and FIFO for the maximum resultant cash? FIFO First in ...
JoJo's user avatar
  • 672
4 votes
0 answers
619 views

Capital Gains Taxes for multi-year vest RSUs UK

Assume that you work for a company in the UK that grants you a number of RSUs to vest in a multi-year schedule (as per usual), for example, a vest event every 6 months for 2 years. The RSUs are valued ...
Román's user avatar
  • 141
1 vote
1 answer
194 views

Tax bracket for vested RSU

I sold some RSUs once they were vested. I see in the Merrill Lynch statement that a certain amount of shares were taken out to cover the taxes. The federal tax is taken @ 25%. Now, when I calculate ...
KAZI's user avatar
  • 13
5 votes
1 answer
1k views

If I earn RSUs in a private company while living in California, and am no longer employed with the company at IPO, do I owe California taxes?

I'm employed at a private company in San Francisco. Part of my compensation is in RSUs, which are subject to the standard two vesting conditions for startup company stock: time, and the occurrence of ...
Will Skinner's user avatar
1 vote
1 answer
2k views

When are RSUs taxed for pre-IPO company?

This is a more specific version of this question. If I receive RSUs from a pre-IPO company on a 4 year vesting schedule, when do my RSUs get taxed? Per this page: With RSUs, you are taxed when the ...
Liron Yahdav's user avatar