All Questions
7 questions
2
votes
2
answers
755
views
What is a 401k plan in some contracting agency that is 0% to 100% contribution and limited to 25 funds?
I have worked as a software contractor before, for a company and they didn't have 401(k) plan at all.
And then I have worked at a different company, with something like, we can contribute, and for the ...
- 1,097
0
votes
1
answer
1k
views
Where can one view the split between pretax, after-tax and Roth money in one's Vanguard 401(k) account?
The best I could find is https://retirementplans.vanguard.com -> Retirement plan participants -> Manage my money -> Manage my brokerage option, which gives the split between Roth money and ...
- 11.5k
3
votes
3
answers
429
views
Should I contribute to a 401k pre-tax or Roth after tax if I plan to work for a year and then go back to grad school?
I am completely new to investment for retirement, and just got my first job.
My job offers a 401k pre-tax and a Roth after-tax.
However I plan return to grad school after one year of working. Is it ...
- 133
2
votes
1
answer
158
views
401K Liquidation
I contributed to a 401(k) for the past three years and due to market volatility there is no gain in my contribution.
Its hard earned money. Is it possible to sell all the stocks and bonds contributed?...
- 129
10
votes
3
answers
2k
views
Should I consolidate my retirement plans if both are performing well?
I worked for a company between 2010-2014, and have an established retirement plan through T. Rowe Price which they matched into. In 2014, I changed jobs and had a new retirement plan opened under ...
- 1,371
5
votes
2
answers
306
views
How late is Roth (rather than pretax) still likely to help?
Given the choice, should one switch from Roth to traditional IRA/401k contributions as one approaches retirement, and if so is there any good way to decide when?
If it affects the decision, I am ...
- 51.5k
4
votes
1
answer
427
views
How to decide for 401(k): Make Roth post-tax contributions, or traditional pre-tax contributions?
My company's plan will let me put funds into the 401k plan either pretax (traditional, with taxes taken at withdrawal) or Roth-style (post -tax nut no tax at withdrawal) or both. Any company match ...
- 51.5k