All Questions
Tagged with retirement-plan india
19 questions
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1
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40
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Can EPF be withdrawn at this time?
I am considering to withdraw my EPF account, will the return amount be lower if removed now, than waiting for the future as my current situation is bad , as i am leaving my organisation.
1
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1
answer
45
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Is there any loss to removing default 3 fund houses of National Pension Scheme India?
As a government employee in India (CG), we are not allowed to choose aggressive investment strategy in NPS. Apart from that any change in the scheme requires us to choose only one Fund house which I ...
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1
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0
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70
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Do I need to pay tax in the US on funds withdrawn from a pre-existing PF account in India
I have a PF [retirement] account through my employment in India, before moving to the US in Aug 2012. However, there were no fresh contributions made to this accounts during my residency in the US.
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3
answers
416
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Is it safe if I rely "only" on mutual funds for retirement planning?
I am investing in mutual funds to raise retirement fund. My portfolio is 25% debt and 75% equity currently. I have self occupied property.
Before few years of retirement, I will start to switch fund ...
- 727
-2
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1
answer
13k
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Meaning of EPF codes PUPUN Full Form - Should this not be MHPUN
I have searched PF code meaning for Pune - Maharashtra. It is showing PU/PUN. Generally my understanding is say for Karnataka First two alphabet is KN which means Karnataka state. So Maharastra it ...
1
vote
1
answer
45
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Linking Inactive and Active Provident Fund Accounts and Taxability
I am an Indian, employed in the private sector, in India.
I have an inactive Provident Fund account from the previous employer. I was employed with this employer for 12 years and resigned from this ...
- 77
-2
votes
1
answer
65
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Withdrawal of provident fund
It has been one year I've worked with an multi-national company and now I am quitting my job and flying abroad. I want to close my provident fund account and get the money credited to me. What is the ...
1
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1
answer
450
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How TDS is applied on EPF if I withdraw it after 5 years but before 4.5 years of employement (5 months of un-employment?
I have read following things about EPF:
If salaried persons wish to withdraw their EPF accounts, they have to submit form 19 to their ex-employers, who in turn, have to sign and attest it.
It is ...
- 303
2
votes
1
answer
76
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Need help understanding terms related to PPF (Public Provident Fund) in India
ICICI Bank in India provides a PPF Scheme which offers an attractive 8.7% PA.
I was trying to figure out the interest that I could earn by using this PPF calculator of theirs.
There are a couple of ...
0
votes
1
answer
108
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Will Indian young ones lose 18% of their EPF with new tax as per Budget 2016?
Indian budget 2016 has one change to Employee Provident Fund. As per the news it says
It is only the interest on contributions made after April 1, 2016 which will be taxed
The same is said in this ...
- 303
2
votes
1
answer
82
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How should get my PPF fixed
I opened (first) PPF account in Union Bank of India at City X-branch (I live in city-Y which is away from city-X by almost 3 hour travel by railways) where my dad used to work. Now he is retired so am ...
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2
votes
1
answer
16k
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My pf no on salary slip is MH/PUN/ Can anyone tell me how can I get UAN no if combination for Maharashtra-Pune becomes PU/PUN UAN Member Portal?
I work in India, Pune. I want to generate UAN [Universal Account Number] allocated to track the PF [Provident Fund, Govt. Pension scheme].
I was using government site Employee's Provident Fund ...
- 121
2
votes
1
answer
63
views
What will be my Provident Fund withdrawal amount for 8 months?
I have worked with a company for 8 months. Now I want my Provident Fund. I have applied to withdraw my PF, but don't know what amount I will get. My Provident Fund balance is EE-7170 and ER- 2189.
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2
votes
1
answer
244
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Can PPF be withdrawn by NRI or Overseas Citizen of Indian origin
I want to invest in PPF, however i might move out of India permanently(read overseas citizen of indian origin) or earn NRI status. Will I be able to withdraw the money upon maturity after 15 years?
2
votes
1
answer
182
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I left my job 2 years ago in 2013 and I am joining a new company now in 2015 . Can I still have my old EPF account transferred to the present one?
I was working in tech space for period of 10 months before quitting my job to go for higher studies in 2013. Somehow I never withdrew any money nor contributed anything to my EPF account after ...
- 21
1
vote
1
answer
2k
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Can I deposit money in Indian PPF account while living in US
I have been living in US for 2 years and working on H1B visa. I might continue staying here for few more years. Before coming to US, I had opened a PPF account with State Bank of India. My question is,...
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4
votes
1
answer
358
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Question related to Public Provident Fund interest calculation
Consider the following extract from a newspaper article :
The interest on your PPF balance is compounded annually, but the
calculation is done every month. The interest is calculated on the
...
- 273
1
vote
1
answer
478
views
Transfer a Public Provident Fund account from minor to major in India
I am aware that citizens of India can contribute money into a public provident fund (PPF) which will get locked in for 15 years. I am also aware that one can open a PPF account on behalf of a minor if ...
- 273
1
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2
answers
3k
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What is the best retirement strategy for an Indian?
For an Indian citizen in India, looking to retire years from now on which of the following would be a better retirement fund ?
Retirement plans (Deferred/Immediate annuity plans like https://www....
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