All Questions
Tagged with retirement-plan roth-401k
13 questions
10
votes
3
answers
2k
views
Should I consolidate my retirement plans if both are performing well?
I worked for a company between 2010-2014, and have an established retirement plan through T. Rowe Price which they matched into. In 2014, I changed jobs and had a new retirement plan opened under ...
- 1,371
5
votes
2
answers
299
views
Future viability of Roths
In the spirit of this question, now 4 years later, I'd like to know if there are any concerns with the future "security" of Roth accounts.
I'm currently maxing out mine and my spouse's Roth and ...
5
votes
2
answers
306
views
How late is Roth (rather than pretax) still likely to help?
Given the choice, should one switch from Roth to traditional IRA/401k contributions as one approaches retirement, and if so is there any good way to decide when?
If it affects the decision, I am ...
- 51.5k
5
votes
2
answers
428
views
Can I hire my wife to max out another roth 401k?
I own my own company. I am maxing out my roth 401k with a match of 4%. Can hire my wife and pay her just enough to max out another roth 401k?
- 51
4
votes
1
answer
427
views
How to decide for 401(k): Make Roth post-tax contributions, or traditional pre-tax contributions?
My company's plan will let me put funds into the 401k plan either pretax (traditional, with taxes taken at withdrawal) or Roth-style (post -tax nut no tax at withdrawal) or both. Any company match ...
- 51.5k
3
votes
3
answers
429
views
Should I contribute to a 401k pre-tax or Roth after tax if I plan to work for a year and then go back to grad school?
I am completely new to investment for retirement, and just got my first job.
My job offers a 401k pre-tax and a Roth after-tax.
However I plan return to grad school after one year of working. Is it ...
- 133
3
votes
1
answer
78
views
Are Governmental Roth 457b Distributions taxed if someone still works for the employer?
If someone has a Roth 457b plan, they're allowed to withdraw all the cash tax-free after they no longer work for the employer (as long as it's a qualified distribution).
But if someone Still Works ...
- 31
2
votes
2
answers
755
views
What is a 401k plan in some contracting agency that is 0% to 100% contribution and limited to 25 funds?
I have worked as a software contractor before, for a company and they didn't have 401(k) plan at all.
And then I have worked at a different company, with something like, we can contribute, and for the ...
- 1,097
2
votes
2
answers
214
views
Is it possible to have multiple retirement accounts?
Can an individual have separate traditional IRA, roth IRA, 401k, roth 401k etc...? Assuming they somehow have the income to put into them, and yet are still eligible to have such accounts?
If not, ...
- 207
2
votes
1
answer
158
views
401K Liquidation
I contributed to a 401(k) for the past three years and due to market volatility there is no gain in my contribution.
Its hard earned money. Is it possible to sell all the stocks and bonds contributed?...
- 129
2
votes
2
answers
298
views
Roth 401(k) compared to Roth IRA
Is there any benefit to investing in a Roth 401(k) plan, as opposed to a Roth IRA?
I currently have a 401(k) plan at work that has a (very generous) 6% salary match on contributions, with no vesting ...
- 2,755
2
votes
1
answer
239
views
20 years old, Roth IRAs how they work
I am 20 years old, I make around $30K a year, this is just an entry job so I hope to be making more in a few years. I was researching Roth IRA's and I was just a little curious how they work, and if ...
- 23
0
votes
1
answer
1k
views
Where can one view the split between pretax, after-tax and Roth money in one's Vanguard 401(k) account?
The best I could find is https://retirementplans.vanguard.com -> Retirement plan participants -> Manage my money -> Manage my brokerage option, which gives the split between Roth money and ...
- 11.5k