Questions tagged [privacy]

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1 answer
67 views

What information can the merchant see about you when you pay with Paypal?

Just paid a shady looking seller using Paypal thinking that Paypal could protect me. Bought a digital product, received, but rethought the whole thing and now I think I don’t trust the seller to not ...
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0 votes
1 answer
81 views

Loan servicing transferred to a new company. What are my obligations?

My home mortgage servicing was transferred to a new company. In registering on the new company website, they say they would "like to welcome" me to their company and "advise" me of ...
0 votes
1 answer
223 views

Scammer threatens of using PayPal personal info

I fall for a scam from a person I met on a random forum online selling some stuff, that I was interested in from another country. I sent the money as friends and family (sadly), so I don't think I can ...
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0 votes
0 answers
97 views

Does a payment receiver get a full name of a cardholder when I pay with a credit card?

What information about a cardholder does a payment receiver get when paid with credit card via direct transfer. Examples: Spotify, Netflix, etc... How's all buying digital goods process released?
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17 votes
7 answers
6k views

How to know who bought the shares I sold

If I sold some shares through my stock broker, is there a way to find out who bought the shares I sold? Or is the transaction anonymous, where the buyer(s) and seller(s) will not be able to know the ...
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3 votes
2 answers
191 views

Will local visit to IRS keep me out of ID.ME system?

I would like IRS 6-digit pin. I do not accept the terms & conditions of ID.ME. If I visit IRS branch, and obtain IRS 6-digit pin, they will not enter me into ID.ME system, correct?
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0 votes
0 answers
180 views

I just bought a home and I want my new address to not be searchable by using my name. How can I keep my new address from being found

I understand that all real estate transactions are public knowledge. As far as displaying the value of my new home, how much it was purchased for, or if we took out a load or bought it in cash, I can ...
0 votes
1 answer
182 views

When shopping online, I prefer bank transfer to credit card for privacy reasons. Is privacy really better with traditional bank transfers?

I shop online relatively often, because online shopping is much more efficient than brick-and-mortar retail. Unfortunately, I therefore also leave behind numerous data traces, which would not be ...
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1 vote
1 answer
90 views

Should I be worried if my EIN application form and EIN are publicly available online?

Some time ago, I sent a Form SS-4 (Application for Employer Identification Number) to the IRS, and later received a reply from the IRS containing the EIN. Recently, I discovered that the Form SS-4 I ...
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2 votes
2 answers
212 views

Can somebody explain this thing about "US tax collectors" getting reports from banks about all accounts over $600?

I was reading on Slashdot about US tax collectors getting reports on accounts over $600. This quotes an Arizona Republic newspaper article discussing the proposal and a US treasury web page ...
0 votes
2 answers
250 views

Is it legal for a college to ask for your 12-month bank transaction history?

I'm trying to pull together my in-state residency petition before my fall bill is due after finding out suddenly that my residency was listed as out-of-state while I was on scholarship. The petition ...
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2 answers
201 views

Depositing a fairly large check, and privacy concerns

If someone deposits a large personal check (significantly more than their regular paycheck but less than $10k) into their personal checking account, is the bank allowed to ask any questions? Is the ...
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1 vote
1 answer
151 views

periodically change the IBAN number (of the payment account) for more privacy?

A colleague told me he cancels his payment account every few years and opens a new one for better privacy. He says the IBAN and various other related info should be known to as few people as possible. ...
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2 votes
1 answer
2k views

When sending money through Paypal which details does the receiver see?

When sending money through PayPal which details of the payer, the receiver gets? and what's the way to minimize it for the minimum details?
-1 votes
1 answer
116 views

Mandatory verbalization of private information [closed]

This year I am no longer able to access my account over my phone due the fact that my bank decided to drop (!!!) 2FA-class authorization, so verbalization of my personal information (!) is the only ...
4 votes
4 answers
981 views

Does a physical POS terminal expose my full bank card number to the merchant?

In theory, POS terminal communicates directly with the acquiring bank and has no need to tell the merchant my bank card number, cardholder name or any other details. The paper receipt I get contains ...
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2 votes
0 answers
219 views

Do money transfer companies have a LEGITIMATE need for a passport copy

Money transfer service Azimo asks for a copy of my passport. I sent it, after having written 'copy' on it, for security reasons. My transfer then was rejected, because 'We weren’t able to verify your ...
user avatar
2 votes
1 answer
3k views

Can you ask a bank to delete all your personal info they might still have from any closed accounts?

I have an account with a bank that I closed many years ago. I'm not sure if they still have my personal information on file or not, but is there a way to request that they purge ALL my information? ...
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26 votes
5 answers
10k views

Why would a home insurer offer a discount based on credit score?

Recently I received a letter from my home insurance company: Thank you for being a Gore Mutual customer. We're working hard to ensure that our products are competitive. And we want to provide ...
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-1 votes
1 answer
106 views

Is KYC information placed in a global database like bank accounts?

When I open a bank account or credit card, it is instantly accessible nationwide just like a credit report. What about opening an exchange account and filling out KYC information in the U.S. or ...
3 votes
1 answer
95 views

Does creating an Equifax account subject you to additional personal data collection?

For creating an Equifax account, (for use with security freezes, for example), this is included in the Terms of Use: You authorize and instruct Us to obtain, monitor, and compile Your: (i) credit ...
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1 vote
1 answer
307 views

How can I hide my personal information from public access when forming an LLC? [closed]

I am a US citizen want to create a company in the US that will not disclose my name or other personal information. How can I create such an entity? Are some states better for this purpose than ...
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12 votes
3 answers
3k views

Questions from dealer when paying cash for a car

My wife and I recently bought a new Chevy from a dealer here in California. We didn't use a loan, paid using a personal check. Even though we told them we weren't financing the deal, they insisted on ...
user avatar
1 vote
0 answers
338 views

As a US Citizen can I open a Canadian bank account without my social security number?

As I stated in the title: will I need to provide my Social Security Number if I choose to open a bank in Canada as a US Citizen?
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9 votes
2 answers
2k views

When you e-file your taxes with TurboTax, does Intuit get a copy of your personal information?

When you e-file your federal taxes with TurboTax's PC software, do the tax forms go through Intuit's servers, or are they submitted directly to the IRS somehow? i.e. do Intuit servers ever see a copy ...
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4 votes
3 answers
6k views

Sell anonymously on PayPal

I'd like to sell digital photos through my website using PayPal to help fund my photography hobby. Staying anonymous is important to me, so I don't want my name or address disclosed to buyers. A ...
31 votes
6 answers
7k views

How Does Home Sale Transaction Value Get into the Public Domain?

Being a privacy conscious person, when my wife and I bought our first house a few years ago, knowing that I did not consent to the information going public, I was surprised and a little perturbed to ...
user avatar
1 vote
2 answers
389 views

Who knows exactly how much I earn?

I reside in UK and I am full time employee. I came across a job that bases new employees salary on the old one. I also have been told that I will have my credit checked if I were made an offer. The ...
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12 votes
1 answer
1k views

Why does a real estate seller get to know the financing arrangements of the buyer?

If a seller of real estate will receive a payment for the full amount being negotiated when a sale closes, why do they (or do they?) get told what the financing arrangements the buyer may have made ...
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1 vote
1 answer
170 views

What credit card information are offline US merchants allowed to collect for purposes other than the transaction? [closed]

I would like to know how much personally identifying information (PII), or de-anonymizable information, merchants can collect, and how to avoid providing as much as possible. Specifically, what kind ...
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2 votes
1 answer
144 views

Opening offshore account from UK [closed]

I have a question about how to open an offshore account (preferably Switzerland) from within UK. I am British, a resident of UK, British passport, no duel citizenship. I have no intention of living ...
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23 votes
4 answers
429k views

How can I send money on Paypal without revealing my real name or address?

I have not used Paypal before; however, I need to use it to send money now. I have heard that Paypal shows your real name and address when you send money. How can I stop that, so that I can send ...
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1 vote
3 answers
3k views

Can a billionaire remain unknown legally? [closed]

I mean through undisclosed shares or any other financial ways.
user avatar
8 votes
2 answers
4k views

Can shops use card payments to track/profile customers?

Can shops use payment information when you pay with a debit or credit card to track a customer's buying habits? In other words can a shopkeeper link different purchases at different times in his ...
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0 votes
1 answer
1k views

Privacy preferences on creditworthiness data

Many US banks issue a privacy statement to their customers (for this question, assume a credit card customer) containing language like what's below, followed by a yes/no "Do we share?" and yes/no "Can ...
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1 vote
3 answers
224 views

How can cold-callers know about my general financial status

I suppose many are familiar with the situation, when you receive a cold call from someone very enthusiastic to recommend you a "great financial offer" and starts talking endless marketese, and if I ...
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1 vote
1 answer
97 views

What happens to personal data I disclose for joining an employee stock plan?

My employer has offered me to participate in a stock incentive program wherein I will receive a certain amount of stock in their American parent corporation on the (ostensibly) sole condition that I ...
0 votes
0 answers
148 views

401k plan employee rights?

Is it legal for my employer to know what I'm doing with my money that is in the 401k, that comes from my employer, without my consent? Is the financial services company that manages my 401k permitted ...
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3 votes
3 answers
44k views

Credit card with no card holder names on it

I am interested in creating a credit/debit card for online use which in no way references my real names and etc. I need to use, for say, pay some website hosting and not expose my credit card printed ...
3 votes
2 answers
3k views

"To open: fold and tear along perforation" -- why?

Why does some financial mail come in perforated envelopes rather than normal, sealed envelopes? Is it because they contain sensitive information, and normal envelope seals can be carefully opened and ...
1 vote
3 answers
454 views

Why should I not disclose my salary?

I'm not looking to blurt out or brag about my salary in social media or anything. I'm apparently making an article about how to get a raise and I am planning to disclose the exact raise (not salary) ...
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7 votes
2 answers
828 views

What data can be extracted from my credit card?

When handing someone (e.g., a hotel receptionist) my credit card, what data can they extract? Obviously the data that is printed on the card (i.e., personal name, various numbers, expiry date, credit ...
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39 votes
3 answers
64k views

My credit card company is asking for my current income citing "Federal Regulations"

So I received an e-mail today from a bank from whom I have an existing credit card as follows: To consider you for a future credit line increase, federal regulations require us to have your ...
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2 votes
1 answer
3k views

Can customs access PayPal payment data

After buying an item internationally customs intercepted the package and was asking in its declaration form for the PayPal receipt if applicable. Falsifying such a receipt would be beyond easy, so, ...
17 votes
6 answers
13k views

Is it safer to send credit card number via unsecured website form or by e-mail? What safer options are there?

I want to buy something from a VERY REPUTABLE Asian seller. They've got a lot of good references all over the internet. The only thing is, they are quite old-fashioned and so is their website. They ...
2 votes
2 answers
4k views

Receiving online payments without disclosing my name and home address?

Is there a payment gateway or something that keeps your name/identity private and not seen that takes credit cards? Does PayPal work, or does it show your name and home address? I would ONLY like my ...
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1 vote
1 answer
2k views

What information is sent to merchant with online/POS credit card and "no name" gift card purchases?

With credit card and online: your full name, full billing address and maybe some numbers from the card? Is there a difference in this regard between a "normal" merchant account or Paypal's credit card ...
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4 votes
2 answers
125 views

What should I include on a security checklist for choosing a Tax Preparer

I am considering an in-person Tax Preparer vs doing it myself online. I feel a little safer doing it online, but an in-person Preparer can offer advice for complex Tax situations. My concern is that ...
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2 votes
1 answer
3k views

Anonymous CC: Does "Entropay" really not hand my personal data over to a company - are there alternatives?

these days our anonymity gets less and less and today I remembered that I actually had a virtual credit card, that I might use to shop more anonymous, from Entroypay. Now Entropay states: "Financial ...
2 votes
1 answer
211 views

In a foreclosing Arizona home, can the bank or anyone hired by the bank access the home's interior premises without permission?

I am residing in an Arizona home that is being foreclosed upon, until the sale confirmation. Does the bank have any right to demand or assume rights to access the interior of my home while I am living ...
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