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Questions tagged [points]

The tag has no usage guidance.

0
votes
1answer
80 views

Can my other Chase credit card points use the 3x multiplier of the CSR card?

I have two chase credit cards with over $300 worth of points and will open another Chase card next month, the Chase Sapphire Reserve (CSR). I am wondering if my existing Chase points will get the 3x ...
3
votes
2answers
980 views

Buying points on a mortgage

Several questions on this SE have asked whether one should pay points (or even what they are). All of these questions appear to only look at the nominal cost, not the inflation-adjusted costs. Is it ...
-1
votes
1answer
82 views

Paying for travel with points or with a credit card that provides points? [closed]

Just had to go through an exercise where I was deciding between booking a flight through the Chase Sapphire reserve program using existing points (which are worth 50% more when used towards travel) or ...
55
votes
8answers
9k views

Gigantic point amount on rewards card - what are potential consequences?

Recently, I asked with an online form for some receipts to get added to my rewards card (because I forgot the card when paying). However, they accidentally added more than a thousand times the amount ...
1
vote
2answers
61 views

Do points and miles acquired through signup bonuses ever expire

Many credit cards offer sign up bonuses in the form of points or miles. Now, unless stated explicitly, is there an expiry date for this sign up miles/points?
0
votes
1answer
56 views

Relationship between points and air miles

Let us say I have Air Canada Aeroplan card, and if I shop at certain retailers, I accumulate points. Now let us say a particular flight on air Canada cost 100,000 miles. How to know how many points ...
3
votes
1answer
103 views

10-Year Treasury Future Quotes

The CBOE lists the current price for a June 2013 10-Year Treasury future as 132'155. The contract specifications state that the price quote is Points ($1,000) and halves of 1/32 of a point. Does ...
2
votes
2answers
1k views

Mortgage points vs. down payment: How should I look at the break even point?

Some relevant questions are here: What are points on a mortgage? Should I pay points on my mortgage? First Time Home Buyers - Down Payment, PMI and Points I am aware that most people look at the ...
4
votes
2answers
237 views

Is it good to get 2 credit cards for different bonus?

I currently have a pretty plain credit card, the First Tech Platinum, but I was thinking that I don't really get much out of it, so I started to looked into other cards with better rewards, and cancel ...
5
votes
2answers
408 views

Paying for mortgage points vs investing that money

First time home buyer here. So I've been reading about points and how an up-front payment can save you money in the long term. At first, the numbers seem pretty convincing. For example, pay $5000 ...
15
votes
2answers
6k views

What are points on a mortgage?

What are points on a mortgage?
16
votes
3answers
910 views

Should I pay points on my mortgage?

We're looking into refinancing from a 30 year mortgage at 5.5% (currently 23 years left) to a 20 year mortgage at 4.5%. Paying points will reduce the rate somewhat, but since we don't have extra ...
3
votes
2answers
205 views

Is there an easy way to compare store or credit card loyalty programs? How can I tell which is best?

Surely someone has come up with a spreadsheet or calculator to run comparisons?
9
votes
2answers
704 views

Are travel point / reward credit cards worth the hassle and cost?

Are travel point / reward credit cards worth the hassle and cost? Many such cards have fees, and when you try to book there are often restrictions. What has your experience been with these types of ...