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Questions tagged [overdraft]

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Does an unused overdraft help or hinder credit score?

Whilst at university, I was given an interest- and fee-free overdraft of £2000. I finished uni a few years ago by now, and the interest- and fee-free deal has now ended. I don't use the overdraft at ...
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Amount of money taken into account when applying for an overdraft?

Will a bank in England, Halifax to be specific, look at the amount of money I have in my current account if I apply for an overdraft. I don't think in normal circumstances I would get approved, and ...