Questions tagged [online-payment]

For questions relating to online payment services (Paypal, Google Checkout, etc.) and the use of online payments as a way to make purchases.

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3
votes
1answer
699 views

How to refuse a Clearxchange payment?

A client sent me a payment via Clearxchange. I do not use Clearxchange, nor do I want to start using it. The website states that once a payment is sent, then the sender cannot cancel it. But there ...
7
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2answers
1k views

Passing credit cards fee onto the customer in the UK

A recent comment on this site suggests it's “it is illegal to sell goods at different prices depending on the payment method used” in the UK. Yet, all low-cost airlines in Europe seem to do it. In ...
2
votes
1answer
371 views

What data does a seller receive when I pay by credit card?

I am interested in understanding what information a seller receives from a credit card payment; for example, I imagine my name, the amount of money transfered, but do they also receive my address? or ...
2
votes
3answers
72k views

Paid credit card bill, but money didn't leave my checking account [duplicate]

I paid my CC bill last Friday morning. The payment appeared in my CC account that same day. But now, 3 days later, the money still hasn't left my checking account (which is in a different bank). I ...
1
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2answers
435 views

Can I dispute charges where I did not enter CVV?

I recently was looking for hotels online out of the country in a pretty famous and legit online reservation system. Basically the reservation was like reserve now and pay later. The website asked for ...
0
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2answers
166 views

Can I force non-payment on a pre-authorization hold by closing account?

I was just thinking back to an episode of Silicon Valley, just hear me out, where Gilfoyle tells Dinesh he can close his bank account to avoid having the donation platform collect the $5,000 he doesn'...
3
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2answers
4k views

Potential phishing scam?

Made a large purchase order on a site with a safe Norton rating and A+ BBB rating. Noticed I put the wrong shipping address, called the number on the site, and I got the order canceled and received an ...
2
votes
2answers
348 views

It is usual practice for the most relevant part of online banking services (making payments) to only be available during working hours of a bank?

Where I live (Central Europe) it doesn't seem to be possible to make a transaction between two bank accounts of two different banks that is outside their office hours. This also applies to online ...
3
votes
1answer
141 views

How to safely sell and transfer a web domain?

Let's imagine the following situation: You have a domain like example.com and someone is interested in buying it. You as the owner of the domain are located in the European Union and the interested ...
2
votes
2answers
2k views

Money deducted without Verified By Visa authentication

I am an Indian who has a MNC Bank Visa debit card. I always use Verified By Visa service to pay using my debit card. Last day as usual i entered the details of card in an International Site(I have ...
5
votes
2answers
836 views

My eBay account was hacked and a fraudulent listing was made- Scam?

Recently my eBay account was hacked and a fraudulent listing was made, it was for a mobile phone with a sale price of just £12 (about 5% of its RRP) with 10000 units. I received a notification to say ...
2
votes
2answers
411 views

Any reason to use PayPal to buy on eBay if I'm using a Virtual Credit Card Number?

Before answering this question, please assume it is a given that: I am using a virtual card number for purchases regardless of whether I go through PayPal or not. I already have a PayPal account; the ...
0
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1answer
102 views

Unexpected overcharge on international transaction

I am living in Australia, and recently made a fairly large purchase online from a company based in the UK. When I made the purchase, it was during a promo period where the cost was 40% off the usual ...
4
votes
1answer
2k views

How can I sell things online legally as an under-aged person? [closed]

I'm a pupil from Germany, I'm 15 years old and I want to sell a product online. However, it's not as easy as it may sound. The first problem is that I am not allowed to sell things before I'm "...
1
vote
1answer
9k views

I just “paid” online with a debit card with no funds. What now?

I'm new to cards since I always prefered cash. I was just trying to claim my business on Foursquare, and they asked for Card registering, I input the information but it's an empty debit account, no ...
3
votes
1answer
3k views

How to pay IRS CP14H

I received a Notice CP14H from the IRS to pay a small amount of owed money. I want to do this online instead of mailing a check or money order. I went to irs.gov/payments and looked at my options, but ...
9
votes
5answers
24k views

How common is 3-D Secure with US credit card users?

For online transactions, the 3-D Secure layer seems to be a pretty good idea. It's seasoned and well-tested (read: old) and a lot of credit card companies in Europe offer it. For example, a lot of ...
3
votes
4answers
2k views

How can I stop PayPal from setting up automatic payment to vendors?

I find that often when I pay a bill with PayPal somehow the vendor is able to create an automatic payment. Then I have to go and cancel it. This is extremely annoying. How can I prevent PayPal from ...
2
votes
2answers
100 views

How to compare the different methods for checking out for online shopping?

When I shop online, I often find that there are different ways for checking out creating an account on the online shopping website choosing guest checkout option. Use some third party like Amazon or ...
3
votes
1answer
853 views

ACH Transfer limits

I belong to a Credit Union and they tell me that the maximum amount I can transfer via ACH is $500. That seems very low to me. Is that normal?
1
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1answer
402 views

What steps I should take if I'm failing to purchase anything outside of US and bank does not help me at all?

I have a very strange problem which drives me crazy for almost about a year and I just don't know what I can try to do next. So here's the situation so far: All my Wells Fargo debit cards seems to ...
3
votes
1answer
902 views

Can a company take money from a Debit Card at a Later Date?

I have booked an online service from a web site which only asked me for the Debit / Credit Card Info (Visa Electron) to reserve the service (Only save my Card details are saved, no deductions are made ...
2
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2answers
6k views

can you see the name of the person who purchased with the credit card online?

if you order something online via PayPal, can the person see the name of the person who purchased it on their credit card?
1
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2answers
120 views

Setting up auto-pay. Should I use my bank that holds mortage or my personal bank?

I am trying to setup my bills so I can be a little hassle free when it comes to paying them. The cost isn't so much an issue as me remembering to pay them in the first place. Currently, I have been ...
4
votes
1answer
197 views

E-shopping, the store refunds less money, how act?

I've ordered some product online. The next day I got an email: On 1st time orders, our company requires transactions to be completed via Paypal. We have refunded your credit card for the total ...
1
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1answer
500 views

How can I send money to someone from India to Pakistan?

I've one friend in Pakistan who did freelance work on a website project. So, I have to pay him for it. But unable to find any gateway.
5
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3answers
581 views

Have plenty of cash flow but bad credit

I had financial issues back in 06-08 (when the nation in general also did). I had debt I couldn't pay, and I had to sell our house short. I since then have not purchased anything I couldn't pay cash ...
0
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1answer
125 views

Personal Online Money Saving [closed]

I'm thirteen. I want to get some money for various online transactions. I do not want a full on bank account, nor can I get a joint checking account, because I don't to approach my dad about it. I ...
1
vote
2answers
1k views

Is it better to pay credit card bills through the online bill pay service offered by my bank or from my credit card's website?

I have a Radius Bank checking account with a bill pay service and a Capital One credit card. I can pay my credit card bill from either website. Is there any advantage to using Radius's over Capital ...
1
vote
1answer
14k views

Mastercard - No password for online transactions

I am from India and recently moved to France. In India while making any online transaction one need the information on the debit card and ATM pin number or need a password given by the bank ...
1
vote
1answer
863 views

My payment has been voided by the merchants but money wont show up on my credit card

I ordered something from the internet and payed thru credit card. But my order has been canceled and they promised to refund me the payment I made. They say the have only authorized the payment but ...
12
votes
4answers
6k views

Why is OkPay not allowed in the United States?

For those of us who deal with freelance foreign clients, I've heard of this company from clients, but can't figure out why it's not allowed in the United States. The reason I ask is that they ...
3
votes
2answers
1k views

How does Wells Fargo can detect my right account if I have multiple accounts when I am transferring money?

I have 4 different bank accounts with 4 different banks. I wanted to transfer money from my account in Wells Fargo to my account in some other bank ONLINE. But I don't see any option to add my other ...
4
votes
1answer
3k views

Is home address required for online payments

I have a question about online payment and I would appreciate it if one could answer. For online payments with debitcard in the UK, at the time of payment, I have always been asked to enter the home ...
3
votes
1answer
148 views

Find out if I have recurring charges to my accounts?

I do online payments for various services, and I'm wondering if over the years I've accumulated some recurring (perhaps annual) charges that I've forgotten about, for services I no longer use. Is ...
2
votes
1answer
835 views

Online accounting with Stripe/PayPal transactions

I have a small solo business where I sell services on a website. I probably have about 100 small transactions per month and people pay me with PayPal or Stripe. I have been doing accounting in an ...
1
vote
1answer
146 views

Why can't online transactions be completed outside of business hours?

If I want to (for example) pay my credit card bill online after business hours, I usually get some kind of confirmation message saying that the transaction will not go through until the next business ...
1
vote
2answers
133 views

Do numbers in an account number represent anything?

For example Is it possible to understand what the currency of an account is from the account number. Is there a global standard for this or all banks have their own ?
-1
votes
1answer
187 views

How to avoid maintenance fee when balance drops below minimum?

Looking for a way to, in the event of a purchase dropping my balance below the minimum daily balance (MDB) with no way to bring it above the MDB before the end of the day, make 6 point of sale (POS) ...
17
votes
5answers
250k views

How do I make a one of payment to my HSBC credit card bill with a HSBC debit card UK

I need to pay my HSBC credit card bill with a HSBC debit card and I can't transfer money between accounts (it doesn't show up on the list of accounts). When I click on the direct debit details it says ...
2
votes
1answer
167 views

Can anyone else make an online payment for me?

I want to register for the SAT, paper registration is currently not available in my country(Ethiopia), and I want to register online. Credit card and any other form of online payment is not possible ...
3
votes
2answers
234 views

Does Visa Electron preauth success necessarily mean the transaction will succeed?

I have placed an order with an online store which preauthorises charges at 100% the price of the item. Now on my Visa Electron debit card I have a daily purchase limit of say x dollars. The purchase ...
2
votes
1answer
431 views

How to identify currency of online payment

I made a donation online to a Canadian charitable organization, entering a donation amount in dollars, assuming it to be Canadian currency. It turns out that their donations were being handled by ...
4
votes
1answer
2k views

How long does a retailer have to take payment?

I made an e-commerce purchase in January 2015, for which I used a credit card. The product was delivered promptly; no problem there at all; however the retailer failed to debit my account until around ...
1
vote
1answer
89 views

What happened if a merchant capture the fund without delivering the ordered product/service?

I am new with the payment process. I hope clarification would be appreciated. I am developing a payment gateway. And I am trying to understand the way an authorization and capture of payment. What ...
0
votes
2answers
493 views

Citizens Bank: What counts as a 'qualified online bill payment'?

I am hoping to get the $200 bonus through this offer. One requirement is that I must post "three qualified online bill payments". My question is: What counts as one such bill payment? Does it have to ...
2
votes
5answers
787 views

Must I pay a credit card balance after receipt of the statement, or can I pay as I go?

I recently got my first credit card and am not sure how payment works (I'm used to debit cards). I know there's a closing date: you get the statement, and you have to pay it by a certain date. I made ...
0
votes
1answer
96 views

What is the most convenient way I can accept money transfer online? [closed]

I've made a deal with a person over email. He needs to send the payment online (around $3000), what is the quickest way I can make this happen? I need to be able to accept this transfer by tomorrow.
2
votes
1answer
4k views

Question about using a VISA card to withdraw money from PayPal balance

According to the following PayPal policy, https://cms.paypal.com/mz/cgi-bin/?cmd=_render-content&content_ID=ua/RecPymt_print The only way for me to withdraw money from PayPal in my country is ...
2
votes
2answers
851 views

How does credit card's online authentication work?

I am not sure if this question is valid here but this seems to be the most appropriate place. I have a credit card which I use to shop online. When I checkout a product on say, Flipkart, it asks me ...