Questions tagged [online-payment]
For questions relating to online payment services (Paypal, Google Checkout, etc.) and the use of online payments as a way to make purchases.
169
questions
1
vote
2answers
179 views
How to anonymously donate cryptocurrency to charities which only support traditional online payments platform?
A lot of charities that I want to help support only traditional online payments system, such as GoFundMe, GoGetFunding, JustGiving, Patreon, Paypal, Payroll Giving, Stripe, ...
Is there a way to ...
1
vote
1answer
58 views
Customer stated three options of international payment?
My customer asked one of three options of payment types (for remittance) from USA to UK.
These are:
(1) Intl-Wire - Domestic to foreign
(2) ACH - Domestic to Domestics
(3) IAT - Domestic to Domestics
-...
1
vote
0answers
32 views
Instant Type and Transmission [closed]
What is purpose of "Instant Type and Transmission" message? Who has to generate it?
28
votes
3answers
8k views
How should I handle money returned for a product that I did not return?
I purchased a laptop online through the official website, my card was charged immediately after I made payment. The item arrived around two weeks after that.
I checked my banking app and discovered ...
7
votes
4answers
2k views
Why is no routing number asked for?
I am new to US banking. I want to make an online payment to a business with minimal fees, and my recipient gave me their routing number and account number. However, the "pay bills" ...
0
votes
0answers
46 views
Taxes with respect to Stripe
If anyone here has used Stripe to accept international payments, can one tell the following:
A person in EU, another in USA, one in India buys a service and a person in India gets payment through ...
0
votes
1answer
100 views
How to invite somebody for a meal in a restaurant remotely?
My use case is the following:
I know somebody who helps me a lot over the Internet.
I would like to invite him for a meal to a restaurant that is local only to him.
How can I manage the invitation, if
...
1
vote
1answer
75 views
What type of payment processing withdraws money from bank account whether the account has the funds or not?
Im trying to understand the terminology involved in this process. The situation im referring to is this:
Some companies will charge cards, and take the money out of the account, whether your account ...
0
votes
1answer
31 views
I made a payment for Form 1040-ES via IRS.gov/payments. Do I have to fill any form in addition to that?
I made a payment for Form 1040-ES via https://www.irs.gov/payments. Do I have to fill any form in addition to that?
1
vote
2answers
134 views
Would companies pay me for some service by sending a bank transfer to me as a person?
Let's say I set up a website and contact some companies, and one of them hires my service to perform some kind of work for them.
Now that they are happy with my work, they are to pay me. Do they ...
0
votes
1answer
42 views
When paying the 1st and 2nd quarters of estimated tax payments (Form 1040-ES) due on July 15, 2020, should I make 1 or 2 payments on irs.gov/payments?
I read on https://www.irs.gov/businesses/small-businesses-self-employed/estimated-taxes:
First and second quarter estimated tax payments normally due April 15 and June 15 are postponed to July 15, ...
2
votes
0answers
79 views
Is it safe to sell with Zelle over a holiday
On 3 July 2020, Friday (while the US was on 4th weekend holiday) I sold a bicycle on Craigslist for $850 - a Zelle 'transfer' to my registered account with Chase bank. Today, 6 July, Monday - it ...
4
votes
1answer
101 views
How are 3rd party services able to determine if a card is a prepaid or a credit card?
Prepaid cards typically advertise being usable anywhere that (Visa|Mastercard) is accepted, and yet I've noticed an increasing number of places online and physical which accept (Visa|Mastercard), but ...
0
votes
1answer
101 views
Double charge while paying online
Lately I've started encountering this double charge procedure on almost every online payment I do.
For example, I've ordered some food from UberEats and the bill was 20,00€ (€10,00 x 2). I ...
5
votes
2answers
278 views
What does it mean to pay by purchase order?
Not sure if this is the right place to ask, but I'll give it a try anyway. I sell some software online that customers pay for using a payment processing service which allows you to pay using a debit/...
40
votes
13answers
10k views
How can a client pay me for freelance work if I don't want him to know my name and he is uncomfortable using bitcoin?
I've been contacted on a specialized Internet forum and offered a well-paid one-off job to translate a highly specialized text, and I'm happy to accept the offer, but there's a problem: I have always ...
0
votes
0answers
36 views
Profit sharing after a property has been sold
my cousin and l jointly owned a property which we have just sold. There was an outstanding balance of 20,000 on the mortgage as at when we sold. The ownership is 50/50. Do l deduct the balance ...
4
votes
2answers
329 views
What are some drawbacks to Interac's e-transfer auto-deposit option?
As a user, what are the drawbacks for Interac e-transfer auto-deposit and what I should consider before using it?
0
votes
0answers
52 views
International online payment
Recently, I noticed my bank is applying a currency conversion fee when I am paying in some online sites. The scenario is
I got to somesite.com and order a product (food/service/devilevry/whatever). ...
0
votes
0answers
72 views
Online Store is authorised but did not take the funds yet (initially deduced and then returned to my bank account)
Recently, I've done an online shopping for (~240 GBP) using my debit card (british bank). I have seen that the money has been initially deduced from my bank account, which I assumed was all fine, ...
2
votes
1answer
49 views
Why can't Bill Pay payments be scheduled with savings accounts with some banks?
Why can't Bill Pay payments be scheduled with savings accounts with some banks?
For example, the Bill Pay at bank of America doesn't the users to schedule payments with saving accounts:
0
votes
1answer
152 views
I got scammed or not and what should I do?
One day a company send me email that I was selected for position of assistant in real state agent. Then filled up form and ready for 1 month paid trial. Then they send me email to contact a person via ...
3
votes
0answers
74 views
How do certain companies force payment withdrawal while others can’t?
Not sure if this is the right place to ask so let me know otherwise, but it seemed the most appropriate...Some subscription services (Spotify, Netflix for example) can’t process your monthly payment ...
1
vote
0answers
195 views
How to split money between two devs of a Play Store app
Me and a collaborator made an android application and now want to sell it on the Play Store. We would like to know if it's possible to automatically split the money 50/50 between us in some way. As ...
12
votes
1answer
1k views
Verified by Visa - payment site is asking for social security number
I've wanted to pay a merchant in the European Union.
We've done business with that merchant for over 10 years and they are absolutely trustworthy.
They handle their online credit card payment service ...
0
votes
1answer
55 views
Consumer protection purchasing online course offered by USA company from another country: Which law applies?
I'm from Argentina. A big online learning platform from San Francisco offers course at a price (11 USD) in private navigation, but following the link with common navigation the price change (to 20 USD)...
0
votes
1answer
90 views
Is there such service that could transfer money from user's PayPal without I needed PayPal account [closed]
Is there such service that could transfer money from user's PayPal account dirctly to my bank account even if I don't have a PayPal account?
4
votes
1answer
758 views
Is there a way to use an ANZ Visa card overseas without a mobile phone for Verified By Visa?
I'm an Australian travelling in Asia on a budget. I've always travelled without getting local SIM cards so no phone. I rarely make purchases online.
About four months ago I bought a flight online ...
3
votes
2answers
1k views
What is the safest method of receiving payment for expensive items being sold on Gumtree?
I intend to try to sell a laptop on Gumtree. Since this is my first time selling something online, my knowledge of this is near zero.
I've researched the safest ways to sell items on Gumtree and I'...
20
votes
1answer
4k views
Do I have a right to cancel a purchase of foreign currency in the UK?
A few days ago I ordered 100 Euros using a travel agents website, to be picked up in their store and paid for them in GBP by debit card. I noticed just after that they aren't open on Sundays, meaning ...
1
vote
1answer
279 views
Online Shop won't deliver - What's my best choice of action? Inkasso or PayPal?
I ordered something online (~150€) from a shop that had ~30k mostly. positive reviews online. (After the fact I realized that all reviews from the last few weeks were horribly negative, though.)
I ...
0
votes
1answer
197 views
My money transfer went to the wrong bank, what can I do to reverse it?
I have 2 different bank accounts with a bank and a credit union. A payment through seller was posted into the wrong account. What can I do to reverse the transaction?
1
vote
1answer
122 views
Which payment methods are available in Google Pay
Is it possible to add to my digital wallet in Google Pay payment methods apart from credit/debit cards such as ideal or trustly?
3
votes
1answer
1k views
Does Google make money from 'Google Pay' for online purchases?
Does Google charge anything for using Google Pay and letting pay through it for online transaction in web of mobile app?
According to this guide, merchant, or PSP that would like to enable Google Pay ...
25
votes
5answers
5k views
Using credit/debit card details vs swiping a card in a payment (credit card) terminal
I was given by a seller an option to come to their office and swipe my credit/debit card there in their payment terminal.
Because it's a long way to get to their office, I asked the seller if he ...
0
votes
0answers
162 views
Merchant Requesting Sensitive information to validate credit card
I'm trying to subscribe to a cloud service and they are requesting a lot of information. Is there a limit to the information a merchant can legally request in order to let you use a credit card? They ...
-2
votes
1answer
84 views
Pre-Authorized Direct Debit through online forms
This might be a cross-over between stackoverflow and money.stackexchange but I am wondering about the rules and regs of setting up a Pre-Authorized Direct Debit (PAD) through an online form.
Say I ...
1
vote
0answers
98 views
Paying by voice - what is its transaction type
When I purchase something through voice virtual assistant, for example order Pizza through my Echo-Alexa - is it written in card schemes (Visa/Mastercard) as a Card-Not-Present (CNP) transaction or it'...
3
votes
3answers
268 views
Retailer charged different amount on my card
A little bit of context:
I did some online shopping.
I added some items in the basket for total amount of 770 and payed online with my card.
the 770 value transaction was status "pending" on my bank ...
3
votes
1answer
114 views
Do online billpay/banking force NSFs when they can?
When online banking and payment systems first came out, I remember they used to have a lot of issues with giving indicators (visual/email payment confirmation) that a payment was 'locked in', but then ...
1
vote
2answers
355 views
Real example for PWA application complete payment transaction offline
The new standard PWA provides ability for eCommerce websites to work offline. In theory this also includes the checkout part that complete the purchase by paying. But, can someone let me know about ...
0
votes
1answer
490 views
How do I get a notice number to pay North Carolina income tax?
This page says I can pay my North Carolina individual income tax using the online payment system: https://www.ncdor.gov/taxes-forms/collections-past-due-taxes/payment-options
But the online payment ...
4
votes
3answers
268 views
Reversing the credit card model to make it secure
I have read a lot about financial information being stolen, particularly credit card details, because they are stored or at least entered online or at points of sale. It seems to me that the method ...
5
votes
2answers
8k views
Product and refund offered in exchange for Amazon Verified Purchase review
A few days ago, out of the blue I was contacted by a purported Amazon seller who is probably based in China, about sending me a product in their catalog in exchange for a review. They probably got my ...
2
votes
1answer
143 views
Should I be concerned about chargebacks from users buying my software? [closed]
It seems like most payment processors favor the buyer when settling disputes. I sell custom made software and I know that users can issue a chargeback to avoid paying. Are chargebacks something I ...
40
votes
5answers
9k views
Do institutions have right to ask for your credit card security code and all other CC data?
A school wants my credit card data including a security code. They've sent me a form to fill in about my card. As I know security code is something that shouldn't be shared publicly. Should I provide ...
0
votes
1answer
104 views
What is the law on digital download refunds
I was after some advice if possible.
I currently sell digital products online through a 3rd party. The way it works is, i design / develop some code and upload it. The 3rd party prices it accordingly ...
-1
votes
1answer
101 views
Why do payment processors meddle with their business partners? [closed]
It's been in the news recently that payment processors are dropping their clients left and right, meddling with small businesses, and not being very upfront about it. In articles that mentioned why a ...
1
vote
1answer
583 views
Entered incorrect 3 digit when making online transaction
When purchasing a product online, at the checkout I entered the wrong 3 digit security code for my card. Does anyone know what will happen? Will the transaction still be successful? Will I be charged? ...
2
votes
2answers
143 views
Interaction-less payments, how do they work?
I've seen a lot of payment gateways offer subscription payments: the user agrees to pay a recurrent fee at a fixed interval.
However, there are also services in which you pay a variable pay-as-you-go ...
