Questions tagged [online-payment]

For questions relating to online payment services (Paypal, Google Checkout, etc.) and the use of online payments as a way to make purchases.

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1
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2answers
350 views

Real example for PWA application complete payment transaction offline

The new standard PWA provides ability for eCommerce websites to work offline. In theory this also includes the checkout part that complete the purchase by paying. But, can someone let me know about ...
0
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1answer
56 views

Customer stated three options of international payment?

My customer asked one of three options of payment types (for remittance) from USA to UK. These are: (1) Intl-Wire - Domestic to foreign (2) ACH - Domestic to Domestics (3) IAT - Domestic to Domestics -...
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0answers
32 views

Instant Type and Transmission [closed]

What is purpose of "Instant Type and Transmission" message? Who has to generate it?
7
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4answers
2k views

Why is no routing number asked for?

I am new to US banking. I want to make an online payment to a business with minimal fees, and my recipient gave me their routing number and account number. However, the "pay bills" ...
5
votes
2answers
945 views

My eBay account was hacked and a fraudulent listing was made- Scam?

Recently my eBay account was hacked and a fraudulent listing was made, it was for a mobile phone with a sale price of just £12 (about 5% of its RRP) with 10000 units. I received a notification to say ...
28
votes
3answers
8k views

How should I handle money returned for a product that I did not return?

I purchased a laptop online through the official website, my card was charged immediately after I made payment. The item arrived around two weeks after that. I checked my banking app and discovered ...
0
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0answers
46 views

Taxes with respect to Stripe

If anyone here has used Stripe to accept international payments, can one tell the following: A person in EU, another in USA, one in India buys a service and a person in India gets payment through ...
5
votes
2answers
278 views

What does it mean to pay by purchase order?

Not sure if this is the right place to ask, but I'll give it a try anyway. I sell some software online that customers pay for using a payment processing service which allows you to pay using a debit/...
4
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3answers
486 views

Is there a no-fee way for Americans to send electronic payments to American small businesses?

I currently have a registered business with a client that pays me every two weeks. Normally I send an invoice, and he sends a check via snail mail. We would like to move this to something online. ...
2
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3answers
16k views

How to send money from my Indian bank account/debit card to my PayPal account?

I have a verified PayPal account which I'm using for the last 3-4 yrs. I want to buy a book from a web site, but PayPal is the only option listed for payment. I have money in my bank account, but I ...
1
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2answers
133 views

Would companies pay me for some service by sending a bank transfer to me as a person?

Let's say I set up a website and contact some companies, and one of them hires my service to perform some kind of work for them. Now that they are happy with my work, they are to pay me. Do they ...
0
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1answer
99 views

How to invite somebody for a meal in a restaurant remotely?

My use case is the following: I know somebody who helps me a lot over the Internet. I would like to invite him for a meal to a restaurant that is local only to him. How can I manage the invitation, if ...
1
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1answer
75 views

What type of payment processing withdraws money from bank account whether the account has the funds or not?

Im trying to understand the terminology involved in this process. The situation im referring to is this: Some companies will charge cards, and take the money out of the account, whether your account ...
0
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1answer
31 views

I made a payment for Form 1040-ES via IRS.gov/payments. Do I have to fill any form in addition to that?

I made a payment for Form 1040-ES via https://www.irs.gov/payments. Do I have to fill any form in addition to that?
0
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1answer
42 views

When paying the 1st and 2nd quarters of estimated tax payments (Form 1040-ES) due on July 15, 2020, should I make 1 or 2 payments on irs.gov/payments?

I read on https://www.irs.gov/businesses/small-businesses-self-employed/estimated-taxes: First and second quarter estimated tax payments normally due April 15 and June 15 are postponed to July 15, ...
2
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0answers
75 views

Is it safe to sell with Zelle over a holiday

On 3 July 2020, Friday (while the US was on 4th weekend holiday) I sold a bicycle on Craigslist for $850 - a Zelle 'transfer' to my registered account with Chase bank. Today, 6 July, Monday - it ...
-3
votes
1answer
641 views

How to reverse PayPal payment?

How to make a reverse on PayPal payment? I am a buyer of wonderful online goods and services, through sites like ebay. I have pay too much to my friend who sell me things and now I need to reverse the ...
4
votes
1answer
100 views

How are 3rd party services able to determine if a card is a prepaid or a credit card?

Prepaid cards typically advertise being usable anywhere that (Visa|Mastercard) is accepted, and yet I've noticed an increasing number of places online and physical which accept (Visa|Mastercard), but ...
0
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1answer
101 views

Double charge while paying online

Lately I've started encountering this double charge procedure on almost every online payment I do. For example, I've ordered some food from UberEats and the bill was 20,00€ (€10,00 x 2). I ...
1
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2answers
176 views

When can a personal maestro prepaid debit card process payments without the owner entering the PIN number?

My bank gave me a debit card I can use to run small errands, especially online. I recently started using it for paying also meals and/or drinks. I noticed that sometimes it is not necessary for the ...
4
votes
2answers
289 views

What are some drawbacks to Interac's e-transfer auto-deposit option?

As a user, what are the drawbacks for Interac e-transfer auto-deposit and what I should consider before using it?
40
votes
13answers
10k views

How can a client pay me for freelance work if I don't want him to know my name and he is uncomfortable using bitcoin?

I've been contacted on a specialized Internet forum and offered a well-paid one-off job to translate a highly specialized text, and I'm happy to accept the offer, but there's a problem: I have always ...
0
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0answers
36 views

Profit sharing after a property has been sold

my cousin and l jointly owned a property which we have just sold. There was an outstanding balance of 20,000 on the mortgage as at when we sold. The ownership is 50/50. Do l deduct the balance ...
3
votes
4answers
3k views

How can I stop PayPal from setting up automatic payment to vendors?

I find that often when I pay a bill with PayPal somehow the vendor is able to create an automatic payment. Then I have to go and cancel it. This is extremely annoying. How can I prevent PayPal from ...
0
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0answers
52 views

International online payment

Recently, I noticed my bank is applying a currency conversion fee when I am paying in some online sites. The scenario is I got to somesite.com and order a product (food/service/devilevry/whatever). ...
0
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0answers
72 views

Online Store is authorised but did not take the funds yet (initially deduced and then returned to my bank account)

Recently, I've done an online shopping for (~240 GBP) using my debit card (british bank). I have seen that the money has been initially deduced from my bank account, which I assumed was all fine, ...
2
votes
1answer
49 views

Why can't Bill Pay payments be scheduled with savings accounts with some banks?

Why can't Bill Pay payments be scheduled with savings accounts with some banks? For example, the Bill Pay at bank of America doesn't the users to schedule payments with saving accounts:
0
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1answer
152 views

I got scammed or not and what should I do?

One day a company send me email that I was selected for position of assistant in real state agent. Then filled up form and ready for 1 month paid trial. Then they send me email to contact a person via ...
17
votes
6answers
13k views

Is it safer to send credit card number via unsecured website form or by e-mail? What safer options are there?

I want to buy something from a VERY REPUTABLE Asian seller. They've got a lot of good references all over the internet. The only thing is, they are quite old-fashioned and so is their website. They ...
16
votes
8answers
28k views

PayPal wants me to “add a bank account”, another funding source. Credit card isn't working. Why?

This is the second time in the last couple of weeks that I'm seeing the following error from PayPal. (Note: I've deliberately hidden the name of the merchant at the top.) "You cannot use this ...
3
votes
0answers
74 views

How do certain companies force payment withdrawal while others can’t?

Not sure if this is the right place to ask so let me know otherwise, but it seemed the most appropriate...Some subscription services (Spotify, Netflix for example) can’t process your monthly payment ...
3
votes
2answers
2k views

Why are interbank payment (settlement) systems closed for weekends and holidays?

Why are interbank payment (settlement) systems (TARGET2, for example) closed for weekends and holidays? Are they saving on the electricity of their servers or something? Or are they really checking ...
12
votes
1answer
1k views

Verified by Visa - payment site is asking for social security number

I've wanted to pay a merchant in the European Union. We've done business with that merchant for over 10 years and they are absolutely trustworthy. They handle their online credit card payment service ...
1
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0answers
195 views

How to split money between two devs of a Play Store app

Me and a collaborator made an android application and now want to sell it on the Play Store. We would like to know if it's possible to automatically split the money 50/50 between us in some way. As ...
0
votes
1answer
55 views

Consumer protection purchasing online course offered by USA company from another country: Which law applies?

I'm from Argentina. A big online learning platform from San Francisco offers course at a price (11 USD) in private navigation, but following the link with common navigation the price change (to 20 USD)...
0
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1answer
90 views

Is there such service that could transfer money from user's PayPal without I needed PayPal account [closed]

Is there such service that could transfer money from user's PayPal account dirctly to my bank account even if I don't have a PayPal account?
4
votes
1answer
741 views

Is there a way to use an ANZ Visa card overseas without a mobile phone for Verified By Visa?

I'm an Australian travelling in Asia on a budget. I've always travelled without getting local SIM cards so no phone. I rarely make purchases online. About four months ago I bought a flight online ...
3
votes
2answers
986 views

What is the safest method of receiving payment for expensive items being sold on Gumtree?

I intend to try to sell a laptop on Gumtree. Since this is my first time selling something online, my knowledge of this is near zero. I've researched the safest ways to sell items on Gumtree and I'...
20
votes
1answer
4k views

Do I have a right to cancel a purchase of foreign currency in the UK?

A few days ago I ordered 100 Euros using a travel agents website, to be picked up in their store and paid for them in GBP by debit card. I noticed just after that they aren't open on Sundays, meaning ...
1
vote
1answer
279 views

Online Shop won't deliver - What's my best choice of action? Inkasso or PayPal?

I ordered something online (~150€) from a shop that had ~30k mostly. positive reviews online. (After the fact I realized that all reviews from the last few weeks were horribly negative, though.) I ...
0
votes
1answer
197 views

My money transfer went to the wrong bank, what can I do to reverse it?

I have 2 different bank accounts with a bank and a credit union. A payment through seller was posted into the wrong account. What can I do to reverse the transaction?
1
vote
1answer
120 views

Which payment methods are available in Google Pay

Is it possible to add to my digital wallet in Google Pay payment methods apart from credit/debit cards such as ideal or trustly?
2
votes
1answer
1k views

Does Google make money from 'Google Pay' for online purchases?

Does Google charge anything for using Google Pay and letting pay through it for online transaction in web of mobile app? According to this guide, merchant, or PSP that would like to enable Google Pay ...
25
votes
5answers
5k views

Using credit/debit card details vs swiping a card in a payment (credit card) terminal

I was given by a seller an option to come to their office and swipe my credit/debit card there in their payment terminal. Because it's a long way to get to their office, I asked the seller if he ...
3
votes
1answer
114 views

Do online billpay/banking force NSFs when they can?

When online banking and payment systems first came out, I remember they used to have a lot of issues with giving indicators (visual/email payment confirmation) that a payment was 'locked in', but then ...
0
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0answers
162 views

Merchant Requesting Sensitive information to validate credit card

I'm trying to subscribe to a cloud service and they are requesting a lot of information. Is there a limit to the information a merchant can legally request in order to let you use a credit card? They ...
3
votes
2answers
5k views

Potential phishing scam?

Made a large purchase order on a site with a safe Norton rating and A+ BBB rating. Noticed I put the wrong shipping address, called the number on the site, and I got the order canceled and received an ...
-2
votes
1answer
84 views

Pre-Authorized Direct Debit through online forms

This might be a cross-over between stackoverflow and money.stackexchange but I am wondering about the rules and regs of setting up a Pre-Authorized Direct Debit (PAD) through an online form. Say I ...
1
vote
0answers
98 views

Paying by voice - what is its transaction type

When I purchase something through voice virtual assistant, for example order Pizza through my Echo-Alexa - is it written in card schemes (Visa/Mastercard) as a Card-Not-Present (CNP) transaction or it'...
3
votes
3answers
268 views

Retailer charged different amount on my card

A little bit of context: I did some online shopping. I added some items in the basket for total amount of 770 and payed online with my card. the 770 value transaction was status "pending" on my bank ...