Questions tagged [online-banking]
To be used for any questions related to banking transactions that can be carried out online [web based]. There is another broader tag online-tools if the questions is not specific to Banking
228
questions
0
votes
1
answer
62
views
Is there an international authority regulating (or aspiring to regulate) the software development of banking applications? [closed]
Every passing year, many people use more and more Banking applications and less billing cards and cash.
In every state, banking applications can vary both one from the other and they can vary between ...
- 5
0
votes
1
answer
218
views
Is using a firewall debit card (curve) a good solution to protect my main credit card?
I'm using Curve, a physical debit card that connects all your credit and debit cards in one and let you decide which one to use at each transaction by using its own app.
I've used it with my lower ...
- 467
0
votes
1
answer
136
views
Double charge while paying online
Lately I've started encountering this double charge procedure on almost every online payment I do.
For example, I've ordered some food from UberEats and the bill was 20,00€ (€10,00 x 2). I ...
- 577
0
votes
0
answers
90
views
Signing up with Zelle with a foreign address
I received $300 from family by Zelle notification in email.
I tried to sign up with Zelle, and my bank is a Zelle member, but the online app refused.
Could it be because my banking address is foreign?
...
- 1
0
votes
0
answers
97
views
Sugar daddy wants to transfer me money for me to buy him gift cards [duplicate]
I’ve been talking to a sugar daddy for a couple days and he wants to mobile transfer me 200$. He wants me to buy 150$ worth of google play gift cards for him and then keep 50$ for myself. Is this a ...
- 21
1
vote
2
answers
105
views
endorsing a check for mobile deposits
My bank requires me to write the following on the back of a cheque before I can use their mobile app to send it over to them:
For mobile deposit at XYZ bank only
I am very worried that once I ...
-3
votes
1
answer
1k
views
Is my sugar mamma scamming me [duplicate]
So I like an idiot wanted to make money and fast so I picked a sugar mamma who I then gave access to my online banking. **After! Agreeing to an amount of 300$ ** she then told me she was going to need ...
1
vote
1
answer
408
views
How to cancel a credit card you currently have debt on if the bank won't respond?
Several months ago, I got a credit card from Santander. I've tried many times to get their app Santander Sign set up and after about two months, it finally worked. But I still can't sign in because ...
- 912
0
votes
1
answer
128
views
Skimmers and bank accounts and banking security
I have read that banks will reimburse for "fraudulent activities". If I have a savings account and checking account, and my ATM is not linked to say my checking account, can this account ever be ...
- 1,102
3
votes
0
answers
225
views
Transferring money from HSBC UK to TD Bank in Canada
Lets say I want to transfer money to Canada from UK. HSBC-UK asks me to to enter the following information
Payee account number
Payments Canada Routing number
Bank Name
Now the question : Should "...
- 131
1
vote
1
answer
489
views
What does "LAWS" mean when appearing in a bank statement?
Some of the transactions on my bank statements have the code "LAWS" appearing in them, followed by a 6 digit code. It is also preceded by the payer's name.
Does "LAWS" mean anything in finance ...
- 11
0
votes
1
answer
81
views
Does Fineco Bank support trading on Tokyo Stock Exchange (TYO)?
Does the Italian financial bank "Fineco" supports trading on the Tokyo stock exchange? I can't manage to get this information anywhere.
- 103
0
votes
0
answers
56
views
I'm on vacation in Europe. Can I transfer between my 2 US bank accounts?
I'm in Europe for 5 months. I have an ATM card linked to 2 accounts at my local US bank (first account is in Euro and the second in USD).
Can I use my ATM card in Europe and transfer bfrom my Euro ...
- 1
16
votes
3
answers
6k
views
How do you link two checking accounts from two different banks in two different countries?
My fiancé wants to transfer a substantial amount from his Norwegian bank account to my U.S. bank account in a different and unaffiliated bank. He says he does not want to wire transfer the money. ...
- 169
3
votes
2
answers
243
views
Why would I open a low-rate 9 month CD instead of a higher rate savings account?
One specific (popular online) bank is offering a 9 month 1.25% CD, while it's savings account is 1.90%.
There's no way I see interest rates tumbling in the next nine months, so why should I -- why ...
- 50.1k
2
votes
1
answer
1k
views
Why do US online banks require permanent residency?
I am legally residing and working in the US under an H1B visa and so far haven't had any issues opening bank accounts. All I was ever asked for was proof of US address and a valid Social Security ...
9
votes
3
answers
2k
views
How to continue using the online banking feature of GnuCash (AqBanking) with PSD2 in effect?
I'm running GnuCash 2.6.19 (with AqBanking 5.7.8.0) on Ubuntu 18.04.3 LTS.
Ever since the European Commission's Revised Directive on Payment Services (PSD2) came into effect online banking with the ...
- 681
15
votes
4
answers
5k
views
How to understand payment due date for a credit card
I just recently got my very first credit card, the Discover It Card. I knew it was crucial to have one, as a great credit score is needed for important things. The question I have is in regards to the ...
- 153
10
votes
2
answers
3k
views
Why different interest rates for checking and savings?
I have recently become financially independent (21 yo student in US) and I am starting an independent bank account. I noticed that the interest rates on savings accounts are significantly higher than ...
- 103
0
votes
1
answer
6k
views
Should I enter spaces when entering the IBAN for online transactions? [closed]
The IBAN number of the account I want to transfer money to is NL99 INGB 9999 1234 99. When entering these details in the my online banking portal, do I have to insert spaces as shown or type the 18 ...
2
votes
1
answer
2k
views
What is Money multiplier deposit or MMD?
What is money multiplier deposit or MMD? How it works in Indian bank?
- 21
3
votes
1
answer
4k
views
Cashed a check twice
I recently had the stupidest idea to change my direct deposit from Wells Fargo to Bank of America (my BOFA account is about 6 months old).
Since I changed it 2 weeks in advance I was shocked when I ...
- 69
2
votes
3
answers
243
views
Other ways besides USPS/FedEx/etc to deposit LARGE checks into online banks?
Mobile Deposit is great and all, but most mobile apps have pretty low deposit limits. Even though Ally's limit is high ($50,000), checks can of course be higher.
Thus, what's the alternative to ...
- 50.1k
0
votes
2
answers
3k
views
do I need to send my online access information if someone is depositing money into my account is this a scam? [duplicate]
I met someone online. She says she wants to help me with legal issues. She said her late father left her a business and she says she is selling the business and sending the money to my account. She ...
- 11
1
vote
1
answer
9k
views
How does ACH Deposit work (USA) - account holder name mismatch?
I would have a question related to ACH deposit where payment processor behind the website (i think it is Stripe processor) request, in Banking part of webpage section, only account number and routing ...
- 47
1
vote
2
answers
1k
views
Are checks safe to use given mobile deposit?
Inspired by this question
Also, not a duplicate of this question as it's focused on image only deposit.
Since checks can be deposited via an image (mobile deposit), it seems like it would be ...
- 4,099
1
vote
1
answer
384
views
How to close a bank account with six figure savings?
The bank is American and I am not happy with their recent policy changes. I do have other bank accounts.
Now, some facts about me: I am an individual, not a business entity, not an investor. I've had ...
- 21
25
votes
3
answers
8k
views
What information do scammers need to withdraw money from an account?
There is a story currently on the BBC news website. The relevant points are:
Scammers called Alex pretending to be BT (telecommunications provider).
Alex provided scammers with information / help
...
- 823
0
votes
2
answers
78
views
Are intra-state and out-of-state online accounts insured by the FDIC?
Are intra state and out of state ONLINE savings/checking/CDs/money market accounts FDIC insured same as local brick & mortar bank accounts?
- 1
7
votes
3
answers
20k
views
Disadvantages of online checking accounts?
My parents helped me set up checking and savings accounts through Wells Fargo when I was a teenager and got my first job. Only now, ten years later, I’m realizing that the Wells Fargo accounts aren’t ...
- 73
1
vote
0
answers
53
views
Quickbooks Add-On Service Discontinued on 5/31
I am using QuickBooks Pro 2016. I received a notice that Online banking will stop working after 5/31. My question is if automatic bank transaction sync going to stop working only and/or the ability ...
- 11
0
votes
0
answers
156
views
man wants to send me money but wants my username and password- if i create a new bank account will i be safe? [duplicate]
a man contacted me on instagram for a sort of sugar baby arrangement, and wants my bank username and password to deposit money into my account. he says he needs this information so he can structure ...
- 11
3
votes
1
answer
131
views
Do online billpay/banking force NSFs when they can?
When online banking and payment systems first came out, I remember they used to have a lot of issues with giving indicators (visual/email payment confirmation) that a payment was 'locked in', but then ...
- 41
1
vote
1
answer
501
views
I wired a scammer some money, what now?
I mistakenly made a wire transfer (through swift) to an online scammer. I then asked my bank to issue a recall, which didn't work. Then I let them issue a fraudulent recall, now the receiver says the ...
- 111
0
votes
1
answer
125
views
US Financial Institutions Blocking Foreign IPs
Frustration aside, why do many financial institutions block other country IP addresses? What purpose does this serve, is it a legal requirement for some institutions (examples: The Money Source, My ...
- 1,541
2
votes
1
answer
164
views
Bank Accounts that use a common number
Why do some sorts of accounts not have their own account numbers? Instead they appear to pay into some sort of general account, relying on a roll number or reference to distinguish them.
My Mortgage ...
- 295
7
votes
3
answers
964
views
When do institutions exchange physical currency from electronic payments?
This question always been on my mind and I never truly understood the concept. I’ve done some digging and haven’t found the answer that is comprehensive.
I want to understand at what point does a ...
2
votes
2
answers
165
views
Are there any catches to no penalty CDs?
My bank offers a a 2.25% savings account. They also offer a 2.35% no penalty CD. This sounds like a straight upgrade with no downsides (ignoring a 7 day minimum holding period). This sounds too good ...
5
votes
3
answers
9k
views
Why do banks have daily deposit limits for check deposits with app?
I have a bunch of accounts at Fidelity and use their app to deposit checks on my phone. Each account has a daily deposit limit that is based on a number of factors, but the most important appears to ...
- 7,457
1
vote
1
answer
147
views
Landsbankinn and OTP bank issue [duplicate]
A friend of mine sent me a sum of some 300 EUR (from Iceland to Croatia) but mistakenly used the IBAN of my bank and not my bank account. He included my full name and bank's SWIFT code.
What is the ...
2
votes
2
answers
155
views
Why are banks sharing connection/synchronisation mechanisms?
I noticed that my banks (at least in France) start to offer the ability to consolidate accounts from other banks (in order to have a unified view of all belongings).
This is not done though a public, ...
- 1,162
0
votes
1
answer
293
views
ICICI: Redeem Mutual Fund SIPs through net banking
I invested in mutual fund through ICICI net banking. After 7 SIPs, I stopped transaction for that fund, but did not get any money back in my bank account. Can someone please guide how to redeem the ...
- 101
3
votes
2
answers
345
views
UK Issuing Bank blocked Debit Card. Said card was used fraudulently on ecommerce website. How can this happen?
I was using my UK bank account debit card in India, to buy few flight tickets for my inter city travel. Using my own laptop, in a co-working space.
Website used : www.makemytrip.com -- is one of ...
- 31
3
votes
2
answers
291
views
Does my bank's use of Voice ID put my assets at risk?
This week, I learned that Chase has introduced voice ID for my account, meaning when I call them, they will match my voice with their stored information, and allow phone access to my account based on ...
- 37.5k
1
vote
2
answers
61
views
Information about fee via 3ds secure protocol [closed]
I've made a transaction between my 2 cards issued by different Financial institutions (Banks). I've confirmed the transaction amount in 3DS window. But the total amount was decreased on a fee volume. ...
- 121
0
votes
1
answer
2k
views
Username/password change, can I be scammed later?
I gave my bank account log in and username along with security answers to someone. If I changed my username and password as well as my security questions, could I still be scammed later on?
- 1
82
votes
7
answers
44k
views
Is this work legal? Someone promises payment for converting money transfers to Bitcoin
An online company hired my friend as an account assistant. They told him they are a business consulting firm, and that they need an account assistant in every area. His job is the following:
Some ...
- 813
0
votes
1
answer
777
views
linking external bank accounts to other banks
A well known bank in my area mentions you can link external bank accounts and superannuation funds to your one bank account so you can conveniently see all your funds and net worth in one place, but ...
- 21
45
votes
11
answers
17k
views
Why is a transfer from an account to another not done instantly when it's not the same bank?
I own accounts at two different Romanian banks.
When I transfer money to another account at the same bank, the money is transferred immediately. However, when I transfer money to an account at a ...
- 561
0
votes
1
answer
75
views
External fund transfer Internet banking
Recently I got the internet banking service and I want to make an external fund transfer to a bank in USA am in Jordan. and I have to fill the following fields to complete the transaction
...
- 103