Questions tagged [online-banking]

To be used for any questions related to banking transactions that can be carried out online [web based]. There is another broader tag online-tools if the questions is not specific to Banking

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1answer
138 views

Is there such a thing as a virtual bank account that accepts deposit but not withdrawals? [closed]

I'm trying to accept a regular payment from a company that has changed its payment system and now only does BACS transfers. They want my full account and sort code in order to transfer money in to my ...
2
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1answer
47 views

Does Plaid provide snapshot or ongoing access to your financial data?

When a user connects their financial institution (e.g. bank) with Plaid for a fintech app or service, what type of authorization to one's transactions does that connection provide? Is it a one-time ...
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3answers
355 views

How someone can hack our bank account

Can someone hack and withdraw money from my bank account if they have my full name, bank name, last four digit bank account number and my phone number. Yes or No, Please explain why?
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0answers
101 views

Is this bank a scam? [duplicate]

I want to know of a bank is a scam. They want me to pay a COT code for transferring my money.
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1answer
55 views

Error opening Sofi Money Account

When trying to open a SoFi money account (or SoFi investment account), I'm told that there was an error and they couldn't verify my identity... i have checked this information 10 times and know its ...
2
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3answers
255 views

I was asked to provide my Full Name and Email to send me a mobile check, for writing a song. Amount is $300. Is it possible to be paid in this manner?

I'm a songwriter and I post all of my content on Instagram. I recently got offered to be paid $300 to write a song for his son's 6th birthday, coming up next week. I agreed and he's asked for my Full ...
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1answer
128 views

What are the pros and cons of using a personal bank for investing vs something like e-Toro?

I want to invest a small amount of money (about 1k to 5k) at the moment. My personal bank (AIB) offers some investment products. I suppose my main goal is to avoid inflation and big fees. At the ...
2
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2answers
176 views

Is it money laundering if they want to deposit in your account?

I would like to know if somebody asks for your banking account number and routing number but they are just depositing money into your account but is that money laundering?
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0answers
25 views

What is someone Transferred money to Swift Code of Different Branch of other State?

One of my client transferred the money from overseas also known as International Transaction, all bank details are correct but he entered the SWIFT Code of the Mumbai Branch and Mine is in Delhi. will ...
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1answer
51 views

Open bank account in the US or Canada

I don't know this is the right place to place this type of question or not. I am an indian citizen and I have an Indian passport. But i want to open a bank account in the US or Canada. Is there any ...
49
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5answers
11k views

Why do banks seem to be indifferent about identity theft?

Several years ago, I was in a terrible relationship in which my girlfriend fraudulently opened a credit card in my name. I forget the specifics, but she ended up transferring the full cash advance on ...
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1answer
51 views

What does same scheme account mean in banking purpose?

I'm planning to open an online savings account in a bank where i already have normal savings account. In the form though it asks me to declare that i don't have same scheme account in their bank. I'm ...
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0answers
426 views

Money Transfer and COT code [duplicate]

I am writing from Croatia. I have made some bitcoin trade and after many complictions was asked to open an account at Astroibank and the money was transfered into that account. When I wanted to ...
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7answers
15k views

Under what circumstances can a bank transfer be reversed?

Under what circumstances can a UK high street bank reverse, refund or cancel a bank transfer and do they need to contact the account holder beforehand? I had been under the impression that if I log ...
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0answers
36 views

What does "Monthly on %1$s" mean when setting a recurring payment with Revolut app? [closed]

When I try scheduling a recurring payment with my Revolut account,I can select a start date and then a "repeat" option, whose alternatives are: Never Daily Weekly on %1$s Monthly on %1$s ...
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0answers
127 views

Can I convert a cheque to money in any bank? Is there a fee?

After a Ryanair flight cancellation and several e-mails, they've sent a cheque. Well, I have no physical bank account in UK and have no idea how to claim money from a cheque. Plus, I suspect I will ...
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0answers
370 views

Download many check images from Wells Fargo?

How can one download a year's worth of check images for a Wells Fargo checking account? https://www.wellsfargo.com/biz/help/faqs/check-images/ describes a poor option of "go to Account Activity. ...
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0answers
64 views

How do I interpret this information about an International Wire Transfer?

Bank to Bank Info: DPF DB CASE 201217603993-001 UTA BENE DO NOT HOLD USD ACC SSN 0248388 DATED 12/17/20 ----------- What does it mean?
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0answers
28 views

Is COT (cost of transfer) exsists in bank from a certain country to another? (Eg. Uk to philippines or othe country to philippines) [duplicate]

Heres the scenario: I have invested through bitcoin to a certain company but the thing is endless payments were being asked and i have complied with them. A few days i received from a certain bank ...
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0answers
37 views

Query - Receipt of Online payment from USA customer to Account in United Kingdoms

I received payments from a USA customer in UK Account. All is doing well till start of 2019. In 2019 the customer from USA intimated that he has submitted an online check to our account in UK but the ...
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1answer
810 views

Why isn't money in a Transferwise account insured?

I'm thinking of moving my money to an online banking/transfer services. After an online search, I selected Transferwise for some reasons. While I was reading their docs, I found this: If something ...
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1answer
136 views

What to do now that "my" bank has finally removed the last bit of access to its alleged customers? [duplicate]

For a long time now, "my" bank (Nordea, in Sweden) has announced that it's removing what they used to call "simplified login". This "simplified login" actually meant &...
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2answers
1k views

Brokerage wants my bank login info for verification

I recently created a Brokerage account at ETRADE(https://us.etrade.com/). I transferred some money over from my bank, now they want me to login using my bank info on their website to verify my bank ...
3
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1answer
222 views

Is there a limit to how large a bill I can pay from a bank account?

If I have a checking account, can I use it pay large bills using online banking without encountering any difficulties? I intend to pay a bill of $20k+ to an educational institution. It will be a bill ...
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1answer
109 views

Account deactivated and unable to login to online banking after moving out of the USA some years ago — how do I reactivate it?

I left the USA about 6 years ago. Until some time ago, I used to be able to login to my online banking to check my balance, but I am unable to do so now. Unfortunately, they also have my US phone ...
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0answers
198 views

GnuCash with (optical) PhotoTAN?

With Ubuntu 20.04.1 I now installed GnuCash - both as Flatpak (version 4.1) and from the official repos (version 3.8) and am nothing less than flabbergasted that online banking still won't just work ...
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1answer
106 views

Why do banks withhold old statements and transactions in online banking? [duplicate]

I noticed that none of my banks I have accounts with in the US (i.e. my local CU, Bank of America, Chase, and Citi) offer any way to view or download bank statements (e.g. as PDFs), account activity ...
1
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1answer
121 views

How to reconcile a checking account against bank statements?

My first thought on this matter, is that if the balance is off by a certain amount, one or more missing transaction should add (withdrawl or deposit) to the missing amount. The software I am using for ...
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1answer
223 views

Can i receive money on PayPal account without a linked bank account

I have a PayPal account but I'm about to be paid without a bank account linked can I receive the money and spend it
1
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1answer
130 views

Wiill banks refuse my application for a current account if I don't pay a salary in?

I want to apply for a second current account to put funds into and also for some perks that they have (I don't want any interest due to religious reasons). But my salary will not be going into this ...
0
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1answer
233 views

If online company wants to deposits money into my banking account and wants me to send it to back to there vendor is it a scam can i be responsible [duplicate]

Do business do interview on hangout, and then they want to send you money for software but needs all your online banking information? They sent me money through my cash app. They want me send it to ...
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1answer
158 views

How long to wait before spending wire transfer money?

I made a trade online and someone wire transferred me some money. There's a possibility that the person might reverse the transaction. So how long should i wait before it is confirmed that the money ...
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1answer
59 views

Is there an international authority regulating (or aspiring to regulate) the software development of banking applications? [closed]

Every passing year, many people use more and more Banking applications and less billing cards and cash. In every state, banking applications can vary both one from the other and they can vary between ...
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1answer
142 views

Is using a firewall debit card (curve) a good solution to protect my main credit card?

I'm using Curve, a physical debit card that connects all your credit and debit cards in one and let you decide which one to use at each transaction by using its own app. I've used it with my lower ...
0
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1answer
108 views

Double charge while paying online

Lately I've started encountering this double charge procedure on almost every online payment I do. For example, I've ordered some food from UberEats and the bill was 20,00€ (€10,00 x 2). I ...
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0answers
67 views

Signing up with Zelle with a foreign address

I received $300 from family by Zelle notification in email. I tried to sign up with Zelle, and my bank is a Zelle member, but the online app refused. Could it be because my banking address is foreign? ...
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0answers
86 views

Sugar daddy wants to transfer me money for me to buy him gift cards [duplicate]

I’ve been talking to a sugar daddy for a couple days and he wants to mobile transfer me 200$. He wants me to buy 150$ worth of google play gift cards for him and then keep 50$ for myself. Is this a ...
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0answers
63 views

endorsing a check for mobile deposits

My bank requires me to write the following on the back of a cheque before I can use their mobile app to send it over to them: For mobile deposit at XYZ bank only I am very worried that once I ...
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1answer
1k views

Is my sugar mamma scamming me [duplicate]

So I like an idiot wanted to make money and fast so I picked a sugar mamma who I then gave access to my online banking. **After! Agreeing to an amount of 300$ ** she then told me she was going to need ...
0
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1answer
309 views

How to cancel a credit card you currently have debt on if the bank won't respond?

Several months ago, I got a credit card from Santander. I've tried many times to get their app Santander Sign set up and after about two months, it finally worked. But I still can't sign in because ...
0
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1answer
118 views

Skimmers and bank accounts and banking security

I have read that banks will reimburse for "fraudulent activities". If I have a savings account and checking account, and my ATM is not linked to say my checking account, can this account ever be ...
2
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0answers
186 views

Transferring money from HSBC UK to TD Bank in Canada

Lets say I want to transfer money to Canada from UK. HSBC-UK asks me to to enter the following information Payee account number Payments Canada Routing number Bank Name Now the question : Should "...
1
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1answer
385 views

What does "LAWS" mean when appearing in a bank statement?

Some of the transactions on my bank statements have the code "LAWS" appearing in them, followed by a 6 digit code. It is also preceded by the payer's name. Does "LAWS" mean anything in finance ...
0
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1answer
69 views

Does Fineco Bank support trading on Tokyo Stock Exchange (TYO)?

Does the Italian financial bank "Fineco" supports trading on the Tokyo stock exchange? I can't manage to get this information anywhere.
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0answers
55 views

I'm on vacation in Europe. Can I transfer between my 2 US bank accounts?

I'm in Europe for 5 months. I have an ATM card linked to 2 accounts at my local US bank (first account is in Euro and the second in USD). Can I use my ATM card in Europe and transfer bfrom my Euro ...
16
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3answers
6k views

How do you link two checking accounts from two different banks in two different countries?

My fiancé wants to transfer a substantial amount from his Norwegian bank account to my U.S. bank account in a different and unaffiliated bank. He says he does not want to wire transfer the money. ...
3
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2answers
215 views

Why would I open a low-rate 9 month CD instead of a higher rate savings account?

One specific (popular online) bank is offering a 9 month 1.25% CD, while it's savings account is 1.90%. There's no way I see interest rates tumbling in the next nine months, so why should I -- why ...
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1answer
1k views

Why do US online banks require permanent residency?

I am legally residing and working in the US under an H1B visa and so far haven't had any issues opening bank accounts. All I was ever asked for was proof of US address and a valid Social Security ...
8
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3answers
2k views

How to continue using the online banking feature of GnuCash (AqBanking) with PSD2 in effect?

I'm running GnuCash 2.6.19 (with AqBanking 5.7.8.0) on Ubuntu 18.04.3 LTS. Ever since the European Commission's Revised Directive on Payment Services (PSD2) came into effect online banking with the ...
15
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4answers
5k views

How to understand payment due date for a credit card

I just recently got my very first credit card, the Discover It Card. I knew it was crucial to have one, as a great credit score is needed for important things. The question I have is in regards to the ...

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