Questions tagged [online-banking]

To be used for any questions related to banking transactions that can be carried out online [web based]. There is another broader tag online-tools if the questions is not specific to Banking

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0answers
43 views

Help with MS Money [duplicate]

After upgrading from Windows 10 to Windows 11 I am unable to successfully download bank transactions into MS Money Plus Sunset edition
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2answers
424 views

Someone asked me to log in into their bank account

For almost two months, I have been talking online to a guy who allegedly owns a mining company in Australia but works in NYC for his current job, gem dealer! Allegedly, currently, he is on a cruise ...
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1answer
75 views

Can someone explain to me how does the AirTm work?

Can anyone explain to me how does the AirTm work? I understand the basics of it, but the entire process doesn't appear "smooth"..Basically just wanted to check can I get the money the ...
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1answer
87 views

Does Plaid provide snapshot or ongoing access to your financial data?

When a user connects their financial institution (e.g. bank) with Plaid for a fintech app or service, what type of authorization to one's transactions does that connection provide? Is it a one-time ...
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4answers
487 views

How someone can hack our bank account

Can someone hack and withdraw money from my bank account if they have my full name, bank name, last four digit bank account number and my phone number. Yes or No, Please explain why?
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0answers
49 views

transaction date showing as 29.10.2021 [duplicate]

I have just made a transfer between my own accounts, and the date is showing as 29/10/2021? very confused, as it is always immediate execution my accounts are with the same bank and have previously ...
2
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1answer
959 views

Why isn't money in a Wise (previously Transferwise) account insured?

I'm thinking of moving my money to an online banking/transfer services. After an online search, I selected Transferwise for some reasons. While I was reading their docs, I found this: If something ...
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1answer
215 views

Can bank accounts be locked down to prevent remote withdrawals? [closed]

IS it possible to secure a personal bank account so that deposits can be made remotely by somebody with the account number and sort code, but that withdrawals can only be made by somebody with direct ...
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0answers
436 views

Money Transfer and COT code [duplicate]

I am writing from Croatia. I have made some bitcoin trade and after many complictions was asked to open an account at Astroibank and the money was transfered into that account. When I wanted to ...
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1answer
4k views

What UK banks use card readers? [closed]

I'm with a UK bank that authenticates by sending a text message to a mobile phone number. I don't like this at all and I would like to switch to a bank that uses a solution with a cardreader, so that ...
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1answer
68 views

Error opening Sofi Money Account

When trying to open a SoFi money account (or SoFi investment account), I'm told that there was an error and they couldn't verify my identity... i have checked this information 10 times and know its ...
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2answers
182 views

Is it money laundering if they want to deposit in your account?

I would like to know if somebody asks for your banking account number and routing number but they are just depositing money into your account but is that money laundering?
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3answers
259 views

I was asked to provide my Full Name and Email to send me a mobile check, for writing a song. Amount is $300. Is it possible to be paid in this manner?

I'm a songwriter and I post all of my content on Instagram. I recently got offered to be paid $300 to write a song for his son's 6th birthday, coming up next week. I agreed and he's asked for my Full ...
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5answers
11k views

Why do banks encourage me to use online bill payment?

In the US, most consumer banks offer online bill paying. It's convenient for me, but what's in it for the bank? Many vendors take payment electronically, but some require a paper check sent via the ...
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1answer
131 views

What are the pros and cons of using a personal bank for investing vs something like e-Toro?

I want to invest a small amount of money (about 1k to 5k) at the moment. My personal bank (AIB) offers some investment products. I suppose my main goal is to avoid inflation and big fees. At the ...
49
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5answers
11k views

Why do banks seem to be indifferent about identity theft?

Several years ago, I was in a terrible relationship in which my girlfriend fraudulently opened a credit card in my name. I forget the specifics, but she ended up transferring the full cash advance on ...
15
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7answers
24k views

Is there such a thing as a deposit-only bank account?

My employer wants me to give my routing-numbers, social-security numbers, and basically everything else required to take money out of my account, to several third-party direct-deposit websites (one ...
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0answers
28 views

What is someone Transferred money to Swift Code of Different Branch of other State?

One of my client transferred the money from overseas also known as International Transaction, all bank details are correct but he entered the SWIFT Code of the Mumbai Branch and Mine is in Delhi. will ...
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1answer
55 views

Open bank account in the US or Canada

I don't know this is the right place to place this type of question or not. I am an indian citizen and I have an Indian passport. But i want to open a bank account in the US or Canada. Is there any ...
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1answer
53 views

What does same scheme account mean in banking purpose?

I'm planning to open an online savings account in a bank where i already have normal savings account. In the form though it asks me to declare that i don't have same scheme account in their bank. I'm ...
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8answers
1k views

How do you maintain your personal financial account #s and passwords?

I've done the larger estate planning questions for myself and my growing family, but on the less tangible and digital keys, how do you maintain a list of your financial information? I know nearly all ...
31
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7answers
18k views

Under what circumstances can a bank transfer be reversed?

Under what circumstances can a UK high street bank reverse, refund or cancel a bank transfer and do they need to contact the account holder beforehand? I had been under the impression that if I log ...
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0answers
37 views

What does "Monthly on %1$s" mean when setting a recurring payment with Revolut app? [closed]

When I try scheduling a recurring payment with my Revolut account,I can select a start date and then a "repeat" option, whose alternatives are: Never Daily Weekly on %1$s Monthly on %1$s ...
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0answers
130 views

Can I convert a cheque to money in any bank? Is there a fee?

After a Ryanair flight cancellation and several e-mails, they've sent a cheque. Well, I have no physical bank account in UK and have no idea how to claim money from a cheque. Plus, I suspect I will ...
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0answers
432 views

Download many check images from Wells Fargo?

How can one download a year's worth of check images for a Wells Fargo checking account? https://www.wellsfargo.com/biz/help/faqs/check-images/ describes a poor option of "go to Account Activity. ...
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0answers
68 views

How do I interpret this information about an International Wire Transfer?

Bank to Bank Info: DPF DB CASE 201217603993-001 UTA BENE DO NOT HOLD USD ACC SSN 0248388 DATED 12/17/20 ----------- What does it mean?
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0answers
28 views

Is COT (cost of transfer) exsists in bank from a certain country to another? (Eg. Uk to philippines or othe country to philippines) [duplicate]

Heres the scenario: I have invested through bitcoin to a certain company but the thing is endless payments were being asked and i have complied with them. A few days i received from a certain bank ...
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0answers
38 views

Query - Receipt of Online payment from USA customer to Account in United Kingdoms

I received payments from a USA customer in UK Account. All is doing well till start of 2019. In 2019 the customer from USA intimated that he has submitted an online check to our account in UK but the ...
2
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2answers
607 views

Gnucash creating transactions for wrong account in import

Something seems to be broken in the setup of my online accounts: whenever I get transactions for one of my accounts (via HBCI), Gnucash creates transactions for a different account and also looks for ...
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2answers
2k views

How can a Russian citizen get money from her US bank account?

My friend is a Russian citizen who once worked in the US but now lives in Russia. How can she get her money from her US bank account?
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1answer
3k views

What is the usual delay for a SEPA transaction?

I wired some money from France to someone having an account in Germany, using a SEPA (Single Euro Payments Area) My bank acknowledged the transfer, and the person is telling me his didn't. He is ...
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1answer
390 views

What does "LAWS" mean when appearing in a bank statement?

Some of the transactions on my bank statements have the code "LAWS" appearing in them, followed by a 6 digit code. It is also preceded by the payer's name. Does "LAWS" mean anything in finance ...
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1answer
138 views

What to do now that "my" bank has finally removed the last bit of access to its alleged customers? [duplicate]

For a long time now, "my" bank (Nordea, in Sweden) has announced that it's removing what they used to call "simplified login". This "simplified login" actually meant &...
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2answers
1k views

Brokerage wants my bank login info for verification

I recently created a Brokerage account at ETRADE(https://us.etrade.com/). I transferred some money over from my bank, now they want me to login using my bank info on their website to verify my bank ...
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1answer
248 views

Is there a limit to how large a bill I can pay from a bank account?

If I have a checking account, can I use it pay large bills using online banking without encountering any difficulties? I intend to pay a bill of $20k+ to an educational institution. It will be a bill ...
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1answer
110 views

Account deactivated and unable to login to online banking after moving out of the USA some years ago — how do I reactivate it?

I left the USA about 6 years ago. Until some time ago, I used to be able to login to my online banking to check my balance, but I am unable to do so now. Unfortunately, they also have my US phone ...
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0answers
208 views

GnuCash with (optical) PhotoTAN?

With Ubuntu 20.04.1 I now installed GnuCash - both as Flatpak (version 4.1) and from the official repos (version 3.8) and am nothing less than flabbergasted that online banking still won't just work ...
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2answers
994 views

How mistake-proof is the process for receiving a Tangerine email money transfer?

I want to send about $500 to a local charity. Some electronic-payment options include Vogogo (fee: usually $1.75), PayPal (fee: about 2%), or Interac e-Transfer (your bank sets the fee: between $0 ...
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4answers
5k views

How to understand payment due date for a credit card

I just recently got my very first credit card, the Discover It Card. I knew it was crucial to have one, as a great credit score is needed for important things. The question I have is in regards to the ...
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1answer
123 views

How to reconcile a checking account against bank statements?

My first thought on this matter, is that if the balance is off by a certain amount, one or more missing transaction should add (withdrawl or deposit) to the missing amount. The software I am using for ...
1
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1answer
112 views

Why do banks withhold old statements and transactions in online banking? [duplicate]

I noticed that none of my banks I have accounts with in the US (i.e. my local CU, Bank of America, Chase, and Citi) offer any way to view or download bank statements (e.g. as PDFs), account activity ...
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1answer
228 views

Can i receive money on PayPal account without a linked bank account

I have a PayPal account but I'm about to be paid without a bank account linked can I receive the money and spend it
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1answer
133 views

Wiill banks refuse my application for a current account if I don't pay a salary in?

I want to apply for a second current account to put funds into and also for some perks that they have (I don't want any interest due to religious reasons). But my salary will not be going into this ...
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1answer
240 views

If online company wants to deposits money into my banking account and wants me to send it to back to there vendor is it a scam can i be responsible [duplicate]

Do business do interview on hangout, and then they want to send you money for software but needs all your online banking information? They sent me money through my cash app. They want me send it to ...
3
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8answers
2k views

Are there any banks with a command-line style user interface? [closed]

I am bit fed up with my local banks that are click-click-click-...click type of banks, every time I use them I get a sense of absurdism. If I am doing anything a bit more specific like doing abroad ...
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1answer
160 views

How long to wait before spending wire transfer money?

I made a trade online and someone wire transferred me some money. There's a possibility that the person might reverse the transaction. So how long should i wait before it is confirmed that the money ...
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1answer
60 views

Is there an international authority regulating (or aspiring to regulate) the software development of banking applications? [closed]

Every passing year, many people use more and more Banking applications and less billing cards and cash. In every state, banking applications can vary both one from the other and they can vary between ...
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1answer
145 views

Is using a firewall debit card (curve) a good solution to protect my main credit card?

I'm using Curve, a physical debit card that connects all your credit and debit cards in one and let you decide which one to use at each transaction by using its own app. I've used it with my lower ...
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1answer
111 views

Double charge while paying online

Lately I've started encountering this double charge procedure on almost every online payment I do. For example, I've ordered some food from UberEats and the bill was 20,00€ (€10,00 x 2). I ...
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0answers
70 views

Signing up with Zelle with a foreign address

I received $300 from family by Zelle notification in email. I tried to sign up with Zelle, and my bank is a Zelle member, but the online app refused. Could it be because my banking address is foreign? ...

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