Questions tagged [negotiation]

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80
votes
10answers
19k views

Buying from an aggressive salesperson

I am shopping for a new, high-end musical instrument. In the US anyways, pricing is opaque and must be negotiated, and dealers sometimes adopt aggressive sales tactics. I am considering buying a ...
69
votes
4answers
9k views

What are some tips for getting the upper hand in car price negotiations?

My family wheels are pushing 200K miles and lights are starting to come on, noises are starting to come out, and I want to investigate a newer car before I sink money into repairing mine. What are ...
34
votes
4answers
13k views

Why is the car dealer insisting on a loan instead of cash?

I saw a question that said "He (dealer) knocked down the price quite a bit" but my experience is different. The dealership says that they have a US$1500 incentive if I take a loan from their financing ...
23
votes
5answers
3k views

How does one effectively negotiate rent?

I'm going to rent an apartment in a major urban area in the next few months. When I drive around the area where I want to rent I see numerous "For Rent" signs. Also when I look online there are ...
22
votes
9answers
7k views

First time home buyer. How to negotiate price?

I am a first time home buyer and am getting ready to make an offer on a house. The house is listed at $88,500 and has been on the market for 3-6 months. When I asked my realtor for his advice on what ...
17
votes
2answers
3k views

What's the proper way to negotiate a job offer's salary?

Say I receive an offer letter from a potential employer. They state clearly the offered salary, and I have a good idea how to value the benefits. With all that, it's less than I'd like. How can I ...
12
votes
2answers
14k views

How to lower my rent when it is listed as less than what I am paying

I live in a large apartment complex that opened last year. I just moved in mid-July 2013 signing a 12-month lease. As of today, the apartment complex is about 30% occupied. There are many units ...
12
votes
4answers
10k views

How much can I negotiate asking price on London rentals?

I'm moving to London soon and I'm trying to figure out how much higher, roughly are rent listings than the final rent landlords are expecting. Let's take as an example a 1-bed flat in East London ...
11
votes
5answers
3k views

Can I negotiate job salary after mentioning my desired range over phone with recruiter?

After a lot of interview rounds and a lengthy process for a tech job I applied, I got a phone call from the recruiter that they'd like to offer me the role. Over the phone, she asked me they are ...
10
votes
4answers
2k views

Should I negotiate a lower salary to be placed in a lower tax bracket?

I'm about to start the negotiation process for a new position. I expect the offer to be in the area of $72,000 - 76,000 / year. If the offer is higher than $73,800 should I negotiate to have my ...
9
votes
5answers
10k views

New car price was negotiated as a “cash deal”. Will the price change if I finance instead?

I am planning to buy a new car. I went to a dealership and when talking to a sales person I said I can pay cash. He knocked down the price quite a bit. Since the dealership did not have any low APR ...
9
votes
4answers
3k views

How can I negotiate a medical bill that seems excessive?

My son's pediatrician referred us to an occupational therapist for an assessment. The pediatrician was concerned about the way my son was holding a pencil with both hands. The details aren't that ...
9
votes
4answers
19k views

What is the average margin on a vehicle from a used car dealer?

I'm going to be looking for a used car here from a dealer, and I'd like to be as informed as possible when entering negotiations. A dealer has the car I want, used (looks like it was brought back from ...
8
votes
2answers
2k views

Do I need to get it in writing when paying off collections accounts?

I have a credit card in collections with a balance of $1972. I will be able to pay this off in a couple of weeks. I have read a lot of articles that say that I can negotiate to have the balance ...
8
votes
4answers
299 views

do I have to wait for one year to negotiate my salary?

A few months ago, I had an interview and received 8 months contract position. I accepted it. After a month later, the company offered me permanent position. They offered me 68k and I accepted it. I ...
8
votes
3answers
25k views

Can I negotiate to have a credit card interest fee waived?

I recently missed a credit card payment by one day (my first one ever in my history of credit starting from over 10 years ago), and I called the credit card company to have the late fee waived. I ...
8
votes
2answers
76k views

How to estimate a reasonable amount for a signing bonus?

I'll be receiving the details for a job offer in the next few days and I was wondering if there are any guidelines for negotiating or evaluating possible signing bonus amounts. Obviously, if they don'...
8
votes
1answer
572 views

Why does a real estate seller get to know the financing arrangements of the buyer?

If a seller of real estate will receive a payment for the full amount being negotiated when a sale closes, why do they (or do they?) get told what the financing arrangements the buyer may have made ...
7
votes
2answers
170 views

Can a Line of Credit be re-financed? Is it like a mortgage, with a term?

I have a home equity line of credit, for which I have had trouble making large payments against since my career change. I'm wondering if I should be concerned over the interest charges, and if there ...
6
votes
2answers
352 views

When negotiating a compensation package with a prospective new employer, how can I determine what element is worth more?

i.e. is there a way to "normalize" value and future-value of compensation components such as: annual bonus, commission, pension contribution, health benefits, vacation days, company car, etc. so that ...
5
votes
3answers
2k views

My broker is dragging his feet. Can I contact the realtor directly?

I had a home inspection done about a month ago. The results from that inspection revealed problems with the roof and ac unit. After the inspection I asked for my broker to contact the sellers to ask ...
5
votes
3answers
1k views

How much off list price can I reasonably expect to get from a dealership on a used car?

Background: I'm looking at buying a used 2012 - 2013 Honda Civic from a dealership. This is my first ever car purchase, and with my lack of knowledge I am concerned that I will overpay in negotiations....
4
votes
3answers
869 views

Negotiating rent at lease renewal

I'm renting an apartment in Mountain View, CA. My lease will be up for renewal in about 7-8 weeks. My landlord has not sent me a renewal notice yet, and when I called asking about it I was told that ...
4
votes
2answers
245 views

How to negotiate when you have something to give back?

The case is the following: I am buying a car from an auto stand. They buy back cars and I want to give mine. I think this can apply in a generic way. I want to buy a good and I have something to give ...
4
votes
1answer
201 views

What kind of information can I use when trying to convince my bank to lower the interest rate on my line of credit?

I'm looking to lower the interest rate on my line of credit, and, before calling up my bank, I am wondering what kind of information I should have prepared that I can use as arguments when trying to ...
3
votes
3answers
1k views

Hourly rate negotiation tips for paid internship

I would like to take some time off (more like reduce 50% study workload) from the life of a student on his way to a PhD. So far I have been living off tuition waivers and payment for assisting my ...
3
votes
4answers
403 views

Made an offer to buy an apartment, but the actual size is smaller than the one that was promised

Some time ago I decided to buy an apartment, so I started looking for one. I found one, sold through an agency, that I liked. The description on their website reported (and still reports even now as I'...
3
votes
1answer
268 views

To what extent are wedding prices negotiable?

Wow, wedding services are expensive. But maybe that's just the list price? Maybe we're supposed to say "well this is a great offer but I need you to come down 20% or we're going to use the golf club ...
2
votes
2answers
303 views

Is it possible to negotiate internet plans? If so how?

Are there circumstances when elements of an internet plan (e.g. price, contract length, fees, speed) can be negotiated? If so, how do you open the discussion for negotiation with a sales rep? In my ...
2
votes
3answers
688 views

How to answer a car salesman question?

I looked on internet forums and came to know that people in other cities have been paying a certain dollar amount for a particular model of Honda Civic. I want to quote that price to the dealer here ...
2
votes
1answer
213 views

How to negotiate for a second hand car that has been sitting on the dealer lot for months?

I am interested to buy a BMW i3 in California and I saw that there are a few ones for less than $13000 that appear to be sitting in the dealer for months. I saw the very same car advertised for $16500 ...
2
votes
1answer
97 views

Under offer on land based on previous sale price

I'm considering buying a section to build my 1st home on (the city I live in is crazy competitive and expensive due to a major earthquake 7 years ago on top of NZ's already bonkers real-estate market, ...
2
votes
2answers
656 views

Is a 100k salary twice as expensive as a 50k from the employer's point of view?

If you take everything into account (mandatory insurance, etc.), how much do employee and employer's representations diverge about employee's cost? For example, you may think a 5K increase in your ...
2
votes
1answer
5k views

Pre-Owned (CPO) Car Purchase: Dealer 'Certification' fee?

I believe I've been had in what seems like one of the most genius negotiating moves I've ever seen. I went to see this 2016 Nissan Versa S, priced at roughly 10k for 20k miles. It was exactly where ...
2
votes
1answer
704 views

Does Edmunds get a kick-back from the use of Edmunds Price Promise?

A family member is in the market for a "new" car (Not necessarily brand new) and is interested in using the Edmunds Price Promise service to save time finding contacts (and then contact them manually) ...
2
votes
1answer
152 views

What should be involved in a monthly family budget meeting?

My nephew just got married. I gave him my usual advice to use a monthly budget. He admitted that he's tried to keep a budget before, but he hasn't ever succeeded in forming a long-term habit of ...
2
votes
1answer
132 views

Extension: Can I negotiate original offer if I have other offer from different company?

This question is a direct and specific extension of this question that I had posted few days ago and received very good suggestions. Now I have an offer from another company worth $(X+10)k but I am ...
1
vote
3answers
1k views

How can I win at haggling when buying a significant household item?

My mom's pain specialist M.D. diagnosed her with severe Low Back Pain and Arthralgia. He recommended buying a soft high-quality mattress. She lives in Toronto Canada. Last month at a Sleep Country ( "...
1
vote
2answers
3k views

Should I try to negotiate a signing bonus?

I recently asked how to estimate signing bonuses and got some good advice. But now I find myself in a slightly different situation. I've been offered the job, and I am very happy with the offered ...
1
vote
3answers
287 views

A new car dealership's initial offer was lower than what I found online

I picked out a car yesterday and was offered it for about $22k. This actually surprised me because from what I've seen on Edmunds and Car Guru, the market rate for this car is $23k. I was prepared to ...
1
vote
4answers
289 views

How to negotiate cheaper car insurance?

I'm a new driver and I've been paying about £70 per month on my insurance which makes sense given my position. I obtained a new quote from the same insurance company and the price was £50 per month. ...
1
vote
2answers
105 views

Car Insurance Renewal Quote Negotiation

So, once again for the sixth time in a row I have ended up switching car insurer at the end of a 6 month policy term. Every time I received a renewal quote from the insurer I was with which was ...
1
vote
2answers
163 views

Comparing new offer wage to current position. Is it fair that the employer anchored the pay?

I work as a contractor (1099 in the US) for a company (let's call it A) a few hours a week and received an offer from a more prestigious, smaller company (B) in a similar field. I plan on working both ...
1
vote
0answers
163 views

How can I convince my bank to accept deposits without my signature?

My credit union doesn't accept any check deposits without signature endorsement from the recipient. I have a joint savings account with my spouse. They do not accept checks made out to both me and my ...
0
votes
2answers
10k views

Can you extend an introductory (0%) credit card offer?

Most of us have heard those stories about how cable companies, if pressured over the phone and threatened with a customer's cancellation of service, will offer up special deals / offers to retain the ...
-1
votes
3answers
314 views

Can you make money by getting a loan, not paying it and renegotiating it or is it a fraud? [closed]

Yesterday, I was wondering about a possible way of making money, which I suspect is a sort of fraud: John Doe gets a loan from the bank He does not pay the bank for months, or years. He receives a ...