Questions tagged [mutual-funds]

To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

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1answer
72 views

Should I enable trading?

While looking for Vanguard 500 Index Fund Admiral Shares (VFIAX) on IBKR I landed at: And the Enable Trading at the bottom caught my attention. Do we negotiate this in a different way than i.e. VOO ...
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1answer
67 views

Vanguard 500 Index Fund ETF, fixed income?

It seems some ETFs pay dividends other are fixed income. How can I know the one I'm interested in (i.e. Vanguard 500 Index Fund ETF) pays dividends or have fixed incomes?
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A mutual fund which is an alternative to Vanguard 500 Index Fund ETF? [closed]

I was thinking to invest in ETFs, since they look like a secure investment for a beginner. For example Vanguard 500 Index Fund ETF. But some might say mutual funds might be better or at least should ...
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6answers
139 views

Can buying mutual funds that performed best in the past 10 years work?

It seems one method to invest, without using much brain power, is to say, at the beginning of each month, if we have $500 to invest, then just look at the list of the best performing mutual funds over ...
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3answers
86 views

Do we get the "deferred tax" property like an IRA or 401(k), when we buy a mutual fund?

Although mutual funds (in USA) tend to move their position very slowly, but after 10 years or 20 years, that'd be more. For example, if we buy a mutual fund in year 2000, and they invested in ...
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2answers
81 views

Will I get the mutual fund/etf monthly distributions from the first month I invest in?

If a mutual fund or the etf gives distributions on a monthly basis, Will I get the distributions from the first month I invest in?
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1answer
94 views

If a mutual fund or etf closes the fund, what will happen to my investments?

If a mutual fund or etf closes the fund, what will happen to my investments? Will it sell all the investments at the market price -at the time the fund/etf decided to close- then it gives every ...
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2answers
61 views

What are the factors on should consider before investing in Mutual funds or subscribe a SIP

I'm in early stage and trying to build my finance. I'm checking various Mutual funds and some of them have very good returns ~18%. But I want to consider other factors like expense ratio and other. ...
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2answers
85 views

What does my portfolio look like when I buy into a share in a fund?

As I understand it, a fund is a portfolio of investments. If I buy a share of the fund, what does "my" portfolio of investments look like? Of course I just own that one share of the fund, ...
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3answers
391 views

How can a mutual fund be considered any risk at all if it has an average 5 year 17% return? [duplicate]

I am confused as to why mutual funds/ETFs in lets say BRSVX - Bridgeway Small-Cap Value could be considered having any risk since the 5 year return is at 17%. Doesnt that mean that in 5 years it hasn'...
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3answers
205 views

How do I start building a portfolio of mutual funds/ETFs? [closed]

I am looking for information on building a portfolio of mutual funds and/or ETFs that will be more on the stable side. How can I begin this journey ? This is for someone who is over 70 and lives in ...
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1answer
31 views

Finding Funds by Sector Investment

Until now my research on funds has been driven by the factsheets and details supplied by the investment platform that I use. It allows me to start from a fund and see where the investments are made to ...
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1answer
680 views

For mutual funds, can you pay capital gains taxes even if you sustain a loss (as this article implies?)

https://www.businessinsider.com/uit-unit-investment-trust says: UITs come with much lower expense ratios and also come with favorable tax terms. Because of the way capital gains taxes are structured, ...
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2answers
66 views

Frequent Mutual Fund Trading in Rollover IRA

In recent years, I started paying attention to my Rollover IRA again after not looking at it for many years. During the Pandemic last year, I made some adjustments to the portfolio which worked out ...
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5answers
264 views

How do I choose one fund over another if "past performance does not indicate future performance"?

I want to grow my capital by investing in funds (e.g. exchange-traded funds, mutual funds). However, I always see this disclaimer: "past performance does not indicate future performance" (or ...
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3answers
271 views

What is the best place to park the money while waiting for a sizable future market drop?

For the past few years I have been investing in equity mutual funds via equal monthly installments (dollar cost averaging). With last year's drop in the market, I was willing to put a lump sum into ...
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10answers
6k views

What is the worst thing that can happen with my investment in mutual funds?

I have downloaded two apps namely Groww and ET Money to see the various Mutual Funds available in the market. The disclaimer reads that Mutual Funds are subject to market risks. I am curious to know ...
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2answers
56 views

Following a mutual fund's investment pattern in direct stock market

I understand the difference between investing in stock market vs mutual funds and I have also read the main advantage quoted by the mutual fund companies that the experience of fund manager(s) ...
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1answer
53 views

What are "unit interests" in the context of a mutual fund?

I'm trying to understand how listed open-ended funds (LOFs) work in different geographies and I sometimes encounter the term "unit interests." The fact that it is never elaborated on ...
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1answer
104 views

Do Canadian funds lose money when investors cancel their purchase within 48 hours?

I found this in the fact sheet of BMO Junior Oil Index ETF (TSX: ZJO): What if I change my mind? Under securities law in some provinces and territories, you have the right to cancel your purchase ...
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1answer
86 views

How can a fund have negative "Net Other Assets"?

This is the composition of the Fidelity Government Money Market Fund (SPAXX): How is it possible that the "Net Other Assets" is negative?
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1answer
67 views

What are the pros and cons of Inflation Protected funds vs Intermediate Government Securities funds?

For example: PRRIX - https://www.morningstar.com/funds/xnas/prrix/quote Inflation Protected SGVIX - https://www.morningstar.com/funds/xnas/sgvix/quote Intermediate Government
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2answers
1k views

What is a Government Money Market Fund?

I have a 401K and is currently invested. I have an option to rebalance part of the investment to a Fund called SPAXX https://fundresearch.fidelity.com/mutual-funds/summary/31617H102 Can someone ...
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3answers
2k views

Should we really be looking at the expense ratio while choosing funds?

While doing a bit of research on choosing mutual funds, I found that almost all the blog posts and web pages seem to suggest how harmful the expense ratio is, how much money we lose over time due to ...
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1answer
55 views

Average Annual Total Return - How to calculate fractional number of years?

Per the SEC Form N-1A, P(1+T)n = ERV Where: P=a hypothetical initial payment of $1,000. T=average annual total return. n =number of years. ERV= ending redeemable value of a hypothetical $1,000 ...
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India - Can a broker see the direct mutual funds I have?

This question is from the context of India. I have multiple regular mutual funds bought through a financial broker. I'd like to buy a few direct mutual funds now to maximise returns. Can the broker ...
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21 views

How to calculate Annualized tracking error of an Index fund given daily historical data?

Let's say I have Fund A (A) and Benchmark (B) and the daily closing value of both, stretching back 5 years. To find the Annualized Tracking Error (ATE), would this method be correct: Compute ...
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1answer
37 views

Financial Metrics Section in Morningstar mutual fund report (blue arrow with white cross?)

Just wondering if anyone out there knows what these blue arrow with white crosses mean under "Financial Metrics". I see them in almost all Morningstar mutual fund reports. Unsure why they ...
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1answer
94 views

What happens with funds whose underlying is in a different currency if there is hyper-inflation?

Let's suppose that a british investor invests in a mutual fund whose underlying is in american dollars, but which is bought in pounds sterling. This means that the fund's managers convert the pounds ...
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1answer
57 views

What is the effect of rising interest rates on a Bond Fund?

For Example: Assume you purchase $1,000 of a bond fund. If the bond fund has an average duration of 5 years and general interest rates increase 1% , what is the impact on the value of the bond. What ...
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3answers
2k views

If a mutual fund sell shares for a gain, do investors need to pay capital gains tax twice?

In here it is stated that An investor holding mutual fund shares in a taxable account may owe tax on any net capital gains realized from the sale of his fund shares during the calendar year. In ...
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0answers
43 views

Diversification vs VTSAX

What advantage do I gain by holding a mix of mutual funds over just VTSAX? One oughtn't put all one's eggs in one basket. One mitigates risk by holding multiple distinct asset classes in multiple ...
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4k views

Why a bank would propose a depositor to invest part of their money to mutual funds, instead of bank doing it itself?

Currently, some banks in Greece propose their depositors (via financial consultants) to invest their money in foreign mutual funds. Their main argument is that deposit interest rates are close to zero ...
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2answers
106 views

Is this the right way to calculate capital gains when cashing out a mutual fund?

I cashed out a taxable mutual fund in January. It is a long held fund. I got an activity history of all the transactions so that I can figure out an estimated tax to send in to the IRS as currently, I'...
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2answers
80 views

How are investments distributed across an index?

Let's say an individual invests a sum of money on an index, say, through Vanguard (e.g. VFIAX or VTSAX): How does the allocation of this investment get distributed across shares of the companies in ...
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17 views

How to read Mutual Funds's Exp ratio and its Yrs Average Annual Returns

I have read the following comments on this forum: Over long horizons, you absolutely want to minimise the expense ratio – a seemingly puny 2% fee p.a. can cost you a third of your savings over 35 ...
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0answers
26 views

how to evaluate Mutual Fund with overall return including Exp Ratio?

I am trying to learn how to choose mutual funds for long-term investment. My goal is to max the return. Fund A is simple. Exp Ratio is lower. Fund B has more restrictions. The Average Annual Returns ...
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1answer
110 views

Will mutual fund managers be penalised or even fired if their fund performance is too poor?

In my country, the banks always package mutual fund as a "safe", "diversified", and yet potentially "high return" investment as oppose to buying a stock. Most of the time,...
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18 views

Tax for sold mutual funds and stocks in non-retirement accounts for resident aliens on OPT [duplicate]

Tax-residency --> Resident Alien Immigration status --> F1 - OPT There is a similar question here but not the same. My question is: Assume that I sold some mutual funds and stocks, however never ...
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2answers
2k views

How does a fund's expense ratio work?

There are several posts here but I cannot wrap my mind around it. Suppose a fund has an expense ratio of 0.055%, as I understand it that means $55 per $1000. Where do the expenses come from? Is every ...
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0answers
37 views

How do companies' Bitcoin (or other proof-of-work cryptocurrencies) holdings impact their ESG ratings?

When I land on the Morningstar page for a fund, for example Legal & General Future World Climate Change Equity Factors Index Fund, or a Blackrock iShares ETF page, for example iShares MSCI World, ...
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3answers
210 views

Trading out of mutual fund, into lower-cost ETF - is it worth it? [duplicate]

I've got a large amount of money (for me) in a US large cap index fund, with a 0.25% expense ratio. I've recently gotten back into investing after a long hiatus, and am now putting most of my money ...
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1answer
94 views

How could i start an ETF or Mutual fund? [closed]

I want to start a mutual fund and an etf. How would i go about doing this? i would want it to be publicly traded on the market. Thanks for any answers!
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1answer
35 views

While calculating PE ratio of a mutual fund what do I do with negative earnings of a particular stock?

I am reading one of Peter Lynch's book and he recommends some decisions based on the PE of a mutual fund. While trying to calculate the PE of the mutual fund, I came across a member stock with the ...
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5answers
299 views

What's stopping me "day-trade" mutual funds?

I invest monthly into several funds, such as this one. Last week, I noticed a new fund I'd just invested a small amount into ($100) had grown by 12% in one week (now worth $112). I investigated the ...
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22 views

Should we do sip investment through hdfc amc account or hdfc securities

I have recently open my DMAT account on HDFC Securities. I can purchase or shell share from here. Even I can purchase SIP from here but it is regular growth not director growth. Then I read on some ...
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3answers
364 views

What kind of services do mutual funds offer that their equivalent ETFs don't?

This answer by base64 mentions: Now you may ask why VTI is 0.03% while VTSAX 0.04%. That is because Vanguard of VTSAX provides service, while the service of VTI is provided by your broker. I don't ...
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40 views

How can a Mutual Fund that is not an ETF be traded on an exchange?

Have a look at https://www.onvista.de/fonds/DJE-Zins-Dividende-PA-EUR-Fonds-LU0553164731. It is the information page for a regular fund ("mutual fund"), not an ETF. Nevertheless, it has a ...
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0answers
55 views

How do I do an in-kind transfer of funds from an individual to joint account in Vanguard?

For a few years I had an individual brokerage account in Vanguard where I invested in some mutual funds. Now I decided to open a joint brokerage account with my wife and transfer these funds to this ...
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52 views

Finding green investment funds

I'm trying to find green/sustainable funds to add to my (UK) pension and am finding it quite hard to pick out good candidates. I'm interested more in the green credentials than in the performance. ...

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