Questions tagged [mutual-funds]

To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

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3 votes
3 answers
531 views

Fixed-income fund question (dividends may be paid out of capital)

So there are a lot of fixed-income funds, and the ones focusing on non-investment grade corporate bonds seem to produce a lot of interest (around 7~8% each year). Now my question is almost all of them ...
1 vote
1 answer
202 views

Understanding how bond prices change

I came across following statement regarding Indian debt funds in ValueResearch ebook: The RBI announced retracting ₹2 lakh crore of banking funds through a 14-day reverse-repo operation in January ...
0 votes
1 answer
71 views

closing mutual fund accounts from India

I have been working outside of India for few years now and am interested to know if there is a way straight forward way to close / liquidate all mutual funds held in CAMS which is the registrater for ...
0 votes
0 answers
33 views

Can margin interest be added to a debit balance beyond 50% equity?

I carry a margin balance and I am always trying to plan ahead for the worst-case scenarios… If I get below 50% equity in my mutual fund brokerage account because of market fluctuation and a margin ...
4 votes
1 answer
330 views

Fixed deposits in 10 banks vs Mutual Funds

This question is to be answered in terms of security of the money as well as how profitable the investment is. Let's say a person is in India under 30% tax slab. In India, FDs are more secure than ...
-4 votes
1 answer
206 views

Why waste money buying index funds when you can can buy all the stocks on index on your own?

I've got a question. As we know that index funds puts money on all the stocks of a particular index(say Dow index) - on all 30 stocks present in the Dow index. My question is if I have enough capital ...
1 vote
1 answer
185 views

Calculating the basis for shares of international stock mutual fund

I'm calculating the basis in connection with redeeming shares of an international stock mutual fund. The fund has paid dividends quarterly, which I reinvested. I'm reviewing the Federal 1099-DIV ...
4 votes
4 answers
282 views

Do I receive any economic benefit when a Mutual Fund makes a distribution?

Do I receive any economic benefit when a Mutual Fund makes a distribution? I am asking this question from the point of view of someone evaluating my income. Let’s say to evaluate how much I should pay ...
1 vote
2 answers
174 views

index rebalancing question

When the S&P 500 adds or removes companies, my intuition is that the companies added have a higher market cap than the companies removed. To what extent does this difference drive the growth of ...
0 votes
0 answers
11 views

AMC's in India support Direct Plan Mutual Funds for NREs

What are the Bank based AMC's in India support Direct Plan Mutual Funds for NREs ? I gone through AXIS and Kotak bank, and I understood that they don't facilitate Direct-Plan for NRE to invest in ...
1 vote
1 answer
156 views

Why choose NSE MFSS and/or BSE StAR MF?

While reading disclosure material published by mutual fund houses, I came across a discussion of the Mutual Fund Selection Service by NSE and the StAR MF service by BSE. To be precise, it was pg 50 of ...
5 votes
2 answers
734 views

How could the percentage exceed 100 here?

I'm reading The Little Book of Common Sense Investing and in chapter 11 it has a prologue, IN SELECTING MUTUAL FUNDS, too many fund investors seem to rely less on sustained performance over the very ...
2 votes
2 answers
180 views

How does mutual funds confiscate the stock dividends?

I'm reading The Little Book of Common Sense Investing by Bogle John, the founder of Vanguard index funds. In Chapter Six: Dividends Are the Investor’s (Best?) Friend: But Mutual Funds Confiscate Too ...
0 votes
1 answer
214 views

Possible ways to recover Mutual fund return (India)

In year 2003(I was a teenager), my uncle took some of my money and invested it under my name on mutual fund in India. Now in 2021, I want to know it's return. Unfortunately, neither him nor I have any ...
0 votes
1 answer
141 views

Where can I look up total returns of stocks, ETFs, and mutual funds? [closed]

I'm looking for a free way to look up total returns of various stocks, ETFs, and mutual funds. FinanceCharts.com lets me save lists of stocks and ETFs and view total returns for various time periods, ...
3 votes
2 answers
1k views

How to maintain NAV (Net Asset Value) for family fund

I have a Google Sheet which consolidates multiple funds in which I am invested. I also track my trades in the same sheet and update the profits to track XIRR returns overall. This is working fine for ...
6 votes
5 answers
5k views

Mutual funds question: “You need to spend money to generate income that’s sustainable, because if you don’t, then you end up eroding your capital,”

From the very end of an article on CNBC: Cox suggested investing in actively managed funds only when investors seek dividend income during retirement. “You need to spend money to generate income that’...
1 vote
1 answer
167 views

Question to do with ETF price changes during the day

In my learnings I was told the nav price of an etf is calculated at the end of the trading day,So the next day trading resumes at that price but then fluctuates due to supply and demand for the etf ...
0 votes
0 answers
26 views

How do I calculate the NPV(of DCF) of a mutual fund investment?

How do I measure the yearly cash-flow of a lumpsum mutual fund investment (or an equity investment) (provided I am not cashing out each year), also what do I take as the discount factor?
1 vote
2 answers
83 views

For mutual funds, does average annual return mean compounded annually or continually or daily?

Vanguard's Portfolio Allocations page (1926-2019) shows 9.21% Average annual return for 70% Equity and 30% Fixed income. Does this mean 9.21% compounded annually? GOAL... If at age full retirement age ...
1 vote
1 answer
40 views

Question about AB - Global High Yield Portfolio AA GBP

I have some GBP currency lying around that I don't know what to do with. And no I don't live in the United Kingdom. So I was looking to investing in something safe like this bond fund: https://markets....
0 votes
1 answer
168 views

How can I make GnuCash to use fractions instead of decimals for dollar amounts?

In a Mutual Fund "Account Type", I enter an "Income Dividend" transaction of 0.482 shares with a value of $403.72. GnuCash converts this to $403.7137. Behind the scenes, it appears ...
5 votes
1 answer
1k views

Mutual Fund Fees

Let's say I were to invest 10,000$ in a mutual fund and it has an annual fee of 2%. If the fund gains over the year, then my actual gains would be after subtracting the 2% in fees. But if the fund has ...
2 votes
2 answers
382 views

Does the distribution of an index ETF depend on the day of inception?

My question is this: for ETF or mutual fund such as VTSAX, VTI, VOO, SPY, or even QQQ, a lot of time, it has the top 10 holdings such as Apple or Microsoft, and it is because these stocks have grown ...
0 votes
1 answer
85 views

How do we trust power of compounding with mutual fund SIP

When I search for SIP Mutual fund plans, often I see huge money returns in the long run. But when I research, it's usually mentioned as Power of compounding, that's how they're able to return such a ...
6 votes
2 answers
333 views

is the treasury bill portion of a bond fund subject to state/local taxes?

Assume we have some fund (like a money market fund) with x% of the capital in treasury bills. Treasury bills are not state or local taxed. If I invest some capital into this fund, is my entire portion ...
1 vote
0 answers
61 views

Can I buy mutual funds on an Interactive Broker ISA account?

I live in UK and I don't see in the interactive brokers settings a way to enable trading permissions for mutual funds in my ISA account. I wonder if this is not allowed only in Interactive Brokers or ...
25 votes
6 answers
8k views

Should I sell mutual funds that are performing well or poorly first?

I have roughly equal investments across 4 different high-risk "growth" mutual funds -- let's just assume that other than all being high risk, they're fairly well diversified. Two of the ...
2 votes
1 answer
361 views

Understanding Implications of Return of Capital?

There is an ETF/fund I was looking at and I noticed a curious mix of what goes into their regular "dividend" payout. The amount consists of dividend income + long/short capital gains, and ...
6 votes
1 answer
1k views

Gnucash Mutual fund changes number I enter

In GnuCash, I have tried setting up a mutual fund similar to the Stock Account example in 9.4 of the GnuCash manual, but as a Mutual Fund. The account that I set up looks something like this (example ...
2 votes
1 answer
123 views

Vanguard: Targeted Retirement Mutual Funds vs Targeted Retirement Trusts

I have two different 401(k) accounts and each hold a Vanguard "Targeted Retirement 2040" instrument. I had assumed they were the same, but I just realized that the two accounts actually hold ...
1 vote
1 answer
61 views

how do robo advisors make cross asset selections?

I want to understand how robo advisor make cross asset selection. We have a history of asset returns and it's standard deviation so we know sharpe ratios for most asset classes or even individual ...
1 vote
2 answers
124 views

What would be the instrument/index with the most historical data available for something similar to TLT aka a bonds fund? [closed]

I would like to have as much historical data as possible regarding a bonds fund performance similar to the iShares 20+ Year Treasury Bond ETF (TLT). For now I have this source but it goes back to only ...
4 votes
1 answer
232 views

Quotes for funds in my Fidelity-managed 401(k)?

I've had several employer-provided plans through Fidelity over the years. Fortunately, they offered extremely low-cost passive investment options, like Vanguard Institutional Index Trust, which tracks ...
2 votes
1 answer
55 views

How to determine if a mutual fund sale is a gift or purchased if sold from a transferred account?

I received ownership of a mutual fund account from my father about 15 years ago which I have continued using. Turbotax has just started asking me this year how I received the investments that were ...
1 vote
2 answers
49 views

Index fund within a FoF wrapper

Is there ever a benign explanation for allocating a large percentage of assets to an index fund during FoF portfolio construction? From the manager's point of view, the perks are obvious, especially ...
-3 votes
2 answers
170 views

Are there any downside in investing in a municipal money fund instead of purchasing municipal bonds assuming the money fund's yield > muni bond yield?

I wonder whether there exists any downsides in investing in a municipal money fund instead of purchasing municipal bond, assuming the money fund's yield (tax-free) is higher than the muni bond yield (...
0 votes
1 answer
73 views

If a US tax resident buys some shares in a municipal money fund and sells them shortly after, do they incur any taxes?

If a US tax resident buys some shares in a municipal money fund (e.g., Schwab Municipal Money Fund SWTXX) and sells them shortly after, do they incur any taxes? The municipal money fund is advertised ...
3 votes
2 answers
142 views

What is the catch in Money Market Funds ( core account)?

I see some of the money market Funds are yielding higher than the online-banks Schwab Value Advantage Money Fund® Investor Shares (SWVXX) is yielding 4.47% FIDELITY GOVERNMENT MONEY MARKET ( SPAXX ) ...
0 votes
0 answers
30 views

How to compute the total return of a fund that had its NAV split in 2?

I'm trying to learn how mutual funds work by creating a bunch of small programs. My next target: understanding total returns. For this, I want to write a program that, when given, for a fund: the ...
2 votes
1 answer
102 views

Tax loss - wash sale rule and mutual funds

I was reading up on tax loss harvesting because I recently sold some stock at a loss. I've know about the wash sale rule, but in my reading came across this information (emphesis mine) This means ...
2 votes
1 answer
137 views

Calculating XIRR from XIRR of multiple portfolios

I have two portfolios of mutual funds, each showing its respective XIRR. I would wish to know the XIRR of my all portfolios to evaluate how every portfolio or investment strategy is working. Is it ...
2 votes
2 answers
193 views

Is this the right way to calculate capital gains when cashing out a mutual fund?

I cashed out a taxable mutual fund in January. It is a long held fund. I got an activity history of all the transactions so that I can figure out an estimated tax to send in to the IRS as currently, I'...
2 votes
1 answer
287 views

Buying a index mutual fund vs an ETF for income tax purposes

It is my understanding that if an investor buys an open ended mutual fund and the fund distributes a capital gain to the investor then that gain can be offset by the investor selling a stock (or ...
4 votes
3 answers
299 views

What is meant by "priced in"?

I've been trying to wrap my head around the idea of stocks with future earnings/value "priced in". How does this work exactly, with a fund. Does some manager look at the possible earnings ...
1 vote
1 answer
173 views

For a mutual fund, where can I find the AUM?

Given a mutual fund, where can I find its AUM (assets under management)? I am seeing a number on its page called "Total asset value". Is that the AUM? I don't think it is, because the number ...
0 votes
1 answer
145 views

What are the advantages of ETF's over mutual funds? [duplicate]

I'm 65, still enjoying full time work, and have around US$900 in cash and mutual funds, following fixed asset allocation. In March 2023 I may start drawing $3000/month in social security and investing ...
0 votes
3 answers
126 views

What are the factors on should consider before investing in Mutual funds or subscribe a SIP

I'm in early stage and trying to build my finance. I'm checking various Mutual funds and some of them have very good returns ~18%. But I want to consider other factors like expense ratio and other. ...
3 votes
1 answer
123 views

at age 65 should I still keep $190k in traditional IRA mutual funds, or start moving it to non-IRA mutual funds? [closed]

And, I want to keep the full $190k invested. What are strategies that I should consider?
1 vote
1 answer
220 views

Benchmark for an active investment strategy

I analyze the results of a long-short investment strategy on European mutual funds. I would like to compare the performance of the strategy to a benchmark. But not wanting to bias the results, I would ...

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