Questions tagged [medical-bill]

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2
votes
3answers
104 views

Do I get reimbursed from my HSA for amount applied to the deductible or the actual amount paid?

My health plan (Cigna) through my employer is a HDHP that comes with an HSA (through HSABank). When somebody in my family gets medical services, they "bill" the insurance, which tells the medical ...
8
votes
1answer
228 views

Medical bill sent straight to collection agency

I was very surprised to receive a letter from a collection agency regarding a medical bill incurred during my wife's pregnancy last year. We never received any correspondence via mail, e-mail, or ...
2
votes
2answers
170 views

EOB says I owe $98, but provider says I owe $0

I went to ER few years ago, and EOB shows all the services claimed, discounts all those, and the final balance to be $98, which I was waiting for the hospital to send me the final bill for me to pay ...
2
votes
1answer
109 views

Hospital charged me for more than insurance claims that I owe

I recently had a medical procedure done that had a number of diagnostic tests leading up to a surgery. All of the various bills from that went through insurance, with me paying the out-of-pocket ...
1
vote
0answers
90 views

Health insurance payment does not match up explanation of benefits. What's going on?

My wife and I utilized the services of a chiropractor who happened to be out of network with my insurance provider (will name in an edit if it is important). My Explanation of Benefits says that out-...
1
vote
1answer
75 views

Medical expense deduction when there is no income

If medical expenses exceed your income, is there a mechanism by which you can receive money back when you file your taxes? What impact would trying to claim the Earned Income Tax Credit have on this ...
3
votes
2answers
99 views

What should a medical receipt contain to be IRS-approved for an HSA withdrawal in the United States?

In the United States, one must keep records of all one's medical expenses processed through one's HSA in case of an IRA audit. What should a medical receipt contain to be IRS-approved? I'm assuming it ...
1
vote
1answer
39 views

How do I submit receipt for FSA reimbursement for my spouse's medical expense?

I and my two children are under Kaiser, while my husband is under a different medical plan (BlueShield of CA). I enrolled in medical FSA while he is not. I read online that his medical expense can be ...
0
votes
1answer
170 views

Can I get multiple hospital indemnity plans (e.g. Aflac and such)?

Is it possible to get multiple hospital indemnity plans from different companies such as Aflac and Metlife? If I were to get one by myself, can I cancel any time?
1
vote
0answers
33 views

Can I Expense Reimbursements To An Employee Who Received Medical Treatment In A Foreign Country?

I have an employee who was sent to a foreign country on a business trip. He got in an accident while he was there and had to be treated at a hospital. Since he was there on a company trip, we ...
11
votes
2answers
1k views

When is an HSA expense “incurred”?

Starting next year (2019), my family will be covered by an HSA plan. A member of my family is undergoing a medical treatment, starting on 12/27/2018, which will continue into March 2019. There is a ...
11
votes
3answers
1k views

Original creditor forwarding payments to collection agency

In 2017 I had back surgery performed at an orthopedic specialist surgery center. During the billing process I set up auto-draft for all of the bills so that I would not have to worry about missing a ...
5
votes
2answers
151 views

What portion of the fee to my MD's concierge medical practice is eligible for US Internal Revenue Service medical deduction?

First, I know about the 7.5% AGI floor for medical deductions in 2018 (scheduled to go to 10% of AGI in 2019). We are above the 7.5% AGI floor. Our doc has recently transferred to a concierge ...
6
votes
2answers
379 views

Medical bill with wrong name sent to collections

A few weeks after my wife gave birth, the medical bills started rolling in. One of them was addressed to "BB Last Name)." Our last name is not common but there are other people in our city with the ...
1
vote
0answers
150 views

How to pay ER bills after collision in someone else's vehicle

Which insurance(s) should I contact to file claims in the following situation? I have auto insurance for my vehicles with the usual coverages including personal injury protection, which I understand ...
1
vote
1answer
52 views

Must I prove that I've paid the medical provider before receiving payment from the insurer?

I recently submitted some medical insurance claims to my medical insurer. They are requesting proof of payment of my medical bill since I'm requesting that I be paid, not the provider. Am I required ...
0
votes
3answers
442 views

Bait & Switch Doctor [closed]

I took my two daughters for a “Free Consultation” to an Orthodontist. They said the doctor may need to take x-rays, Panoramics. These are not included in free consultation. I checked with my ...
1
vote
2answers
93 views

Income Tax Deduction / Reimbursement of Rs.15000/- per year

Can the purchase of medical equipment like Blood Monitor Machine, Blood Sugar Machine etc. be claimed under the medical reimbursement or income tax deduction of up to Rs.15000 per financial year for ...
5
votes
2answers
407 views

My dentist sent a forged bill to my insurance (California, US)

I had an appointment with my dentist and they gave me a receipt with a total amount $409.00 for the services. Then they claimed $985.00 from my insurance. Insurance paid $750.00. They didn't ask me ...
0
votes
2answers
367 views

Selling Stocks to Cover Medical Costs

I know that often times the argument against holding stocks is the tax applied after selling them. But what if I have a sizable medical expense to offset the capital gains taxes? Will holding and ...
8
votes
1answer
263 views

Is this a form of insurance fraud? Provider charged us less than reported to insurance

We needed an expensive genetic test for our daughter. UCSF hospital suggested a new lower cost provider, and sent the sample in. The provider called us and said they are "unique" in that they would ...
1
vote
2answers
121 views

Minimum amount of PII (personally identifiable information) to ding credit

If I give a Dr. my past address (property that is either now a rental where I am the property manager or a house I no longer own), date of birth, age etc. and a copy of my passport, but don't give ...
1
vote
3answers
127 views

Structuring of Large Medical Bills

I have a situation where my friend is cash poor from recently buying a house and just landed in the hospital for a few days. I would like to help him cover the medical bills when they start rolling ...
2
votes
1answer
144 views

Medical collection for parents - will it affect me?

My parents were visiting the US from Europe and they had some sort of travel insurance. During their visit, my dad had a fall and was taken to the ER; thankfully nothing was wrong and he was released ...
26
votes
4answers
6k views

$7300 medical billing error reported to credit agencies

I opened up a Credit Karma account and noticed a collection in the amount of $7368. It was originated from Eisenhower Medical center. So I called Eisenhower to inquire and after 45 minutes on the ...
0
votes
1answer
121 views

How likely is it for my Medicaid plan to approve a Prior Authorization?

I just enrolled in Medicaid, specifically the UnitedHealthCare Community Plan in New Jersey. Now most of the medications I'm currently taking are included in the Preferred Drug List, but there are a ...
0
votes
2answers
590 views

Does my Medicaid plan cover medicines and tests prescribed by out-of-network doctors?

I just enrolled in Medicaid, specifically the UnitedHealthCare Community Plan in New Jersey. Now most of my existing doctors are part of the network of this plan, but there's one doctor who I really ...
37
votes
9answers
15k views

Is it common in the US not to pay medical bills?

Context: As a foreigner in the US for a few months, I'm wondering how to react regarding medical bills. Indeed, I had to go to hospital and received medical bills. Surprisingly, some of my colleagues ...
1
vote
2answers
99 views

UK Limited Company paying third party medical costs

I own and run a small limited company in the UK. Via one of our associates, we were recently approached by a 3rd party asking for help in paying medical bills for treatment that was not covered by an ...
10
votes
1answer
165 views

Can you deduct membership to a doctor's office as a medical expense?

In the US, I'm trying to figure out if membership to my doctor's office is deductible. My office charges a $149 annual fee for access to the office, which allows them to provide good online tools, ...
11
votes
2answers
744 views

If I make an out of pocket medical payment on my normal credit card, can I withdraw that amount from my HSA?

I accidentally paid for some medical expenses using my normal credit card instead of my HSA account. Can I withdraw the equivalent amount from my HSA without tax liabilities?
-2
votes
3answers
337 views

What incentive one has to pay a medical bill in this situation?

I was talking to a friend over the weekend and he told me that some states in the United States don't allow unpaid medical bills to be reported in the person's credit report. If that were true than ...