Questions tagged [mastercard]
For questions related to Card settlement "MasterCard" company. If the questions are not specific then the tags Credit-card should be used.
60
questions
0
votes
1
answer
95
views
Strong Customer Authentication and payment to the UK Home Office with debit card of EU bank account
I need to pay the UK home office with the debit card linked to my EU bank account. They gave me a payment slip to send by post, where to write my card number, expiry date, security code. I have two ...
user132398
5
votes
4
answers
5k
views
When a customer buys a product with a credit card, does the seller receive the money in installments or completely in one transaction?
Assuming a customer buys a $2,000 computer with a credit card and will pay in 12 months, will the seller receive those payments in 12 installments? or will he receive them all in one payment?
- 97
0
votes
1
answer
198
views
I purchased MasterCard gift cards in italy while traveling from US. They will not activate cards unless I’m an Italian Citizen. What do I do?
Mastercard gift cards purchased in Italy won’t activate unless I’m an Italy citizen. What can I do to get refund? I purchased these while traveling in Italy but I can’t activate them unless I have an ...
- 1
0
votes
2
answers
404
views
How do I spend this prepaid debt mastercard with one cent on it?
AT&T decided they owed me money after changing cell phone providers. They sent me a prepaid debt mastercard for what they felt they owed me in the amount of one cent. How can I spend this? I ...
- 293
2
votes
1
answer
299
views
Did MasterCard change the shape of their cards? Or is the shape chosen by the bank?
I read on npr.org that:
Credit cards have a round notch; debit cards have a broad, square notch; and prepaid cards have a triangular notch, the company said.
However, my Wise debit card (MasterCard) ...
- 11.4k
3
votes
2
answers
637
views
When I'm paying by contactless card, is the cashier obliged to show me the terminal screen?
When I'm paying by contactless debit card, I want to be sure that the cashier didn't make a mistake when inputting the amount to be paid in the terminal. Thus, I almost always ask them to show me the ...
- 131
35
votes
3
answers
11k
views
How can I stop fraudulent recurring credit card transactions being forwarded to a new card?
I have a Mastercard credit card issued by a U.S.-based financial institution. Several billing cycles ago the card information was compromised and several hundred transactions were initiated. The card ...
- 479
0
votes
2
answers
82
views
How to make sure that online/ATM/POS card payments always use one currency?
Anonymous payments through Paypal, ATMs, POS machines constantly offer me alternative currencies for my MasterCard or VISA. For example, Paypal will just bill me in the alternative currency even if I ...
- 101
1
vote
0
answers
43
views
Rules related to dispute on creditcard between Customers Bank and the Merchants Bank
I purchased certain domains with sav.com, but the merchant had site latency and the same was reported by many customers on Trustpilot.com. My credit card was charged but domains not posted on my ...
- 11
-1
votes
1
answer
2k
views
Don't KYC - is it legal/legit to have a crypto card without KYC checks?
I recently found out about this service, called "Don't KYC" that has its own cryptocurrency promises to provide customers with cryptocurrency Visa/Mastercard debit cards (i.e. charge your ...
- 126
4
votes
2
answers
304
views
Why did Mastercard deploy Maestro instead of Mastercard Debit?
This question has already been asked in the reverse form, "why Mastercard Debit if there is Maestro", and that answer is clear to me: Mastercard Debit is a better choice because it is ...
- 143
42
votes
4
answers
8k
views
Why do VISA "Electron" and Master Card "Maestro" cards have special limitations in when they technically work?
Translated by me to English from Swedish, from VikingLine.se:
We welcome payments onboard with the following cards:
American Express, Diners Club, Eurocard, Finnish bank cards, Master Card, VISA.
...
- 421
1
vote
1
answer
724
views
How to send money to an IBAN bank number from a Mastercard?
I have to pay 1600 Euros for some building work in France where I live, and my french banks are too empty, I have to borrow it from my MasterCard which is still based in the UK. If I call the UK it ...
- 171
-2
votes
2
answers
217
views
How do automated payment machines work?
There are lots of different self-service machines — vending machines, parking payments, etc. My question is: how do they transfer money?
There are different brands of such systems. For example, I ...
- 1
1
vote
2
answers
2k
views
Where can I get the current and past curreny exchange rate for Mastercard/VISA? [closed]
I'm looking for the current exchange rate for two currencies using Mastercard and VISA. Neglecting any currency exchange top-up which might be charged by the bank.
In the best case a public API or a ...
- 13
0
votes
1
answer
189
views
Are merchants guaranteed a payment made with a Mastercard?
Don't get me wrong, I want the merchant to get my money so that they can send me the Christmas gifts for my niece in time. Unfortunately, with my last payment I overdrew my account to which the ...
- 103
2
votes
1
answer
479
views
Can I get a confirmation that a pending card transaction details are real?
I'm going to make a deal over the Internet with a payment onto my Mastercard debit card (for providing some service online); a part of the payment will be done up front. I'll have a (not editable or ...
- 123
4
votes
0
answers
272
views
Why does Mastercard allow Santander (Germany) to issue a Maestro card with a revolving credit?
Maestro is a debit card product by Mastercard. So far I have only seen or heard of cards which are one of the following:
Linked to a checking account at the same bank that issued the card
Linked to ...
- 91
4
votes
4
answers
699
views
Fees for using mastercard/Visa card at a place which accepts payment in other currency
I want to know what are the fees involved when we pay online using Visa/MasterCard to a service which accepts payment in some other currency. I have very little knowledge related to this.
I am from ...
- 43
32
votes
6
answers
28k
views
Transferring balances left over prepaid credit cards
How can one transfer small balances, leftovers, on prepaid credit cards?
I actually have 6 or 7 prepaid Visa or Mastercard cards left with balances between $1 and $4. I would like to get rid of them. ...
- 1,020
3
votes
3
answers
2k
views
Why Indian credit cards don't ask for 3D Secure when transacting internationally?
I am from India and hold a credit card. While transacting in India, it always takes me to 3D Secure authentication page. But while paying in AliExpress, it never takes me to 3D Secure page, yet ...
70
votes
4
answers
14k
views
MasterCard won't disclose who leaked my credit card details
I was recently informed, by the payment processing agency of my bank, that an online shop was compromised and that as a precaution my MasterCard credit card was frozen and replaced. There was no ...
- 603
6
votes
1
answer
905
views
Can I be charged for a transaction that I cancel on MasterCard SecureCode enabled site?
I have a question about a transaction that "happened" to me a few days ago.
I was buying flight tickets on a page that had a Mastercard SecureCode sign next to credit card fields - mytrip.com
After ...
- 161
3
votes
1
answer
721
views
Why Debit MasterCard if there is already Maestro?
In some parts of the world MasterCard is offering its "Debit MasterCard" instead of or alongside its Maestro brand which is a debit only system.
Question is: Which one has been there longer and why ...
- 91
4
votes
3
answers
1k
views
How does Apple Pay work? Why is Apple's intercession necessary? [closed]
(Long post warning);
(In this posting, I use "NFC" as shorthand for the established (pre-Apple Pay) system used by extant credit-cards and banks for short-range (under 10cm) wireless payments, I ...
- 1,857
1
vote
1
answer
146
views
Is it possible to retrieve Visa currency conversion rates in bulk? MasterCard?
I'm doing a study aimed to figure out if transactions with conversion are good or bad for me. Basic information I'd like to calculate for further analysis is spread and mid-price values. However, Visa'...
- 137
0
votes
1
answer
5k
views
How long does it take for money to transfer into a mastercard?
I have a Sparkasse bank account(Germany) And I have a MasterCard too. And I am able to link both of them on the website, and I'm also able to transfer money from my bank account into my credit card(...
- 3
8
votes
2
answers
18k
views
What to do if asked to insert a 4-digits security code?
I own a MasterCard credit card. It has a 3-digit CVV code written on it, and I've always used it to make purchases.
Now I'm in Ireland and everyone here wants me to insert a 4-digit code. The problem ...
- 183
1
vote
1
answer
2k
views
Embossed prepaid Mastercard
I'm confused: for me embossed and prepaid were kind of mutually exclusive. However VIABuy offers prepaid embossed Mastercards.
What are the limitations compared to a non-prepaid MasterCard? Are there ...
- 111
2
votes
1
answer
384
views
Mastercard purchase protection benefits for stolen items
I have a Visa signature card that covers any purchase within 90 days of purchasing date from theft or damage, the cost of the item will be refunded.
Apparently Mastercard offers a similar benefit but ...
- 123
1
vote
1
answer
15k
views
Mastercard - No password for online transactions
I am from India and recently moved to France.
In India while making any online transaction one need the information on the debit card and ATM pin number or need a password given by the bank ...
- 111
3
votes
1
answer
415
views
Why do retailers in Peru have different POS terminals for Mastercard and Visa?
A recent visit to Lima showed me that virtually all retailers who accepted both cards had to use two different terminals instead of a unified one.
Is there a specific infrastructure, culture or market ...
- 31
0
votes
1
answer
216
views
Will mastercard cover 3rd year of warranty on iphone with apple care?
I'm buying a new iphone outright and have some questions about a clause in the mastercard warranty. I called mastercard and they didn't sound very confident in their answer so I wanted to ask here.
...
- 305
1
vote
2
answers
886
views
MasterCard PayPass requires pin. What's going wrong?
Two days ago I was in Tampere and tried to pay with my credit card (it is Raiffeisen Bank MasterCard which supports PayPass technology). I have never paid using it before but I was pretty sure that it ...
- 47
0
votes
1
answer
3k
views
Is it possible to transfer money from paypal to any master card?
One of my client offers me to pay through paypal , but paypal is not supported in our country . I have a master card which is provided by payoneer . Is it possible to transfer fund from paypal to my ...
4
votes
1
answer
1k
views
Does mechanically disabling payWave/PayPass by punching a hole formally invalidate the card?
There's a bit of paranoia about whether payWave/PayPass contactless payments technology is fully secure and some people are willing to disable those in their cards. This post and this post explain how ...
- 2,909
0
votes
3
answers
29k
views
What happen if we do not pay Facebook
I buy services from Facebook, but recently I wasn't careful and exceeded my credit card's limit. Then Facebook sent me this:
Amount You Owe: $518.35 USD
We were unable to charge your ad account (...
- 1
0
votes
1
answer
66
views
from when is the time limit for chargebacks counted?
I've read it's typically 180 days (6 months), but is it usually counted from the date of purchase, or date of delivery (when I could actually check that the good is not fit for purpose?)
- 11
4
votes
3
answers
655
views
Is there a Canadian credit card which shows holds?
It is really frustrating not being able to run a tight ship with my money. Neither CIBC nor TD shows them immediately. It is certainly possible because I ran across a Visa gift card which showed them. ...
- 656
1
vote
1
answer
111
views
Delayed charges on card that has been cancelled
I had Mastercard X that had been used to reserve a week long car rental a couple months ago.
Then, a month ago, the card was replaced with Mastercard Y because I was determined to be eligible for a ...
- 1,293
4
votes
2
answers
948
views
Is there any reason to prefer Visa or Mastercard?
My Italian bank, Fineco, offers me Visa or MasterCard credit cards at (apparently) the exact same conditions.
IIRC when I first requested it a few years ago, it was just a checkbox in the contract ...
- 193
0
votes
3
answers
478
views
When to use visa debit /MC debit
When I open up a regular checking account, I get an ATM/DEBIT card? So what exactly are the pros/cons of using a Visa/MC Debit card over the debit card provided by my bank?
- 16.1k
3
votes
2
answers
290
views
Using services from both mastercard and visa
Could be a silly question. I do know many software companies that prevent / have a write up on how the clients cannot use a competitor product for a specific time/ duration after they stop using their ...
- 143
1
vote
0
answers
374
views
Is it possible to add a EUR Master Card in PayPal?
I have a bank account and two Master Cards with it: for USD and for EUR. I want to add EUR card in my PayPal account. Is it possible? Do PayPal accepts Euro or it will exchange Euro to US dollars?
- 557
4
votes
1
answer
622
views
MasterCard/Visa: For my second card should I stay with the same network?
I have a card in a country, and want to create another card in another country for convenience reasons.
Let's say the terms of both networks are very similar for me, so I have no special reason to ...
- 245
2
votes
1
answer
4k
views
Misspelled cardholders name: any official policy of MasterCard?
My bank issued a MasterCard debit card with a misspelled cardholder name. They promise that credit card regulations allow up to 3(?) letters to be misspelled in the name, but can't show an official ...
- 363
4
votes
1
answer
436
views
Is it true Visa & Mastercard can choose a more beneficial date (for them) for the exchange rate on a foreign transaction?
Whenever I pay abroad (or online) with my debit card, the amount charged is in a currency other than my card's own. I am aware Visa/Mastercard charge for a foreign currency conversion.
I heard a ...
- 205
11
votes
7
answers
38k
views
Can I prepay a Credit Card to make a Large Purchase greater than my credit limit?
I want to make a large purchase at a retail store to the sum of $10,000 but the credit limit on my card is set at $2000.
If I send $10K to my credit card will the purchase be allowed to go through? ...
- 211
1
vote
4
answers
365
views
Why hasn't public key encryption or one time password been introduced to battle online card fraud?
With all the identity theft and card fraud in the world. Even though some One time password measures have been put in place in the banking system where the cardholder verifies the transaction with a ...
- 21
2
votes
1
answer
652
views
How can Mastercard's interest rate be more in Norway than in Finland?
I select Mastercard because it is easy to compare credits cards between the following countries.
I am looking the prices of Mastercard in Finland, Estonia and Norway.
All banks have the same amount ...
