Questions tagged [long-term-disability]

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Disability Insurance - Limitation While Outside the United States or Canada

One thing that's very important to me about DI is that it doesn't restrict its coverage area to just within US & CA. Since I will have the policy for 20 years, given the current trend of ...
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1answer
99 views

social security (disability) dependent benefits - what is the reason for asking about a bank account?

My wife is currently drawing Social Security Disability benefits. We have one child still in school. Our private disability insurance requires us to apply for dependent benefits on his behalf. We ...
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1answer
57 views

When citing disability for extending three-year limit for tax refund in US, what about spouse?

Country: United States. Topic: Personal income tax. Filing status: Married filing jointly. How late filing: Approximately three years and ten months late. The IRS provides instructions for ...
4
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1answer
288 views

US - paying medical insurance premiums from HSA? (while on disability leave)

My wife has been carrying our health insurance for about two years. She is on disability leave for the foreseeable future. Her employer continues to pay the employer portion of the medical/dental/...
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1answer
76 views

Can a senior collecting Social Security get a disability tax exemption?

I'm looking into some of the tax exemptions for my mother. She pays a ton in local and school taxes, so much she can barely afford it. I was reading about the disability exemption described here: ...
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1answer
1k views

Selling assets while on Service Canada Disability

I'm receiving disability payments via Service Canada, topped up by private long term disability. I have an opportunity to sell a non-real estate, virtual asset worth about $9500, which is considerably ...
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2answers
229 views

Upside down on Property with Mortgage and HELOC, now on Disability Income…

Excuse any Newby mistakes, this is my first post: I just got my SSI Disability and also owe more on my house than current market value due to 2 mortages. If I got rid of my HELOC, then my primary ...
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2answers
358 views

How to get individual long-term disability insurance when you already have a group LTD plan with your employer?

I am a tech worker. My employer offers group LTD that covers 60% of my salary? I went out in the market to get an individual policy but my agent cannot find a company who will underwrite a policy with ...