Questions tagged [investment-property]

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0
votes
1answer
78 views

taxes on cash-out refi debt used for investment vs lot purchase

Consider the following scenario: an existing mortgage on a property worth 300k, with a current mortgage balance of 100k. a cash-out refinance for 200k, releasing 100k of funds. If we use that 100k ...
2
votes
0answers
91 views

What qualifies as a small business in the United States?

I am a Canadian citizen living in the United States (in California) and would like to buy an investment property. I want to declare a small business for owning and managing the property which I ...
3
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1answer
126 views

How to invest in property in the UK - mortgage vs cash buy

I'm fairly new to investing and I've never learnt to invest in different asset classes. Since my career has kicked off really well in the recent 3-4 years, now I'm planning to invest in property. I'...
23
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2answers
7k views

Do home values typically rise and fall consistently across different price ranges?

Within the same city, as the market rises and falls, do cheap, average-priced, and expensive home values typically rise and fall at a similar percentage? For instance, all homes in the city rise ...
4
votes
1answer
319 views

How to rent a home that I own outright for maximum benefits?

Suppose, I have a home that I want to rent, and it is paid off and valued at about $350K. I am currently living in this home. Should I sell this home to a LLC ( This LLC to be formed and owned by me),...
3
votes
1answer
100 views

Can I take gift money from my wife to buy property?

I'm buying a property worth 1cr. 40% by my wife and 60% by me in India, Hyderabad. But i don't want to include her in the apartment registration documents. What are the tax implications if i take the ...
1
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1answer
159 views

Things to watch if buying properties in Europe at low prices under local government incentives

I have been seeing social media advertisements inviting investments in the way of buying houses in derelict or small and not-so-well-to-do towns. These advertise the price to buy as under $100 or 100 ...
7
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2answers
322 views

Is the seller of a property in the UK in a position to dictate what the buyer does with it?

I know very little about the housing market or mortgages (it's just not taught in school in the UK, whereas oxbow lakes and pathetic fallacy are), but within a year I should be able to get my foot on ...
-1
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2answers
444 views

I have 100k in home equity. What is the best way to use this to create more money? [closed]

I'm looking for the best option (good risk/reward ratio). So far, I've considered; using it partially as a down payment and partially towards remod on a house flip (Seattle suburbs area) buying a ...
1
vote
1answer
181 views

Is it a good idea to buy a garden property/allotment? [closed]

If I have the capital to buy a garden property (“Freizeitgrundstück/Schrebergarten“), would it be a good idea financial wise? Are garden properties a stable form of investment? What things do I have ...
0
votes
1answer
68 views

What is the name of this ROI ratio?

I purchased a house with a detached garage. I remodeled the garage and now live in it. I rent out the house. My mortgage is $537 and I charge $650 to rent the house. Doing the math, I'm only keeping $...
1
vote
1answer
55 views

What causes variation in cap rates between different regions?

I live in a midsize city on the East Coast of the United States. Cap rates for residential investment property here typically run in the 10-15 percent range. In comparison, I just visited Southern ...
1
vote
2answers
185 views

How do I calculate the ROI for a rental property I've owned (mortgaged) for about 15 years?

We own a two family house and both parts are being rented. We moved out years ago and now live with extended family... "temporarily." Trying to figure out the best financial route while getting into ...
2
votes
1answer
75 views

What - if any - tax obligations would there be for lost and reclaimed money?

Many years back I invested a few thousand dollars in a stock fund. My intention was to "buy and hold" and occasionally add a little here and there. However, life changes meant that I didn't have extra ...
1
vote
2answers
292 views

investing in mutual fund vs. rental property over 10 - 15 years

I have about $75K currently in a mutual fund. I've been considering adding an extension on to my house as a rental apartment, for which I think I could get $1200 - $1500/month currently. After 10 or ...
4
votes
2answers
143 views

Multiple Investment Properties under One Mortgage

I have been leveraging for a few years now and have managed to get a few mortgages on investment properties. All the properties perform very well, are income producing and have at least a 60-80 ...
37
votes
7answers
11k views

Why does Warren Buffet consider real estate as productive asset?

In Berkshire Hathaway 2011 letter, Buffet said that: My own preference – and you knew this was coming – is our third category: investment in productive assets, whether businesses, farms, or real ...
4
votes
2answers
445 views

How to fairly divide a jointly owned house (not with a spouse)?

So I am looking at buying a house jointly with my cousin. I have a higher income and better career prospects, they have a larger proportion of the deposit. Neither of us would be able to break into ...
-1
votes
1answer
90 views

Deducting purchase of investment property

I am buying a multi-family house as an investment property. I'll be buying it using an LLC that I use for investment properties. No part of the house will be my personal residence. Much of my income ...
7
votes
4answers
496 views

How much can I trust Zillow's “Zestimate” of my home's value?

My wife and I purchased a townhouse almost two years ago. I've signed up at Zillow to receive occasional (monthly?) "Home Report" emails which includes a "Zestimate" of my current home's value, as ...
-1
votes
1answer
55 views

How to invest in tax liens? [closed]

I'm looking for some tips about investing in tax liens. How can I maximize profits? How much money do I need to invest in tax liens?
-1
votes
1answer
131 views

what's a fair share of a property to give to an investor? [closed]

Person A owns a property. Let's say it's worth £1 million. Person B also lives there. The property would benefit from some expansion, and this could add some value to the property. Person A ...
1
vote
1answer
81 views

Line of credit for investment

My house value increased in the past 3 years, is it possible to use that to obtain a line of credit (currently i have 1 single mortgage) and convert this to cash/use it as a downpayment so i can ...
3
votes
1answer
260 views

Can I claim stamp duty as a tax deduction on my investment property?

We bought an investment property last year, and it's our first, so we're trying to figure out how to do our tax return. Is our stamp duty and lawyer costs tax deductible? Like say, if I purchased a ...
2
votes
2answers
901 views

Should I be concerned about buying a piece of property in upstate NY without mineral rights?

I'm about to go into contract on a piece of property in Delaware county NY. My lawyer raised a red flag in that the contract stipulated that the owner may not own the mineral rights to the property. ...
0
votes
1answer
122 views

Low Value Pool and Investment Properties

If I have some investment properties which are being negative geared and I buy some new capital items such as a dishwasher or an air conditioner for the properties, what are the advantages and ...
22
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10answers
12k views

Should I sell a 2nd home, or rent it out?

I have recently purchased a home which will presumably be my long-term residence. I have not yet sold my original home, and I am trying to decide whether I should rent it out, or sell it. The 1st ...
1
vote
1answer
656 views

Why an inner suburbs small apartment considered a risky investment

Recently I was looking at some properties available in large cities inner suburbs (in this case Sydney and Melbourne). What I found is that there are many small apartments available for rather ...
0
votes
2answers
156 views

what is the best way of investment which gives returns forever? [closed]

What is the best way that I can invest money so that I can always get returns? Would it be to set up an FD in a bank, to buy land, to buy a rental house, to buy a field, or maybe to purchase gold? ...
29
votes
5answers
4k views

Why are residential investment properties owned by non-professional investors and not large corporations?

This question is relevant for Australia but I would think that it would apply to other countries too. I've noticed that nearly all residential investment properties are owned by non professional ...
0
votes
1answer
82 views

What are the losses when a foreclosure occurs on an investment property in the black?

If the apparent market value of the investment property is above the mortgage balance and a foreclosure occurs, it is clear that the legal expenses and late fees are something that the mortgagee must ...
1
vote
1answer
180 views

Buying an investment property in Australia - what are the advantages and disadvantages of building a house vs buying an existing one?

Currently, considering purchasing an investment property. We want it to be a passive investment so don't want to buy anything too old which may need to be fixed up etc. So we are thinking of either ...
5
votes
2answers
300 views

How is negative gearing a good thing?

In Australia investors buy investment properties that are negatively geared to save tax. A lot of articles on property investment say that one of the cons of having a positively geared property is you ...
1
vote
1answer
124 views

How to reach an apt going against inflation

I live in Argentina and I am 21 years old. One of my goals is to buy an apartment but the problem is the more money I have, the more money I am losing because of inflation. One of the options is to ...
25
votes
10answers
4k views

Why is property investment good if properties de-valuate over time?

So I was reading that investing in property is a safe and solid investment (but low on return). This is based on how the prices rise e.g. a property price in the 1980's vs 1990's vs 2000's vs 2015. To ...
3
votes
1answer
5k views

Tax after sale of rental property that was converted from primary

I purchased a house in 2008 which was my primary residence. In April 2013, I converted to an investment property, since I was underwater to the point where I couldn't sell it. In my 2013 and 2014 ...
1
vote
2answers
276 views

What's the process to buy an old house to tear it down and create a new one?

I'm seeing an old house in Union City, NJ, that I'd like to buy to tear it down and create a 3 family one to generate income. What are the steps to take in this process and what kind of contract ...
4
votes
1answer
379 views

I was paying my tenants' water usage without realising - how to recoup the money?

I live in Australia. I had some tenants living in my investment property for approximately 18 months (they moved out a few months ago). I have since sold the property and settlement is in a month. I ...
7
votes
2answers
2k views

I am thinking of buying a property to split into 2. How do I determine the costs basis on the existing house?

This is a property on over 2 acres. I'd like to buy it, split the property and rent out the existing house. Then build myself a new house on the other portion of the property. How would I determine ...
7
votes
5answers
2k views

Frustrated Landlord

I bought a home in 2000 before I met my wife. I paid 50,000 for this property and it is now valued at triple that amount. We married and moved but I kept this property as an investment property. The ...
3
votes
4answers
1k views

How to know if buying a house is a good investment?

Similar question: In general, is it financially better to buy or to rent a house? which you can see the returns they are getting Ok, so I'm wanting to know how I can calculate how profitable it ...
37
votes
5answers
4k views

What would you do with a large land inheritance with high tax rate?

I just inherited a couple hundred acres of pristine woodland in New England. I'm a nature-lover, so my first impulse is to keep the land as-is, letting campers, trekkers, and wildlife just use it as ...
8
votes
5answers
485 views

What to bear in mind when considering a rental home as an investment?

I've been thinking about buying a second home and renting it out as an investment; a way to save and invest money for retirement. I know that many folks are putting money away in stocks and mutual ...