Questions tagged [investing]
Investing is the process of buying assets such as securities, real estate and other items of value that will hopefully increase in value over time, providing a return in the form of income payments or capital gains.
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Why does a business with an ROIC greater than its NOPAT growth rate means that the business is "generating excess cash"
In Michael Mauboussin's "Capital Allocation" paper (https://www.morganstanley.com/im/publication/insights/articles/article_capitalallocation.pdf) he frequently references the idea that a ...
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When to use different valuation multiples
My basic question is this: I know that investors can use several different multiples when thinking about valuing companies (P/E, EV/EBITDA, EV/Sales, etc.) but how do you know when to use each one? E....
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Starting a family fund, owned by a parent company?
first post here.
I have been doing some research, but I am still not 100% sure on this. A little background: I live in NY state, have a Bachelors Degree in finance and data analytics.
My situation: I ...
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What is the best way to manage my savings and possibly increase my cash flow despite inflation in Egypt?
With the very quickly rising prices in Egypt, What is the best way to manage my savings and possibly increase my cash flow?
I’ve also got some ideas, Are they good or not?
Ideas that I have:
Work as ...
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How can I make informed decisions on Keogh investments?
I am in my late twenties making enough to live quite comfortably. My company offers Keogh retirement plans, and mine has been active for about a year and a half. Currently, about a third of it is in ...
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What is a structured note and when does it make sense as part of my financial plan?
I have been talking to retirement planners recently and more than one has suggested that structured notes as part of my strategy for investing after retirement. I thought I was pretty financially ...
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Price of Bond with irregular long first coupon period
I'm trying to manually calculate the price of a bond with a long first coupon period, found a few candidate formulas on
Microsoft Excel Document: OddFPrice
mit.edu: OddFPrice
WestClinTech.com: ...
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Is it smart to keep my TFSA when moving on a J1 visa to the US?
I am an Austrian citizen, who just finished his PhD in Canada (on a study permit) and will now move to the US on a J1 Visa as a researcher.
I have some investments in my Canadian TFSA and was ...
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What are the advantages/disadvantages to trading a stock listed on multiple exchanges on a US-based exchange vs foreign exchange?
I'm a relatively new trader. My goal is trading with a longer-term horizon in mind. That is, I plan to rebalance on an annual/bi-annual basis, and purchase whenever I see reasonable/fair valuations. ...
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What option Greek is responsible for this?
Suppose you’re day trading and the underlying is going up. You have a want a put though as you think it’s going down long term.
If you bought a 0DTE put, and the underlying moves in the opposite just ...
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Family Member Broker - Managing Mother's Investment
My niece works for a securities firm as registered broker, (not CFP) - her mother, my sister, inherited a large sum of money and will be investing 100% of her funds with her daughters business. Is ...
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Pros/Cons of Foreign Ordinary Shares vs International Markets
As a US investor I have several options to invest in foreign equities:
Direct investing in a foreign market (ASX, TSX, TSXV, etc.)
ADRs (Y-class shares on OTC, not always a 1:1 ratio)
Foreign ...
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Differences between non-registered, TFSA, and RRSP accounts for short-term investments
I am new to stocks and I am using an application that's called Wealthsimple. The application shows different account types (non-registered, TFSA, and RRSP) but I don't understand really what are the ...
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Brokerage Account and Non-Domiciled Status in UK
I have recently moved to the UK and want to move my IBKR Ireland account that was linked to my previous French residence status. The UK allows those with non-UK domicile to keep their worldwide income ...
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Emigrating while investing
If I have invested using a mobile app, like eToro, Trading212, BUX etc and then I decide to live abroad (permanently) would I have to close all my invested positions/accounts and start from scratch ...
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Why do stock (and forex) prices change over weekend, when the market is supposed to be closed?
I am checking out Apple's stock on TradingView on a Sunday night and it shows its price fluctuating? How is that possible? Isn't the stock market supposed to be closed on weekends?
Same with forex. If ...
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How to read Mutual Funds's Exp ratio and its Yrs Average Annual Returns
I have read the following comments on this forum:
Over long horizons, you absolutely want to minimise the expense ratio
– a seemingly puny 2% fee p.a. can cost you a third of your savings
over 35 ...
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how to evaluate Mutual Fund with overall return including Exp Ratio?
I am trying to learn how to choose mutual funds for long-term investment. My goal is to max the return.
Fund A is simple. Exp Ratio is lower.
Fund B has more restrictions. The Average Annual Returns ...
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Investing recurring aggregated short-term funds
I have half a dozen "buckets" of short-term cash sitting in money markets; e.g., vacation fund, unforeseeable house repairs, a post-COVID wedding reception, etc.
Looked at individually, none ...
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Non-US citizen/resident trying to begin trading options and futures
I'm from Brazil and I already trade shares, options and futures here for ~5 years in the Brazilian stock market. I began trading shares in the US stock market a few months ago using the Passfolio ...
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Index ETFs an Ex Divided Dates - Why do ETFs fall on Ex Div date?
Today this ETF went Ex -Div: HSBC FTSE 100 ETF HUKX.L
It dropped by the amount of the FTSE decline (tracking), plus it's own ex-div amount.
So far, so good.
However - The instrument is designed to ...
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Profit Brought forward
While reading the annual report, of a company in which i'm interested, i stumbled upon the notion of Profit Brought forward in the proposed of appropriation section of the report.
It goes like this :
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What are the trading restrictions, if any, when investing within my Health Savings Account (HSA)?
I wonder whether there any trading restrictions when investing within my Health Savings Account (HSA).
https://www.loyola.edu/-/media/department/hr/documents/benefits/health-wellness/medical/hsa-...
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UK investment: Can a 1 year Convertible Note or Advanced Share Agreement (ASA) work for EIS tax relief?
HMRC have limited EIS on Advanced Share Agreements (ASA) to 6 months. That is, the conversion to shares must be limited to within 6 months for an ASA to get EIS relief. That's a big restriction on UK ...
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Currency contribution in Portfolio Performance
when I enter my transactions in Yahoo Finance I don't see a field where I can enter at which exchange rate I bought the shares. So for a EUR Portfolio holding US and Swiss stocks how do I see the ...
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In Morningstar's premium screener's value pulldown, each value has two lines, one without "All" and one with. What is difference?
When building screen, in the "Build Your Screen" popup, under "4. Value | Benchmark" all the selection lines have "All" or not.
What does the "All" mean?
For ...
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Core-Satellite Portfolio Building Strategy
I recently heard of the Core Satellite investment strategy and found it very interesting and smart.
However, I failed to find other comparable portfolio building strategies and subsequently, a ...
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Publicly Held Shares versus Float. Are they the same?
According to Investopedia and finance.zacks.com, Stock Float is defined as number of outstanding shares minus closely-held shares (Company officers, directors may be long-term holders; or restricted ...
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NPS contribution charges and eNPS
What are the benefits of eNPS?
How can we avoid (a) POP trail commission & (b) Payment Gateway Charge while making a contribution in NPS Tier-1 account?
3.What is the recommended/generalized % ...
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How to determine which Canadian investments are tax-efficient for US taxpayers in Canada?
How can a Canadian, who is also a US Citizen, determine which Canadian investments (stocks, bonds, mutual funds, ETFs, REITs, etc.) are tax-efficient (especially considering PFIC rules) for a) a post-...
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Tax Residency under FATCA and CRS
I am an Indian citizen and a PR holder in Germany. I am opening a depot account in Germany and there is a question about Tax residency. I would like to know if I am a resident for tax purposes only in ...
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Useful insights to be gleaned from balance sheets, income statements, and cash flow
I'm trying to teach myself how to glean insights relevant to investing in a company from looking at the company's balance sheets and income statements over time. I think this may be considered part of ...
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Is Trading 212 fair and legitimate broker for buying ETFs?
I am looking for a way to make an investment into an ETF. Many of the low cost international brokers are unavailable in my country while the local banks have fairly high commissions. I got a ...
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Employer provides a SIP - Should I invest?
I recently started working for a large international company that is a big player in its industry on a global scale.
I only have very limited investment experience (a Lifetime ISA which is managed by ...
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Why would anyone use a bracket buy instead of a trailing stop loss?
From my understanding of how these bracket orders work you simply buy-in and then set a stop-limit above and below. This assumes you want to get out at some set position above the stock's current ...
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Treatment of PTP in QBI decution
I am trying to understand the new QBI (Qualified Business Income) deduction rules in the US. I am confused about the treatment of PTP (Publicly Traded Partnerships) income.
The IRS provides two ...
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How much are index providers accountable to their clients?
Criticism on index providers:
The increasing influence of indices means that some critics argue that
benchmark providers such as MSCI are too powerful, given that
promotions or relegations can ...
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Calculating the Nominal Rate of Return of a dividend paying stock
How is the nominal rate of return for a dividend paying stock calculated. I understand that nominal return is calculated using the formula:
(Current Market Value - Original Purchase Price) / Original ...
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Regular Investment - Historical Data - Sanity Check
I'm attempting to calculate the returns I'd have received from investing in the FTSE 250 from 1990 - 2019 (1st January in each case).
I believe my maths is correct, but I'd like a sanity check as I ...
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What type of trading is taxable in a TFSA investment acount?
I always assumed that capital gains in TFSA is non-taxable until I read that people who use TFSA investment account for day trading are starting to being audited by the CRA.
So, what types of ...
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Optimisation of a Trading Strategy (Walk Forward Analysis)
To the pro traders:
What do you do when the past two years of a WFA (10-15 year period) had an increasing loss (2017 = -4%, 2018 = -8%) while the other years were profitable?
Do you modify the ...
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How to calculate the expected standard deviation of a weighted composite portfolio?
So my questions asks me to determine the expected standard deviation for a weighted composite portfolio, but I have no idea what equation to begin with. I have answered A, but B I am lost.
Here is ...
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When should non-resident alien investors file IRS taxes?
I am a non-resident alien with a tax residency in my country of origin. I have opened an investment account with a broker in the United States.
What (if at all) do I have to file with the IRS?
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Will I have to pay a load on my fund now?
I had purchased the no load PCKDX fund. I now find out that it has converted into the PCKAX loaded fund. Will I now have to pay that load for future investments?
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Is Alpha Of An Index Fund Calculated Using Jensen's Measure?
Alpha is a commonly used metric to assess the returns of mutual funds (or other assets) over the expected return given the beta (volatility).
I have a specific doubt regarding alpha values computed ...
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US treasury bills transfer
Hi I have a question about US treasury bills
Currently I am in London looking to buy some - where do these bills get stored when they are purchased? Im guessing its similar to a stock it's just held ...
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Should I open a deferred annuity with my Roth IRA?
first post here...
I want to open a Roth IRA with TIAA (I have a 403b with them). I have to fill out the paper form and additional forms since I am from NY. I was sent the Roth IRA enrollment form ...
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Is it worth contributing to a Canadian TFSA from the USA?
I am a Canadian citizen studying for a PhD in the USA.
From the CRA's point of view, I'm a Canadian resident; from the IRS's point of view, I'm a non-resident alien.
My investment goal is long-term ...
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I'd like to invest in a fund available only to "qualified purchasers". How do I do it?
Ideally, one would already have "qualified purchaser" status in the US but if you don't already have it, what are your options?
The situation is difficult because I'd like to invest 1% of the minimum ...
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How common is it for an executive to sell more than $50k in shares without filing a 10b5-1 plan?
So with regard to the Equifax hack and the sale of shares by three executives, we've read that:
Filing a 10b5-1 plan and selling shares on a set schedule is an affirmative defense against insider ...
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