Questions tagged [investing]

Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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2answers
64 views

Buying call options without enough money to exercise

I'm starting to dabble with options and I bought the March 20 AAPL 330 call option for $5. AAPL is currently trading around $324 today. If I sell the call option today I will make a small profit on my ...
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94 views

Can I (a UK national) buy shares in an American firm?

So quite simple, as the title states: as a UK national, can I buy shares in a US based company? A little more than this however, is do I have to sign up to a US brokerage firm, or can I do this from ...
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71 views

Is there a rule of thumb for percentage of liquid holdings to put on a risky investment?

If I, 24 years old living in the US, believe in a risky investment, say identifying a severely undervalued stock or going long on a put option, is there a rule of thumb for how much I should be ...
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1answer
58 views

What means “with the DJIA at 892”?

The question says it all: What means "with the DJIA at 892"? Thank you very much.
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0answers
58 views

Who has invested in apartments as a passive investor? [closed]

What returns are standard cash on cash wise? Better to use cash or an IRA ? Why? Do you try out different sponsors? Are you accredited? Do you have to be? Your deals are going the best in what ...
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2answers
398 views

35 years old and I inherited 200k. What should I do?

I’m 35 years old with no children. My grandmother left me $200k and I’m not sure what are the best steps to take. Do I stay with my bank? Should I get an accountant or financial advisor? I want to ...
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1answer
49 views

Indian resident investing in abroad

Indian resident wanting to invest in abroad through a known friend & receive fixed returns in US dollars. Is it legal for resident indian to invest in abroad & recieve fixed returns in dollars....
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1answer
55 views

How can avoid I withholding tax on global REITs

I only have UK REITs in an ISA at the moment. Can I get exposure to other countries REITs directly or indirectly without withholding tax being taken at the source? I want to increase diversification ...
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3answers
513 views

Investing / Options idiot - how can I get out of this position?

Long story short, I'm stuck about what to do with puts on an ETF I bought last Friday. I had a feeling a certain gold mining ETF would dip this week so I took a gamble and bought 175 puts at the ...
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1answer
183 views

How much should you put in a 401k plan?

I am making ~$145,000 per year and was wondering if it is wise to contribute 12% pre-tax to my 401k? Is this too much? Is there any disadvantage in contributing nothing? I am already well off (come ...
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8answers
17k views

Is this projected return from Wealthify too low?

I am really new to investing and I am so confused. Books, blogs and conferences suggest that investing is the way to multiply wealth. I do not have enough start up money to play with mutual funds, ...
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0answers
28 views

Why aren't ETNs always listed with an inverse ETN? [migrated]

Exchange Traded Notes (ETNs) are often issued to give buyers exposure to an index that cannot be easily constructed from liquid securities. (If an index can be constructed from liquid securities it ...
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2answers
31 views

Which numbers do I include in XIRR?

I would just like some clarification on measuring returns on my portfolio. I have invested in approximately 25 shares over a period of two years. The investments I make are irregular and so I believe ...
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1answer
35 views

Dilution based on newly issued shares

I understand that when a company issues more shares it causes dilution and a potential drop in share prices depending on the circumstances. My question is more about the mechanism in releasing these ...
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1answer
72 views

Contribute to non-deductible IRA or something else?

I already have a traditional IRA (rollover from former employer's 401(k)) and my current employer doesn't offer a retirement plan, so I'd been funding a Roth IRA up to the maximum allowed each year ...
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2answers
184 views

Savings Question, how to invest

I have about $20,000 just sitting in a TFSA, I do plan to spend it (on a vehicle) in about 12-16 months, so I don't want to lock it away, is there anything better then the TFSA? I am Canadian.
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1answer
157 views

Is the European Union 'common market' actually that 'common'?

I'm interested in investing in the whole EU (mostly because I thought that that would be equivalent to invest in 'all the US states' (S&P 500), so to speak). After reading some information, I have ...
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1answer
59 views

Investing books for the European Union [closed]

I have read 2 books about investing, and they both assume you are US citizen and all the theory and examples they give are about the US market. I have investigated, and I have found that the majority ...
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3answers
338 views

What to do with spare cash, in the short term?

I live & work in the UK. Having pretty much exhausted all of the avenues I can find for saving (none of which have great returns anyway at the moment, obviously), I have recently started looking ...
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1answer
140 views

I don't get the following sentence in The Intelligent Investor book

I'm a newcomer in this "Market thing", and I'm learning from books and videos. I'm currently reading "The Intelligent Investor" and I don't understand the following sentence: In 1925, plowing ...
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3answers
78 views

Present value of perpetual GROWING periodic payments

There are multiple sites that post a formula for the present value (PV) of a perpetual EQUAL periodic payment: PV = a / ((1 + i)^t - 1) where a (in $) is the value of the periodic payment, and t (in ...
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5answers
341 views

Is there a way to invest money like in lottery, but with a better, maybe even non-negative expected value?

Lotteries and casino games have a very bad expected value, they are always negative (otherwise nobody would offer them). Payouts, on the other hand, can be huge. Is there a investment in the ...
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3answers
464 views

50k into 24 month 1.15% p.a. term deposit, did I make a mistake?

Context: I'm 23 y/o, live with family for obvious financial reasons. While I do pay for all the pet care/internet and some communal food/fuel I obviously am still mooching a lot from my parents. The ...
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2answers
95 views

Investing in USD/JPY when base currency is EUR or GBP

Let's assume you are based in France but you are a UK citizen. We can say you are mostly concerned about EUR (because you currently live and spend in Eurozone) and GBP (because you might at some point ...
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2answers
223 views

What are the benefits of investing to IRA/Roth IRA, 401(k) in comparison to investing in long term CDs?

I want to grow/invest my money (I have a very small Ph.D. stipend, but still) and I do not understand clearly the options I have. I know person can invest in IRA/Roth IRA, 401(k) or saving accounts, ...
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0answers
79 views

Is it sensible to assume that the investment theory developed arround the US market can be applied to the Eurozone?

Are investment strategies and policies that you find in popular investment books, such as "The Intelligent Investor", extrapolable from the US Market to the Eurozone? If the answer to the above is no,...
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1answer
99 views

I do not understand how investing works in conjunction with an IRA

I understand why/how I should put money into an IRA (basically a CD right?); however, what I don't understand is how investing that money works. So let's say for instance I open up an IRA with ...
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1answer
92 views

Lack or abundance of shares available to short. What does it mean for share price in short term?

When there are no shares available to short, it seems to me that there is a big demand for shorting and the price should go down. Demand for selling is higher than demand for buying. Buyers can't ...
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1answer
54 views

Currency risk with a good index, or bad index with no currency risk

I understand that usually is not a good idea to allocate the majority of your assets in international investments due to currency risk. Still, when I look at the Euro Stoxx 50 it seems that it's far ...
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1answer
94 views

Is there a general rule on how to most efficiently purchase rental properties? [closed]

The way I see it, there are two general options to acquiring a slew of rental properties. Save up for 20% down, and then buy as a pure rental property. Put <20% down, live in it for a year (while ...
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0answers
31 views

Euro denominated Eurozone biased alternative to Vanguard's LifeStrategy [closed]

The Lifestrategy range of blended funds are biased to the UK. What equivalents exist if one wants a Euro-denominated, Eurozone-biased blend of funds?
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9answers
1k views

Why are people still investing in stocks or indexes which are obviously overbought?

I have some life savings I want to invest. My first idea was to buy a flat or home - but the current price levels for houses and flats in my country are beyond insane because of the money policy of ...
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9answers
4k views

Roth vs Traditional Investing assuming same tax bracket in retirement

I've done a little (simplified) math to determine the difference in investing in a Roth account and a Traditional retirement account. I'm assuming that I will be in the same tax bracket in retirement ...
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1answer
168 views

Metal companies trading below book value

Is there a reason why metal companies, like Tata Steel and SAIL trade at such low prices compared to their book value? Even the industry P/B seems to be low. What am I missing?
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2answers
100 views

Investment split

How do you split the profits on an investment property when one person pays the down payment and the other person takes the mortgage? Each party would be paying the same amount. For ex. One person ...
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5answers
3k views

What could cause a stock to trade below book value?

A company's book value is the worth of all their assets. What would cause a stock to trade below book value?
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4answers
4k views

Educating others that they may be investing in a scam

I’m not sure if this should be here or at interpersonal skills but there is currently a company in the Philippines asking people to invest and to me, in my opinion it smells like a Ponzi scheme. ...
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1answer
220 views

How should a portfolio be managed in preparation for a financial crisis?

There is a more general question on preparation here, I am focused purely on investment. There is the conventional wisdom of don't try to time the market, and while I can't find the quote at the ...
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1answer
189 views

Is Apple's depreciation now $12.5 or $11.3 billion?

I was casually reading the 10K for 2019 for Apple where I realized that I don't get the numbers. In the consolidated statement of cash flows (page 36) "Depreciation and amortization" for 2019 is ...
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2answers
232 views

How to achieve 100,000 USD return annually [closed]

Assuming I need to achieve a return of 100,000 USD every year, what are my investment options? Passive investment with low risk preferred, but open to other investment's strategies.
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1answer
150 views

How do you consolidate inherited investment accounts?

Our parents left us stocks and cash in different funds including 5 different Janney accounts and 3 fidelity accounts. Some of the accounts are in my mother's name and others in my father's. Is it a ...
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1answer
93 views

How much can option market makers influence stock prices?

Do option market makers also hold stock for the options they write? Suppose it's a: $10 billion company $20 stock 23 strike calls @ 30 cents Buy 5000 calls 10 days until expiration I think this ...
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2answers
202 views

Is it better to invest in US than to invest in India considering inflation rate and devaluation of INR

I am a US resident with Indian nationality. To calculate annual real gain on my investment in mutual funds in India, I am following below mentioned formula: Annual Real Gain = Annualized Return - ...
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2answers
218 views

Is complete divestment possible?

Some climate activists have called for fossil fuel divestment. But anything that is sold is also bought. Is divestment then even possible? For example, suppose that all businesses, pension funds, ...
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4answers
645 views

Am I scammed by this company?

I'd like to ask for a bit of help. In a bad moment I put a good amount of money into a supposedly broker firm. Now we are in a situation where it happens my shares are preferred shares and they can't ...
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1answer
119 views

Why is Thrift Savings Plan restricted to U.S. civil servants and uniformed service members?

From what I can tell, TSP is pretty close to a 401(k) plan (and similar to an IRA) except the government restricts who can participate. Thrift's funds have much lower fees than many of the 401(k) or ...
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1answer
1k views

What are stocks with /RT at the end of the ticker?

I was holding Celgene CELG and Bristol-Myers Squibb BMY before the merger. I received one BMY/RT worth $2.43 vs the BMY $60. I assumed this was the remaining difference from CELG after it was swapped ...
318
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17answers
59k views

Best way to start investing, for a young person just starting their career?

I am young, just started my career, and looking to begin investing so I can make my money work for me. I'm still living like I did in college (occasional purchase on myself, but most of it goes into ...
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0answers
55 views

How does an ETF that tracks a foreign stock index work? - Potential arbitrage opportunities because of time-zone? [duplicate]

Suppose I live in the US and want to buy an ETF share traded in the US. I would already know how Chinese stock market performed by the time the US market is open because of the 12-hour difference. ...
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2answers
200 views

S&P 500 only returns 1.26% (after UK inflation)… am I wrong?

I invest in the S&P 500 from the UK. I am trying to calculate what my investment pot will be in 25 years, adjusting for inflation. Unfortunately, my calculations point me towards an abysmal ...

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