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Questions tagged [investing]

Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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55 views

How do I get a tax identification number? [duplicate]

I need a TIN to open a brokerage account. How can I get this TIN number? I have researched online and I don’t qualify for a U.S. ITIN. I’m from Israel. Is there a TIN number issued by my country? ...
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0answers
80 views

What are my investment options as a perpetual traveller?

Background; I am from the UK. For the last 18 months and for the foreseeable future I am not likely to be based anywhere long enough to meet the requirements for tax residency. I think this is ...
48
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7answers
10k views

Why are low risk investments so strongly advised for first-time investors?

Inspired by the flurry of questions on this site about the returns available from investing in equities over the long term, I decided to approach my UK bank about setting up a small investment fund, ...
2
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1answer
147 views

How can an Israeli resident invest in a US brokerage account?

I’m from Israel single age 18, for an ITIN I don’t qualify therefor I can’t get a TIN to open a brokerage account, what’s the solution? Do I even need these? Or just a w-8 form
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10answers
9k views

Boutique Investment firm cold called me offering me the chance to purchase stock in a private placement. Legit or scam?

A week ago I got a cold call from someone doing "research about investment experience" which ended with "we might call you if a investment opportunity comes up". A couple of days ago a person from a "...
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2answers
240 views

How should I inject working capital into my company?

Me and two partners started a company earlier this year. Each of us owns 33.33% of the shares. Right now we are generating enough income to cover our monthly expenses, but we have already signed new ...
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1answer
61 views

In what circumstance would a company want to establish an SPE to engage in following investment?

I was reading a book explaining Special Purpose Entities (SPEs) and an example is used in the book: a firm could sell loans it has made to customers to an SPE that issues bonds to purchase the ...
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2answers
117 views

What does a long term bull market in bonds mean?

I recently read this in an article about the current state of the bond market: Coming off a 40-year bull market in bonds, the potential for capital losses on bond investments is very real, and ...
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7answers
2k views

How can so many ETFs tracking the same index coexist?

I understand that different ETFs may cost different amounts of money per share, as you are buying a proportional amount of each company on the index, but why can two ETFs that cost roughly the same ...
2
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1answer
151 views

What stock market would legally allow me to manipulate the price of shares? [duplicate]

Say I were to buy shares from myself at a higher-than market price, or place an All-or-Nothing buy order for a fantastic amount of shares, in what markets would it still be within the rules? I'm ...
3
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1answer
434 views

Is there a minimum stock price for tsx listings?

For example, NYSE stocks must maintain $1 a share. I have searched and can only find data on tsx-v.
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2answers
691 views

What happens if everyone buys S&P 500 index funds? [closed]

This question came up after reading the question Why isn't everybody rich?, which asks why so many people aren't "rich" when there's such a simple strategy to get there (cut spendings and invest ...
4
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1answer
200 views

How can I calculate the difference between investing cash in a mutual fund versus using it to install solar?

I am a moderately experienced investor, but I have this one question that I have had a really hard time answering. What would be more profitable: invest in solar electricity, which I have calculated ...
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3answers
244 views

Buying less shares more frequently [closed]

I'm going to university in a few months and was looking to invest any weekly surplus (£50-75) from my student loan into an index fund. Most funds appreciate in value by about 7% a year on average ...
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2answers
73 views

Applying the Kelly Criterion to Investing - Targeting Specific Capital Gains

I keep reading that the expected time for your capital to reach any predefined number is minimized by the strategy that sizes bets according to the Kelly Criterion. But it seems trivially easy to come ...
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2answers
115 views

How to allocate alternative assets?

I'm doing diversification with stocks and bonds. Basically 60%:40%. But when I'm trying to add alternative assets(like gold or REITs) or high-risk high-return bonds(like Brazil bonds), I'm not sure ...
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2answers
61 views

Is this mixed annuity (part savings and part mutual fund) legitimate?

I heard about a type of annuity where some money is invested (I believe into the S&P 500) and other money is put into something like a CD. The contributor controls how much goes into the mutual ...
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3answers
431 views

Retirement Savings Advice

just a typical financially illiterate American guy here looking for advice on how to make my retirement more financially fit. Soon I will be a U.S. federal government employee and will therefore have ...
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1answer
32 views

How to close Indian Demat account?

I am unable to close my Demat account, as I hold few shares of a company which is no longer traded in the market, my dp advised I have to transfer it to another Demat account if I wish to close it, I ...
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2answers
155 views

Investing in stocks & shares ISA- when to make deposits?

To start with, let me say that I am very new to investing- have no prior experience of it... Last year, I opened a stocks & shares ISA for the first time (it is a Lifetime ISA), and my intention ...
197
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21answers
67k views

Why isn't everybody rich?

This question came up after reading this question (stock market long term risks), in which it is re-iterated (as it has been many times on this site), that investing in the stock market, especially an ...
1
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0answers
25 views

Will I have to pay a load on my fund now?

I had purchased the no load PCKDX fund. I now find out that it has converted into the PCKAX loaded fund. Will I now have to pay that load for future investments?
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0answers
191 views

23 y/o looking for advice on where to invest money [duplicate]

I have start my first "big boy" job just 6 months ago. Currently I am putting ~$1000 into a savings account each month that goes untouched. I have saved up $5000 as an emergency cash account for ...
57
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11answers
12k views

Stock market long term risks

This question has been spurred by the following question which was on the 'Hot Network Questions' Is it a lie that you can easily make money passively in the stock market? . The answers to that ...
3
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6answers
230 views

Investment funds: when is the correct moment to cut one's losses?

I invested a considerable amount of money in investment funds. It was almost 5 years ago. I'm about -20%. (Yes, I feel like an idiot so let's please not discuss the exact reasons - enough to say the ...
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1answer
49 views

Venturing into Investment Market [closed]

What are some of the noted and best books which cover the basics of Stock market, Forex, Bitcoin investment and other investment concepts and provide expertise and in-depth knowledge of the same? Also ...
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2answers
274 views

Which is the best way to invest a small amount in Bitcoin?

From the answers to this question Are there multiple Bitcoin markets? I understood there are multiple platforms to trade Bitcoin (Coinbase and Kraken were mentioned). Suppose I want to invest a ...
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4answers
372 views

How to invest with broker that will still be around in 40 years?

I am fairly young (late twenties), but would like in invest in an index fund or ETF. I will be investing around 700 Euros per month and plan to do so for the next 40 years or so. What happens if I ...
45
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6answers
14k views

How can a company use money from stock investors when they are constantly being bought and sold?

I am interested in the mechanisms which a company can use the money that investors give them when they buy a public stock since they are being bought and sold constantly. How can a company spend other ...
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5answers
152 views

What are some 401K alternatives?

If your employer offers a 401K, but you do not like their investment options and fees, what are your alternatives? I know there are Traditional and Roth IRAs. But if your income is too high to ...
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3answers
3k views

How can I compare multiple mutual funds on a single chart at once?

Google finance (finance.google.com, or www.google.com/finance), used to have the ability to compare many stocks or mutual funds (tickers) at once. Now, apparently after they significantly altered and ...
4
votes
1answer
273 views

Building passive income streams: Rentals vs. stocks vs.?

I've been fortunate for the past few years to have a very high-paying job. Over that time, I've put myself in the following financial situation: I own my personal home outright I own (also outright) ...
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1answer
47 views

I am on H-1B visa. Can I invest in a business run by my H4 wife?

I am on H-1B since October 2017. My wife is expecting her EAD in August 2018. Can I invest in a business run by her?
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1answer
63 views

Are Ethereum Smart Contracts a Viable Way to Invest in New Companies? [closed]

A relation's company is thinking of going with Neufund, and use their guidance in order to develop smart contracts for investors to invest in their company. Does anyone have experience with this? ...
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1answer
415 views

Should I sell investment property to pay off student loan debt and variable rate home equity line of credit?

I purchased a home as a primary residence 11 years ago for $210,000. It is now worth $475,000. The mortgage balance is $85k at 3.75% fixed for 30 years (but I am 11 years in). Three months ago, I ...
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3answers
156 views

Should I Invest While Attending College?

Should I invest a portion of my summer job income this summer, or should I save it all to help pay for my Freshman year in college? I figure since I'm still living at home, it would be best to utilize ...
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2answers
138 views

How can I transfer money between investment accounts without being taxed?

I currently have money in the Acorns investment app and would like to withdraw it all to invest using TD Ameritrade. I'm worried that I will withdraw it, reinvest it using TD Ameritrade, then be ...
0
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1answer
87 views

Question on Net Present Value, Discount rate, and Opportunity Cost

I recently viewed a Youtube on Net Present Value (NPV), to gain a better understanding of the concept. Towards the end of the video the uploader makes the claim that the project has added value to ...
0
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1answer
53 views

How to ask investment for one saas product of many? [closed]

I have a company that will have many saas products under it . For now if I ask investment, do I have to offer equity of company just for that one product? Is there a way I can offer equity of just ...
1
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1answer
224 views

I have 10K to invest, what are my options with reasonable risk/income?

So I have 10K to invest. I did not do any sorts of investments before and I am really scared coz I don't know any information and risks and all that. I heard that mutual funds is something to look at, ...
1
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1answer
90 views

NAV Deviations in 2x ETFs

The funds in question are YCL/YCS. I was looking at the price fluctuations in these funds and noticed they are not priced accurately on an intraday basis. There is decent enough liquidity in these ...
1
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1answer
136 views

How to re-access my investments if a national disaster happens?

There is no disaster for now. But I got curious what should I do when local disasters(like war, earthquake, etc) happen where I live(I live in South Korea btw). Let's say I got a disaster, survived, ...
0
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1answer
154 views

In Mutual Funds, why do the total units decrease?

I noticed that when my Mutual Fund is performing negatively, not only my NAV (Net Asset Value) decreases (which is understandable), but also my total number of units (that I bought) goes down. However,...
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2answers
124 views

Simple deferred annuity question [closed]

Your friend is considering investing $8,000 at the end of every quarter in a bank account paying 9% per annum. The first contribution will be made at the end of the first quarter. If interest is ...
0
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3answers
371 views

Should I invest everything in bonds?

I will be finished with my master's degree in 4 years and I have 75K to invest. I want as much security as possible, at least till I have the degree. Then I would use the money and take an investment ...
1
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0answers
106 views

Best use for after-tax dollars if you've already maxed your Roth IRA?

Recent market volatility has me fretting about my taxable account. I figure if I lock up my funds in some tax-efficient vehicle, then I won't even think about it, similar to my 401(k). I'm wondering ...
2
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1answer
76 views

Is it possible to ISA wrap investments without having an account with a bank or broker?

I can't find anything on the internet about this. Is it possible to hold shares wrapped in an ISA without actually having a bank or brokers account? The reason I ask is because: I am paranoid ...
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2answers
115 views

Advantages of opening an ISA account one week before 5th April

Are there any advantages of opening an ISA account before 5th April if I don’t plan to deposit any significant amount before that day?
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0answers
41 views

K1 — MTM elections and form 4797

I received Schedule K-1 (Form 1065) from a fund I invested in. It's really complicated and here is a quick snippet of it. I apologize ahead for truncating some numbers just to protect my privacy and ...
25
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10answers
13k views

How can I protect my 401(k) when the stock market is performing badly?

I just opened my 401(k) at the beginning of 2017. In 2017 it did great because of the bull market, but since 2018 I've lost about $1,000. All of my contributions this year have been a complete waste. ...