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Questions tagged [investing]

Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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3answers
72 views

Momentum Investing Experiment and Question

I was thinking yesterday about what would happen if I followed the following investment strategy: Let A, B, and C be the stock price two months ago, last month, and today, respectively. If A > B < ...
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3answers
400 views

What will happen if Robinhood / M1 Finance gets acquired or pivot?

I have subscribed to email newsletter from Capital Minded. In the latest newsletter, below information was presented regarding Robinhood. Robinhood is totally fine for fun money, but it's not a ...
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2answers
141 views

Compare my variable portfolio performance with S&P 500?

The question may appear simple at first but I really cannot come up with a quick and easy way to compare my performance as a trader Vs S&P500. For the sake of simplicity, I am analyzing my ...
2
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2answers
36 views

Standard metric describing % gain/loss normalized by the time of owning the security + Interactive Brokers implementation

If you sell the stock with 5% gain over 1 day it's not the same as if you sell it with 5% gain over a year. Is there a standard metric / coefficient that normalizes that and how to do it in ...
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4answers
238 views

Investing on a low budget

Let's say I had 1,000 dollars to start investing, just an example. TSLA is a little over 320 dollars right now as I type. So I decide to buy three shares, for whatever reason. I know have about 40 ...
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0answers
133 views

Is Private Pension Worth It

I am 23 and now looking into what to do with some leftover monthly money. My question is whether getting a pension is worth it or not. Are pensions in general just scams? Am I just wasting money on a ...
3
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2answers
207 views

Why is SHLD trading at ~$2 when it has $-38 book value?

I took a look at SHLD financial statements and I cant understand why SHLD is trading at ~$2 when it has -$38 book value and a highly negative P/E? What am I missing?
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3answers
469 views

Whats the best option to increase my net worth, now that I have an income and some money to save?

I am 25 years old software developer with no loans. Before my software developer work I rarely had more than enough money to live by and I was not thinking of savings and such since I didn't any spare ...
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0answers
37 views

For what purpose do online brokers allow LBOs?

I read an article on "Leverage buy out" in stock trading. The article said that the investor/speculator only pays a portion of what he's supposed to pay for his stocks (or money in the case of forex, ....
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1answer
147 views

How to invest money in the US for an alien friend?

I am looking for some advice on how I could accomplish this: Consider a Person A living in Europe, and having no US citizenship, visa or plans to ever travel there. I am being asked to invest A's ...
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2answers
253 views

How to minimize risk and loss when using call options?

I've never used options before, but I would like to give it a try. The first thing I want to do is understand as much about call options before moving on to the more difficult, in my opinion, put ...
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0answers
75 views

“TIAA traditional” rollover

I have moved some 401k funds into the TIAA traditional plan. Next day I called TIAA to move my money out of "TIAA traditional." They told me that the only way is this 10 year installment. The ...
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9answers
7k views

Should I invest on margin?

I have an Interactive Brokers margin account, but so far, I haven't been using the margin; I'm considering doing so. According to https://www.interactivebrokers.com/en/index.php?f=18069, their ...
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1answer
81 views

How to select a mutual fund or ETF

Using Lipper or Morningstar, why wouldn't I just select a mutual fund or ETF that is all 5's (Lipper) or 5 stars (Morningstar) as my starting point and then further select based upon the associated ...
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2answers
129 views

From the book of Benjamin Grahm “The Inteligent Investor” : chapter 5, pg 115, what does he mean imposing some limit

I am totally new to finance and investing world, hence please bear my basic question. I have a query on Ben's book The intelligent investor Page #115. point #4 it says : The Investor should impose ...
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5answers
235 views

Pay up mortgage upfront or keep paying installment with capital invested?

I am facing a dilemma. I have 82k in cash and I have an 82k remaining mortgage to pay off. I can either continue the mortgage and invest my 82k cash into an investment vehicle (FD/CD) @ 7%, or just ...
3
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1answer
178 views

S&P 500 VFAIX (Mutual Fund) vs VOO (ETF)?

I currently have just under $10,000 in a Vanguard Roth IRA brokerage account. So far I have purchased VOO ETFs since they have a lower expense ratio than VFINX. My next contribution will put me over $...
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1answer
106 views

Bond ETF's: why isn't the nominal value of the underlying asset mentioned anywhere?

I am wondering why you never see the (weighted) nominal value of the underlying assets of a bond ETF mentioned anywhere. It seems to me this information is needed to determine whether a bond ETF is ...
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1answer
157 views

safe investment for elderly

I'm helping with choosing investments for an elderly person. They just want to park their money and not be in the market, so something relatively safe for somebody in their nineties. They aren't ...
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0answers
46 views

Deposit shares in TFSA before capital gain that exceeds contribution limit

I find myself in an interesting position right now. I bought into a private placement and my escrow will be ending in a couple weeks. The kicker is that, if I were to deposit the shares into my TFSA (...
1
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2answers
102 views

Short term (3-4 yr) positions, willing to take higher volatility [closed]

for my fiancé’s birthday I would like to open her an investment or savings account with a small amount of capital (~$500/1000) to be used as a short term investment account. The goal would be to reach ...
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1answer
81 views

Do I want less or more variance with an investment? [closed]

You have two functions. The first returns an integer between zero and ten, while the second returns any real value between zero and ten. If you get paid based on whatever value is returned, which ...
2
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1answer
96 views

What does PDS stand for?

I am looking at a funds fact sheet. The fact sheet contains the following warning Past performance is not a reliable indicator of future results. You should consider the PDS before making any ...
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2answers
492 views

Should I invest when bad news hits Wall Street?

My wife and I are finishing up some major loans, and are planning to put some of our money into investments once the loan is completely paid off - this will happen in, at most, 3 months. But, I ...
25
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9answers
6k views

What does one typically use as a money reservoir for stocks, when they are “on sale”?

I've read about people who claim to have made a lot of money investing in stocks (or funds) after a crash. They say the stocks were "on sale". But I wonder, where did they get the money to buy these ...
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3answers
7k views

Would compound interest work better if all my accounts were combined into one?

My wife and I currently have three retirement accounts from different jobs. The only one currently getting paid into is my TSP account. Would we realize better gains if we combined the other two ...
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2answers
252 views

Why is there less buzz around IEP (Carl Icahn) than BRK.B (Warren Buffett)?

IEP is 95% owned by Carl Icahn. It most certainly passes the Skin in the Game principle Nassim Taleb likes to talk about. I happen to own a couple of shares in it because of the man's incredible ...
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2answers
420 views

Profiting from an economic bubble collapse

An article in Business Insider argues that, despite the numbers, the US economy is fundamentally unhealthy. The current unprecedented corporate profits are essentially being subsidized by low quality ...
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6answers
6k views

Why cannot LLCs be used to negate increased risks when doing leveraged investments?

Let's say that I am confident that some investment will grow by 15% per year, and that I have 10K to invest, and I'd like to use leverage to invest 100K. What stops me from creating an LLC with 10K ...
2
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1answer
52 views

Confused about stock merger reflection on portfolio

So I have stock in ASX who announced a merger earlier in the year with SPIL and I received all the usual merger notices etc about they will become "ASE Industrial Holding" and the way the share ...
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2answers
161 views

Investing 11 grand as a Uni Student

I am currently 18 years old and from part-time work have saved up approximately £11,000. I am soon going to University (Scotland) (no tuition or accommodation costs). I generally have poor control ...
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4answers
178 views

What is this strategy [closed]

Say there is a highly volatile stock. It averages 20x swings every year. Open two investment accounts. One long and one short. On average one will crash and the other will go up 20x. So 10x expected ...
2
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2answers
354 views

Save or invest?

I'm 19 years old Software Development Student from The Netherlands Currently i'm making around a €500 (600USD) a month. My parents are saying that I should deposit at least 35% of my wage to my bank ...
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4answers
142 views

Is adjusting my portfolio's distribution according to bad signals from news risky?

I'm distributing my investment to stock(mostly MSCI ACWI) and bond funds, Basically 60:40. I also rebalance monthly as I got paid monthly. I recently worried about the global and local(South Korea) ...
61
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11answers
28k views

I'm 18 and have 6 grand. What should I do with it?

I'm 18 and about to go to college. Luckily, I don't have to worry about student loans or most other living expenses. I've been working and have over $6,000 (will probably be about $7,000 by the end of ...
1
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1answer
108 views

What kind of parameters do you look at before investing? [closed]

As the title says, when you are about to invest long/medium term into a company, which kind of parameters do you look at (beside the fundamentals) P/ E ratio? P/ Revenue? Can you help a noob please?...
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3answers
746 views

Should I get out of debt fast using Dave Ramsey's Tactics?

I currently am $31,000 in debt from school and a personal loan and I am looking to pay it off. I just started a new job; I am 21 years old, fresh out of college. I am making around 50K USD. I have ...
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4answers
215 views

Best way to save up for a house

When trying to save up for a house, should I make sure that money is put in a bank account and is liquid? Or do I put it into some mutual funds and take out the money when I have enough for my down ...
5
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1answer
252 views

Should I diversify? If so, into what?

I am 29 years old. I worked very hard at a well-paying (but not exciting) job and spent my vacation time buying and renovating properties. Currently, I have 4 condos with an approximate equity of 445,...
3
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1answer
201 views

Just graduated, what to do with cash gift

I recently graduated from a university in Alberta with just about $19000 of student loan debt, between my provincial and federal loans. However, as a graduation present, I was given $20000 to either ...
2
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1answer
118 views

How do you compare two ETF's that follow the same index

Firstly, sorry if the terminology of my question is not correct, I'm quite new to investing. I am having trouble understanding the differences between two ETF's that follow the same index (a ...
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5answers
4k views

Pay off car debt, or start (value) investing?

I am looking for a method to calculate - or estimate - whether it would be better to pay off car debt or start value investing in stocks. My history: We are soon to get about 1900 USD/month in ...
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1answer
399 views

Money transfer from India to USA for EB-5 visa

My friend wants to sell his inheritance house in India. He wants to invest $500,000 USD in USA to get EB5 investor visa. How money can be transferred from India to USA legally? Also what forms or ...
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1answer
275 views

How to invest 10000 a week for 36 weeks [closed]

How would you invest $10,000 USD in the USA a week for 36 weeks. After that point the entire amount has to be returned. Meaning $360,000 I'm assuming treasury bonds but could you do a short term ...
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2answers
244 views

How to get the best out of cash savings without the money sitting idle?

Lets say I have personal savings of £20,000 in cash. How could I possibly get the most out of these savings without just letting it sit there idle? What are the options out there to make the most out ...
9
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2answers
455 views

What does Warren Buffett mean by “demand money” and “time money”?

I'm reading through Berkshire Hathaway Letters to Shareholders and I'm confused by the following quote: In the last few years, Illinois National's mix of deposits has moved considerably more than ...
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1answer
347 views

Difference between 403(b) and 401(a)?

I currently am working at a non-profit organization, and I am trying to figure out what the difference is between the 403(b) and 401(a). I am trying to decide whether I should have a percentage of my ...
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2answers
55 views

How to see the breakdown of purchases vs. profits for a Vanguard Brokerage account?

I can see the purchases vs. returns on the Performance tab in Vanguard but that is for my retirement and brokerage accounts. I'd like to see that breakdown for just my brokerage account. Does anyone ...
2
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1answer
154 views

Legal age for investing

What year of age is required to open a brokerage account and start trading? Is it 18+ or 21+? I live in Israel, but am interested in trading in the U.S. markets.
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1answer
65 views

How are the profits on an investment account calculated for tax purposes?

Say I've got an investment account (non-retirement, brokerage account, all post-tax). I've invested $10,000 into the account and it has appreciated $2,000. I want to sell the $10,000 investment ...