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Questions tagged [investing]

Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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1answer
108 views

How should a portfolio be managed in preparation for a financial crisis?

There is a more general question on preparation here, I am focused purely on investment. There is the conventional wisdom of don't try to time the market, and while I can't find the quote at the ...
2
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1answer
128 views

What low cost assets can I invest in? [duplicate]

I'm 22 years old and have some money saved up, sitting in the bank. The idea was to buy a house, but in my country (the Netherlands) the costs of properties have raised significantly. If I would buy ...
4
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3answers
633 views

Dad (mid 50s) wants me to help him invest ~500k?

My dad is in his mid 50s right now, and he has ~500,000 in his savings account. He has approximately 1 million in his 401k. He feels bad that he missed out on the rally of the past 9 years and wants ...
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1answer
80 views

What stock(s) denote the unofficial start of “earnings season”?

I have heard AA (Alcoa Corporation) and JPM (JP Morgan Chase) mark the start of "earnings season" is there any other consensus?
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1answer
232 views

No debt. Any advice where to invest saved money and what to invest in after maxing out 401k? [duplicate]

My situation: I'm 24, single, and I live with my parents in the United States I have no debt and I have 100k in a savings account I have a 90k job I am currently maxing out my 401k I have no ...
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1answer
143 views

Is it a good idea for a 21 year old engineer (or similar) with some lump sum of money and good income to invest? [duplicate]

I am fresh out of university and landed a good graduate job with a decent acceptance bonus. I would like to start investing and not lose any time in doing so, however, it can be intimidating to not ...
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1answer
27 views

Optimal interest rate environment for mortgage-backed securities?

When rates rise MBS investors face extension risk and when rates are dropping investors face prepayment risk. If this is true then when is the optimal time to invest in MBS?
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1answer
196 views

Is investing getting harder?

I've often heard that to make irregular rates of return in the markets, one has to accomplish two things: 1) Bet against the consensus. 2) Be right. This makes sense - roughly speaking. Given that ...
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1answer
74 views

Best IRA investment strategy

Two questions here: What is the best investment strategy for low risk income-oriented investor? What is an acceptable fee for IRA money management? I have a 401k account I am looking to roll over ...
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2answers
202 views

How to invest in art? [closed]

What are the ways people can/do people invest in art? Or what strategies are there? In company investment, off the top of my head, you can: Invest in index/managed funds Invest in start ups/rising ...
1
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3answers
471 views

Growing annuity where cash flow grows per second year

I'd like help with a formula for calculating Future Value given the following: An amount is invested at the END of every year, starting with amount of PMT at the end of this year, at an interest rate ...
1
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1answer
97 views

Trying to compare two investment scenarios

I have an apartment that I have been renting, but due to some recent events, I'm considering selling. I'm trying to make a numbers based decision, so I'm going to try to compare two distinct scenarios:...
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1answer
80 views

Why did LABU go down at the beginning of its trading? [closed]

I was wondering why LABU, which is a 3x times leveraged biotechnological ETF, went down in July 2015. I understand that it tries to track SPSIBI (Biotech Index) whose top ten holdings are: ICPT, SRPT, ...
2
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2answers
105 views

Question about the Federal Funds Rate

As I understand it, the Fed will set a target for what it wants the Federal Funds Rate to be and then try to achieve this goal through its open market operations. Is the amount of volume that the Fed ...
12
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3answers
2k views

How to actually invest in an index fund?

I'd like to invest in an index fund. Let's say I am able to read and understand the various documents that each fund provides, so that I can make an informed choice of what I am doing. Let's say that ...
63
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9answers
27k views

What would prevent me from taking advantage of scammers?

Inspired by 20% monthly mining vs 5% monthly trading What would prevent me from investing $1,000 for a month, pulling out, investing with a different scammer, rinse & repeat? This question is ...
4
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1answer
281 views

Vanguard UK lets you invest in the S&P 500 index fund. What about my taxes?

Vanguard UK lets you invest in the S&P 500 index fund via an ISA (Independent Savings Fund). I understand that an ISA in the UK shields you from any tax on your profits from investments (up to a ...
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4answers
3k views

How does compound interest work with stocks? [duplicate]

I just learned about compound interest, and I want to know if I understood it right: You buy a stock, and then you just keep it. And over time, you will just earn interest on your interest. Is that ...
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3answers
201 views

Opening a bank account to invest in the stock market [closed]

I would like to start swing trading. I am 18 and I was wondering what type of bank account do I need to start doing this? I have never had a bank account. Do I need a regular checking account or ...
0
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1answer
132 views

Should I squirrel money and wait until the next recession to invest in TD E-Series? [closed]

After prolonged research on finance and investing I'm about ready to start putting money into actual investment products for a retirement fund down the line. And for a number of reasons I've decided ...
2
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2answers
239 views

Global Small-Cap Index Fund has an annual average rate of return of 14%?

I'm new to learning about investing so this may sound stupid. But I'm from the UK and I looked up different index funds on the Vanguard UK website. And since its inception (in Jan 2010), the annual ...
7
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8answers
2k views

What are the benefits and risks of trading domain names? [closed]

Recently I have seen many articles published online about domain name trading as a viable investment. The basic idea is to buy a (reasonably good) domain name that's not already taken, then auction it ...
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2answers
233 views

Average performance for long term stock investors?

What's the average performance of long term stock investors in terms of % profit per year? I want to know how I am doing compared to other people. Is there such a statistic?
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2answers
305 views

What are some good options to save money? I have the only income, as a father of 1 and husband, France-Canada

I'm already past 30 years old and so is my spouse. We have a two years old child and plan to have another one in a near future. I'm currently doing a PhD and I have about 1500 euros per month as ...
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2answers
316 views

What's the international equivalent of the common advice “just invest in an S&P 500 index fund”?

A common theme among advice for new long-term investors is to ignore investments such as actively managed funds, be wary of financial advisers and the products they sell, and instead to just put most ...
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1answer
103 views

Minimum interest needed to keep money at same value with 4% inflation?

For 30 years, my calculation says 7.17%, which just doesn't seem right. Say you invest $1 each year for 30 years with a return of investment of 7.17% Total investment from your end = $ 3 Total ...
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0answers
49 views

I am 21 years old and I wish to invest my $15.000 of savings but don't know how to [duplicate]

I have been working for a while now and I realized that I have saved a moderated sum of money that I wish to invest and eventually make it grow. But, it happens that I am new to investment. I ...
1
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2answers
141 views

How important is future big purchases (house) when setting up guaranteed investment accounts?

I moved out of my parents's house a couple weeks ago. I moved into an apartment in a big city and I am not sure yet if I will like it here or not. I have no idea when I'll switch to a house and if ...
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1answer
187 views

Gold price in my country. Is it a good investment during hyperinflation? [closed]

On Wednesday, expectations of interest rate hikes in the United States limited profits and put pressure on gold. US gold futures for delivery in December 2018 fell to $ 1,211.50 per ounce, pressured ...
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8answers
5k views

Fee-only financial advice vs. asset management (which includes advice)?

My wife and I are looking for a financial advisor. I am 52 and she is 48. We have a million plus in assets, with most of that in 401k... about 500,000 in a brokerage account. We have found a ...
2
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2answers
130 views

Is commodity stock real ownership of a commodity?

Say wheat is trading at $250 per ton. Does this mean if I own a share I have direct ownership of this ton of wheat? Where is the wheat physically stored? Can I trade the stock to own the wheat and ...
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0answers
53 views

Security Analysis (Ben Graham): LIFO question

I'm currently reading/studying Benjamin Graham's work in Security Analysis (1951 edition) on page 112 & 113 he demonstrates the difference between FIFO and LIFO. Table 10 shows the difference ...
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6answers
231 views

What, if any asset classes, acted contrarily correlated during crash of 2008

This is a meta question about diversification, and if it truly exists for passive investors. i.e. Investors investing in 401ks, IRAs, Roths, primarily using ETFs or fund with large pool of stocks. ...
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0answers
33 views

As an individual investor can I buy FSPTX in the UK?

Not much to add here. I was just looking at different index funds and FSPTX caught my attention with its extraordinary performance. I was just wondering if it is possible to buy it in the UK as an ...
2
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1answer
70 views

How does selling a stock short affect my cash and margin positions in my account?

Example of my etrade account: I have $3k cash and $0 margin debt and my account net balance shows $50k. I then sell to open a $4k position in XYZ how does this impact the cash, margin and net balance?...
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1answer
221 views

How to grow wealth? [closed]

I just recently reached a financial goal of $20,000 in my savings and I'm looking for tips, advice, suggestions on how to make this money work for me and start growing , I'm open to everything and ...
2
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3answers
409 views

Vegan hedge (shorting non-vegan, long vegan)

Edited in response to comments. How could I isolate a bet on veganism? (Assume that most of my wealth is already invested passively in diversified index funds and that for alpha with a different ...
0
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1answer
38 views

Book Value From Price/Book

Yahoo Finance gives the Price/Book and I'm guessing that Book is book value? I'm trying to get the Book Value from this equation, so is the below equation correct: Book Value = Price divided by ...
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10answers
13k views

Why don't bond makers just get loans?

I was just looking at investment opportunities, and I found a number of places offering bonds paying up to 12% interest over two years. My first thought was, I can get a loan from my bank for 5% ...
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2answers
113 views

Does it make sense to invest Limited Company's cash that does nothing otherwise? (UK)

I am a contractor working in the UK and I own a limited company here. I briefly spoke with an accountancy about investing my company's cash although I haven't followed the topic with them. The answer ...
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1answer
120 views

eToro vs interactive investor [closed]

I live in the UK and would be interested to learn investing online. I've yet to discover my style but I'd prefer to invest longer term based on international/sector macros. So far I only know a few ...
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2answers
116 views

How do asset managers make money

I understand that asset managers and mutual funds earn income through the fees they charge investors. However, if my understanding is correct that is usually applied at the end of the year. So how do ...
1
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1answer
103 views

Bond Issuance Question

During a new bond issue how do the bankers/advisors determine an initial price for the bond? I know that during an IPO the investment bankers will guage demand for the issue, and price the issue ...
3
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2answers
268 views

Argentina default warnings. Should I buy land?

Since my last question, things have worsened, and they will continue to do, so I diversified a little my savings, but now I'm thinking of buying some land. I have the opportunity to get some cheap ...
1
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3answers
300 views

Is it wise to buy a car in a high inflation rate?

A couple of my friends are planning on buying a car, and asked me to take part, so every one will own 1/3 of it. Here are some facts about me: The inflation rate in my country (Iran) is high. It's ...
1
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3answers
150 views

Profit reached faster then expected, what are good sell / hold heuristics?

End of January I got my feet wet into a position and added to that same positions after noticing it was doing well 3 months after. 8 months into holding the value went up by 40%+ (no major news ...
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4answers
235 views

Is money invested in a company owned by the company?

If someone sells 20% of their company for a $500,000 investment, I assume that means that the investor has a right to 20% of the profits. Would this $500,000 then be owned by the company or by the ...
1
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1answer
250 views

Investment strategies for an 17/18 year old

Background: I am 17 years old, finishing school and turning 18 in 3/4 years. I'm planning on going to college/university directly after school. I have a private Giro with ~1000€ (0.2% interest) and a ...
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0answers
19 views

Do CDO tranches have different maturities?

While doing a bit of research on CDO's online I stumbled upon something that I cant quite clear up. For a sequential pay CDO with a reinvestment period are all the tranches paid down (assuming no ...
0
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1answer
97 views

Why do CDO's have a reinvestment period?

If CDO's collect all the cashflows from their underlying assets and then pay them out to the CDO investors whats the need for a reinvestment period? and where is the principal that is being reinvested ...