Questions tagged [investing]

Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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47 views

How to improve geographical diversification?

Recently realised on my investments' geo distribution map that they are largely (~83%) in NA/EU. Given this, should I diversify by region further? What kind of ETFs/funds in general avoid NA/EU? ...
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41 views

How are percentage of investments decided in index fund like VTSAX?

I see that Portfolio composition - has about 20% technology, 19% financials etc - and there is similar composition for companies. This is a general question for index funds - specific example for ...
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170 views

I have some savings want to invest in index fund but worried about recession in 2019/2020

I have a dilemma. Should I go all in and invest my savings in Vanguard indexes such as VTSAX? Or should I play it safe and wait for a recession? The market recovered from the December 2018 drop so ...
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1answer
45 views

Currency neutral investing - How to take the risk of currency out of investing?

I finally decided to get into investing (about 2 weeks ago - so please excuse any lack of knowledge that may be displayed), so I've been doing a load of research. One thing I am unable to find answers ...
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3answers
81 views

Bond fund vs High interest savings account

If you have some money - lets say 20k USD. Banks such as Ally provide 2.2% interest rate on Fixed deposits. Is investing in bond funds such as VBTLX safe and better than fixed deposit? Understand ...
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1answer
78 views

Is there a type of investment that doesn't eventually cost the business money for a return?

I have been doing research on types of investing and funding for a startup, but I'm still pretty clueless, so please disregard this question if it's ridiculous. I also apologize if this is the wrong ...
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2answers
134 views

Money Investment Options

I am looking for Money Investment Advice. I am currently doing a max contribution to Roth IRA (me and my wife) so $6000 a year. I am also planning to open ESA for my two kids and contribute $4000 a ...
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2answers
256 views

Is there a catch in investing in treasuries close to maturity date?

Is there a catch to invest to treasuries close to maturity date? I don't want to lock the money for a long time, b/c the interest rate probably will go up. But I am concern that it's not that simple. ...
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88 views

Sum of quarterly reports is not equal to annual reports

I am trying to calculate a stock's worth and in doing so I am adding values of all the four quarters from quarterly reports but it is not equal to the value in the annual report. I am trying to ...
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2answers
195 views

Bonds, interest rates and inflation

I was reading Learn to Earn by Peter Lynch and I came across a paragraph that has confused me to say the least. It is regarding bonds - If you buy a $10,000 ten-year bond and hold it for ten years,...
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1answer
103 views

Depreciation question from Benjamin Graham book

I am reading The Interpretation of Financial Statements by Benjamin Graham. Ch. VI, Depreciation and Depletion contains the following wording: When property is retired its gross value is deducted ...
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2answers
119 views

Does Motley Fool offer investment management services?

Does Motley fool do any investing on someone's behalf based on their recommendations? Can investing be done by someone on their website based on their recommendations?
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1answer
68 views

How to enter Return of Capital in ledger-cli

Some background first: I'm using GnuCash for personal finances and am trying to get some reports from ledger-cli. The data is exported using piecash from GnuCash into a ledger file. When running ...
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1answer
136 views

How to diversify across P2P lending platforms?

In the UK there are plenty of peer to peer lending platforms, certainly 20+. Most offer returns of around 5% but a small handful offer above 10%. As far as I'm aware, in the US there are only a small ...
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30 views

What, exactly, makes an “unrelated business” unrelated in the case of junior partnerships held inside IRAs?

My question is concerning the unrelated business income tax on partnership interests inside a Roth IRA. Specifically, I own common stock in a company that's technically classified as a Limited ...
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1answer
109 views

U.S. 10 year treasury bonds behavior during crisis

It's often advised to buy and keep government bond to protect ourselves against the next upcoming crisis. (For example, in a defensive stock portfolio you can have 50% of stock and maybe 30% of ...
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5answers
10k views

When to stop saving and start investing?

Since I started my first job after graduating a few years back, I always saved a certain percentage of my salary each month on an extra savings account my bank offers. At that time, and until recently,...
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1answer
65 views

Can I invest using the All Weather Portfolio strategy buying US stocks but on the London Stock Exchange?

I really like Ray Dalio’s ‘All Weather Portfolio strategy’ and I would like to follow this, but I’m struggling to find relatable USA ETF’s that I can buy into on the LSE. Even if I did manage to find ...
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18 views

What taxes does a Czech Republic resident need to pay on investment income from an online broker when using a French bank account?

My friend - who is fiscally resident in Prague - opened a French bank account. Then, they used their French bank account to open an eToro (online broker) account. They want to invest on eToro but they ...
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1answer
42 views

Vanguard sent 1099 for my MLP stock sale. Am I being taxed twice when I file the K1?

I received a 1099 from Vanguard for the sale of my MLP stock. I got a K1 from the MLP. I entered both on my TaxAct program. My question is, am I being taxed twice on the stock sale?
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6answers
416 views

How to stop promotions from filling new “necessary” expenses

I am 25 now (damn I feel old haha!) and I have gotten 2 promotions in my career so far. When I was younger I though that every promotion will be more spending money. Now that I have started living, ...
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5answers
1k views

Is it wise to hold on to stock that has plummeted and then stabilized?

I own some stock that lost more than half its value. It has now been more or less stable for months, and I'm tempted to get rid of it because I see poor prospects in the future for this line of ...
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8answers
19k views

Aging parents with no investments

My aging parents (75/77years) own a house on 35+ acres (14+ hectares) in rural NE USA (no mortgage). They have: No investments (other than the obvious property) Savings of maybe $30k in a bank ...
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1answer
67 views

What is the origin of the name of Form 10-K?

I am assuming that Form 10-Q stands for quarterly, though I can't derive a good reason for the 10. Wikipedia: The name of the Form 10-K comes from the Code of Federal Regulations (CFR) designation ...
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31 views

Capital gains tax for F1 visa holders?

I am currently on F1 visa and planning to invest in U.S. stocks. Could someone explain how much is the tax on any capital gains? Both long term and short term?
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201 views

What kind of bonds are ideal for short term investments

I have money in my bank right and I want to acces them in 1-2 years. I am not willing to take the risk in a stock portfolio, but willing to make bond investments riskier than buying government bonds. ...
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3answers
466 views

Does compounding frequency have any bearing on the return on investment?

If I take 100 dollars and put it into a savings account that pays me 5% annual interest which compounds monthly. At the end of the year I will have $105.12 If I take the same 100 dollars and invest ...
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2answers
96 views

Stocks and Shares ISA: fees, taxes, portfolio size

Is an ISA of this kind worth it for a portfolio < £2000? If so, are Stocks and Shares ISAs subject to any not-so-obvious fees for someone without previous experience (i.e. overnight fees)?
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1answer
105 views

Why is VFINX more expensive than VFIAX?

Vanguard core funds are a very popular set of mutual funds. Two of them, VFINX and VFIAX, are extremely similar. They both hold the 500 largest stocks in the US equity market. They both have the same ...
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75 views

Investment Ideas Starting With $25,000 [duplicate]

I've managed to save up $25,000. Any suggestions or advise on where to start investing the money?
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1answer
311 views

Why don't I just buy high yield dividend stocks? [duplicate]

https://www.nasdaq.com/dividend-stocks/ I am seeing percentage over 5%, 10% even. I know there are taxes and stuff but the numbers seem more appealing than things like online savings account (~2% ...
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0answers
37 views

What type of trading is taxable in a TFSA investment acount?

I always assumed that capital gains in TFSA is non-taxable until I read that people who use TFSA investment account for day trading are starting to being audited by the CRA. So, what types of ...
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2answers
230 views

Which one is better: Paying a non-refundable deposit of $175 vs a refundable deposit of $1330

The apartment community has given me two options based on the credit risk. I need to pay them a refundable deposit of $1330/- at the time of move-in. It is completely refundable at the time of move-...
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6answers
8k views

What does “Its cash flow is deeply negative” mean?

Does "Its cash flow is deeply negative" mean "Netflix makes a big loss"? Netflix is profitable, but only on an accounting basis. Its cash flow is deeply negative as it pours cash into content. ...
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0answers
44 views

I received 1042 -s from Interactive Brokers. What shall I do whit these forms?

I am Alex, a non-Us resident (I am from EU). I have an account in Interactive Brokers. The Broker sent me 1042-s (they obliged to report to IRS my interest and dividend incomes). What shall I do ...
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3answers
13k views

How does it work when somebody invests in my business?

Lately I've been curious about how exactly investing in a product works, and I've been thinking about this scenario: Let's say I'm creating some mobile application and I manage to get $1m of ...
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7k views

Should I stop contributing to retirement accounts, and instead focus on expanding our real estate investments?

My wife and I are in our later 30s and make about $100,000 per year from salary. We also net about $40,000 from rental properties that we have purchased over the past several years. Our essential ...
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2answers
117 views

Risk management strategies for ETF portfolio

I have an ETF portfolio (MSCI World, Euro Stoxx 600) and I'm following a "buy and hold" strategy. But I would also like to learn more about risk management strategies. More precisely, I'd like to ...
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1answer
64 views

Why are these 2 Morningstar charts apparently different?

I'm trying to compare two ETFs on www.morningstar.com. I'm not able to understand why the ending of two price charts are different, i.e., in 2019. In the 3-year graph, stock 1 is slightly higher in ...
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2answers
217 views

Downside of having multiple brokerage accounts?

I have around 4-5 long term objectives, that I would like to invest towards separately. I was planning on opening a separate brokerage account for each objective. The benefit would be that each ...
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1answer
99 views

Does the price per share matter for otherwise similar ETFs?

For example looking at IE00B5BMR087 and IE0031442068 (both links in German), they seem to be very similar. Both try to track the S&P 500 in the same ways, the main difference seems to be that one ...
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3answers
192 views

Selling options to myself… which law does this violate?

If I sell a covered call from my IRA well above market value and use a separate account to buy the call, I've effectively added money to my IRA beyond the IRA's annual limit. (I can ensure I'm buying ...
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1answer
57 views

How can I calculate the ROI of an investment from its cash flow?

I've my company cash flow and I'd like to understand if my company is more or less profitable than lending money asking back a 6% yearly interest. Where can I start from? Is there any Excel Formula?
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1answer
7k views

“Marked down as someone wanting to sell shares.” What does that mean?

A few years ago I and a few friends created a company based on the web. During the raising funds period, we got a plan for $500,000 for 20% and we got investors. The last news about investors that I ...
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1answer
179 views

Ought a 63-year old working hotel employee commence contributing to an RRSP?

If I apply the information from Global News, MoneySense, the Wealthy Barber, and Reddit to the facts beneath, then then my dad oughtn't contribute to RRSP, correct? Thanks! Facts He's 63 years old, ...
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2answers
336 views

ETF asterisk clause meaning

I'm choosing an ETF, and reading this KII document, I'm not sure what this sentence means. Can anybody expand this language with an example? Is this typical for an ETF? To the extent the Fund ...
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3answers
255 views

I have 25,000 in savings and I want to invest, but I don't know where to start [duplicate]

I've been collecting information about the best investment practices, however I'm have very little financial knowledge and was hoping someone here could point me in the right direction. I feel like I ...
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3answers
324 views

Are there any non-decreasing securities on the stock market?

Are there any securities traded on the stock market (i.e. ETPs) that never decrease in value? As an aside (in case anyone mentions bonds): I'm aware there's ETFs for AAA-rated government bonds, but ...
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1answer
58 views

Which portfolio model will you suggest to a private investor for investing pension asset? [closed]

I am a private investor and I wish to invest my (some of) pension myself in stocks, ETFs and bonds. I want to implement at model myself. Which quantitive portfolio optimization model will you suggest ...
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1answer
85 views

Common diversification strategy for bond investment?

What is the most common diversification strategy for bond investment for a long term investor? long vs. intermediate vs short term inflation protected (TIPS) US vs world government vs corporate etc. ...