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Questions tagged [investing]

Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

2
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2answers
106 views

Downside of having multiple brokerage accounts?

I have around 4-5 long term objectives, that I would like to invest towards separately. I was planning on opening a separate brokerage account for each objective. The benefit would be that each ...
26
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8answers
5k views

Fee-only financial advice vs. asset management (which includes advice)?

My wife and I are looking for a financial advisor. I am 52 and she is 48. We have a million plus in assets, with most of that in 401k... about 500,000 in a brokerage account. We have found a ...
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1answer
49 views

Does the price per share matter for otherwise similar ETFs?

For example looking at IE00B5BMR087 and IE0031442068 (both links in German), they seem to be very similar. Both try to track the S&P 500 in the same ways, the main difference seems to be that one ...
2
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3answers
162 views

Selling options to myself… which law does this violate?

If I sell a covered call from my IRA well above market value and use a separate account to buy the call, I've effectively added money to my IRA beyond the IRA's annual limit. (I can ensure I'm buying ...
0
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5answers
571 views

Most effective Fundamental Analysis indicators for market entry

I am new to Fundamental Analysis. I purchased a few books on the subject which has proven valuable but time consuming. I was wondering if anyone with more experience than myself can recommend the ...
1
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1answer
11k views

What does a reorganization fee that a company charges get applied to?

Recently, one of my holdings underwent a reverse split. I was surprised (but not all that surprised) that there was an additional fee of $20.00 assessed, labeled as a "reorganization fee". This was ...
54
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11answers
16k views

Should I take out a loan for a friend to invest on my behalf?

A family friend of mine is an accountant and his company allows him to buy discount shares. He is asking me for $7000 to invest, and we will split the profits 50-50. I don't have $7000, but I can ...
5
votes
1answer
341 views

What is an Open Offer in the context of stocks and shares?

One of the companies I own shares in has just announced an Open Offer, giving me the opportunity to buy additional shares. What exactly is an Open Offer, how does it relate to a Rights Issue and how ...
0
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1answer
118 views

UK - Rights Issue

A company I was holding recently did a Rights Issue, giving me an extra x amount of shares in a new line from the main shares at a lower price. After reading http://www.investopedia.com/articles/...
3
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2answers
1k views

Does a rescheduled conference call generally mean “something's wrong” with a company?

A small, speculative company in my portfolio made the grand press release that they were rescheduling their quarter end conference call for one day later (oh my!). The stock promptly lost nearly 2/...
0
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1answer
42 views

How can I calculate the ROI of an investment from its cash flow?

I've my company cash flow and I'd like to understand if my company is more or less profitable than lending money asking back a 6% yearly interest. Where can I start from? Is there any Excel Formula?
37
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1answer
7k views

“Marked down as someone wanting to sell shares.” What does that mean?

A few years ago I and a few friends created a company based on the web. During the raising funds period, we got a plan for $500,000 for 20% and we got investors. The last news about investors that I ...
5
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0answers
91 views

Ought a 63-year old working hotel employee contribute to his RRSP?

Global News, MoneySense, the Wealthy Barber, and Reddit are too broad. But if we apply them to the facts on my dad beneath, then my dad oughtn't contribute to RRSP, correct? He's 63 years old, and ...
0
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2answers
85 views

Can anybody explain “cut their exposure to equities” and “fat and flat range” for me, please?

Here is the context: Following that, a number of banks have cut their exposure to equities due to the volatile nature of stocks in the first half the year. Earlier this month, Goldman Sachs downgraded ...
3
votes
2answers
325 views

ETF asterisk clause meaning

I'm choosing an ETF, and reading this KII document, I'm not sure what this sentence means. Can anybody expand this language with an example? Is this typical for an ETF? To the extent the Fund ...
293
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15answers
52k views

Best way to start investing, for a young person just starting their career?

I am young, just started my career, and looking to begin investing so I can make my money work for me. I'm still living like I did in college (occasional purchase on myself, but most of it goes into ...
1
vote
1answer
49 views

ETF: ITOT ticker cost calculation?

This Forbes article says: "The iShares fund from BlackRock ticker ITOT will over the course of a decade chip only $6 out of a $10,000 investment." How is this $6 calculated? The web page for the ...
2
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3answers
208 views

I have 25,000 in savings and I want to invest, but I don't know where to start [duplicate]

I've been collecting information about the best investment practices, however I'm have very little financial knowledge and was hoping someone here could point me in the right direction. I feel like I ...
108
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20answers
29k views

Are lottery tickets ever a wise investment provided the jackpot is large enough?

If the odds of winning a lottery jackpot are one in 292 million, and the jackpot prize is expected to be greater than than $1 billion, does this make a lottery ticket a wise investment? I know there ...
0
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3answers
281 views

Are there any non-decreasing securities on the stock market?

Are there any securities traded on the stock market (i.e. ETPs) that never decrease in value? As an aside (in case anyone mentions bonds): I'm aware there's ETFs for AAA-rated government bonds, but ...
2
votes
1answer
139 views

How should I calculate how much my money is _grown_?

I invest in multiple streams - equities, mutual funds, bank deposits etc. Depending on the asset class, my rate of return is different, naturally. Some asset classes generate higher ROI (with higher ...
31
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6answers
5k views

ESPP--any reason not to go all in?

I'm just finishing up paying off my student loans (woohoo!) and am starting to look at places I can put my money to make it work for me. I've read Kobliner's Get a Financial Life and am interested in ...
1
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1answer
68 views

Common diversification strategy for bond investment?

What is the most common diversification strategy for bond investment for a long term investor? long vs. intermediate vs short term inflation protected (TIPS) US vs world government vs corporate etc. ...
0
votes
1answer
51 views

Which portfolio model will you suggest to a private investor for investing pension asset? [closed]

I am a private investor and I wish to invest my (some of) pension myself in stocks, ETFs and bonds. I want to implement at model myself. Which quantitive portfolio optimization model will you suggest ...
2
votes
2answers
115 views

Is S&P500 “irrationaly exuberant” or what is the right way to rationally judge the market state at some point in time?

From the book "The Intelligent Investor" by Benjamin Graham: “The pendulum swings from irrational exuberance to unjustifiable pessimism.” Looking at the S&P500 index currently nearing 3,000 ...
2
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2answers
81 views

Managing investments for multiple goals

I have been investing towards multiple goals, like Retirement, House, Car, Vacation etc. So I make monthly deposits against each of these goals. But I have a single fidelity account for investing, so ...
1
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1answer
35 views

How do I find the lost opportunity of not investing an amount considering a certain inflation percent

I am doing a course on Personal Finance & Investment. In the chapter of about impact of not investing, one of the questions in a quiz is to calculate the effect of inflation on a sum of money not ...
11
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3answers
1k views

What are some well known or well regarded arguments against investing?

I'm looking to research the arguments against investing, or at least arguments that present a rather different view of investing than is the conventional wisdom. By "investing", I mean putting money ...
0
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1answer
49 views

What are some good investment options for a foreigner in France who doesn't have a permanent residence permit or a French citizenship? [closed]

I'm a non EU citizen living in France, with a work permit valid until December 2021. I don't have permanent residence permit yet, but will apply for it soon with a year or two. So I was wondering what ...
0
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1answer
48 views

Online Investing and Trading Cryptocurrencies, Equities and Options in U.S. Markets [closed]

Would you be so kind and tell me which brokerage services might have fastest website and features (e.g., "limit orders", "stop limit orders", etc.) for trading cryptocurrencies (e.g., from BTC to DOGE)...
1
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3answers
185 views

Short term living (3 to 4 years).Am I better off renting, taking a 15yr mortgage or a 30yr mortgage?

I just moved to a new city and I'm currently renting and apartment for $575 a month. I got a full time job so now I can afford more so I was thinking of buying a property. I expect to live in the area ...
10
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5answers
3k views

What type of investment is best suited for a 1-year investment on a down payment?

I'm looking to buy a house, but lacking in the capital to make an adequate down payment on said house. My lease expires in a year from now, so I am looking to build up my capital through investment ...
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0answers
54 views

The share price: buy vs. sell? [duplicate]

I am new to trading and I would like to ask how to know the price of a stock? For example, in buy it is 7108 and sell it is 7101. How to know the share price or the amount of dollars that I will give ...
4
votes
4answers
346 views

Is every active fund bad?

My father (who actually is in banking) recommended me an active fond (https://www.finanzen.net/fonds/deka-globalchampions) in which I invest since some quite some time monthly as long-term investment. ...
1
vote
1answer
46 views

Formula to Calculate FIFO VS LIFO for Financial Instruments

Suppose an individual partakes in some mixture of short term trading and long term investing. Is there a multivariate formula that expresses under what conditions (average/variance of time in a ...
3
votes
2answers
69 views

What is the result of rebalancing if one class zeroes out?

Let's say we have a set of investments, a target allocation to those investments, and commit to rebalancing at some particular frequency. In the worst-case scenario, if one of the classes ...
0
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3answers
100 views

How can you calculate the optimal return of several investments with varying entry costs and returns?

To make this easier to conceptualize, both for myself and for the reader, let us say that you have 5 machines with varying costs and varying rates expressed as dollars per hour. Let us say that we ...
0
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0answers
54 views

Bond ETFs slowing down after 2015. - why?

I see a lot of bond ETFs have very low gain, or even stay flat during 2015. - today. For example Eurozone Government Bond or US Treasuries. What is the reason for this?
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2answers
50 views

What is the difference between “unités de compte” and ETFs?

What is the difference between "unités de compte" (often proposed in assurance-vies) and ETFs? I don't see the difference when I read the definition on https://www.journaldunet.fr/patrimoine/guide-...
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0answers
12 views

How do I calculate CAGR of monthly investment sometime after the investment is stopped?

Suppose I invest 1500 dollars per month for 16 years, then I stop investing for 9 years, and then withdraw the maturity amount of 1,025,000 dollars at the end of this 25 years period; how do I ...
14
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5answers
6k views

Why do stocks necessarily drop during a recession?

Why do stocks drop during a recession? Where does the money go in favor of these assets? Or is the first question not true?
3
votes
1answer
197 views

How to approach fixing parents personal finances? [closed]

I'm posting this today to get some advice in case anyone here has dealt with anything similar. I'm including some background because it plays into the situation (i.e. cultural differences) Background:...
2
votes
1answer
57 views

Do I need to do anything when a company I own stocks in is moving from OTC to NYSE?

I own some stocks of a company. I read that they are moving from OTC to NYSE. One article I read said that the OTC stock will "be no more". What happens to my stocks? Will they automatically turn into ...
1
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1answer
24 views

Maximizing return from safe securities in Canada

This question is an adjunct to this one, which I've asked previously: Asset allocation when retirement is already secure In that question one potential path was recommended where I invest in safe ...
40
votes
10answers
17k views

Why would anyone buy U.S. Treasury Bills?

From the Treasury Direct website, I saw this Bills: U.S. Treasury Bills are a type of short-term security of one year or less, usually issued at a discount. The discount is the amount the security ...
9
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2answers
482 views

Is it still insider trading if no benefit was exchanged or received from the information?

Note - I have seen the other questions but they are still vague and explanations parsimonious. Is it still considered insider trading if no benefit was exchanged or received from the information? ...
8
votes
1answer
202 views

Regulations regarding investing in a private business

There have been a couple of years where, after maxing out contributions to retirement accounts, I've had some disposable money left over that I'd like to invest in something other than publicly traded ...
3
votes
1answer
105 views

Holding shares of company filing for bankruptcy

I own few shares of PG&E and recently got an intimation from my broker regarding the chapter 11 bankruptcy filing by PG&E. However, I also see the stock price going up for some reason. I ...
0
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1answer
99 views

Why is it a good idea to invest only in a Roth IRA or a no-load mutual fund invested in an indexed fund of the Dow or S&P 500?

Basing this question on this answer from a popular Quora writer: This is just a matter of simple math. Saving accounts earn less than 1% per year. CDs usually pay less than 2.75% per year....
2
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1answer
98 views

What are the risks with investing in private real estate funds via Fundrise?

I recently discovered this real estate investment company, Fundrise, and after doing some research, I’m interested in investing with them. But I’m on the fence about the trustworthiness of their ...