Questions tagged [investing]

Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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5
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2answers
2k views

Assessing risk, and Identifying scams in Alternative Investments

I have recently come across several websites (such as Yieldstreet, but there are others) that offer accredited investors the opportunity to invest in "alternative investments", meaning not traditional ...
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4answers
821 views

How can a 'saver' maintain or increase wealth in low interest rate economy?

If low interest rates disadvantage 'savers' what are they supposed to do if they are not inclined to buy and spend? Where should you put your money (instead of it stagnating in low interest rate ...
6
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1answer
278 views

Should I pay down mortgage faster or Invest?

I've a appx 450K mortgage left at 2.49% (5 year term with a 25 year mortgage). I've a few options to pay my mortgage faster Increase principal payment amount once/year Change payment frequency from ...
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0answers
32 views

Is it possible, that the global warming will affect the exponential growth of the economy? [migrated]

I am wondering if, in the face of the global warming, the long-term passive investments into ETFs are still a good idea. Right know we benefit from the exponential growth of the economy. I assume (...
11
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6answers
3k views

Do I end up richer paying down a mortgage or contributing to an IRA?

I have $10,000 extra cash that I can either use to pay down my 5% mortgage, or contribute to my IRA. I'm 30 years old. I hope to pay off the mortgage in about 5 years. I'm stymied, because: Paying ...
6
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3answers
293 views

Are there any more or less tax-efficient assets in Germany?

Is there anything (legal, non-obscure, serious, etc.) a private, personal, non-expert investor can or should be careful about to improve on the amount of taxes paid? I mean actual financial ...
0
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1answer
38 views

What condition might cause Equities to rise, and corporate bond spreads to rise as well? [on hold]

I was wondering about this earlier and I'm stumped.
0
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2answers
119 views

Why must leveraged ETFs rebalance nightly / Why are there no leveraged ETFs that don't?

From what I understand, investing is leveraged ETFS is generally for short term holders such as day and swing traders because they rebalance nightly and over the long haul don't provide the returns ...
-1
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3answers
161 views

Two investments with same % returns but different dollar returns

If two investments have returns of 20% and the same amount of risk but: InvestmentA: returns $200 requires more capital InvestmentB: returns $50 requires much less capital than A Is InvestmentA the ...
13
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9answers
5k views

Should I increase my 401(k) contributions, or increase my mortgage payments

I have about $150k remaining to pay on my mortgage. There are 7 years left at a 3% interest rate, then after that the rate goes variable and increases to about 10%+. There's no penalty for paying the ...
5
votes
2answers
223 views

When is paying into a UK pension bad tax planning? (LTA)

UK Pensions are great for the tax breaks that they give as you pay into them (up to 45%), and as the pension generates value, but if you exceed the lifetime allowance (LTA = £1,055,000 in 2019-2020) ...
8
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9answers
16k views

Is the stock market a zero-sum game?

In the stock market, over both the short and long-term, does someone necessary need to lose in order for someone else to make a profit? If not, then more fundamentally does something — in the most ...
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3answers
4k views

Educating others that they may be investing in a scam

I’m not sure if this should be here or at interpersonal skills but there is currently a company in the Philippines asking people to invest and to me, in my opinion it smells like a Ponzi scheme. ...
0
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0answers
45 views

What does unit value represent in a mutual fund?

I've been utilizing an app that allows me to manually track all of my portfolios and see how investments are performing individually, per portfolio, and/or as an entire financial asset. I've pulled in ...
11
votes
1answer
355 views

What is a “closed-end fund”? How is a closed-end fund different from a typical mutual fund?

I recently ran across the term "closed-end fund", but the author didn't explain what it was. What is a "closed-end" fund vs a typical mutual fund, and are there advantagets/disadvantages to each?
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2answers
361 views

What does “burned through $300 million mean”?

In the book "Antifragility of Islamic Finance: The Risk-Sharing Alternative" by Umar Rafi and Abbas Mirakhor, on page 101 I read the following line: "Pets.com, the poster-child company of the dot ...
2
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4answers
534 views

Investing in real estate when the stock market is high, investing in stocks when it's low?

I'm wondering as to whether or not the following investing strategy is viable: Invest in real estate when the stock market is high (i.e. it's been going up for numerous years, no recent large drops) ...
8
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7answers
4k views

Losing Money with Norbert's Gambit

In attempt to avoid the usual 1.5-2% exchange fees levied by brokers, I perform Norbert's gambit: I purchase DLR.TO in CAD (Canadian dollars) from TSX, journal it over to DLR.U.TO, and then sell the ...
0
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1answer
75 views

Is it wise to invest money in USD or INR? [closed]

I have both USD and INR, and considering the interest rates are the same, which one is better to maintain the maximum currency in to yield maximum profit?
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2answers
73 views

Should i choose Fixed Deposit or “Bank Shares”?

Which one should i choose ? FD or "Bank Shares" What is FD: Fixed Deposit How it work : it guaranteed depositor get the incentives (% when u start FD) after 1 years . What is Bank Shares:...
2
votes
1answer
169 views

Negative rates on government bonds

Take the german 10J-Bundesanleihe for example, as far as I know the rates for it went negative recently. Is there any incentive for private investors / or institutional ones to invest now into this ...
5
votes
1answer
96 views

What's the equivalent of the U.S. Securities and Exchange Commission in the Netherlands?

I'm looking for 10-K financial statements and I can't find the SEC.gov equivalent in the Netherlands.
2
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1answer
91 views

Which of these ETFs would reduce my diversifiable risk?

ETF1 and ETF2, within the same sector, have a high Sortino ratio together. Swapping ETF2 with ETF3, a well-performing ETF that has diverse holdings (rather than holding stocks within the same ...
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0answers
56 views

How best to comply with Regulation D of the Securities Act?

I am under the impression that there are some restrictions on raising money from outside investors for an investment fund. In particular Regulation D of the Securities Act of 1933 provides a few “...
2
votes
3answers
226 views

Best way to cash-out for passive income

First, my investing knowledge is very limited (still new to this, still learning). Second, my question is somewhat unfocused, sorry about that but I hope that there is a somewhat concrete answer, ...
3
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1answer
177 views

Why is VFINX more expensive than VFIAX?

Vanguard core funds are a very popular set of mutual funds. Two of them, VFINX and VFIAX, are extremely similar. They both hold the 500 largest stocks in the US equity market. They both have the same ...
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1answer
126 views

Ge 10$ option expired june21 [closed]

What happened to my ge option June 21 $10 I had sold 20 of them and when they expired I was charged an additional $802
0
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1answer
125 views

Why should an investor care about a company that never pays a dividend? [duplicate]

If a company never pays a dividend, as a shareholder, why should I care if it's doing great and has positive media coverage and hype? What's in it for me? Is the fact it's reported, and analysed ...
2
votes
1answer
107 views

How should trust payments be arranged to preserve the principal?

Many trust funds are designed to keep principal intact while generating a steady revenue stream. They do this by paying out some percent of net asset value and, assuming the trust fund grows faster ...
2
votes
5answers
150 views

What should I invest in other than pension or real estate

I live in South Africa, and the country is not exactly going in a good direction. I am 24 years old. I would like to start investing in something for my future. One option is to get a pension fund. ...
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2answers
100 views

How to find out where my superannuation is invested

I want to know more about where my superannuation money is being invested. When I log in to my account, it shows me which asset classes my money is invested in, and what percentage of my total ...
0
votes
1answer
69 views

What type of financial instruments can a company with no assets or money use to raise seed/starting capital

Long story short, I have a LOT of experience as a web administrator, and a lot of experience in retail. I want to raise the money to do acquisitions of small ecommerce operations that output enough ...
2
votes
1answer
179 views

Question about margin and investing

Lets say I have $10,000 cash in an account and margin buying power of $20,000. I sell a put that is worth $9,000 and it gets exercised. Will I be using margin since i have enough cash in the account ...
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2answers
175 views

Question about protecting yourself from company not beating earning eastimate

I'm new to this forums and thought I'd start off with a quick question. Lets use Advance Auto Parts(AAP) in my example. Lets assume you are looking into buying AAP and you do all the research you ...
2
votes
1answer
117 views

Peter Lynch Style Investing Question

I’m looking to build a portfolio using the following Peter Lynch Style strategy. What I’m wondering is, do you think this is a good approach? Is there anything you’d change about it? Here’s the ...
1
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1answer
41 views

Trailing Stop Order - how often do they get executed due to an error?

I've just submitted a trailing stop order. In the order preview a warning icon popped out: "...your order can be executed due to a system outage or accidental miscalculated ticks..." How often does ...
-1
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3answers
161 views

Why does stock go up or down with company earning? [duplicate]

I want to invest in the stock market, but can't get one thing clear. It is seen that as a company's earnings increase, its stock value also increases. Why? The company is earning more money, not the ...
1
vote
2answers
155 views

Investing platform options without fixed residency

Background: My wife and I are in our high-twenties currently living in UK. We don't have a mortgage, we're renting our flat. The only debt we have is the standard UK student loans, which is deducted ...
2
votes
1answer
2k views

How do I look for private limited partnership investment opportunities? (Or should I?)

I am interested in seeking out local private companies that are interested in raising additional capital by taking on limited partner investors. Is this something that even happens? Is this even a ...
0
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1answer
108 views

What caused the Oct-Dec 2018 stock price decline?

Does anyone have anything else to add to this Reddit post asking the same question? S&P500, TSX, and single stocks like Apple and Amazon dropped a lot, but has since soared back. I'm Canadian.
5
votes
1answer
217 views

P2P lending sites - What was their history in 2008 and how safe is your money in a recession

I recently read a lot about P2P lending sites and their favourable interest rates but the skeptic in me wants to get more opinion from real people here with experience (and not blogs that get ...
0
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2answers
58 views

stop order repetitive definition inconsistencies

I'm writing in regards to my interest in trying to fully understand the STOP ORDER and being aware of this one being a fairly fundamental concept for some. (However as a beginner or not, you might ...
5
votes
2answers
1k views

Starting an investment portfolio

I am looking to start an investment portfolio with around £1000 of my savings going into the stock market and was wondering how I would go about doing this. I would like to spread this money across a ...
0
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0answers
29 views

CAP table for single founder bootstrapped startup

I have bootstrapped my LLC for two years and am now seeking investment. In this case, I'm considering VC. Sequoia pitch deck templates recommends a CAP table. Since I don't have investors currently, ...
2
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3answers
282 views

What to do w/ extra money in bank account?

I'm privileged/blessed. I'm 38, I have a healthy emergency fund, I max out my IRAs (mine and my wife's), and I am making a good bit of money above that every year now. What should I do with that extra ...
5
votes
1answer
161 views

Is there an ETF for commodities without heavy emphasis on precious metals?

Is there an ETF that holds a basket of common industrial commodities (copper, oil, corn, etc.), but places less emphasis on "hoarded" metals such as silver and gold?
9
votes
4answers
1k views

What is the purpose of bonds within an investment portfolio?

Are bonds part of an investment portfolio so that you can invest during a dip in the market? (I heard this from a robo-advisor as it allows you flexibility to invest during a downturn) Or do bonds ...
2
votes
3answers
251 views

Where to find really good articles on stocks and general trading information? [closed]

Apart from this website, are there any other websites out there that are focused on trading and investing?. I am looking for a website where I can find articles etc on trading and investment - say ...
1
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0answers
70 views

How to distinguish a Chinese VIE from a normally listed company stock?

Recently I have been intrigued by the lower prices of Chinese companies and decided to invest into China. But I stumbled open the problem that many Chinese companies you can invest into are VIE’s (...
2
votes
1answer
137 views

Why the Vanguard S&P 500 eur has such a lower price compared to the original US version?

sorry if this is a silly question but I am new to the finance world. I would like to understand better why the Vanguard S&P 500 UCITS ETF (VUSA) has such a different price compared to the Vanguard ...