Questions tagged [international]

To be used for a) questions about outside the country of current residence. For example, regarding how the U.S. taxes earnings generated by U.S. citizens outside of the country. and b) questions involving multiple countries. Where possible, questions should be tagged with a specific country tag.

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67 votes
9 answers
19k views

Why do financial institutions charge so much to convert currency?

With all the modern technology that we have, I am astonished that financial institutions charge such exorbitant prices for currency conversions. My bank, Fifth Third, charges a 3% conversion fee, ...
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30 votes
6 answers
9k views

Is "bank.gov.ua" the official website of the central bank of Ukraine?

Numerous websites have been encouraging people to donate to Ukraine, to their official government, via this website. (Note: ctrl+f "en" to find the English switcher.) Is this website legit (...
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29 votes
6 answers
57k views

Where do countries / national governments borrow money from? [closed]

It seems that every country on Earth is in debt, but nowhere on the news do they ever mention to who. If countries are all in debt to each other then why not just cancel all the countries debt. If it'...
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  • 675
26 votes
3 answers
8k views

Why does a US company need to know the location of their employees for tax purposes?

I read in the news (mirror): [Facebook] would take a more “measured approach” with existing employees based on job function and past performance, he said, and set a January 1, 2021 deadline for ...
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23 votes
3 answers
704 views

Global credit record: Would my good credit history apply internationally?

Does my credit record apply internationally? For example, if I have a good credit record in Australia, with a car / house loan and a credit card or two, can my good credit rating be seen by banks and ...
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  • 353
22 votes
9 answers
1k views

Are there any Credit cards with no foreign transaction fee for international travel? [closed]

Are there any Credit cards with no foreign transaction fee for international travel, and a good exchange rate?
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21 votes
2 answers
6k views

Has any country exempted their citizens/residents from the US citizenship-based taxation?

This question is about personal finance as this directly applies to my situation as a US citizen, which I intend to keep for work purposes, and as a citizen of another country, which I am willing to ...
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21 votes
7 answers
205k views

Can foreigners holding US tourist visa create a bank account in USA?

I am not a US citizen and want to visit USA as a tourist. Since withdrawing money from my home-country bank account will cost much, it is better to open an new bank account in US (after arriving) ...
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  • 313
20 votes
10 answers
34k views

How can I avoid international wire fees or currency transfer fees?

I'm paid by an American company, but travel to France frequently and need to have a French bank account for various reasons. So far the cheapest procedure I've found to transfer money is withdraw ...
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  • 343
16 votes
2 answers
4k views

How do some companies allow some of/all their employees to work remotely from a tax standpoint?

I sometimes see job offers that allow employees to work remotely anywhere in the world. However, reading answers on Why does a US company need to know the location of their employees for tax purposes?,...
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16 votes
4 answers
33k views

Are credit histories/scores international?

I'm starting work in the US, and I'm wondering if my credit history will transfer. If not, is there a way for me to gain an "international" credit history, or equivalent, in expectation of other ...
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15 votes
6 answers
15k views

If a country can just print money, is global debt between countries real? [closed]

I was having a conversation with my brother last night and we were trying to figure out how exactly countries go into debt to each other. Say the US borrows money from China. What does this mean? Do ...
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  • 443
12 votes
3 answers
2k views

How to take care of pension funds if career is spread over many different countries?

I am a young academic from The Netherlands presently working in Sweden. Due to the nature of modern Academia, I expect that within the next 40+ years, I will be working in many different countries ...
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  • 2,688
12 votes
1 answer
7k views

How does it work when the same ETF is listed on several stock exchanges?

I'm trying to understand how do ETFs listed in several exchanges work. Take VUSA, for example. It's listed in London, Zürich and Amsterdam. Same ISIN, so I assume it's exactly the same thing. If I ...
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  • 595
12 votes
3 answers
4k views

Are there countries where children are forced to inherit their parents' debts?

Are there any countries in the world where the debts of the deceased must be inherited by the deceased's heirs? In the UK and USA, it seems to be well understood that if the deceased's estate is ...
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  • 3,389
11 votes
5 answers
21k views

How to change a large quantity of U.S. dollars into Euros?

What is the best way to change $30,000 dollars from the U.S., into Euros to Europe ? Is an international bank account the best solution? If not, then what?
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  • 229
11 votes
2 answers
2k views

Is there a country that uses the term "dollar" for currency without also using "cents" as fractional monetary units?

I'm wondering if there exists a country that uses the specific name "dollar" for their currency, without also using the concept where 1/100 of one dollar is called a "cent". Does such a currency ...
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  • 31.4k
11 votes
3 answers
3k views

Why is deposit interest rate in the same currency different from country to country? [duplicate]

My bank offers 11% interest rate for 1-year deposit in USD. This is similar to what other Ukrainian banks offer but much higher in comparison with our neighboring countries, Belarus (3.5%) and Poland (...
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  • 219
11 votes
3 answers
315 views

Retirement saving strategy for international people

Currently, I'm a grad student in physics. I am originally from Germany, pursue my PhD in Canada and have not yet made any plans on where I would like to work and live afterwards. A career in academia ...
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  • 943
10 votes
1 answer
729 views

How do I get into investing?

This might seem like a silly question, but I have a few things that make this quite difficult for me. I do not live in my home country and the market here is not a market I would like to be investing ...
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9 votes
4 answers
7k views

How can all these countries owe so much money? Why & where did they borrow it from?

When I look at this long list of countries with debt, I get the feeling we've all been sold a load of manure. How can so many countries owe so much money? Generally speaking, why did they borrow it, ...
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  • 893
9 votes
5 answers
7k views

Ways to establish credit history for international student

I am a student on a F1 Visa in the US. Being a non US Citizen and on a student Visa, I am unauthorized to work off campus, and so I am restricted to work upto 20 hours a week on a hourly wage and ...
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9 votes
2 answers
2k views

Taxation of US prize money for UK citizen

I've recently been awarded some prize money for scientific research. The awarding body is based in the US, while I'm a UK resident. I've never visited the US nor worked outside the UK or for a US ...
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9 votes
2 answers
2k views

Can I refinance a property in the U.S without U.S. income?

I'm Working for a big international corporation and I'm back from a few years of relocation in the U.S. while I was in the states on a US payroll (I'm not an American citizen) I bought a property (...
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  • 269
9 votes
4 answers
479 views

Why do Australians get charged more for Internationally available Goods and Services?

It seem that when the same good or service is available in Australia as it is internationally, we always end up paying more for it in Australia. Even when you take the effects of the exchange rates ...
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  • 20.8k
8 votes
3 answers
4k views

CD interest rate US vs abroad, is there a catch?

I was in Ukraine and ran into a few banks that offer anywhere from 5% to 10% interest rate on investment per annum. For example, Erste Bank is willing to pay 5,75% on 12 months deposit. I have few ...
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8 votes
3 answers
1k views

How to trade "exotic" currencies?

Most Forex brokers only offer trading of the major currency pairs -- USD/EUR, USD/AUD, etc. What is the best way to trade more "exotic" currencies such as the Brazilian real and the Thai baht?
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8 votes
1 answer
6k views

Help me understand Forex in Interactive Brokers

I have a CHF-based account in Interactive Brokers. I wanted to buy VEUR in LSE, which trades in GBP. I entered an order, I was told I didn't have enough GBP. Fair enough. I asked the live chat how to ...
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  • 595
8 votes
3 answers
1k views

Strategies for saving and investing in multiple foreign currencies

My wife and I are both expatriates and our financial situation is complicated by having accounts in different currencies. A frequent topic between the two of us which accounts are the best for keeping ...
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  • 439
8 votes
1 answer
4k views

Where to find site with earnings calendar?

Is there a website with a company earnings calendar for exchange-listed equities using symbol look-up? I am not trying to backtest a trading strategy, so I'm not interested in historical data. I just ...
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  • 1,398
8 votes
2 answers
3k views

Is freelance income earned by a U.S. citizen while living abroad subject to state income tax?

My wife is a freelance web developer, formerly residing and paying taxes in NY. She left her job in December 2011. We moved to Italy (where I am employed by the U.S. government) in January 2012. ...
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8 votes
2 answers
3k views

What do we need to consider if we're to receive a large cash gift from family abroad?

Are there any rules regarding receiving monetary gifts from family abroad? My fiance's parents want to wire us $25,000 from Brazil to be used on a down payment on a house. What are the tax or other ...
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  • 281
8 votes
1 answer
1k views

Unable to withdraw money from Paypal in Andorra

I live in Andorra. I have an Andorran Paypal account, with a linked Credit Card. The account is fully verified. Right now Paypal only offers cashout withdraw options to USA bank accounts for Andorra ...
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8 votes
1 answer
284 views

Could I have delayed my tax payments to Sweden in order to earn interest on the money in the meantime?

I work in Norway and commute across the border to my residence in Sweden. Since the municipalities in which I live and work border each other, I pay tax to Sweden. I declared my likely yearly income ...
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  • 228
7 votes
2 answers
9k views

Paying taxes on income earned in the US, but from a company based in Norway

I've recently begun work for a company based in Norway. Right now, I'm an "independent contractor" but in a few months I'll be made full time. I invoice them my hours on the 1st of each month, and I ...
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7 votes
4 answers
62k views

How can I cash out a check internationally?

I have a prize check in my name at my old university based in the US. I have now shifted to another country and was wondering, what would be the best way to cash out the check? I know someone around ...
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  • 71
7 votes
4 answers
20k views

American credit card with a foreign billing address?

Are there any American credit cards that I can use with a foreign billing address? Specifically, if I have the card now, with an American billing address, and if I move abroad, will I have to give it ...
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  • 315
7 votes
3 answers
17k views

U.S. citizen, working for U.S. company, living in Mexico: Where do I pay taxes?

Similar to this question, but I'm a U.S. citizen who is moving to Mexico, but retaining my U.S. citizenship and employment. I will be in Mexico on a Temporary Residency visa (good for one year, ...
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  • 965
7 votes
1 answer
91k views

Money transfer from India to USA

My daughter is a US Citizen. We (parents)are also planning to permanently settle in US. We will go their as Permanent Resident,as per US Law. We have a house here in India worth Rs.2 Crores. We want ...
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7 votes
1 answer
532 views

Wandering EU worker: Pension / retirement fund if working in multiple countries?

I am European, always worked in Europe in many different countries, and I have pension funds scattered around all the old continent. The EU legal system does not allow pension fund transfer among ...
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6 votes
1 answer
2k views

Is it safe to send money to someone in USA through Paypal?

I am Italian but I live in France, and I need to move to US. I am searching for an apartment in Boston and apparently I found a good one that I like. I did a Skype interview with the other flatmates ...
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  • 163
6 votes
4 answers
28k views

How to do an international money transfer of a large sum of money to the U.S.? [closed]

I may need to transfer a substantial sum of money (worth more than 10K in US dollars) from Israel to US. With this, I have these questions questions: I know IRS is notified on any large transfers. ...
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  • 3,296
6 votes
1 answer
729 views

US tax handling of UK pension contributions

The UK currently has a pension (SIPP) contribution limit of up to 40,000 GBP per year (approx 60,000 USD at current exchange rates). 100% of this amount can be self-funded, in which case your ...
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  • 2,263
6 votes
2 answers
10k views

What Canadian tax is payable on money received (gifted) from a relative in another country?

I have a Canadian and German passport, but I have lived in Canada for 15 years. My grandpa, in Germany, had opened a certain savings account for me from which I will recieve a lot of money from in ...
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  • 71
6 votes
2 answers
235 views

Where do I pay tax if I am a digital nomad with residency of more than one country?

I am citizen of country A. I moved to country B few years ago where I opened a virtual bank account with a organization registered in country C while using country B as my residence. Now I don't live ...
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6 votes
2 answers
685 views

Do I need to report income to the US if working from home from Canada for a US company?

If I worked for an American company at home from Canada (I'm a Canadian citizen), do I need to report income / pay taxes to the US, because the company is from the US? I'm specifically asking about an ...
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  • 181
6 votes
2 answers
153 views

Is there a term for people who manage the money of dual citizens?

I'm a dual citizen of the United States and Canada. I'm afraid to invest in anything because the tax treaties and laws between the two countries make everything too complicated for me to follow. Even ...
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  • 61
6 votes
1 answer
2k views

"International credit report" for French nationals?

I'm a French National married to a US citizen, and we're looking into buying a house in Florida. Does anybody out there knows of a anything akin to an international credit report for a French ...
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  • 61
6 votes
1 answer
341 views

How does state tax work when working overseas?

I am going to be hired as a contractor while we are stationed at an overseas military base. I am a resident of Florida which has no state tax. The state listed on my W-4 will be AE (American Forces ...
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  • 61
6 votes
2 answers
287 views

UK citizen going to freelance overseas - what type of specialist should I talk to for tax/registration advice?

I'm planning to leave the UK for around 12 months and work freelance in a non-EU country. I know there are many things I need to get right in terms of registration and financial declarations, tax ...
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