Questions tagged [identity-theft]

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3
votes
1answer
63 views

How important are records of fraudulent applications?

How important is it to try to get copies of the fraudulent applications/materials used by the thieves? This appears to be a consumer right according to the FTC, but the companies seem not to want to ...
3
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1answer
148 views

Any reason to be cautious of giving personal info to corporate fraud departments?

Given that someone is a victim of identity theft, I'm wondering if fraud departments of companies where identity thefts occurred should still be considered totally trustworthy, as in send them what ...
2
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2answers
206 views

A bank application mentioned I opened a home loan recently. I never did. Should I be worried?

I've been looking to move away from Evil Bank Corporation for a while now, and in the process of applying for New Shiny Bank they wanted to verify my identity by asking for my social and asking for ...
2
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4answers
5k views

Can I prove having savings without giving out the account number?

I will be looking to rent with no income, but significant savings. For that, I'll probably need to give the prospective landlord my name, DoB, SSN (for credit check) and the savings account number. ...
2
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3answers
2k views

Why do you need to provide your credit card's expiration date in order to make a purchases?

This question is similar in spirit to Why do some online stores not ask for the 3-digit code on the back of my credit card?. I don't see how asking for the credit card's expiration date as well as ...
2
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2answers
4k views

Please help: Is it safe to give this personal and banking information to someone? [closed]

Is it safe to give this information to someone? Name of Account Holder: Name of Bank: Bank Account Number: Address of the Bank Branch: Bank Swift Code: Phone Number of ...
2
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2answers
84 views

Credit bureau - Credit freeze vs Fraud Alert

I suspect my passport information along with other personal information was leaked on a website. I have already setup Credit Freeze, would Fraud Alert be also necessary? What are the benefits and ...
2
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2answers
3k views

How could identity thieves open accounts or get loans in my name?

Let's say someone has a hold of all the information Equifax had about me. I'm trying to understand how some of the things people say could go wrong could actually happen: They could supposedly open ...
2
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1answer
172 views

Equifax data breach and correct credit monitoring service for $125

for the Equifax Data Breach , there is $125 being paid for people affected , previously one only needed to choose and the cash portion or the credit monitoring by Equifax. As most of the people has ...
2
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1answer
90 views

How secure is my data in the hands of a financial planner?

I consult with a Certified Financial Planner who charges an annual fee. The person seems reliable and seems to have integrity, but also has a few people working under her whom I know nothing about. ...
2
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1answer
834 views

I am Swiss and have a bank account in USA that is blocked. How can I identify myself without travelling to USA?

I'm Swiss and worked 4 months in the USA. So I opened a bank account at Chase Bank. Due to bad exchange rate I decided to keep the money at the Chase bank account. This was 3 years ago. I decieded ...
2
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2answers
317 views

Can a name be gotten from an account number?

Can a name be gotten from an account number for whom the account bearer is not known? That is to say, should Tim send Jim ONLY his account number, can Jim identify Tim with this information alone? ...
2
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1answer
84 views

Domestic US wire - do they get my account details

If I send a domestic US wire from my bank to another US bank, does the person on the other end get my account number details? I understand that the receiving bank may get my account number details. ...
2
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1answer
483 views

What could someone do if they had a check made out to me? [duplicate]

Suppose I receive a check. Maybe it's for employment, or a class-action settlement, or maybe even just a graduation present from a relative. Doesn't matter. Point is, it grants me some amount of ...
1
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3answers
361 views

Checks stolen and rewritten, how?

This situation happened with my grandmother a few days ago. Even though older people are forgetful I do not believe my grandmother has misremembered this situation or confused herself. She wrote a $...
1
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1answer
144 views

Got Notice My Personal Information May be Compromised

For anyone who may believe this is Phishing, it is not. I got a notice from a company saying that an HR employees car got broken into and it may have personal data of mine. I haven't had a job with ...
1
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1answer
120 views

Free Credit Report — Checking for identity theft

I'm about to request my free annual credit report. I've never requested one before, but I noticed something suspicious with my FICO score lately in my Discover Card app and want to look into my credit ...
1
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1answer
170 views

What do I do if someone forges my check

Someone recently forged my signature and used that to withdraw money from my account. I already called the bank (Chase) and they put a restriction on that account and open a new account for me. They ...
1
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2answers
175 views

How can I check if any accounts were recently opened in my name

Someone just tried to open a Paypal credit account in my name. I was able to get the account closed and the charges revoked, but now I need to make sure there is nothing else out there. How can I ...
1
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1answer
572 views

What risk would I take by filling out a W8 or W9 for a firm that asks for one?

My US clients often ask for a W8 or W8BEN to be filled out so that they don't have to withhold tax when they pay my invoices. I'm familiar with that process. Today I received a letter from an ...
1
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1answer
70 views

Are there negative consequences to having multiple credit monitoring services?

I already have one credit monitoring service that I am not paying for due to a security breach somewhere many years ago. I am not 100% sure but I think it expires/ends in a few years. My data was ...
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0answers
80 views

Photocopies of vital records

How concerned should I be about private companies maintaining photocopies of vital records like birth certificates and social security cards? While he is not applying for subsidized housing, my son ...
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0answers
184 views

Gave my full name, age, office address and mobile number to a probable scammer [duplicate]

What's the worst that can happen if I have given my name, office address, age and mobile number to a person who was most probably a scammer? I'm still not sure, it was scam, because emails were very ...
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0answers
50 views

Credit Freeze - optimal option for a person on student visa in US?

I am an international student who recently moved to the US for studies. I have been reading up on identity theft and credit freezes/fraud alerts. After getting a primary credit card (to build up some ...
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0answers
789 views

Are IRAs and 401(k)s insured against theft?

If someone steals (maybe by logging in with stolen credentials) from a person's retirement account, is that money gone, or are accounts insured against theft and hacking? Edit: it sounds from the ...
1
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1answer
117 views

What to do if you know someone has had access to your SSN

You think a stranger (say computer repair guy) might have had access to a computer file with your SSN in it over the past few days. You don't know if person has seen the file or not, but you don't ...
0
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3answers
160 views

Why are free credit reports available only once per year?

Consumers have access to a free annual credit report from each of Equifax, Transunion, and Experian thanks to the Fair and Accurate Credit Transactions Act passed in 2003. However, this may be too ...
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2answers
5k views

Can someone steal my government check and cash it?

I get an adoption check every month from Raleigh. I haven't received it for February yet. It always comes by the 6th of every month. I was wondering: could someone have stolen it and cashed it at ...
0
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2answers
83 views

paperwork application to open new financial accounts - identity theft security risk?

I opened a bank account and a brokerage account using traditional paperwork forms I was provided with at the financial institution where I opened these accounts. That got me a bit worried as the ...
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1answer
111 views

Say I am in Canada and I have a U.S SSN can I open a credit line though a bank there

I recently got my SSN stolen and just for research was wondering if my SSN would work even if someone tried to sign up for credit in another country or if the bank their would see it's not a local SSN ...
0
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1answer
138 views

I accidentally gave out my name, home address, email address, phone number, and my DOB [duplicate]

Will anything go wrong??? I'm so scared... I can't even sleep anymore.. It was a phone call telling me about some kind of benefit I gave out my name, address, phone number, DOB, and email address and ...
0
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1answer
272 views

Credit card cloned and money taken (UK)

My mum recently learned she had been charged for a use of her card to pay £28 at a pub in Nottinghamshire. Since she has never been to Nottinghamshire, it must have been her card details were stolen. ...
0
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1answer
245 views

How can I check to see if anyone has tried to file my tax return [duplicate]

How can I check to see if anyone has tried to file my tax return? I have reason to suspect that someone has stolen my social security number.
0
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1answer
207 views

What's the likelihood of identity theft? Why doesn't it happen more often?

The recent Equifax breach causes me to think about how easy identity theft seems to be. A lot of my information is already (semi-)public: Name Date of birth (friends know, also available on Facebook ...
0
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1answer
1k views

I provided personal information to a scam survey. What's my risk? [duplicate]

I filled out this survey to win a something. Then realized it was a scam. Felt really dumb. Anyhow, I gave my email, name, phone number and address. What can the do with the information I gave them?
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2answers
92 views

What is the minimum information someone would need to know about me to wire money out of my brokerage account?

I'm doing my taxes and preparing my own statement in lieu of a 8949. My broker has provided me with a statement that has a lot of information on it. My first thought was just to mail the statement to ...
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2answers
1k views

Applying For New Line Of Credit While Credit Is Frozen

I'm wondering about the implications (if any) of applying for a new line of credit while my credit is frozen with the three main reporting agencies. My understanding is that the new line of credit is ...