Questions tagged [iban]

The International Bank Account Number (IBAN) is an internationally agreed system of identifying bank accounts across national borders to facilitate the communication and processing of cross border transactions with a reduced risk of transcription errors.

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How to find SWIFT, Sort and IBAN India (Canara Bank)

I have a Canara Bank account. I need to find details of SWIFT, Sort and IBAN. I can't find this in my passbook, online net banking or google
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Sending International Transfer from Jordan to Germany

I am trying to send enrollment fee to a German account for my master's degree. The university provided me with details that included: Receiver name Bank name IBAN SWIFT/BIC Do I need to use all ...
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periodically change the IBAN number (of the payment account) for more privacy?

A colleague told me he cancels his payment account every few years and opens a new one for better privacy. He says the IBAN and various other related info should be known to as few people as possible. ...
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IBAN to SEPA converter

I have a UK bank account, and the IBAN number follows this example format as expected: GB45 LOYD 6016 1331 9268 19 When I log onto the Spanish utility company Iberdrola, I select the UK from the ...
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1 answer
160 views

Foreign Telegraphic Transfer: Correct IBAN but with a different bank SWIFT CODE

I have sent quite a large amount of money (in MYR) to Singapore from Malaysia. The IBAN is correct (recipient's bank is SINGAPORE OCBC with an OCBC account number) but unfortunately, for the swift ...
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Payment made to invalid IBAN missing last 2 digits, Payment is still in reservation. Where is has the money gone? Payment was from Belgium to UK

Payment from Belgium bank to UK. Missed last 2 digits from IBAN in receiving UK account. Will the payment get bounced? Money is shown as being reserved?
1 vote
1 answer
228 views

How to send money to an IBAN bank number from a Mastercard?

I have to pay 1600 Euros for some building work in France where I live, and my french banks are too empty, I have to borrow it from my MasterCard which is still based in the UK. If I call the UK it ...
1 vote
1 answer
218 views

What happens to IBAN if the code owner dies?

The bank account of the dead person ceases to exist. What happens to iban status after that? 'Invalid' and unavailable (when i'm checking the number)?
2 votes
3 answers
379 views

How is a customer account affected by banks merging?

Suppose there are 2 banks, A & B. Bank A has merged into bank B, hence, Bank B is the anchor bank & bank A does not exist anymore. How is a salaried person who has submitted the Swift Code &...
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1 answer
5k views

Should I enter spaces when entering the IBAN for online transactions? [closed]

The IBAN number of the account I want to transfer money to is NL99 INGB 9999 1234 99. When entering these details in the my online banking portal, do I have to insert spaces as shown or type the 18 ...
3 votes
2 answers
67k views

What is my SBI IBAN number?

I have been recently accepted for a scholarship and I need to provide my IBAN/BIC number for some purpose of accommodation. My SBI Branch code is 006342 and I wasn't able to find any swift code based ...
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2 votes
1 answer
1k views

Wrong SWIFT Code

I sent a wire from the US to France, however I noticed afterwards that my bank put the incorrect SWIFT code, the code they used was for a different branch of the same bank (Literally 3 streets away ...
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450 views

Forgot to remove blanks from IBAN

I've forgotten to delete the spaces in IBAN while sending money via swift.I checked the MT 103-single customer credit transfer paper, Everything is just correct but the blanks.(No missing digits only ...
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781 views

Transferred money to the correct IBAN; however, probably specified an incorrect SWIFT code and the message not included in the receipt

I have transferred a serious amount of money to a French bank from another country. I correctly specified the IBAN number. Additionally, the bank's SWIFT (BIC) code to which I should have transferred ...
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1 answer
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Seemingly unmatched BIC and the national bank code on the statement of my account

The national bank code in my IBAN is 10040000. Acording to various free online services (iban-rechner.de, finanzrechner.org etc) the corresponding BIC must be COBADEBB, but on the statements of my ...
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Correct SWIFT code, incorrect IBAN - will the money be returned?

I sent a international wire transfer, but the IBAN was incorrect. The swift code was right, but I was in a hurry and thought my bank typed everything correctly. The account holders name is correct and ...
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1 answer
373 views

Is BIC really needed for TransferWise transfers?

I noticed that TransferWise when you do for example a crossborder money transfer, they only ask for IBAN, name and a reference. Then, they calculate a BIC code for that transaction based on the IBAN ...
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139 views

Landsbankinn and OTP bank issue [duplicate]

A friend of mine sent me a sum of some 300 EUR (from Iceland to Croatia) but mistakenly used the IBAN of my bank and not my bank account. He included my full name and bank's SWIFT code. What is the ...
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1 answer
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Picking up money for someone else on Moneygram ? Is it safe? [duplicate]

A close friend of mine asked me if I could pick up money for him using my ID from money gram since he had already exceeded the receiving limit this month. The amount was 500 euros. I just wanted to ...
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22 votes
4 answers
6k views

High conversion fee for failed bank transfer

I asked my Swedish bank to transfer to my UK bank 50,000 euros through a SEPA payment. Unfortunately, the IBAN and BIC were old and no longer in use and the UK bank returned the money the same day, i....
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IBAN money transfer, safe transaction

Is there any way to guarantee that an international european bank money transfer transaction (between private sellers) is safe? I mean, I will pay for a product, how do I guarantee that it arrives in ...
1 vote
1 answer
4k views

Can a transfer go through if the IBAN and SWIFT is correct, but the beneficiary name is wrong?

A customer of mine wants to pay me from the usa to my account with N26 bank.N26 Bank is a German online bank with no branches but available to customers in the euro-zone.I opened my account online in ...
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27 votes
6 answers
10k views

Umlaut Character in Account Holder Name (German Bank)

I sent a payment through international bank transfer to Germany. But, the account holder name has special characters like ö, ä, ü, and etc. In my case, it's ü. Is there any other words that are ...
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1 answer
2k views

Right Iban but Wrong Swift Code [duplicate]

I have sent some money (in euro) to Netherlands (ING Bank) from Turkey. The IBAN is correct but the swift code is INGBNL2AXXXX instead of INGBNL2AXXX. The recipient did not get the money and the money ...
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5 votes
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Is there an IBAN for US banks?

Do US banks have an IBAN number? I'm trying to wire money through my Bank’s website and they’re asking for the IBAN. Is there one for US banks? And if not what do I do?
2 votes
1 answer
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Last 3 Digit Swift Code Entered Wrong Branch Than It Should Be. What should i do?

I sent a payment through international bank transfers with the last digit of BIC/Swift Code different that it is supposed to. The IBAN and account holder name are correct. The last 3 digits of BIC/...
2 votes
1 answer
1k views

Can an IBAN be reallocated to someone?

I wanted to wire some money to my parents today and was not sure about the IBAN number (it may have changed in the meantime via a reorganization of their accounts or a bank change). This made me ...
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3 votes
1 answer
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How to wire transfer from Europe to a CIBC account please?

I am trying to receive money from a European company to my Canadian CIBC account. I received the SWIFT CODE - CIBCCATT from my bank. The company also asked for a BSB NUMBER. The person I spoke to at ...
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1 vote
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494 views

Incomplete IBAN used in bank transfer

A transfer form a client listed only 7 digits of my IBAN (and 1 in error), the clearing number, my name and bank address are all correct. The clients account has been debited but mine has not been ...
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19 votes
3 answers
35k views

Is it really risky to make your IBAN public?

It seems that people are reluctant to give their IBAN to strangers. I saw someone downvoting an app only because it shows the IBAN in clear on the main screen. Is this rational? What could someone ...
1 vote
0 answers
2k views

Money Transfer with wrong IBAN

i made a send payment from 5 days ago and now I was surprised that i forgot one number from IBAN and IBAN is incorrect,does that mean money still in my country? i know that the Bank will receive ...
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1 answer
457 views

What is the IBAN of this Serbian account?

I need to pay 620 Serbian Dinars to "budget account No. 840-742221843-57, model number 97, reference number 59-013" What is the IBAN of this account?
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1 answer
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Infer SWIFT/BIC code from IBAN?

Is it possible to infer / deduct SWIFT code from IBAN code, if yes how?
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2 answers
49k views

Sent wrong payment to right IBAN but wrong SWIFT. What will happen now?

I sent a payment to the incorrect SWIFT but right account number. The money hasn't been received at the other end. What will happen now?
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1 answer
2k views

IBAN number correct but name has extra space between two letters [closed]

I have transfered my tuition fees to Finland. The IBAN is correct. However, the name has extra space between two letters it should be abc now it is ab c in this format. What can happen now?
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2 votes
1 answer
1k views

Can my bank still require a BIC code for credit transfers within the SEPA zone?

As far as I know the "IBAN Only rule" which was recently adopted states that for credit transfers within the SEPA zone, an IBAN is sufficient to identify an account and the BIC is no longer required. ...
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2 answers
2k views

Wire transfer money in the UK using only IBAN

I friend of mine, A, needs to send another friend of mine, B, some money in GBP. I asked B for the bank account details, and, having lived in Germany and now the Netherlands, expected to receive an ...
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1 vote
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Money transfer from UK to Indian bank account?

One of my friend is sending 100000 pounds to India, I have a bank account with Canara Bank here in India. He is asking for RIB and IBAN and I am not aware of it. Kindly tell me how to find this or ...
3 votes
3 answers
18k views

I specified the wrong IBAN number when transferring money to a UK bank. How can I correct this?

I transferred money to a UK bank from outside of the UK, but I specified the IBAN number for an individual by mistake. The bank transferred the money to the individual instead of the bank, even though ...
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