Questions tagged [housing]

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121
votes
19answers
30k views

Should I buy my house in cash, or with a mortgage and invest the rest of my money?

I can afford to buy a house (to live in myself) in cash. Most of my investor friends tell me this would be a dumb idea, because I could earn more in interest by buying the house with a mortgage and ...
10
votes
3answers
3k views

How can I realistically compare the Cost of Living for two locations?

I've recently applied for a position with a company and I think I have a fair shot at getting a job. If hired, I should have the option to move to one of two locations. However, I'm having a tough ...
57
votes
10answers
26k views

When is it better to move - before or after a housing bubble bursts?

My husband and I currently own our home and are looking at upgrading to a bigger house in the next year or two. The housing market right now in our area (US East Coast city) is doing really well, and ...
26
votes
16answers
10k views

How to best invest 90,000 EUR with zero knowledge in investing?

I have 90,000 EUR and difficulty figuring out what to do with it. This money is in a savings account with an interest rate of only 0.05%. Here in Netherlands, I pay around 600 EUR each year on this ...
18
votes
10answers
11k views

First job: Renting vs get my parents to buy me a house

Finished my studies and got my first job starting in Nov. I'll have to move to a city far from where I currently live. I'll get paid around 17.5K/yr (1.4k/month net after taxes) and have to find a ...
2
votes
2answers
340 views

Best return on investment for new home purchase

My fiancé and I are considering buying a house. We're in our late 20s and plan on moving from our low rent apartment in a relatively upscale area to the house we'll potentially buy. Now we have two ...
19
votes
2answers
8k views

How do Islamic Banking give loans for housing purposes?

Islamic banks do not give loans they invest in financial activities of their clients. Am I correct? If yes, then how can they provide loans for housings? Home loans have nothing to do with business. ...
2
votes
3answers
488 views

Is it generally better to buy a property when the housing market is in a downtrend or an uptrend?

I've been pondering this question for a while. If I buy property when the market is in a downtrend the property loses value, but I would lose money on rent anyway. So, as long I'm viewing the ...
2
votes
2answers
471 views

What should I do financially if I suspect a housing bubble is arising and might soon burst?

Background In my country (Norway, though the same principles apply everywhere), there's a huge discrepancy between loans in terms of how much equity you need to put up when getting a housing mortgage....