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Questions tagged [germany]

to be used for any question within the geographical region of Germany

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0 votes
2 answers
209 views

Can I get a full-time job in Germany but ask the German company to sign contract with my own corporate in Canada instead of myself?

I found a full-time job and I am moving to Germany. I've established a corporate in Canada and did some consultant job through it. Is it possible for the Germany company to sign the contract with my ...
Abtin Rasoulian's user avatar
53 votes
4 answers
17k views

Random and anonymous `western union´money transfers into my account, is it a scam?

Two months ago I received a money transfer of around 200 € into my account from a company called Custom House Financial UK, which turns out to be an affiliate of Western Union (ie. they do money ...
willow's user avatar
  • 451
3 votes
1 answer
375 views

Receiving stock as a gift in Germany

I’m looking to gift my brother some stock that I currently hold in my name in the US. He lives in Germany, and I’m having trouble finding how that would be treated under German tax law. Would he be ...
craigforster's user avatar
3 votes
0 answers
171 views

What happens to my U.S. Social Security and pension if I retire in Germany?

If I retire in Germany, can I receive my U.S. Social Security and pension there, and will it be taxed?
Norman Metz's user avatar
1 vote
0 answers
70 views

Germany tax class residence permit valid anmeldung

I was in Germany last year for more than six months and I have a valid RP as well. Now, I am planning to move back to Germany for just 2 months for a work assignment under Short-term WP. Now my ...
ankit's user avatar
  • 11
1 vote
1 answer
115 views

Does one pay tax for "Betrag der ausschüttungsgleichen Erträge" of an accumulating ETF in Germany?

There are some accumulating ETFs which may create taxable events. Previously they were considered "tax-ugly", because it was possible to double-pay some tax. After tax reform in 2018 there is a tax-...
Howdedo's user avatar
  • 111
2 votes
2 answers
355 views

Loan & building a house in Germany (Bavaria)

I would like to ask what are conditions when you want to build a house in Germany. Is it necessary to have your own savings before you ask the bank for a loan or you can ask for 100 % loan.
Maja's user avatar
  • 21
2 votes
1 answer
173 views

What are risks / expenses to buy a house in Germany?

I think about buying a house in Germany (Frankfurt). How can I learn full list of expenses I should pay next at least ~15 years? My friend scares me that there are always hidden problems like central ...
Eugene Kaurov's user avatar
6 votes
5 answers
10k views

Investment options for a 26 year old living in Germany

This question might seem quite broad, but my intention is just to get some basic understanding of the investment options available in Germany considering the fact that I am new to the world of ...
Boni's user avatar
  • 61
2 votes
2 answers
1k views

Tracking S&P in Germany

I would like to buy stocks that track the S&P500 in Germany (German citizen - I live and pay taxes in Germany). If I was in the US, I would probably go for an ETF like VOO (Vanguard S&P 500 ...
OO_SE's user avatar
  • 152
0 votes
3 answers
633 views

Can money work that hard for you?

Yesterday I was thinking about this: Assume you have around 600.000€, and get around 10% to 25% annual return on a fairly aggressive fund investment. Now assume that each year you take out 80.000€ ...
huhnmonster's user avatar
1 vote
0 answers
2k views

Money Transfer with wrong IBAN

i made a send payment from 5 days ago and now I was surprised that i forgot one number from IBAN and IBAN is incorrect,does that mean money still in my country? i know that the Bank will receive ...
AmrElsayed's user avatar
3 votes
1 answer
451 views

KMyMoney: Extract payee from memo field using regular expressions

short version: How does the "Extract payee from memo field" feature in KMyMoney work? You can find it here: KMyMoney > Accounts > Choose account > "Edit Account" > "Online Settings" > "Extract payee ...
Timon's user avatar
  • 33
11 votes
1 answer
6k views

How to pay taxes for ETFs in Germany?

When I invest in ETFs and I generate profit, do I have to pay taxes for the distribution or the appreciation of value of my ETF positions? If yes, how to pay these taxes and where? Is this ...
Kutsubato's user avatar
  • 149
0 votes
1 answer
2k views

Customs for shipment from USA to Germany

I would like to participate in a giveaway a certain US-based company is doing right now. They are randomly selecting two recipients for a high-end (about USD 1200 in value) consumer-grade electronics ...
meyfa's user avatar
  • 3
1 vote
2 answers
483 views

“Guesstimating” the value of a property

Country is Germany, in case that’s even relevant. Some fifteen years ago my parents bought a property together with one of my brothers (referred to as “brother A” further down) and his wife (so each ...
user avatar
1 vote
3 answers
1k views

Depositing cash to German Deutsche Bank account in Spain

I am going to stay in Spain and will receive some cash compensation during my stay. Since I already have Deutsche Bank and Norisbank account in Germany, I am hoping to deposit the cash to one of these ...
Park's user avatar
  • 19
1 vote
2 answers
160 views

How can a retail investor short the German car industry and its suppliers?

Suppose that I want to make a small investment of around 1000€ and that I want to short the German car industry and its suppliers over the long term (5-15 years). How would you do this?
stollenm's user avatar
  • 113
1 vote
1 answer
213 views

How much can owning part of a liquidated company affects my credit score?

As part of my employee compensation when I started working for a small startup, I got 5% of the shares. The company didn't make it and the founder wrote me to tell me that he's going to liquidate it, ...
user384729's user avatar
2 votes
1 answer
234 views

sell flat or rent it out as student

I started to study away from home, at the moment I live in my own flat and get everyday by car or train to the university. Its very time consuming as i need about 4 hours everyday only to get there ...
JDizzle's user avatar
  • 131
1 vote
3 answers
527 views

Is there protection against typos or wrong use of online stock trade systems for private persons

This is more a question out of interest, not for a specific case. If there are regional differences regarding the answer, I am more interested in Central Europe (Germany) than elsewhere. I have not ...
AnoE's user avatar
  • 827
5 votes
2 answers
188 views

Can I get import duties refunded when forwarding a product?

A producer of some electronic hardware did not allow for delivery to a non-EU country. I therefore sent it to Germany and it will be forwarded to me by my relatives. However, there are taxes on ...
HRSE's user avatar
  • 281
0 votes
1 answer
126 views

Property alienation under German Tax Treaty

I am a U.S. citizen living in Germany and would like to sell some movable property at a higher price than I bought it for. I held it for longer than a year, so I am not subject to German taxation. U.S....
cmc's user avatar
  • 181
5 votes
1 answer
482 views

Medium-term money investment in Germany

I'm an expat from Russia living in Germany and I'd like to invest 10-20k€ for 1-3 years somewhere. Bank deposits have an extremely low interest rate. The most popular investment is property but I'm ...
Raz's user avatar
  • 153
1 vote
1 answer
134 views

How long does a money transfer from Göttingen, Germany to India take, and how can I find what the hold-up is?

I have transferred Money from my friends account to my Indian account as i was not having my own account at göttingen, Germany. It has been more than 20 days but I have not received the amount in my ...
sanjula's user avatar
  • 11
4 votes
2 answers
12k views

Cash Deposit to own account Sparkasse Germany, without a card

I just moved in Germany and got an account in Sparkasse. I wanted to deposit some cash on my own account and I don't yet have a card, it's going to arrive later apparently. As far as I gathered it's ...
Regs's user avatar
  • 143
7 votes
2 answers
344 views

What's the easiest legal way to receive small amounts of money in Germany?

I'm currently running a rather small online service with about 100-200 active users. In the past I paid all expenses, mainly the servers, myself. Now that the service reached this number of users, I ...
BlackCetha's user avatar
2 votes
1 answer
606 views

What tax class in Germany I will belong to?

I received an offer from Germany. However, my husband is working in France. Both of us are immigrants with temporary residence permit. We don't have kids. In this case, what is my tax class in ...
user165240's user avatar
0 votes
2 answers
148 views

Personal finance web service with account syncing in Germany

I haven't found a single site for personal finance management that does bank syncing in Germany. Some that for example do Barclays, restrict to US or UK accounts. Is there any law in Germany ...
Paulo Matos's user avatar
0 votes
1 answer
175 views

What could someone malicious do with these three piece of information regarding my bank account?

The three pieces of information are: bank account number, my mobile phone number used for online banking and my address associated with my bank account. I am in Germany.
Aqqqq's user avatar
  • 161
2 votes
1 answer
2k views

Germany: Declaring taxes for large number of short-term trades

Assume I am using an automated system to buy and sell stocks or other regulated financial assets (bitcoins, ...) multiple times a day, each time making a small win or loss. Additionally, I am doing so ...
malexmave's user avatar
  • 129
2 votes
1 answer
399 views

Can I pay taxes in Spain while working in Germany?

I'm actually working in Germany for just 2 months (July and August), and I would like to know if it is possible to pay the taxes in my country (Spain). The advantage of it is that in Spain the taxes ...
euskadi's user avatar
  • 23
8 votes
3 answers
533 views

Are there any more or less tax-efficient assets in Germany?

Is there anything (legal, non-obscure, serious, etc.) a private, personal, non-expert investor can or should be careful about to improve on the amount of taxes paid? I mean actual financial ...
AnoE's user avatar
  • 827
2 votes
0 answers
53 views

Taxation for remote workers, if the company and the residency are in different countries

If a contractor or employees works 75%-100% percent remote for a company in a country A and has his residency in a country B - what is the job-related taxation? I know that this is too general to ...
user1934212's user avatar
3 votes
2 answers
299 views

National insurance shortfall after living in Germany

I lived and worked in Germany for 17years, now i have returned to the UK. I have obtained a U1 form to confirm my state contributions to the German system, can this be used to fill the gaps in my ...
Gcaney's user avatar
  • 31
3 votes
3 answers
743 views

Germany Tax Question - Non-Resident and not employed in Germany

I'm planning to open a personal bank account in Germany very soon and I need this clarified before I do that. Some info: I don't have German Citizenship I do not live in Germany and I don't plan on ...
Redefiner's user avatar
0 votes
1 answer
137 views

Would a husband's tax rise if the wife is employed? [closed]

Would I pay more tax if my wife is employed? I would be grateful for any advice?
I Ritchie's user avatar
2 votes
0 answers
112 views

Is it acceptable to always have the same end price regardless of applicable VAT?

I want to offer a VAT-applicable item in a German e-shop and I want its end price for customers to always be the same, regardless of applicable VAT. So if I'm e.g. selling from Germany and shipping ...
user57876's user avatar
4 votes
2 answers
504 views

Making up National Insurance shortfall when working abroad

I lived and worked in the UK for several years, but now live and work elsewhere in the EEA, where I will remain indefinitely. (I have no plans to return to the UK to work or retire, but anything's ...
Psychonaut's user avatar
2 votes
1 answer
5k views

Cash Deposit to Other Person's account Sparkasse Germany

I want to make a payment to a Sparkasse account in Germany. I am currently in Germany but do not have a bank account. Can I make this cash deposit directly from one of the Sparkasse branches?
Arnab Auddy's user avatar
70 votes
4 answers
14k views

MasterCard won't disclose who leaked my credit card details

I was recently informed, by the payment processing agency of my bank, that an online shop was compromised and that as a precaution my MasterCard credit card was frozen and replaced. There was no ...
Tari's user avatar
  • 603
11 votes
1 answer
3k views

Should the bank cover money lost due to an unsuccessful transfer?

Recently I have transferred money from Deutsche Bank, Germany to Standard chartered Bank, India. My transaction was not successful due to an Indian Government policy change for demonetization. The ...
JharPaat's user avatar
  • 219
2 votes
0 answers
168 views

What are the requirements to set up a Deutsche Bank account?

I'm 17 and would like to move to Germany when I graduate high school in the US to study there. I will be visiting friends in Berlin this Christmas to scout out universities and possible living ...
Michael Cheek's user avatar
1 vote
1 answer
582 views

When both husband and wife can have tax class 3

As I understand, both husband and wife can have tax class 3. In which case it makes sense? class III = married and the spouse has no income or lower income What is the meaning of lower income... how ...
user846316's user avatar
6 votes
2 answers
2k views

Can IRS levy a bank account in Germany?

Does anyone know if the IRS can levy my bank account in Germany? I bank with Commerzbank. From what I have read, if the bank has a branch in the USA (Commerzbank only has one) they can seize your ...
user avatar
6 votes
6 answers
619 views

If I carry a lot of money from Germany to Spain, what can go wrong?

Currently I have a bank account at Deutsche Bank with approximately 30k€ I have collected working and saving money. I want to move all this money to my Spanish bank account. I have already phoned them ...
Troyer's user avatar
  • 165
2 votes
0 answers
92 views

Taxes when year split between Switzerland and Germany

Last year I worked in Switzerland (L permit) from January until the end of July, and then worked in Germany for the remainder of the year. I am now resident in Germany and an EU Blue Card holder. I ...
JustAnotherGuy's user avatar
1 vote
0 answers
227 views

Sell or lease my property when moving from UK to Germany (tax question)

I own a flat in the UK (outright, no mortgage), and I am planning to move to Germany (preferably Berlin, if that makes a difference). Given my limited knowledge of the area and of German laws, my ...
BenRW's user avatar
  • 165
3 votes
0 answers
85 views

What conditions should we fullfill to pay taxes as a family?

I'm thinking about taking a job in Germany, and for the purpose of salary negotiation I'm trying to estimate my net income using this calculator. What complicates matters is that my family won't be ...
Dmitry Grigoryev's user avatar
1 vote
1 answer
133 views

What is the best way for doing taxes in Germany as an expat?

I working and living in Germany the past 2 years. Recently I heard colleagues discussing about tax returns, something I have never had to worry about before in my life. Obviously, I have to do my tax ...
Kristof Tak's user avatar

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