Questions tagged [germany]

to be used for any question within the geographical region of Germany

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1answer
2k views

Customs for shipment from USA to Germany

I would like to participate in a giveaway a certain US-based company is doing right now. They are randomly selecting two recipients for a high-end (about USD 1200 in value) consumer-grade electronics ...
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3answers
375 views

“Guesstimating” the value of a property

Country is Germany, in case that’s even relevant. Some fifteen years ago my parents bought a property together with one of my brothers (referred to as “brother A” further down) and his wife (so each ...
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3answers
991 views

Depositing cash to German Deutsche Bank account in Spain

I am going to stay in Spain and will receive some cash compensation during my stay. Since I already have Deutsche Bank and Norisbank account in Germany, I am hoping to deposit the cash to one of these ...
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2answers
139 views

How can a retail investor short the German car industry and its suppliers?

Suppose that I want to make a small investment of around 1000€ and that I want to short the German car industry and its suppliers over the long term (5-15 years). How would you do this?
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1answer
205 views

How much can owning part of a liquidated company affects my credit score?

As part of my employee compensation when I started working for a small startup, I got 5% of the shares. The company didn't make it and the founder wrote me to tell me that he's going to liquidate it, ...
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1answer
218 views

sell flat or rent it out as student

I started to study away from home, at the moment I live in my own flat and get everyday by car or train to the university. Its very time consuming as i need about 4 hours everyday only to get there ...
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3answers
464 views

Is there protection against typos or wrong use of online stock trade systems for private persons

This is more a question out of interest, not for a specific case. If there are regional differences regarding the answer, I am more interested in Central Europe (Germany) than elsewhere. I have not ...
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2answers
132 views

Can I get import duties refunded when forwarding a product?

A producer of some electronic hardware did not allow for delivery to a non-EU country. I therefore sent it to Germany and it will be forwarded to me by my relatives. However, there are taxes on ...
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1answer
110 views

Property alienation under German Tax Treaty

I am a U.S. citizen living in Germany and would like to sell some movable property at a higher price than I bought it for. I held it for longer than a year, so I am not subject to German taxation. U.S....
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1answer
443 views

Medium-term money investment in Germany

I'm an expat from Russia living in Germany and I'd like to invest 10-20k€ for 1-3 years somewhere. Bank deposits have an extremely low interest rate. The most popular investment is property but I'm ...
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1answer
115 views

How long does a money transfer from Göttingen, Germany to India take, and how can I find what the hold-up is?

I have transferred Money from my friends account to my Indian account as i was not having my own account at göttingen, Germany. It has been more than 20 days but I have not received the amount in my ...
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2answers
6k views

Cash Deposit to own account Sparkasse Germany, without a card

I just moved in Germany and got an account in Sparkasse. I wanted to deposit some cash on my own account and I don't yet have a card, it's going to arrive later apparently. As far as I gathered it's ...
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2answers
308 views

What's the easiest legal way to receive small amounts of money in Germany?

I'm currently running a rather small online service with about 100-200 active users. In the past I paid all expenses, mainly the servers, myself. Now that the service reached this number of users, I ...
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1answer
584 views

What tax class in Germany I will belong to?

I received an offer from Germany. However, my husband is working in France. Both of us are immigrants with temporary residence permit. We don't have kids. In this case, what is my tax class in ...
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2answers
138 views

Personal finance web service with account syncing in Germany

I haven't found a single site for personal finance management that does bank syncing in Germany. Some that for example do Barclays, restrict to US or UK accounts. Is there any law in Germany ...
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1answer
167 views

What could someone malicious do with these three piece of information regarding my bank account?

The three pieces of information are: bank account number, my mobile phone number used for online banking and my address associated with my bank account. I am in Germany.
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1answer
1k views

Germany: Declaring taxes for large number of short-term trades

Assume I am using an automated system to buy and sell stocks or other regulated financial assets (bitcoins, ...) multiple times a day, each time making a small win or loss. Additionally, I am doing so ...
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1answer
326 views

Can I pay taxes in Spain while working in Germany?

I'm actually working in Germany for just 2 months (July and August), and I would like to know if it is possible to pay the taxes in my country (Spain). The advantage of it is that in Spain the taxes ...
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3answers
430 views

Are there any more or less tax-efficient assets in Germany?

Is there anything (legal, non-obscure, serious, etc.) a private, personal, non-expert investor can or should be careful about to improve on the amount of taxes paid? I mean actual financial ...
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0answers
49 views

Taxation for remote workers, if the company and the residency are in different countries

If a contractor or employees works 75%-100% percent remote for a company in a country A and has his residency in a country B - what is the job-related taxation? I know that this is too general to ...
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2answers
272 views

National insurance shortfall after living in Germany

I lived and worked in Germany for 17years, now i have returned to the UK. I have obtained a U1 form to confirm my state contributions to the German system, can this be used to fill the gaps in my ...
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3answers
466 views

Germany Tax Question - Non-Resident and not employed in Germany

I'm planning to open a personal bank account in Germany very soon and I need this clarified before I do that. Some info: I don't have German Citizenship I do not live in Germany and I don't plan on ...
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1answer
131 views

Would a husband's tax rise if the wife is employed? [closed]

Would I pay more tax if my wife is employed? I would be grateful for any advice?
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0answers
102 views

Is it acceptable to always have the same end price regardless of applicable VAT?

I want to offer a VAT-applicable item in a German e-shop and I want its end price for customers to always be the same, regardless of applicable VAT. So if I'm e.g. selling from Germany and shipping ...
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2answers
444 views

Making up National Insurance shortfall when working abroad

I lived and worked in the UK for several years, but now live and work elsewhere in the EEA, where I will remain indefinitely. (I have no plans to return to the UK to work or retire, but anything's ...
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1answer
3k views

Cash Deposit to Other Person's account Sparkasse Germany

I want to make a payment to a Sparkasse account in Germany. I am currently in Germany but do not have a bank account. Can I make this cash deposit directly from one of the Sparkasse branches?
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4answers
13k views

MasterCard won't disclose who leaked my credit card details

I was recently informed, by the payment processing agency of my bank, that an online shop was compromised and that as a precaution my MasterCard credit card was frozen and replaced. There was no ...
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1answer
3k views

Should the bank cover money lost due to an unsuccessful transfer?

Recently I have transferred money from Deutsche Bank, Germany to Standard chartered Bank, India. My transaction was not successful due to an Indian Government policy change for demonetization. The ...
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0answers
158 views

What are the requirements to set up a Deutsche Bank account?

I'm 17 and would like to move to Germany when I graduate high school in the US to study there. I will be visiting friends in Berlin this Christmas to scout out universities and possible living ...
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1answer
567 views

When both husband and wife can have tax class 3

As I understand, both husband and wife can have tax class 3. In which case it makes sense? class III = married and the spouse has no income or lower income What is the meaning of lower income... how ...
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2answers
1k views

Can IRS levy a bank account in Germany?

Does anyone know if the IRS can levy my bank account in Germany? I bank with Commerzbank. From what I have read, if the bank has a branch in the USA (Commerzbank only has one) they can seize your ...
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6answers
560 views

If I carry a lot of money from Germany to Spain, what can go wrong?

Currently I have a bank account at Deutsche Bank with approximately 30k€ I have collected working and saving money. I want to move all this money to my Spanish bank account. I have already phoned them ...
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0answers
85 views

Taxes when year split between Switzerland and Germany

Last year I worked in Switzerland (L permit) from January until the end of July, and then worked in Germany for the remainder of the year. I am now resident in Germany and an EU Blue Card holder. I ...
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0answers
164 views

Sell or lease my property when moving from UK to Germany (tax question)

I own a flat in the UK (outright, no mortgage), and I am planning to move to Germany (preferably Berlin, if that makes a difference). Given my limited knowledge of the area and of German laws, my ...
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0answers
79 views

What conditions should we fullfill to pay taxes as a family?

I'm thinking about taking a job in Germany, and for the purpose of salary negotiation I'm trying to estimate my net income using this calculator. What complicates matters is that my family won't be ...
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1answer
115 views

What is the best way for doing taxes in Germany as an expat?

I working and living in Germany the past 2 years. Recently I heard colleagues discussing about tax returns, something I have never had to worry about before in my life. Obviously, I have to do my tax ...
6
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1answer
882 views

How to prepare to purchase a house? (Germany)

I'm in my late twenties and want to prepare for my future life. I've no debts and a small amount in savings, but I'm going to need some for my marriage this summer. Now I want to prepare for our ...
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2answers
445 views

working temporarily in UK but living in Germany. How my UK income is taxed in Germany?

I plan to work like 1 week/month in UK (self-employed) and live in Germany, do I have to pay taxes in Germany as well? if so, how much? Let's say I am in the UK tax bracket below 32K GBP gross, ...
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4answers
192 views

Best practices for bringing cash from US to Germany [closed]

I'm going to relocate to Germany, Munich and basically wonder what is the best option - to buy some euro (~4-5 thousands) here, in San-Francisco or should just take some amount of cash in dollars buy ...
5
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1answer
893 views

German + U.S. Social Security Agreement

I'm an American and have been working in Germany for the past few years, first in a company and now as a Beamter (government employee). I am planning to move back to the U.S., and had a question about ...
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0answers
102 views

As a US Green Card holder, California resident and German citizen, is investing in European investment funds permitted?

I am a resident of California and a citizen of Germany (green card holder). Is it permitted for me to have money invested in European investment funds? I was told that I'm only allowed to invest in ...
3
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1answer
319 views

Is using WeltSparen safe?

There is a German website called WeltSparen ("world saving" ("saving" in the sense of saving money, not in the sense of saving something from being harmed (like the world in this case))). It provides ...
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1answer
843 views

Gifting money from Canada to Germany

I have two nieces in Germany and would like to gift some money to them before I die. Will they have to pay tax on the money ? Can I just send them a bank draft in Euros ?
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1answer
64 views

Private pension ensurance - Split over multiple contracts?

What are the pros and cons of running several pension ensurances beside each other, instead of putting all the money into one ensurance? Model all in one: Contract A 2016 -> 100€/month Contract A ...
3
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2answers
974 views

capital gains tax for non-resident trading German stocks

I come from Hong Kong, a non-German citizen living outside the German and trading German stocks through a U.S. internet broker. Should I have to pay capital gains tax to German government on the money ...
3
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1answer
175 views

How should I choose an additional retirement investment plan?

A friend of mine now works as a personal finance advisory with “tecis” and has suggested me to plan for my retirement. I am 25, so I have quite a long time still to invest money for retirement. The ...
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2answers
741 views

How do I file an online tax declaration (using ELSTER) for a German Verein that just has some membership fees?

I have to do a tax declaration for a small society (Eingetragener Verein, gemeinnützig) in Germany. We only had some membership fees as income, did not sell anything, and did not get any other money. ...
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1answer
2k views

How can I sell things online legally as an under-aged person? [closed]

I'm a pupil from Germany, I'm 15 years old and I want to sell a product online. However, it's not as easy as it may sound. The first problem is that I am not allowed to sell things before I'm "...
2
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0answers
235 views

Paying taxes as foreigner for working as freelancer for US company

I am a german citizen and live in Germany, and want to work as a freelance-translator for a company called "gengo" , that seems to be registered in the US (quoting from the website: "a Delaware ...
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0answers
684 views

How to save taxes on revenue from Admob ads?

I'm a mobile developer currently living in Germany. My revenue is generated by online ads of Google/Admob. Since Google is based in Ireland, the revenue/service/value are also generated in Ireland. ...