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Questions tagged [germany]

to be used for any question within the geographical region of Germany

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3
votes
2answers
231 views

National insurance shortfall after living in Germany

I lived and worked in Germany for 17years, now i have returned to the UK. I have obtained a U1 form to confirm my state contributions to the German system, can this be used to fill the gaps in my ...
2
votes
3answers
234 views

Germany Tax Question - Non-Resident and not employed in Germany

I'm planning to open a personal bank account in Germany very soon and I need this clarified before I do that. Some info: I don't have German Citizenship I do not live in Germany and I don't plan on ...
0
votes
1answer
123 views

Would a husband's tax rise if the wife is employed? [closed]

Would I pay more tax if my wife is employed? I would be grateful for any advice?
2
votes
0answers
98 views

Is it acceptable to always have the same end price regardless of applicable VAT?

I want to offer a VAT-applicable item in a German e-shop and I want its end price for customers to always be the same, regardless of applicable VAT. So if I'm e.g. selling from Germany and shipping ...
4
votes
2answers
368 views

Making up National Insurance shortfall when working abroad

I lived and worked in the UK for several years, but now live and work elsewhere in the EEA, where I will remain indefinitely. (I have no plans to return to the UK to work or retire, but anything's ...
2
votes
1answer
2k views

Cash Deposit to Other Person's account Sparkasse Germany

I want to make a payment to a Sparkasse account in Germany. I am currently in Germany but do not have a bank account. Can I make this cash deposit directly from one of the Sparkasse branches?
70
votes
4answers
13k views

MasterCard won't disclose who leaked my credit card details

I was recently informed, by the payment processing agency of my bank, that an online shop was compromised and that as a precaution my MasterCard credit card was frozen and replaced. There was no ...
11
votes
1answer
3k views

Should the bank cover money lost due to an unsuccessful transfer?

Recently I have transferred money from Deutsche Bank, Germany to Standard chartered Bank, India. My transaction was not successful due to an Indian Government policy change for demonetization. The ...
2
votes
0answers
153 views

What are the requirements to set up a Deutsche Bank account?

I'm 17 and would like to move to Germany when I graduate high school in the US to study there. I will be visiting friends in Berlin this Christmas to scout out universities and possible living ...
1
vote
1answer
539 views

When both husband and wife can have tax class 3

As I understand, both husband and wife can have tax class 3. In which case it makes sense? class III = married and the spouse has no income or lower income What is the meaning of lower income... how ...
6
votes
2answers
1k views

Can IRS levy a bank account in Germany?

Does anyone know if the IRS can levy my bank account in Germany? I bank with Commerzbank. From what I have read, if the bank has a branch in the USA (Commerzbank only has one) they can seize your ...
6
votes
6answers
490 views

If I carry a lot of money from Germany to Spain, what can go wrong?

Currently I have a bank account at Deutsche Bank with approximately 30k€ I have collected working and saving money. I want to move all this money to my Spanish bank account. I have already phoned them ...
2
votes
0answers
84 views

Taxes when year split between Switzerland and Germany

Last year I worked in Switzerland (L permit) from January until the end of July, and then worked in Germany for the remainder of the year. I am now resident in Germany and an EU Blue Card holder. I ...
1
vote
0answers
103 views

Sell or lease my property when moving from UK to Germany (tax question)

I own a flat in the UK (outright, no mortgage), and I am planning to move to Germany (preferably Berlin, if that makes a difference). Given my limited knowledge of the area and of German laws, my ...
3
votes
0answers
78 views

What conditions should we fullfill to pay taxes as a family?

I'm thinking about taking a job in Germany, and for the purpose of salary negotiation I'm trying to estimate my net income using this calculator. What complicates matters is that my family won't be ...
1
vote
1answer
110 views

What is the best way for doing taxes in Germany as an expat?

I working and living in Germany the past 2 years. Recently I heard colleagues discussing about tax returns, something I have never had to worry about before in my life. Obviously, I have to do my tax ...
5
votes
1answer
644 views

How to prepare to purchase a house? (Germany)

I'm in my late twenties and want to prepare for my future life. I've no debts and a small amount in savings, but I'm going to need some for my marriage this summer. Now I want to prepare for our ...
0
votes
2answers
342 views

working temporarily in UK but living in Germany. How my UK income is taxed in Germany?

I plan to work like 1 week/month in UK (self-employed) and live in Germany, do I have to pay taxes in Germany as well? if so, how much? Let's say I am in the UK tax bracket below 32K GBP gross, ...
2
votes
4answers
188 views

Best practices for bringing cash from US to Germany [closed]

I'm going to relocate to Germany, Munich and basically wonder what is the best option - to buy some euro (~4-5 thousands) here, in San-Francisco or should just take some amount of cash in dollars buy ...
5
votes
1answer
748 views

German + U.S. Social Security Agreement

I'm an American and have been working in Germany for the past few years, first in a company and now as a Beamter (government employee). I am planning to move back to the U.S., and had a question about ...
1
vote
0answers
99 views

As a US Green Card holder, California resident and German citizen, is investing in European investment funds permitted?

I am a resident of California and a citizen of Germany (green card holder). Is it permitted for me to have money invested in European investment funds? I was told that I'm only allowed to invest in ...
3
votes
1answer
276 views

Is using WeltSparen safe?

There is a German website called WeltSparen ("world saving" ("saving" in the sense of saving money, not in the sense of saving something from being harmed (like the world in this case))). It provides ...
1
vote
1answer
708 views

Gifting money from Canada to Germany

I have two nieces in Germany and would like to gift some money to them before I die. Will they have to pay tax on the money ? Can I just send them a bank draft in Euros ?
0
votes
1answer
63 views

Private pension ensurance - Split over multiple contracts?

What are the pros and cons of running several pension ensurances beside each other, instead of putting all the money into one ensurance? Model all in one: Contract A 2016 -> 100€/month Contract A ...
3
votes
2answers
735 views

capital gains tax for non-resident trading German stocks

I come from Hong Kong, a non-German citizen living outside the German and trading German stocks through a U.S. internet broker. Should I have to pay capital gains tax to German government on the money ...
3
votes
1answer
160 views

How should I choose an additional retirement investment plan?

A friend of mine now works as a personal finance advisory with “tecis” and has suggested me to plan for my retirement. I am 25, so I have quite a long time still to invest money for retirement. The ...
3
votes
2answers
559 views

How do I file an online tax declaration (using ELSTER) for a German Verein that just has some membership fees?

I have to do a tax declaration for a small society (Eingetragener Verein, gemeinnützig) in Germany. We only had some membership fees as income, did not sell anything, and did not get any other money. ...
4
votes
1answer
1k views

How can I sell things online legally as an under-aged person? [closed]

I'm a pupil from Germany, I'm 15 years old and I want to sell a product online. However, it's not as easy as it may sound. The first problem is that I am not allowed to sell things before I'm "...
2
votes
0answers
224 views

Paying taxes as foreigner for working as freelancer for US company

I am a german citizen and live in Germany, and want to work as a freelance-translator for a company called "gengo" , that seems to be registered in the US (quoting from the website: "a Delaware ...
1
vote
0answers
577 views

How to save taxes on revenue from Admob ads?

I'm a mobile developer currently living in Germany. My revenue is generated by online ads of Google/Admob. Since Google is based in Ireland, the revenue/service/value are also generated in Ireland. ...
3
votes
6answers
609 views

What are the possible benefits and risks of buying an old house in a far away area?

I live in Germany with very little savings, around 20k. I have seen some run-down old houses in far away areas offered to be sold. My gut is telling me that it's a good idea to own a house as property,...
1
vote
0answers
84 views

Steuer klasse change when my wife working in other country in EU

Does somebody know how I can change my "Steuerklasse" from 1 to 3 in case my wife works in another country in EU ( Bulgaria). Our daughter leaves also in Bulgaria. She works for a French international ...
0
votes
1answer
119 views

Better to declare travel costs as income-related expenses or get money back from employer?

I live and work in Germany. For the next six months I am going to work at a temporary external activity ("beruflich veranlasste Auswärtstätigkeit"). German tax laws offer the possibility to reduce ...
4
votes
2answers
2k views

Postbank (Germany) - transferring money to the US - what are the best options?

The German 'Postbank' offers money transfers to the US on their website. Has anyone experience with that? My question are for the cheapest and fastest way (of course); namely: should I pick 'transfer ...
2
votes
0answers
53 views

Tax return if worked partially in the UK and partially in Germany

I have worked from Jan to July 2015 in the UK and from Oct. to Dec. 2015 in Germany. I'm not sure if it makes sense for me to submit a tax return claim. (The tax year in the UK runs from April to ...
0
votes
1answer
162 views

What is “SEPA-Direct Debit Bulk Core”?

I just noticed that on my German bank account, I received around 15€. Under the transaction description, it only says SEPA-Direct Debit Bulk Core. Normally, the transaction descriptions for interest ...
1
vote
1answer
538 views

Moving from India to Europe - Bank accounts and Mutual funds

I would like to get information on Bank accounts and Indian tax procedures related to working from Germany. I am from India and will be moving to Germany in two weeks. I have some mutual fund ...
3
votes
1answer
252 views

I am considering selling a house that is rented out - what is the best approach?

I own a single-family house in Germany, and consider to sell it. It has been rented out for about ten years, and the tenant gives the impression he wants to stay forever (he does not yet know about my ...
1
vote
2answers
463 views

In Germany, Tax class changed to 3 but I am still getting as tax class 1

In Germany, Tax class changed to 3 two month back but I am still getting salary as tax class 1. How much transition time generally take for class transaction to reflect my monthly salary.
0
votes
1answer
331 views

Taking a small loan to improve Credit Score

Younger me made some horrible financial mistakes. Now as the idea of a house loan is not a far distance fantasy anymore, I think about how to improve the score. I already read several sources to ...
2
votes
1answer
319 views

How do I work out the tax effect of a company car in Germany?

I'm getting a bit confused by the various literature I am reading about German Taxes on driving a company car. I know its 1% of the vehicles list price per month. Is this treated as extra monthly ...
1
vote
0answers
84 views

How to declare foreign benefits in German tax refund?

I did an internship in Germany last year and now I am trying to fill the tax refund papers with the Elster online tool. I received the summary of paid taxes etc. from the company and my German income ...
1
vote
0answers
891 views

Stock symbol list for German Xetra stocks on Google Finance or Yahoo Finance

I would like to have a list of the stock symbols of companies listed on Germany's Xetra exchange that can be used on Google Finance or Yahoo Finance. Where can one download this list?
2
votes
3answers
426 views

Can one be non-resident alien in the US without being a resident anywhere else?

My question is as above: Can one be non-resident alien in the US without being a resident anywhere else? Let's assume the following simplified case: a former resident of Germany visits the US for a ...
5
votes
3answers
10k views

Tax class change in Germany?

I moved 2 months ago to Germany from Dubai for a new job. I am placed in tax class 1 (steuerklasse 1). I am married but because my wife was waiting for her long stay visa (she is non eu passport ...
2
votes
2answers
280 views

Germany: Employee and Entrepreneur at same time (for getting AppStore payments)

Currently (in Ukraine) I am working as Private Entrepreneur. As Private Entrepreneur I can have several bank accounts in USD, UAH, ... So it is not a problem to receive Apple's AppStore payments (in a ...
1
vote
1answer
117 views

Nationwide FlexOne internationally

I am planning a trip to Berlin, and I have seen that my debit card has no transaction fees or cash fees for foreign currency, so it is charged at VISA's exchange rate. Are there any costs I'm missing, ...
1
vote
1answer
223 views

IRS “non-resident alien” status vs. tax treaty definition of “residence”

A J-1 scholar is considered a "non-resident alien" for the first two years (Example 4). I wonder how that interacts with the definition of "residence" in a tax treaty, for instance, the one with ...
1
vote
2answers
915 views

Non-EU student, living in Germany, working for a Swiss company - taxes?

I'm non-EU citizen, but from Europe, now studying in Germany on Master program (so I'm a student, have an Erasmus stipendium, and have 1-year national visa that allows to work 120 full or 240 half ...
4
votes
2answers
312 views

Should I accept shares as payment?

My possible future employer offered to pay me in shares of the startup I would join. He dropped sentences like "brutto equals netto" and "We can pay you more in shares than in cash". Obviously there ...