Questions tagged [germany]
to be used for any question within the geographical region of Germany
57
questions with no upvoted or accepted answers
6
votes
2
answers
355
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In which country do I pay capital gain taxes, as a German with a US Internship?
This year, I did an internship in the US, and during that time I bought some stocks. Now I am back in Germany, and got dividend payments on these stocks, and also want to sell some of them soon. ...
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4
votes
0
answers
265
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Why does Mastercard allow Santander (Germany) to issue a Maestro card with a revolving credit?
Maestro is a debit card product by Mastercard. So far I have only seen or heard of cards which are one of the following:
Linked to a checking account at the same bank that issued the card
Linked to ...
- 91
3
votes
0
answers
179
views
Why is account ownership verification required for direct debits in Spain, but not in Germany?
Recently, I have learned that in Spain, it is customary when indicating a bank account number for a direct debit payment1 to also submit a "certificado de titularidad bancaria", a document ...
- 141
3
votes
0
answers
60
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Germany - Nebenbeschäftigung under 450 EUR classified as Steuerklasse 6 instead of Minijob all the time. Retroactively fixable?
I started a second employment in November 2019, with a monthly pay below 450 Euros, and I don't have any other second employments. I'm now doing my tax declarations, and I have just realized that all ...
- 31
3
votes
0
answers
73
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Living in France & working remotely in Germany - Tax class
I am working remotely from France for a German university.
The HR department is claiming they need to put me in class VI.
They say that since I am a remote worker (I have a normal public sector ...
- 131
3
votes
0
answers
76
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Selling apartment, what taxes do I have to pay?
If I understand the tax laws in Germany correctly, it is as follows:
Case 1: If I owned the apartment at least 10 years I don't have to pay taxes if I sell at a higher price than I bought it.
Case 2: ...
- 631
3
votes
0
answers
82
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Bringing life savings from KSA to Germany
I recently moved to Germany and my partner is planning to join me in a couple of months.
We used to work in KSA and have a sum of money greater than 10 000 euros saved up from our work back in KSA.
I ...
3
votes
0
answers
74
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Paying aliments: how to consider debt from divorce itself?
It seems I may be divorced in Germany and I want to get my calculations right.
I have a house worth 150k€. I have paid 50k€ before marriage. I have paid 100k€ during marriage. Remaining debt is ...
- 131
3
votes
1
answer
85
views
Tax implications of the interest earned in India
I have some questions regarding tax implications of the income in India from the following sources.
NRE Account (FD and Savings)
NRO Account (FD and Savings)
Mutual Funds
Interest in NRE account is ...
- 141
3
votes
0
answers
170
views
What happens to my U.S. Social Security and pension if I retire in Germany?
If I retire in Germany, can I receive my U.S. Social Security and pension there, and will it be taxed?
- 31
3
votes
0
answers
84
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What conditions should we fullfill to pay taxes as a family?
I'm thinking about taking a job in Germany, and for the purpose of salary negotiation I'm trying to estimate my net income using this calculator. What complicates matters is that my family won't be ...
- 1,507
3
votes
0
answers
99
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Income Tax Germany-UK - Different tax years
I've recently moved to Germany, how can I incorporate my earnings from the UK into German income tax system when the tax years are different?
German tax year (Calender year)
UK tax year (April-April)
...
- 31
2
votes
1
answer
107
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German employee with stock options for a NASDAQ-listed company: eligible for Tax Treaty Benefits?
I am a German employee (German citizenship, living and working in Germany, no connections to the US) of a NASDAQ-listed company and have received stock options (more exactly RSUs, Restricted Stock ...
- 71
2
votes
0
answers
260
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Buying a car as a freelancer - Business costs
I am a freelance software developer, and I am thinking of buying a car, which I would probably use every now and then for personal matters, but mostly for business related trips.
What are the ...
2
votes
0
answers
52
views
Taxation for remote workers, if the company and the residency are in different countries
If a contractor or employees works 75%-100% percent remote for a company in a country A and has his residency in a country B - what is the job-related taxation?
I know that this is too general to ...
- 237
2
votes
0
answers
108
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Is it acceptable to always have the same end price regardless of applicable VAT?
I want to offer a VAT-applicable item in a German e-shop and I want its end price for customers to always be the same, regardless of applicable VAT.
So if I'm e.g. selling from Germany and shipping ...
- 21
2
votes
0
answers
161
views
What are the requirements to set up a Deutsche Bank account?
I'm 17 and would like to move to Germany when I graduate high school in the US to study there. I will be visiting friends in Berlin this Christmas to scout out universities and possible living ...
2
votes
0
answers
90
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Taxes when year split between Switzerland and Germany
Last year I worked in Switzerland (L permit) from January until the end of July, and then worked in Germany for the remainder of the year. I am now resident in Germany and an EU Blue Card holder. I ...
2
votes
0
answers
241
views
Paying taxes as foreigner for working as freelancer for US company
I am a german citizen and live in Germany, and want to work as a freelance-translator for a company called "gengo" , that seems to be registered in the US (quoting from the website: "a Delaware ...
- 121
2
votes
0
answers
56
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Tax return if worked partially in the UK and partially in Germany
I have worked from Jan to July 2015 in the UK and from Oct. to Dec. 2015 in Germany. I'm not sure if it makes sense for me to submit a tax return claim. (The tax year in the UK runs from April to ...
- 21
2
votes
0
answers
421
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My girlfriend is going to be a public servant. Is it worth to marry now?
My girlfriend and I, have been together for 4 years now. I'm pretty sure she is the one.
I'm thinking about asking her to marry me, but don't know if I should do it now, or later.
I surely will ask ...
- 198
2
votes
1
answer
2k
views
Germany: Declaring taxes for large number of short-term trades
Assume I am using an automated system to buy and sell stocks or other regulated financial assets (bitcoins, ...) multiple times a day, each time making a small win or loss. Additionally, I am doing so ...
- 129
1
vote
0
answers
86
views
Avoiding taxes on a money gift in Germany
I'll come to Germany for the first time in 2023 to study in a German university as a foreign student. I am from the country of Georgia. My mother will soon give me a money gift by transferring it from ...
- 11
1
vote
0
answers
45
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Should I move my AUD ETF positions to EUR during a EUR weakness?
I used to work in Australia as an expat but since have moved back to Germany with no intentions to return.
In my depot I have a 35,000 AUD iShares Core S&P 500 ETF (IVV.AX) position including 5-...
- 11
1
vote
0
answers
49
views
Deducing purchasing power equivalent salaries under tax between two countries
I am trying to figure out how to compute the equivalent salary in a country B given a salary in a country A by taking into account purchasing power parity and tax rates in both countries. The ...
- 111
1
vote
0
answers
92
views
Cryptocurrency exchange for US citizen living abroad
I am a US citizen born and living in Germany. I have never lived in the states. My father had been living in the state of New York before he moved to Germany (this seems to be important for ...
- 111
1
vote
0
answers
53
views
Sending International Transfer from Jordan to Germany
I am trying to send enrollment fee to a German account for my master's degree. The university provided me with details that included:
Receiver name
Bank name
IBAN
SWIFT/BIC
Do I need to use all ...
- 11
1
vote
0
answers
37
views
how does the taxation works if contract is from Spain and you are working in Germany
I am a resident in Germany and will have a contract from Spain. My work location will still be in Germany. Which country should I pay my taxes? How can this be arranged by payroll?
- 11
1
vote
0
answers
61
views
Will I pay tax in Germany on money sent to me by my friend who lives in the US?
A friend wants to send me money as a gift to help me with a few of my plans, my friend lives in the US, and I live in Germany (Berlin).
Will I have to pay any tax on this money? Do I need to declare ...
- 133
1
vote
0
answers
46
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How can a Mutual Fund that is not an ETF be traded on an exchange?
Have a look at https://www.onvista.de/fonds/DJE-Zins-Dividende-PA-EUR-Fonds-LU0553164731. It is the information page for a regular fund ("mutual fund"), not an ETF. Nevertheless, it has a ...
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vote
0
answers
76
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Will I pay tax on selling the stock purchase plan I was granted by my employer in Germany?
Let's say an employer offers an stock purchase plan of 100EUR contribution from NET monthly salary of the employee across a quarter, that will be 300EUR total.
Now let's say the employee at the end of ...
- 133
1
vote
0
answers
179
views
Buying Vanguard Total World Stock ETF in Germany via Flatex
I would like to invest in ETFs via an online broker in Germany (I use Flatex). I would like to buy an ETF tracking the MSCI World Index.
The two main options I am considering are Vanguard Total World ...
- 152
1
vote
1
answer
525
views
Can I keep a German Bank account as non-resident
Last year (2019) I(non-european) did an exchange in Aachen, Germany (for 1 year) and had to open a bank account in Germany.
I left it open on purpose when I left (around October) because I had an ...
- 11
1
vote
0
answers
80
views
How is Deutsche Bank's vermögung service ROBIN?
I have been searching for different possibilities to invest in the markets for long term holding and trading. I do not intend to do leverage based trading and working with leveraged ETF's is not in my ...
- 97
1
vote
0
answers
40
views
Tax Residency under FATCA and CRS
I am an Indian citizen and a PR holder in Germany. I am opening a depot account in Germany and there is a question about Tax residency. I would like to know if I am a resident for tax purposes only in ...
- 141
1
vote
0
answers
55
views
Did the German tax for share based fund drop by 30% since 2018?
In Germany is a new rule for taxing share based funds since 2018.
As far as I understand it, the following rules are now in place:
One has to tax pay for fond distributions. One used to pay tax for ...
- 143
1
vote
0
answers
102
views
Capital gain tax on stocks for nonresident alien under USA-German tax treaty
I am trying to understand the tax treaty between USA and Germany but this is a pain. I am in the USA on a student visa and considered to be a nonresident alien for tax purposes. I had some gain from ...
- 11
1
vote
0
answers
179
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Amex personal savings
I opened Amex personal savings when I lived in U.S. with U.S visa.
But now I moved to Germany due to my job and no longer live in U.S.
For TAX reason, Do I need to send W-8 BEN form to Amex national ...
- 11
1
vote
0
answers
69
views
Germany tax class residence permit valid anmeldung
I was in Germany last year for more than six months and I have a valid RP as well.
Now, I am planning to move back to Germany for just 2 months for a work assignment under Short-term WP.
Now my ...
- 11
1
vote
0
answers
2k
views
Money Transfer with wrong IBAN
i made a send payment from 5 days ago and now I was surprised that i forgot one number from IBAN and IBAN is incorrect,does that mean money still in my country? i know that the Bank will receive ...
- 11
1
vote
0
answers
190
views
Sell or lease my property when moving from UK to Germany (tax question)
I own a flat in the UK (outright, no mortgage), and I am planning to move to Germany (preferably Berlin, if that makes a difference). Given my limited knowledge of the area and of German laws, my ...
- 165
1
vote
0
answers
104
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As a US Green Card holder, California resident and German citizen, is investing in European investment funds permitted?
I am a resident of California and a citizen of Germany (green card holder). Is it permitted for me to have money invested in European investment funds? I was told that I'm only allowed to invest in ...
- 11
1
vote
0
answers
745
views
How to save taxes on revenue from Admob ads?
I'm a mobile developer currently living in Germany. My revenue is generated by online ads of Google/Admob. Since Google is based in Ireland, the revenue/service/value are also generated in Ireland.
...
- 11
1
vote
0
answers
90
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Steuer klasse change when my wife working in other country in EU
Does somebody know how I can change my "Steuerklasse" from 1 to 3 in case my wife works in another country in EU ( Bulgaria). Our daughter leaves also in Bulgaria.
She works for a French international ...
1
vote
0
answers
96
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How to declare foreign benefits in German tax refund?
I did an internship in Germany last year and now I am trying to fill the tax refund papers with the Elster online tool. I received the summary of paid taxes etc. from the company and my German income ...
- 11
1
vote
0
answers
2k
views
Stock symbol list for German Xetra stocks on Google Finance or Yahoo Finance
I would like to have a list of the stock symbols of companies listed on Germany's Xetra exchange that can be used on Google Finance or Yahoo Finance. Where can one download this list?
- 2,163
1
vote
1
answer
271
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What is the difference of buying Coca-Cola shares from the NYSE vs Xetra?
What is the difference of buying Coca-Cola shares from the NYSE vs Xetra?
I understand that the NYSE is in USD and Xetra is in EUR but the question here is about risks, dividends, and any other ...
- 11
1
vote
1
answer
143
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Tax-free dividends because of double payment?
I have just received a dividend of 0.11 $, from which 15% withholding tax was deducted.
On the same day I received a dividend of 3,40$ from the same company, but without paying withholding tax. (for 3 ...
- 141
0
votes
0
answers
135
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I have not paid my bill to Ability GmbH due to medical tragedy and moved to India what happens
It will be helpful if I find answer for this. I was working in Germany and there I registered in some dating site which I forgot after I moved to India due to my medical tragedy and now I am in ...
0
votes
0
answers
109
views
Can International students day trade (Forex and Metals) in Germany on Student Visa?
I got an admit in a German university for my masters degree. I day trade XAU/USD with a prop trading firm (FTMO) under their funded trading program. Is it legal to day trade in Germany on student visa ...
- 1