Questions tagged [germany]
to be used for any question within the geographical region of Germany
22
questions
10
votes
7
answers
7k
views
Bank account in Germany for non-residents?
I'm an EU citizen currently working in Germany. I have a bank account there, but when my contract ends, I'll probably migrate to other country, but it's likely I'd return there after some time.
I ...
user11328
7
votes
2
answers
9k
views
Credit rating in Germany
A multitude of questions address the issue of credit ratings and FICO scores in the US and other countries. I am however specifically asking how credit scores (SCHUFA) work in Germany. From various ...
- 365
5
votes
2
answers
3k
views
Postbank (Germany) - transferring money to the US - what are the best options?
The German 'Postbank' offers money transfers to the US on their website. Has anyone experience with that? My question are for the cheapest and fastest way (of course); namely:
should I pick 'transfer ...
- 37.7k
2
votes
1
answer
605
views
What tax class in Germany I will belong to?
I received an offer from Germany. However, my husband is working in France. Both of us are immigrants with temporary residence permit. We don't have kids.
In this case, what is my tax class in ...
- 21
44
votes
12
answers
15k
views
Should I buy a house now before prices rise even more?
We rent an apartment in Frankfurt, Germany and we are contractually bound to it for another 1.5 years. We are 33 and 35 years old and there will be children soon. We make around 110k € annually (...
- 475
27
votes
9
answers
8k
views
In Germany, how can I maximize the impact of my charitable donations?
I have recently reached a point in my life where I want to start making regular donations to worthwhile charities, but I have no idea which charity is most "deserving" of my money.
I understand that ...
- 391
12
votes
2
answers
2k
views
What is the advantage of a Sparbuch, and how does this work?
In Germany, there apparently exists such a thing as a Sparbuch (literally: Savings book, apparently comparable to a passbook in the USA), mentioned in this answer. According to a recent news article, ...
- 3,213
7
votes
1
answer
4k
views
How important is the beneficiary field in a bank transfer in the Euro zone?
When doing a bank transfer in Germany (and probably by now other countries that have Euro with IBAN and BIC) you have to give a beneficiary. In German, that is either called Kontoinhaber or ...
- 223
5
votes
3
answers
8k
views
Where/Who do I have to notice the family status (after marriage) change to in Germany?
I live in Germany, and I have recently gotten married.
Since this change affects my income taxes - I need to notify Finanzamt (tax office). Do I do it by some letter or by coming in and filling in ...
- 180
5
votes
1
answer
313
views
Tax deduction macros in Python for Germany
I work to implement a set of German tax deduction macros in Python for private use and have some errors, one of my troubles is correct deduction of Lohnsteuer.
There are quite many online calculators ...
- 209
4
votes
1
answer
271
views
Do variable interest mortgage have penalties for unscheduled repayments?
For mortgages, in the choice between fixed- and variable interest rates, fixed interest rates might be more expensive on average, but variable interest rates carry a higher risk (for example, see ...
- 3,213
4
votes
2
answers
498
views
Making up National Insurance shortfall when working abroad
I lived and worked in the UK for several years, but now live and work elsewhere in the EEA, where I will remain indefinitely. (I have no plans to return to the UK to work or retire, but anything's ...
- 238
3
votes
1
answer
86
views
How much do I need to pay as taxes for this investment? How to calculate it?
I am relatively new to both investing and doing your taxes in Germany. I have read many articles, none of which were official documents because I couldn't find them (also I don't know German). But I ...
- 373
3
votes
1
answer
231
views
Can anyone give me an idea about investment scenario in Germany and the services I might need to be better equiped to invest?
I am 24 years old and have recently started working as a software developer in Germany. At the moment I have not commitments for family or kids and I believe this is the right moment for me to ...
- 97
3
votes
2
answers
297
views
National insurance shortfall after living in Germany
I lived and worked in Germany for 17years, now i have returned to the UK. I have obtained a U1 form to confirm my state contributions to the German system, can this be used to fill the gaps in my ...
- 31
3
votes
1
answer
183
views
International Bank Account Only For USD For Student
I am not sure whether I use the right terminology in the heading, since I call the bank account which has only USD "international bank account" because it is not in euros. I need only USD for online ...
2
votes
1
answer
2k
views
ACH data for Deutsche Bank, Germany?
For an international ACH transfer as part of the e-gold claims process, I need to specify in an online form:
Financial Institution Name
Financial Institution Address
Financial Institution City
...
- 373
2
votes
2
answers
1k
views
Tracking S&P in Germany
I would like to buy stocks that track the S&P500 in Germany (German citizen - I live and pay taxes in Germany).
If I was in the US, I would probably go for an ETF like VOO (Vanguard S&P 500 ...
- 152
1
vote
2
answers
157
views
How can a retail investor short the German car industry and its suppliers?
Suppose that I want to make a small investment of around 1000€ and that I want to short the German car industry and its suppliers over the long term (5-15 years). How would you do this?
- 113
1
vote
0
answers
217
views
Sell or lease my property when moving from UK to Germany (tax question)
I own a flat in the UK (outright, no mortgage), and I am planning to move to Germany (preferably Berlin, if that makes a difference). Given my limited knowledge of the area and of German laws, my ...
- 165
1
vote
1
answer
85
views
Where is the fiscal resident of international students receiving scholarship
I am a citizen of Turkey, and I am studying in Germany while receiving a scholarship from the German government.
Where is my fiscal residence?, i.e where is my tax-residency?
Edit:
I have no other ...
- 373
1
vote
4
answers
1k
views
How to withdraw cash from a credit card if the cash advance limit has been reached
I have a German bank account and a Visa credit card attached to it, but left Germany some time ago and live in a non-European country.
Last Monday a bank officer from the German bank called me on my ...
- 513