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2 votes
6 answers

Why do credit unions in Germany charge a monthly fee (Kreditvereine Kostenloses Girokonto)?

I recently moved to Germany, and I was shocked to discover that almost all of the credit unions (Kreditvereine) and banks here charge a fee just for me to give them my money. Why? Background: I'm from ...
Michael Altfield's user avatar
89 votes
5 answers

Where is the scam in a "giveaway" in Oxford Circus, London?

This weekend I was walking around Oxford Circus with a friend when we saw a guy with a microphone on a stage giving stuff away almost for free to people inside an open store with no goods and big "...
Charmander's user avatar
1 vote
0 answers

Algorithm to minimize capital gains tax

I've made thousands of cryptocurrency trades and have them in a CSV file with the necessary fair market values. I'd like to use the specific-shares cost basis method to minimize my gains. Is there a ...
ma11hew28's user avatar
  • 507
2 votes
1 answer

How long does it take for a Tangerine no-fee money-transfer email to be delivered?

I live in Canada. I use Tangerine (formerly ING Direct). Tangerine is the "direct banking" division of Scotiabank; it has no monthly fees but also no tellers. They let me send "Interac email money ...
unforgettableidSupportsMonica's user avatar
8 votes
3 answers

Transfer money between Wells Fargo and BofA accounts for free

Is there a free way to transfer money from a Wells Fargo account to a Bank of America account? I looked into wire transfers, and it turns out that they have a fee associated with them. The only other ...
Ryan's user avatar
  • 183
1 vote
2 answers

Question on Free Credit Report

I requested a free yearly credit report from via the mail-in form. The form is mailed into the organization, and the organization submits the request to Equifax, Experian and ...
jww's user avatar
  • 384
-1 votes
2 answers

How mistake-proof is the process for receiving a Tangerine email money transfer?

I want to send about $500 to a local charity. Some electronic-payment options include Vogogo (fee: usually $1.75), PayPal (fee: about 2%), or Interac e-Transfer (your bank sets the fee: between $0 ...
unforgettableidSupportsMonica's user avatar
4 votes
3 answers

Is there a no-fee way for Americans to send electronic payments to American small businesses?

I currently have a registered business with a client that pays me every two weeks. Normally I send an invoice, and he sends a check via snail mail. We would like to move this to something online. ...
Kyle's user avatar
  • 145
19 votes
6 answers

US bank w/ free online incoming/outgoing international wire transfers, no monthly charges, online application [closed]

What US banks let me do the following: % Send and receive international wire transfers for free % Send wire transfers online % Pay no monthly fees % (optional) Apply for an account online. ...
user avatar
7 votes
2 answers

Is there a free online credit report service in Canada?

This question refers to the service in the United States. Similarly, is there a free online credit report service in Canada?
Chris W. Rea's user avatar
  • 31.7k
45 votes
7 answers

How can one get their FICO/credit scores for free? (really free)

TV and the web are filled with ads promising to give you a free copy of your credit report. Unfortunately, instead of being wholly free, they are actually free trials, which means: You only get them ...
DrFredEdison's user avatar
  • 2,209
15 votes
4 answers

Free "Rich Dad" education, with "free gift": Is it legitimate, or is it a sales ploy?

What's up with the Rich Dad "Learn To Be Rich" free education? I heard an ad on the radio today and was skeptical... Would it really be worthwhile information, or is it a sales pitch in disguise as ...
user avatar