Questions tagged [fraud]

For questions related to fraud awareness, prevention, and resolution.

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votes
1answer
100 views

Taxes for “on the job” training for non U.S. Citizens and the W-8BEN

The Story: Two years ago two students from Germany went to U.S. to recieve a 4.5 months long "on the job" training at an international company. They each get a monthly allowance of 850$ via checks. ...
3
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2answers
244 views

To whom should I report fraud on both of my credit cards?

I have two credit cards with separate banks. In the last two weeks, I've had one fraudulent charge on each of them. Both fraudulent charges were from businesses in the same city, that is not where I ...
3
votes
1answer
215 views

Do “safety cheques” really provide added security and reduce fraud?

I came across an article/advertorial, in print, describing the virtues of safety cheques. Safety cheques are purported to be a good tool for fighting cheque fraud. The features of the cheques ...
3
votes
3answers
468 views

I Have A Fraud Problem

Okay, okay so I already know what I did was stupid so please no comments about that, I just need serious and correct answers. I gave my card to a person I kind of knew to deposit money to my bank ...
3
votes
2answers
267 views

UK Issuing Bank blocked Debit Card. Said card was used fraudulently on ecommerce website. How can this happen?

I was using my UK bank account debit card in India, to buy few flight tickets for my inter city travel. Using my own laptop, in a co-working space. Website used : www.makemytrip.com -- is one of ...
2
votes
3answers
406 views

What can I do when I get a call I think is a Social Security scam?

I received a phone call representing themselves as an SSI officer telling me that my disability payments will be canceled. They said I did fraud in Texas. I asked them what name they have; they could ...
2
votes
4answers
5k views

Can I prove having savings without giving out the account number?

I will be looking to rent with no income, but significant savings. For that, I'll probably need to give the prospective landlord my name, DoB, SSN (for credit check) and the savings account number. ...
2
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5answers
24k views

Someone is asking for my bank account. Am I going to get hacked or robbed?

If some guy wants to give me money and is asking for my account number, account name and the routing number for my bank. Is he trying to steal from me or take money from my account? Am I going to get ...
2
votes
2answers
245 views

How to prevent credit card number from being stolen?

I have a small business, and my credit card number for the business was recently stolen and used for two purchases: (1) a burger place in my home town of Boston and (2) a Walmart in Arkansas. I was ...
2
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3answers
623 views

How can I detect potential fraud in a company before investing in them?

I have lost money in US/German stock market due to the accounting and other frauds committed by some companies. I am wondering if there is any way to detect such potential fraud before investing or ...
2
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3answers
474 views

How did a fradulent charge get on my credit card?

I stopped by Subway to pick up dinner. I get a text from my bank while the guy is making my sandwich, "Did you just charge $117.38 at a Kroger in Ohio?". I responded to the text "no". By the time my ...
2
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1answer
1k views

someone deposit money on my credit card

someone activated my new credit card while I was still using the old one. the same day they deposit 980 dollars in my credit card, they didnt have a chance to use it because I blocked right away both ...
2
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3answers
278 views

Can I use prepaid cards to minimize damage of credit fraud

I'm interested in using prepaid cards as a way to minimize the damage that I might sustain if (for instance) a major retail company is hacked and my credit card information is stolen. Does the ...
2
votes
2answers
264 views

Invested 600 , now cot is required to release payments

I invested 300 with this company Called CRYPTOPAIDOPTIONS and Option Flix. My concern is they are asking for cot to be sent to them before sending my payout . While another company name Alis Capital ...
2
votes
2answers
596 views

Is it possible to get scammed when buying using PayPal?

I bought a small piece of electronics for around 200€ on ebay-kleinanzeigen, the german equivalent of craigslist. The seller seemed honest and we agreed on him shipping the goods and me paying through ...
2
votes
1answer
293 views

Can I correct the name on a check if I'm not committing fraud

A large international car company owes me (person) ~$10-15k and mailed me a check to settle the amount, but they put the wrong name on it and now my bank won't take it. After a month of trying to get ...
2
votes
1answer
17k views

I gave a scammer my address, full name, and phone number. What can they do? [duplicate]

It was for a job as a personal assistant. She is sending me a check. I am suppose to buy some to toys for an orphanage and deduct my check from it. Now I am scared about what can they do with the ...
2
votes
1answer
161 views

Is it possible to steal money from an account/card by knowing only the card number and PIN?

I have an ATM card, it is a local bank issued card without any international payment service like Visa, MasterCard or such. If someone knows only the 16 numbers on the card and the PIN (and also ...
2
votes
1answer
334 views

Can I get a confirmation that a pending card transaction details are real?

I'm going to make a deal over the Internet with a payment onto my Mastercard debit card (for providing some service online); a part of the payment will be done up front. I'll have a (not editable or ...
2
votes
2answers
199 views

Trust issues with rental security deposit

I'm in a situation where I will need to rent an apartment without the ability to see it or meet the landlord/sublessor first. This creates a trust issue that I'm not sure how to address. Most ...
2
votes
2answers
802 views

Has my credit card been compromised?

Last week a noticed a $598 charge from build.com. I doubled-checked that I had not purchased anything from them or their network of stores. I was prepared to dispute the charge as soon as it was no ...
2
votes
3answers
319 views

How likely is it to be victim of credit card fraud on a credit card that has never been used?

How likely is it to be victim of credit card fraud on a credit card that has never been used? Assume that the credit card was issued by a financial institution bank in the United States. (Link to ...
2
votes
1answer
222 views

Computer Fraud Related

On 27th of May at around 1:30 P.M. (EST) I tried to order a small toy Online from Walmart. I thought I dialed Walmart Online order 800 number. The person who came to help me, conned me and took over ...
2
votes
1answer
422 views

How do credit card banks detect fraudulent transactions without requiring a travel advisory?

I hold two credit cards in Canada- one from a large financial institution (TD Canada) and one with an online bank (PC Financial). When using these cards for travel, for the TD Mastercard, I am okay ...
2
votes
1answer
92 views

How secure is my data in the hands of a financial planner?

I consult with a Certified Financial Planner who charges an annual fee. The person seems reliable and seems to have integrity, but also has a few people working under her whom I know nothing about. ...
2
votes
1answer
199 views

Paypal Credit account charged and repaid by unknown party. I reported it, and PayPal sent ME a check. Do I need to do anything else?

I apparently set up a Paypal Credit account years ago (when it was called BillMeLater) and forgot about it. Last year I started receiving emails "Statement balance" and "Payment received!" Checking ...
2
votes
1answer
303 views

Fraud of HMRC check?

I have quick question. I have been informed by HMRC that I overpaid income tax. However, I never received any check in post. It turns out it happened not long after I moved form, one address to ...
2
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2answers
147 views

Insurance for my brokerage held investments

This is not about protecting the VALUE of my investments against market fluctuations, stock prices drop ...etc. What I am looking for is to protect my investments in shares and options that I am ...
2
votes
0answers
229 views

My Account was used to commit fraud

I started dating Sven at the end 2016, I had just been divorced. He left for Congo in December 2016 and returned in December 2018. Upon his return, he advised that he needed a card where he can ...
2
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0answers
93 views

To protect against fraud in Canada do I need to go with either Equifax / TransUnion or both?

As per this answer, to protect against fraud, one needs to put a credit alert on TransUnion and Equifax. Isn't it enough to put a fraud alert on just one of them? Why do we need to put it on both ...
2
votes
1answer
513 views

What could someone do if they had a check made out to me? [duplicate]

Suppose I receive a check. Maybe it's for employment, or a class-action settlement, or maybe even just a graduation present from a relative. Doesn't matter. Point is, it grants me some amount of ...
2
votes
0answers
174 views

Checking fraud withdrawal with atm bank

I have a pre-paid debit card, which I suspect some fraud cash withdrawals have happened at an ATM machine in Portugal (I'm currently staying there). I'm wondering is there any chance the bank where ...
2
votes
2answers
426 views

What can I do if I believe I made a debit card purchase from a fraudulent site

I made a purchase (via a debit card but without the PIN, so I believe that falls under credit card rules) and upon further investigation I'm pretty sure the site is fake and will shut down without a ...
1
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4answers
1k views

Borrowing 100k, paying it to someone and then declaring bankruptcy

What happens if you borrow 100-500k in Australia, pay it to a friend and then declare bankruptcy shortly after? Would your friend need to pay back the bank? Would this be fraud? What would happen if ...
1
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2answers
2k views

Bank account got shut down for fraud from my sugar daddy? [duplicate]

I recently met some sugar daddy and gave him my bank username and password for him to deposit money into my account. I had about 9.00$ in my account and he tried depositing 800$, then next day I tried ...
1
vote
3answers
818 views

99.9% sure I have someone trying to scam me but have a few questions [closed]

So this girl messaged me last week just to talk or whatever, one thing lead to another and we started chatting on the phone. She “lives” 9 hours away from me and very very quickly developed a romantic ...
1
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3answers
4k views

Victim of being used as money mule. What should I do next?

Between June-July 2018, an Instagram page called 247cashouts messaged me on Instagram asking if I wanted to make some extra money. He told me the way it would work is; he collects money from ...
1
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3answers
377 views

Opening account for family in my name

Sibling of mine asked me to open an bank account for her in my name. She wants to fill it with her savings and use it on day-to-day basis with a debit card. I have a strong feeling this could ...
1
vote
2answers
799 views

Do gas stations have $1.00 preauthorization charges (Are these fraudulent charges)?

I just received the following alert from my bank, and they want to verify that I made these transactions: Do you recognize all of these transaction(s)? Approved transaction at PETRO [redacted] for $...
1
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2answers
1k views

How can “can you hear me?” phone scammers attack me without any lines of credit?

I answered the phone to a very convincing voice that was breaking up, and the person asked "can you hear me"? Only after I said "yes" did I realize that it was either a very lifelike robot or a very ...
1
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2answers
17k views

Risks of sending debit/credit cards via conventional mail

If a bank mails a credit/debit card in an envelope isn't there a risk that somewhere on its way the envelope will be scanned and the card number, expiration date and CVV code will be extracted? As ...
1
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3answers
171 views

Will fraudulent use of my credit card(s) impact my creditworthiness/score?

I am currently in a predicament where I am living in France but most of my credit cards (the ones I don't really use) are back in the U.S. with my parents. I didn't take pictures of the front/back ...
1
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1answer
697 views

My sister borrowed money on a home thats not hers, how can I protect the home?

After the death of my sister, my mother finds out she had taken a mortgage out on mom's home. The deed and taxes are only in mom's name. The bank came out taking pictures yesterday. Mom is 72 ...
1
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1answer
474 views

How to recover an inherited dormant account without paying a significant commission?

I settled my parents' estate in 2012. Now I am receiving records of a dormant account from Legal Claimant Services (Keane). They claim to have found $68,000 in a dormant account. I live in ...
1
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3answers
676 views

How do dating website scams work? How can I protect someone from them?

My husband of 50 years has gotten sucked into a Chinese dating site. A woman(?) has 'fallen in love' with him and wants him to open an account at HSBC so she can start a 'fund' for him to give him ...
1
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1answer
413 views

"Discover® Identity Alerts (is there a downside to this free service)

I got the offer today. Other companies have made similar offers. Is there a downside to this kind of thing? Are they getting some sort of access that they will somehow market some junk to me? Here's ...
1
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1answer
166 views

Unrecognized debit card charge

This monday i got an email from my bank saying that i have an unrecognized charge from my debit card. That is an old debit card( about a year and a half i no longer use), with no money in the account,...
1
vote
2answers
246 views

I submitted my credit card number to an unreputable site. What should I do now?

I was shopping for an uncommon item, found a site that claimed to sell it, and placed an order with my credit card (which went through Verified by Visa). Only afterward did I realize that this site ...
1
vote
1answer
172 views

How do fraudulent brokerages make money except for commissions?

I just read about "rip-off" brokers that try to lure you in for a deposit with very high leverage and then cash in your deposit when you lose the money. But how does this work? If you lose all your ...
1
vote
1answer
149 views

What Recourse Do I Have Against Fraudulent Ecommerce? [UK]

Very simple question, I'm surprised it hasn't been asked before. I bought a product form a website a month ago. They confirmed my order, took the payment and gave me an order number... and that's it....