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Questions tagged [fraud]

For questions related to fraud awareness, prevention, and resolution.

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4
votes
5answers
2k views

What is a good way to keep track of your credit card transactions, to reduce likelihood of fraud?

I hear of scams where people take your credit card number and then just occasionally take out $20 here and there. On your statement it'll just look like something innocent to make it look like a trip ...
4
votes
3answers
623 views

Stolen Check honored by bank (maybe after being cancelled). What should I do?

My daughter's checkbook was stolen last Saturday, she reported it to the bank Monday morning 10am and told them to cancel all the checks. She told the police earlier. We're in the USA. Her account ...
4
votes
1answer
164 views

Tax preparer for my parents claiming me as a dependent

My parents run a family farm, and use a professional accountant to keep track of the business, and also prepare their taxes. However, he (the accountant) wants me to amend my tax return so my parents ...
4
votes
2answers
356 views

Victim of mandate fraud

I'm hoping somebody will be able to help me with my situation. I have summarised it as concisely as possible below. I had been dealing with a kitchen company who were to provide me with a new kitchen ...
4
votes
1answer
1k views

Can adding a credit card to Android Pay be flagged as a security breach?

Last weekend I added a credit card to Android Pay for the first time and used my phone to pay for a purchase at a grocery store. That Monday, the bank that issued the card called me and said that for ...
4
votes
2answers
297 views

Fraudulent online order, we but we don't recognize the card

My son just turned 18. Someone gained access to his Walmart account and placed an order for ~$120. The order was processed and shipped to a trailer park in San Jose. The billing address is our address ...
4
votes
2answers
297 views

Does SIPC protection apply if a brokerage doesn't actually purchase securities?

Suppose there is a brokerage (not like Madoff case), where investors buy ordinary stocks/ETFs (qqq, brk-b orcl or any stock traded on NASDAQ/NYSE, not pink sheet or unlisted) at a time (and never sell)...
4
votes
1answer
379 views

How to protect yourself from a fake security deposit check?

I am subletting my place to someone on craigslist for the first time. The potential tenant and I have a dilemma. The tenant does not want to give me a check (with a security deposit and first months ...
4
votes
3answers
654 views

Is there such thing as a Checking account requiring pre-approval / white-list?

Since account numbers are re-useable for fraudulent transactions, anyone you write a check to has the opportunity to print their own check with your account number on it. One way to help reduce the ...
4
votes
2answers
2k views

Stock buyer and seller information, and abuse of anonymous markets?

Is it possible to know who offered/offers and who bought stock? If not, what prevents a group of people to buy and sell stocks between them to "fake" interest in that stock and pump up the price?
4
votes
1answer
527 views

Are consumers liable for fraud related to bank account and routing numbers?

There's a ton of information about liability related to fraudulent debit and credit card charges, and even a little about fraudulent checks, but I'm having trouble finding similar information about ...
4
votes
1answer
173 views

Dealing with fraudulent criminal records resulting from identity theft

What should a victim know about criminal identity theft, where someone is arrested under your identity, and the best way to deal with it? I'm wondering if there is some standard way to find out, or ...
3
votes
2answers
3k views

Military member asks me if she can have money wired into my bank account but needs my social security number and bank routing number [duplicate]

I was recently talking to someone online and she said that she was in the Army and then she went on to tell me that she had a lump sum of 45,000$ co.i g to her but she needed my bank account routing ...
3
votes
2answers
8k views

Someone's asking me to transfer money from their bank account using their login information. Is this a scam?

A person that I met recently has asked me if I could make some payments in his name. He's offshore and has bad signal. He would give me his account details, bank account, and password. Is this a scam?...
3
votes
1answer
6k views

What can someone do with the last four digits of my credit card number, last four digits of my social security number, and my zip code?

I recently got a call from my “bank” telling me that there have been several fraudulent transactions on my credit card. Naively I believed them and gave them he last four digits of my credit card ...
3
votes
1answer
686 views

I received a seemingly legitimate welcome email for a bank account I did not open. What do I do?

I received an email which was apparently from Sun Trust Bank. It was welcoming me to their online services. I have not signed up for such services. I looked at the following data and it appears ...
3
votes
1answer
266 views

Multiple SEO companies claiming I have a past-due invoice

Some time back I had a website made for a business that a few friends and I were considering working on. We didn't do anything with the website as we never made it past the research stage before ...
3
votes
1answer
209 views

What should I do if no party wants to act on fraudulent transaction

In reality, this problem was acknowledged and resolved by one of the parties, but I want to know what to do in theoretical future scenarios. My Airbnb account was recently hacked. I don't know why, ...
3
votes
2answers
405 views

Proper response to restaurants taking extra tip?

When visiting full-service restaurants in some places (this seems very common in the US, for example), the server brings a check at the end of the meal detailing the amount owed for food and drink and ...
3
votes
2answers
503 views

Tangerine's Android app asked me something about noting my location. What did it ask, and what did I agree to?

I live in Canada. I use Tangerine (formerly ING Direct). Tangerine is the "direct banking" division of Scotiabank. The upside of using Tangerine is that it charges no monthly fees. The downside is ...
3
votes
3answers
267 views

Fraudulent Options, and Losing Money

In Batman The Dark Knight Rises, Bruce Wayne's account gets drained by fraudulent option buys that expire quickly. Is it possible for fraudulent options to be reversed?
3
votes
1answer
392 views

Someone gave my sister a bad cheque, what should she do?

My sister's ex-boyfriend convinced her to lend money to him so that he can lend it to some unidentified person. She lent him $25 000, and her ex probably lent $63 000 of his own money to this ...
3
votes
2answers
219 views

What if other person claims car damage higher than actual (in USA)?

This is a hypothetical scenario but I'm thinking of it since I am going on a long trip within the United States. I currently have a car insurance that covers up to 15000$ damage to other cars. In ...
3
votes
1answer
206 views

Is it likely that a London office of a US-based broker will have an SEC Officer 'in-house'?

Is it likely that the London office of a US-based broker will have an SEC Officer 'in-house'? This is in regard to confirming a purchase with the company. The call time was between 3am and 4am London ...
3
votes
2answers
3k views

Potential phishing scam?

Made a large purchase order on a site with a safe Norton rating and A+ BBB rating. Noticed I put the wrong shipping address, called the number on the site, and I got the order canceled and received an ...
3
votes
1answer
161 views

Have I committed a crime by not declaring a salary in India while working as an NRI?

I moved away to Europe almost ten years ago. To be honest, my father handled most of the taxation legalities for me. I moved here, began my life and lived live normally. Now that I've married a ...
3
votes
1answer
1k views

eBay Account and SIM cards sent to my address

I'm asking this question on behalf of my mother. Apologies if this is the wrong SO network, but it feels like the closest one to me. A few months ago she received a letter through the post from eBay ...
3
votes
1answer
368 views

Fraudulent account opened, order shipped to me, how does the scam work?

This happened a while ago, but I still don't know how the scam was supposed to work. Someone opened a Fingerhut account in my name and had an air conditioning wall-unit shipped to me. Fortunately, I ...
3
votes
1answer
200 views

If/how check security features really prevent against fraud

So I buy "blank check stock", or security-enhanced thick paper for printing checks. I then print a check with the appropriate MICR font at the bottom space, and put all the other relevant info on the ...
3
votes
1answer
4k views

What could a scammer do with just my signature?

I signed a form, and now I'm trying to decide whether I fell for a scam or not. Whatever way I look at the situation, it doesn't make any sense to me, so I'm wondering if anyone else has more insight ...
3
votes
2answers
307 views

Is there a bank account that allows ACH deposits but not ACH withdrawals?

I worry sometimes about fraud and/or unscrupulous people getting a hold of my bank account numbers, with regards to electronic transactions. I've heard it's very easy for imposters to use ACH to get ...
3
votes
1answer
989 views

Is Tradeking collecting too much information when I open an Roth IRA?

I recently signed up with Tradeking a Roth IRA account. During registration, I entered my home address DOB and SSN. I was ok with it. But then Tradeking started sending me emails (1) the first one ...
3
votes
1answer
340 views

Ensuring a cashier's check is legitimate

I'm looking to sell a vehicle for the first time. I've purchased a few vehicles using cashier's checks, but I've never had to receive one. Assuming I am willing to accept the risk of a cashier's ...
3
votes
2answers
370 views

Is it more difficult to reverse a fraudulent check if it is cashed at a check-cashing service rather than deposited at a bank?

Say that someone gets ahold of my checking information and writes a fraudulent check from my account. Then they cash it at a check cashing store. I notice a week or so later, call my bank, and report ...
3
votes
2answers
185 views

Does my bank's use of Voice ID put my assets at risk?

This week, I learned that Chase has introduced voice ID for my account, meaning when I call them, they will match my voice with their stored information, and allow phone access to my account based on ...
3
votes
1answer
314 views

Can a validated cashier's check deposit be reverted?

I am thinking of selling my car, and reading the advice here, it seems that going with the buyer to my bank office, getting my bank to validate the buyer cashier's check and then completing the sale ...
3
votes
1answer
63 views

How important are records of fraudulent applications?

How important is it to try to get copies of the fraudulent applications/materials used by the thieves? This appears to be a consumer right according to the FTC, but the companies seem not to want to ...
3
votes
1answer
146 views

Any reason to be cautious of giving personal info to corporate fraud departments?

Given that someone is a victim of identity theft, I'm wondering if fraud departments of companies where identity thefts occurred should still be considered totally trustworthy, as in send them what ...
3
votes
1answer
95 views

Taxes for “on the job” training for non U.S. Citizens and the W-8BEN

The Story: Two years ago two students from Germany went to U.S. to recieve a 4.5 months long "on the job" training at an international company. They each get a monthly allowance of 850$ via checks. ...
3
votes
2answers
239 views

To whom should I report fraud on both of my credit cards?

I have two credit cards with separate banks. In the last two weeks, I've had one fraudulent charge on each of them. Both fraudulent charges were from businesses in the same city, that is not where I ...
3
votes
1answer
198 views

Do “safety cheques” really provide added security and reduce fraud?

I came across an article/advertorial, in print, describing the virtues of safety cheques. Safety cheques are purported to be a good tool for fighting cheque fraud. The features of the cheques ...
3
votes
3answers
454 views

I Have A Fraud Problem

Okay, okay so I already know what I did was stupid so please no comments about that, I just need serious and correct answers. I gave my card to a person I kind of knew to deposit money to my bank ...
3
votes
2answers
231 views

UK Issuing Bank blocked Debit Card. Said card was used fraudulently on ecommerce website. How can this happen?

I was using my UK bank account debit card in India, to buy few flight tickets for my inter city travel. Using my own laptop, in a co-working space. Website used : www.makemytrip.com -- is one of ...
2
votes
4answers
5k views

Can I prove having savings without giving out the account number?

I will be looking to rent with no income, but significant savings. For that, I'll probably need to give the prospective landlord my name, DoB, SSN (for credit check) and the savings account number. ...
2
votes
5answers
13k views

Someone is asking for my bank account. Am I going to get hacked or robbed?

If some guy wants to give me money and is asking for my account number, account name and the routing number for my bank. Is he trying to steal from me or take money from my account? Am I going to get ...
2
votes
2answers
978 views

How can “can you hear me?” phone scammers attack me without any lines of credit?

I answered the phone to a very convincing voice that was breaking up, and the person asked "can you hear me"? Only after I said "yes" did I realize that it was either a very lifelike robot or a very ...
2
votes
3answers
593 views

How can I detect potential fraud in a company before investing in them?

I have lost money in US/German stock market due to the accounting and other frauds committed by some companies. I am wondering if there is any way to detect such potential fraud before investing or ...
2
votes
3answers
462 views

How did a fradulent charge get on my credit card?

I stopped by Subway to pick up dinner. I get a text from my bank while the guy is making my sandwich, "Did you just charge $117.38 at a Kroger in Ohio?". I responded to the text "no". By the time my ...
2
votes
1answer
838 views

someone deposit money on my credit card

someone activated my new credit card while I was still using the old one. the same day they deposit 980 dollars in my credit card, they didnt have a chance to use it because I blocked right away both ...
2
votes
3answers
271 views

Can I use prepaid cards to minimize damage of credit fraud

I'm interested in using prepaid cards as a way to minimize the damage that I might sustain if (for instance) a major retail company is hacked and my credit card information is stolen. Does the ...