Questions tagged [fraud]

For questions related to fraud awareness, prevention, and resolution.

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92
votes
10answers
85k views

Scam or Real: A woman from Facebook apparently needs my bank account to send money

A woman on Facebook recently contacted my dad. She asked him to get a bank account so she could send him money, and he would send money to her employees (about 12 people), and she would pay him for ...
125
votes
2answers
812k views

Is it safe to give out one's bank account number?

I'm managing the utility of the house and I'm sharing with another person. He asks me to provide my bank account number, so that he can transfer his money to my account when paying the utility. I ...
260
votes
12answers
147k views

I received $1000 and was asked to send it back. How was this scam meant to work?

Possible Australianism - netbank = a website + app by which an Aussie can do their banking, including transferring money to other people. A while ago, I ended up with $1000 transferred into my ...
99
votes
5answers
65k views

Is this person doing illegal money transfers?

This girl that I'm friends with and have actually seen in person before, keeps posting [on social media] that she "loves when the transfer goes through" and gets $2000-$6000 for free quite often. She ...
45
votes
7answers
129k views

Can't the account information on my checks be easily used for fraud?

My Bank of America checks contain my routing & account number, which I've used in the past to make purchases online, among other things. Anyone whom I pay with a check has this information. It ...
15
votes
1answer
3k views

How do I freeze my credit?

If freezing your credit is a better way to protect your identity and the associated credit that goes along with it, how do I freeze my credit?
38
votes
3answers
5k views

Taxes when transferring money

I'm a US taxpayer (non-resident alien) and I'm being pushed by a friend to do the following: He will transfer 40k from a US bank account that he owns to my personal account. I will withdraw this ...
28
votes
3answers
18k views

Robocall claiming to be IRS saying they are about to sue - Is it legit?

We got a recorded call with a message claiming to be from the IRS. It said they were giving final notice and preparing to file a lawsuit against us. In our case, the message went to voicemail so the ...
15
votes
2answers
2k views

When can I be sure a questionable check has cleared?

Someone has sent me a check for $250 in payment for property damage they caused in a car accident. It would have been better if I had gotten a cashier's check or official check, but I'll have to make ...
3
votes
2answers
3k views

Military member asks me if she can have money wired into my bank account but needs my social security number and bank routing number [duplicate]

I was recently talking to someone online and she said that she was in the Army and then she went on to tell me that she had a lump sum of 45,000$ co.i g to her but she needed my bank account routing ...
81
votes
4answers
39k views

Someone wants to send me cash by DHL. How's this scam supposed to work?

This raises a bunch of red flags (also confirmed by googling the email address it came from), but I don't quite understand how this scam is actually supposed to work. So, here it goes: I put up an ad ...
66
votes
6answers
22k views

Stranger sent me $12,100

I have a small landscaping business and I advertised through Facebook. Some guy reached out to me via text message, asking me to do a job for him. He asked for a quote for installing sod in his ...
59
votes
4answers
19k views

Counterfeit checks were created for my account. How does this type of fraud work?

Two days ago, first thing in the morning I updated my quicken accounts and saw that my primary checking account had two unidentified checks totaling several thousand dollars, wiping out the account ...
12
votes
4answers
835 views

How should I protect myself from the Equifax breach without making my own life much harder?

The FTC recommends those who may be impacted by the Equifax data breach do the following: Check credit reports at annualcreditreport.com. Enroll in the 1 year of free credit monitoring provided by ...
105
votes
8answers
31k views

Scamming an investor by offering a quick sale of a property at her named price

My mother-in-law was approached by an old friend who she hadn't heard from in a couple of years with a "business proposition" which is almost certainly a scam. I don't really understand how the scam ...
32
votes
9answers
13k views

How do you send money when you're not sure it's not a scam?

I've been hunting around for an apartment recently, and along with the countless posts on Craigslist, I found one with a good price but slightly strange story. The poster claims to have been sent to ...
47
votes
9answers
15k views

I believe this to be fraud — hired, then asked to cash check and send cash as Bitcoin

I have been "hired" by Nissan Motor as a key account specialist. My first assignment is to cash two checks that I have received. Both were written by a customer who has already received the engines. ...
6
votes
5answers
2k views

How do I protect my credit/debit cards from being stolen or scanned?

Until a few years ago my credit card number had only been stolen once, about 15 years ago. But in the last two years it has been stolen four times. The first recent time was a few years ago in Hawaii, ...
16
votes
5answers
7k views

Cashing a fishy cheque addressed to someone else

I agreed to cash a cheque for someone I don't really know. In hindsight, this was very stupid, but now I need to figure out how best to get out of this situation. We both endorsed the cheque, it ...
9
votes
1answer
3k views

Military personnel funds transfer scam

I was contacted by someone who claims he is in the military stationed overseas. He said he could transfer fund from his account to mine. Just wondering if this is true. I am not interested in ...
5
votes
2answers
127k views

I gave a scammer my name and address; what can they do with that information? [duplicate]

I accidentally gave my name and address to a scammer. What can I do? Is that bad? What can they do with that information?
4
votes
2answers
368 views

Does SIPC protection apply if a brokerage doesn't actually purchase securities?

Suppose there is a brokerage (not like Madoff case), where investors buy ordinary stocks/ETFs (qqq, brk-b orcl or any stock traded on NASDAQ/NYSE, not pink sheet or unlisted) at a time (and never sell)...
3
votes
1answer
354 views

Ensuring a cashier's check is legitimate

I'm looking to sell a vehicle for the first time. I've purchased a few vehicles using cashier's checks, but I've never had to receive one. Assuming I am willing to accept the risk of a cashier's ...
3
votes
1answer
344 views

Can a validated cashier's check deposit be reverted?

I am thinking of selling my car, and reading the advice here, it seems that going with the buyer to my bank office, getting my bank to validate the buyer cashier's check and then completing the sale ...
3
votes
2answers
500 views

What is the goal of this spam?

I'm working In sales for one company and we usually recieve a couple of mails like this per month: Good Day!! This is [Person] from [Company] in [Location] We find out that your product are very ...
98
votes
11answers
22k views

Why does the introduction of chip & pin appear to be so controversial in the United States?

The past few weeks there have been many news articles about the introduction of chip & pin in the United States; most of these articles are against it and citing such 'issues' as: "Some people ...
24
votes
10answers
10k views

Boutique Investment firm cold called me offering me the chance to purchase stock in a private placement. Legit or scam?

A week ago I got a cold call from someone doing "research about investment experience" which ended with "we might call you if a investment opportunity comes up". A couple of days ago a person from a "...
5
votes
1answer
6k views

Credit freezes aren't available in Canada. What options are available to protect against identity theft?

It looks like credit freezes aren't possible in Canada. Despite this, there is some evidence that identity theft is a bona fide problem in Canada: RCMP states that in 2009 there were 11,095 identity ...
26
votes
10answers
18k views

Is giving my girlfriend money for her mortgage closing costs and down payment considered fraud?

My girlfriend is in the process of buying a home. We're not married, common-law or otherwise. I was planning to help her pay for the closing costs and down payment, with my contribution being about $...
6
votes
1answer
2k views

How can Ponzi schemes be detected and legally prosecuted?

Out of curiosity: How can Ponzi schemes be detected? What are the conditions to be classified as a Ponzi scheme? What are the legal means to prosecute such schemes? A Ponzi scheme "operator" can ...
19
votes
4answers
9k views

I made an investment with a company that contacted me, was it safe?

I am a French person living abroad who invested a bit of money with a company that contacted me some time ago. This leading to that, I am a bit doubtful (legitimately?) that I will ever see my money ...
9
votes
2answers
413 views

What can a customer do to reduce damage from a data breach?

A larger retailer admitted recently that hackers were able to steal credit and debit card data for about 40 million customers. Reports say that names, payment card numbers, expiration dates and ...
6
votes
1answer
581 views

Is this a cashier check scam?

I'm a personal trainer and I've received an email stating that someone wants me to train their kids while they are in the US for vacation. The request was for many sessions and would total well over $...
-3
votes
1answer
549 views

Is my sugar mamma scamming me [duplicate]

So I like an idiot wanted to make money and fast so I picked a sugar mamma who I then gave access to my online banking. **After! Agreeing to an amount of 300$ ** she then told me she was going to need ...
13
votes
4answers
3k views

Someone has my check: any risks?

Some time ago I found a room to rent in another city (via Craigslist). I talked with the lady renting out the room on the phone and after we made a deal I sent her a half of the month rent ($375). Not ...
11
votes
5answers
1k views

How to verify that money transferred to you is really and irreversibly yours [duplicate]

There are countless examples of the overpayment scam on this StackExchange. Whereby the victim believes that they've been sent money and is asked to send some of it elsewhere, and then the original ...
5
votes
3answers
1k views

Stolen Check honored by bank (maybe after being cancelled). What should I do?

My daughter's checkbook was stolen last Saturday, she reported it to the bank Monday morning 10am and told them to cancel all the checks. She told the police earlier. We're in the USA. Her account ...
4
votes
1answer
428 views

How to protect yourself from a fake security deposit check?

I am subletting my place to someone on craigslist for the first time. The potential tenant and I have a dilemma. The tenant does not want to give me a check (with a security deposit and first months ...
4
votes
2answers
3k views

Stock buyer and seller information, and abuse of anonymous markets?

Is it possible to know who offered/offers and who bought stock? If not, what prevents a group of people to buy and sell stocks between them to "fake" interest in that stock and pump up the price?
1
vote
1answer
18k views

Scammed by Boiler Room & Now Fake German Law Firm - LAWMUC Rechtsanwälte & Kanzlei Herfurtner

Late last year I invested heavily in what is now apparently a "Boiler Room" run by Foley Asset Management. After trying to find any way to get my money back I came across a law firm "Herfurtner ...
1
vote
2answers
1k views

How can “can you hear me?” phone scammers attack me without any lines of credit?

I answered the phone to a very convincing voice that was breaking up, and the person asked "can you hear me"? Only after I said "yes" did I realize that it was either a very lifelike robot or a very ...