Questions tagged [fraud]

For questions related to fraud awareness, prevention, and resolution.

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277 votes
12 answers

I received $1000 and was asked to send it back. How was this scam meant to work?

Possible Australianism - netbank = a website + app by which an Aussie can do their banking, including transferring money to other people. A while ago, I ended up with $1000 transferred into my ...
Scott's user avatar
  • 4,371
97 votes
10 answers

Scam or Real: A woman from Facebook apparently needs my bank account to send money

A woman on Facebook recently contacted my dad. She asked him to get a bank account so she could send him money, and he would send money to her employees (about 12 people), and she would pay him for ...
Ivana's user avatar
  • 1,053
129 votes
2 answers

Is it safe to give out one's bank account number?

I'm managing the utility of the house and I'm sharing with another person. He asks me to provide my bank account number, so that he can transfer his money to my account when paying the utility. I ...
Tim's user avatar
  • 5,883
54 votes
7 answers

Can't the account information on my checks be easily used for fraud?

My Bank of America checks contain my routing & account number, which I've used in the past to make purchases online, among other things. Anyone whom I pay with a check has this information. It ...
RexE's user avatar
  • 725
101 votes
5 answers

Is this person doing illegal money transfers?

This girl that I'm friends with and have actually seen in person before, keeps posting [on social media] that she "loves when the transfer goes through" and gets $2000-$6000 for free quite often. She ...
Autumn Thompson's user avatar
17 votes
2 answers

When can I be sure a questionable check has cleared?

Someone has sent me a check for $250 in payment for property damage they caused in a car accident. It would have been better if I had gotten a cashier's check or official check, but I'll have to make ...
David White's user avatar
15 votes
1 answer

How do I freeze my credit?

If freezing your credit is a better way to protect your identity and the associated credit that goes along with it, how do I freeze my credit?
MrChrister's user avatar
  • 25.2k
47 votes
9 answers

I believe this to be fraud — hired, then asked to cash check and send cash as Bitcoin

I have been "hired" by Nissan Motor as a key account specialist. My first assignment is to cash two checks that I have received. Both were written by a customer who has already received the engines. ...
john balint's user avatar
67 votes
6 answers

Stranger sent me $12,100

I have a small landscaping business and I advertised through Facebook. Some guy reached out to me via text message, asking me to do a job for him. He asked for a quote for installing sod in his ...
Sergio Fuentes's user avatar
62 votes
4 answers

Counterfeit checks were created for my account. How does this type of fraud work?

Two days ago, first thing in the morning I updated my quicken accounts and saw that my primary checking account had two unidentified checks totaling several thousand dollars, wiping out the account ...
EdStevens's user avatar
  • 633
38 votes
3 answers

Taxes when transferring money

I'm a US taxpayer (non-resident alien) and I'm being pushed by a friend to do the following: He will transfer 40k from a US bank account that he owns to my personal account. I will withdraw this ...
jlhonora's user avatar
  • 493
81 votes
4 answers

Someone wants to send me cash by DHL. How's this scam supposed to work?

This raises a bunch of red flags (also confirmed by googling the email address it came from), but I don't quite understand how this scam is actually supposed to work. So, here it goes: I put up an ad ...
Jonas Czech's user avatar
28 votes
3 answers

Robocall claiming to be IRS saying they are about to sue - Is it legit?

We got a recorded call with a message claiming to be from the IRS. It said they were giving final notice and preparing to file a lawsuit against us. In our case, the message went to voicemail so the ...
user avatar
3 votes
2 answers

Military member asks me if she can have money wired into my bank account but needs my social security number and bank routing number [duplicate]

I was recently talking to someone online and she said that she was in the Army and then she went on to tell me that she had a lump sum of 45,000$ co.i g to her but she needed my bank account routing ...
Jason Lucas's user avatar
57 votes
8 answers

Received a package but didn't order it

My boyfriend's little brother received 2 packages today. One from Eastbay and the other from Office Depot. They were addressed to him but never ordered by him. We called both companies and they gave ...
EBoardman's user avatar
  • 529
12 votes
4 answers

How should I protect myself from the Equifax breach without making my own life much harder?

The FTC recommends those who may be impacted by the Equifax data breach do the following: Check credit reports at Enroll in the 1 year of free credit monitoring provided by ...
user541686's user avatar
  • 3,369
106 votes
8 answers

Scamming an investor by offering a quick sale of a property at her named price

My mother-in-law was approached by an old friend who she hadn't heard from in a couple of years with a "business proposition" which is almost certainly a scam. I don't really understand how the scam ...
Kryten's user avatar
  • 909
32 votes
9 answers

How do you send money when you're not sure it's not a scam?

I've been hunting around for an apartment recently, and along with the countless posts on Craigslist, I found one with a good price but slightly strange story. The poster claims to have been sent to ...
TheEnvironmentalist's user avatar
16 votes
5 answers

Cashing a fishy cheque addressed to someone else

I agreed to cash a cheque for someone I don't really know. In hindsight, this was very stupid, but now I need to figure out how best to get out of this situation. We both endorsed the cheque, it ...
user6344's user avatar
  • 225
9 votes
1 answer

Military personnel funds transfer scam

I was contacted by someone who claims he is in the military stationed overseas. He said he could transfer fund from his account to mine. Just wondering if this is true. I am not interested in ...
cj2468's user avatar
  • 91
6 votes
5 answers

How do I protect my credit/debit cards from being stolen or scanned?

Until a few years ago my credit card number had only been stolen once, about 15 years ago. But in the last two years it has been stolen four times. The first recent time was a few years ago in Hawaii, ...
J Doe's user avatar
  • 161
5 votes
4 answers

Does a bank have to tell me if a check made out to me was cashed there?

I moved out of a place and I was supposed to receive my last pay check there. I think my housemate deposited it in his account. I know banks are not supposed to, but it's in a small town so people ...
Elijah Ratliff's user avatar
5 votes
2 answers

Does SIPC protection apply if a brokerage doesn't actually purchase securities?

Suppose there is a brokerage (not like Madoff case), where investors buy ordinary stocks/ETFs (qqq, brk-b orcl or any stock traded on NASDAQ/NYSE, not pink sheet or unlisted) at a time (and never sell)...
Neil's user avatar
  • 1,055
5 votes
2 answers

I gave a scammer my name and address; what can they do with that information? [duplicate]

I accidentally gave my name and address to a scammer. What can I do? Is that bad? What can they do with that information?
user36537's user avatar
3 votes
2 answers

What is the goal of this spam?

I'm working In sales for one company and we usually recieve a couple of mails like this per month: Good Day!! This is [Person] from [Company] in [Location] We find out that your product are very ...
RotV's user avatar
  • 484
3 votes
1 answer

Can a validated cashier's check deposit be reverted?

I am thinking of selling my car, and reading the advice here, it seems that going with the buyer to my bank office, getting my bank to validate the buyer cashier's check and then completing the sale ...
Mindwin Remember Monica's user avatar
3 votes
1 answer

Ensuring a cashier's check is legitimate

I'm looking to sell a vehicle for the first time. I've purchased a few vehicles using cashier's checks, but I've never had to receive one. Assuming I am willing to accept the risk of a cashier's ...
Cort Ammon's user avatar
  • 1,009
1 vote
2 answers

I submitted my credit card number to an unreputable site. What should I do now?

I was shopping for an uncommon item, found a site that claimed to sell it, and placed an order with my credit card (which went through Verified by Visa). Only afterward did I realize that this site ...
jamesdlin's user avatar
  • 667
98 votes
11 answers

Why does the introduction of chip & pin appear to be so controversial in the United States?

The past few weeks there have been many news articles about the introduction of chip & pin in the United States; most of these articles are against it and citing such 'issues' as: "Some people ...
AStopher's user avatar
  • 1,224
72 votes
4 answers

Is there any danger of my neighbor having my wife's signature?

On Monday my next door neighbor came over and asked my wife for her signature. He said they were having a contest at work (he works at the local grocery store) that whoever got the most signatures got ...
tjjen's user avatar
  • 701
41 votes
3 answers

Is it a scam if someone asks for my full name, email, and bank name?

I was approached on Instagram by a painter who wants to use one of my posts as a reference for a painting for a client of his. He said my cut would be $500 and he needs my full name, and bank name for ...
Julie's user avatar
  • 435
26 votes
10 answers

Is giving my girlfriend money for her mortgage closing costs and down payment considered fraud?

My girlfriend is in the process of buying a home. We're not married, common-law or otherwise. I was planning to help her pay for the closing costs and down payment, with my contribution being about $...
Ben.12's user avatar
  • 362
24 votes
10 answers

Boutique Investment firm cold called me offering me the chance to purchase stock in a private placement. Legit or scam?

A week ago I got a cold call from someone doing "research about investment experience" which ended with "we might call you if a investment opportunity comes up". A couple of days ago a person from a "...
Karthik T's user avatar
  • 379
19 votes
4 answers

I made an investment with a company that contacted me, was it safe?

I am a French person living abroad who invested a bit of money with a company that contacted me some time ago. This leading to that, I am a bit doubtful (legitimately?) that I will ever see my money ...
FrenchFireman's user avatar
14 votes
4 answers

Someone has my check: any risks?

Some time ago I found a room to rent in another city (via Craigslist). I talked with the lady renting out the room on the phone and after we made a deal I sent her a half of the month rent ($375). Not ...
Leo's user avatar
  • 285
11 votes
5 answers

How to verify that money transferred to you is really and irreversibly yours [duplicate]

There are countless examples of the overpayment scam on this StackExchange. Whereby the victim believes that they've been sent money and is asked to send some of it elsewhere, and then the original ...
Brondahl's user avatar
  • 2,266
11 votes
2 answers

Detected fraudulent charges to my account but I cannot close the card until another payment goes through

Today I detected two charges to my card, both on the same day. I called my bank (chase) but the only solution offered was to block and close the card. However, I am currently doing some processes ...
Gustavo G's user avatar
  • 111
9 votes
2 answers

What can a customer do to reduce damage from a data breach?

A larger retailer admitted recently that hackers were able to steal credit and debit card data for about 40 million customers. Reports say that names, payment card numbers, expiration dates and ...
ChuckCottrill's user avatar
6 votes
1 answer

Is this a cashier check scam?

I'm a personal trainer and I've received an email stating that someone wants me to train their kids while they are in the US for vacation. The request was for many sessions and would total well over $...
Leo's user avatar
  • 61
6 votes
2 answers

How to protect yourself from fraud when selling on eBay UK

I have my Mid-2013 MacBook Air up for sale on eBay, and have already had to go through resolution processes after previous auctions were won by obvious scammers (fake PayPal emails, etc.) What I want ...
legatrix's user avatar
  • 163
6 votes
1 answer

How can Ponzi schemes be detected and legally prosecuted?

Out of curiosity: How can Ponzi schemes be detected? What are the conditions to be classified as a Ponzi scheme? What are the legal means to prosecute such schemes? A Ponzi scheme "operator" can ...
willeM_ Van Onsem's user avatar
5 votes
1 answer

Credit freezes aren't available in Canada. What options are available to protect against identity theft?

It looks like credit freezes aren't possible in Canada. Despite this, there is some evidence that identity theft is a bona fide problem in Canada: RCMP states that in 2009 there were 11,095 identity ...
alx9r's user avatar
  • 461
5 votes
1 answer

How to protect yourself from a fake security deposit check?

I am subletting my place to someone on craigslist for the first time. The potential tenant and I have a dilemma. The tenant does not want to give me a check (with a security deposit and first months ...
Programmer703's user avatar
5 votes
3 answers

Stolen Check honored by bank (maybe after being cancelled). What should I do?

My daughter's checkbook was stolen last Saturday, she reported it to the bank Monday morning 10am and told them to cancel all the checks. She told the police earlier. We're in the USA. Her account ...
Dark Matter 's user avatar
4 votes
2 answers

I received a seemingly legitimate welcome email for a bank account I did not open. What do I do?

I received an email which was apparently from Sun Trust Bank. It was welcoming me to their online services. I have not signed up for such services. I looked at the following data and it appears ...
Freiheit's user avatar
  • 8,632
4 votes
2 answers

Stock buyer and seller information, and abuse of anonymous markets?

Is it possible to know who offered/offers and who bought stock? If not, what prevents a group of people to buy and sell stocks between them to "fake" interest in that stock and pump up the price?
Oas3ad's user avatar
  • 41
1 vote
3 answers

Opening account for family in my name

Sibling of mine asked me to open an bank account for her in my name. She wants to fill it with her savings and use it on day-to-day basis with a debit card. I have a strong feeling this could ...
user avatar
1 vote
2 answers

How can "can you hear me?" phone scammers attack me without any lines of credit?

I answered the phone to a very convincing voice that was breaking up, and the person asked "can you hear me"? Only after I said "yes" did I realize that it was either a very lifelike robot or a very ...
errantlinguist's user avatar
0 votes
1 answer

Does it matter how long an apartment is gifted to a child to cause any tax liability by the IRS?

If we choose to gift an apartment of ours to a child, can they gift it back to us in a few years without them and us having to owe any tax for any reason? If so, how much time is the minimum that the ...
Mr Monee's user avatar
  • 468
0 votes
3 answers

Can a single file tax as "married file jointly" to take advantage of more standard deductions?

Can a single file tax as "married file jointly" to take advantage of double the standard deductions? Why or why not?
HelloDarkWorld's user avatar