Questions tagged [fidelity]

For questions relating to Fidelity mutual funds, ETF's, brokerage services, and other financial products.

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Are all ROIs shown on brokerage platforms wrong? [closed]

Why do Merrill and Fidelity use time-weighted returns? As individual investors, we make conscious decisions about the timing of cash flow and the amount of the cash flow: using money-weighted return ...
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0 votes
1 answer
107 views

Why don't I see any dividends in my Fidelity Personal Account?

I have two accounts in Fidelity: Account A: Personal account Account B: Rollover IRA account (Rolled over from former 401k accounts) I have purchased a specific Fidelity Mutual Fund through both ...
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  • 151
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0 answers
56 views

How to withdraw contributions from Fidelity Roth IRA? Fidelity-specific

From my understanding (correct me if I'm wrong), contributions can be withdrawn from a Roth IRA at any time without any penalty. I opened a Roth IRA with Fidelity two weeks ago and contributed $3,000 ...
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-1 votes
2 answers
86 views

Where can I see my interest and dividends earned as well as net capital gain/loss for my Fidelity HSA last year?

As I was a tax resident of California in 2021, I must report the interest and dividends earned as well as net capital gain/loss for my HSA account, which is managed by Fidelity: Where can I see my ...
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2 votes
1 answer
159 views

Can I roll over my Roth IRA into 401(k), and should I?

I have an Roth IRA through Wealthfront that I opened several years ago. I also have a company 401(k) through Fidelity NetBenefits. Since the Roth IRA is a personal account (no employer match, no ...
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2 votes
0 answers
105 views

Identity theft issue: Fidelity showing another person’s profile on my 401k, Fidelity closed the request

My employer provides 401k and I opened a 401k with Fidelity in September. I have been contributing to the 401k since. Recently, I logged into my account and my user profile on Fidelity is showing a ...
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0 votes
1 answer
84 views

When is cash available to be withdrawn from Fidelity after selling stocks?

When is cash available to be withdrawn from Fidelity after selling ETFs and stocks?
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0 votes
1 answer
62 views

Gain/Loss on Bonds (Fidelity)

I have bought a series of corporate bonds on Fidelity and sold a couple of them after a month. I wondered the best way to measure how much money I made, given how complicated bonds can be. I know ...
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2 votes
4 answers
880 views

Fidelity funds vs S&P 500 (Is fidelity just "bad" at managing money?)

I invested a bunch of money around March (~9 months ago) in a Roth IRA. I am getting ready to rebalance, and put more money in this January. I was very attracted to Fidelity's ZERO funds, and put some ...
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  • 167
1 vote
1 answer
103 views

Does Fidelity have equivalent ETFs of VFIAX and VDADX [closed]

I noticed that fidelity charges a fee for buying: Vanguard Index Admiral Fund (VFIAX) Vanguard Dividend Appreciation Fund (VDADX) Does fidelity have equivalent funds of the above that I won't be ...
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  • 113
1 vote
1 answer
103 views

What is "NK" and "PAO" in "NK LUKOIL PAO"?

Lukoil is a Russian listed company available in the US as an ADR under the symbol LUKOY (as far as I can tell). When I search for it on Fidelity, I see this: What does the "NK" mean in &...
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0 votes
1 answer
81 views

Meaning of "excluding components of the S&P 500" in description of Fidelity Extended Market Index Fund

Under the Additional Disclosures heading of the fund overview for the Fidelity Extended Market Index Fund it states: This description is only intended to provide a brief overview of the mutual fund. ...
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  • 115
0 votes
2 answers
182 views

Does a company allow its employees to roll over their 401K money to an external IRA account while being employed?

If a person want's to transfer his/her 401K money to an external traditional IRA account (say Chase) while he is still employed at the company, will his company permit that? The employee might wanna ...
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  • 159
2 votes
1 answer
70 views

Is "Conversion" a technical term in a Backdoor ROTH Conversion?

I'm doing a backdoor ROTH for the first time with Fidelity. My understanding is the process is simple: Create or have a Traditional IRA Create or have a ROTH IRA Put post-tax money into Traditional ...
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  • 2,035
2 votes
2 answers
211 views

Roth IRA on Fidelity received a IRS Form 990-T. What is this for?

A family member has a Roth IRA and she just received an IRS Form 990-T from Fidelity. She was mainly trading with her Roth IRA, which was suppose to be tax free until retirement age. Does she need to ...
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1 vote
0 answers
104 views

How do I lend my shares to other people?

My broker is Fidelity. I want to loan out all of my shares of my stocks to earn interest. How do I do that?
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0 votes
1 answer
97 views

Are the shares that I own via my broker under my name?

Are shares under my name if I purchased them via my broker? What if my broker goes out of business? That should have no effect on my shares because I own those shares. They are already bought and paid ...
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0 votes
1 answer
215 views

Is it possible to view a long position broken down by tax lots in Interactive Brokers?

In my Fidelity account, positions can be viewed broken down by tax lots as follows: I find this incredibly useful when selling securities, because it makes tax-harvesting and other tax saving ...
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0 votes
1 answer
63 views

Difference between 7-Day Yield and Average Annual Total Returns?

I'm looking at "FIDELITY GOVERNMENT MONEY MARKET" and there's two numbers: 0.01% 7-Day Yield and 0.75% Average Annual Total Returns. I don't understand the difference between these two ...
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1 vote
1 answer
20k views

How can I connect my PayPal account with my Fidelity account?

How can I connect my PayPal (based in the United States) account with my Fidelity account? I don't see Fidelity amongst the bank options when trying to add a new external bank account in my PayPal ...
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1 vote
1 answer
102 views

Investment Feedback

I am new to investing and have been trying to create a cadence of continuous mutual fund investment. I have made my first week of purchases using the scheme below. I am seeking feedback on this ...
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6 votes
1 answer
11k views

Is the Fidelity ZERO Large Cap Index Fund (FNILX) a better alternative to the Vanguard S&P 500 ETF (VOO)?

Goal I'm looking for a long term investment vehicle outside of a tax-advantaged account. It's possible I'll be making regular contributions using a dollar-dost averaging strategy. I'd also like to ...
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  • 197
2 votes
1 answer
190 views

Fidelity 401(k) investment

I have started investing in a 401(k) recently. I have few questions on how Fidelity 401k investments work. Choosing Investments: Let's say I didn't choose any investment options, does that mean my ...
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  • 123
8 votes
4 answers
4k views

Why is my 401k manager recommending me to save more?

I am currently contributing enough to hit the limit (~$18000) per year and get a match of 100% for 4% of it. My 401k provider (Fidelity) just sent me a quarterly progress email and suggests that I ...
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0 votes
1 answer
1k views

Can I put money in a Roth 403b from my bank account instead of doing a monthly paycheck deduction?

I have a Roth IRA and a Roth 403b through Fidelity. For the IRA, I know I can put money at any time from my bank account into it. However, I don't know how to actually do it for a Roth 403b. Is the ...
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  • 103
0 votes
1 answer
43 views

iShares UK Equity Index Fund rate of change indicator

I read this post before I started investing in index funds. This answer provides really good insights and analysis which I am thinking of following to increase my earnings. I am currently investing ...
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  • 876
0 votes
3 answers
2k views

Why does it take 5-7 business days to transfer a brokerage account from Fidelity to Vanguard?

I was looking at the status of a transfer of a brokerage account from Fidelity to Vanguard, and read that it is estimated to take 5-7 business days: Why does it take 5-7 business days to transfer a ...
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-1 votes
1 answer
578 views

Why is there some latency between the time a check deposit was processed and when one can withdraw the money on Fidelity CMAs?

I deposited a check into my Fidelity cash management account. It took a few days for the check deposit to be processed. After that, I had to wait a few more days before being able to withdraw the ...
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1 vote
2 answers
72 views

View asset/holdings breakdown within fund

Is the asset allocation breakdown available for mutual funds ? For example , for the Fidelity Magellan fund (fmagx) I found following breakdowns : Yahoo finance : https://finance.yahoo.com/quote/...
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  • 155
0 votes
1 answer
453 views

Why can't I open multiple sell orders?

I have bought few EARS shares in Jan (300) and May(500). I am still learning stock market basics. But now, I can not sell 500 shares in profit. Whenever I tried to make trade on Fidelity; I am ...
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  • 29
0 votes
1 answer
215 views

What is this fund?

I have a 401k account with Fidelity consisting of various funds. For whatever reason Fidelity will display today's +/- % for each ticker symbol, but it does not display overall growth since purchase. ...
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  • 3,363
2 votes
2 answers
208 views

Should I pay more into company pension, or is there a better way to save?

I have a pension scheme via my company with fidelity in the UK. I am trying to understand how much I should put into it, knowing that: my company matches what I put up to 6% I can put anywhere ...
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  • 123
4 votes
1 answer
996 views

What is this discrepency between Fidelity's and Google's stock price chart; large price spike?

I generally use Google throughout the day to track the price of stocks. I understand there can be minor discrepancies between sources based on the time the data is collected and how it is displayed ...
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  • 1,086
3 votes
2 answers
1k views

My previous and current employers both use Fidelity for 401(k). Does it make sense to rollover?

I hope the title is descriptive enough. Basically my previous employer and my current employer are both using Fidelity to manage my 401(k) accounts. I'm wondering whether it makes sense to rollover ...
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  • 133
4 votes
2 answers
1k views

401k rollover and vested balance

I have a (fidelity) 401k with company A. It has a balance of $X, of which $Y has been vested. I was laid off of company A three months ago. Yet, the balance still shows up as $X (with $Y vested). I'd ...
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  • 143
2 votes
3 answers
224 views

If a fund has greater expenses in % than annual return %, how come the balance is growing?

Consider a fund like this one: Fidelity® Government Cash Reserves(FDRXX) It says it has as of Sep 2016 - 0.05% as 1 year annual return However - the expense ratio is 0.37%. Does that mean that I am ...
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  • 161
1 vote
1 answer
108 views

What does liquidate my fidelity ROTH mean?

I am trying to rollover my fidelity ROTH to Betterment and I've authorized Betterment to initiate the rollover. The next step betterment requests is that they me to liquidate my ROTH, but I'm not sure ...
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  • 1,027
36 votes
1 answer
14k views

How does Fidelity make money off me?

I have an IRA account with Fidelity which I use to buy a handful of Fidelity mutual funds. Since they are Fidelity mutual funds, Fidelity does not charge commission on them. So how then does ...
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0 votes
1 answer
133 views

Why does the Fidelity Canadian Bond Fund have such a high beta? How is it measured?

I am looking at some Canadian bond funds (recommendations welcome) for my RRSP. Relatively safe, and with a dividend yield ~ 3% is good enough. While looking at Fidelity bond funds, I came across this ...
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  • 15.7k
7 votes
1 answer
2k views

Roth 401k rollover into Roth IRA: How are earnings handled?

I have a Roth 401k from a prior employer and I want to roll it into a Roth IRA. For simplicity, let's assume there are no pre-tax employer match funds in the 401k, only my after tax contributions and ...
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  • 298
2 votes
1 answer
218 views

Why do you think there is a difference in these 2 funds' expense ratios?

For my 401k my employer offers 49 different investment options. The default option is the FID FREEDOM K 2055 (FDENX) which I have been in for the past year. I recently dug around checking out all the ...
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3 votes
3 answers
21k views

How did I end up with a fraction of a share?

My online broker, Fidelity, says that I have 0.16 shares of MSFT. How is this possible? I always assumed that you had to own a whole number of shares.
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3 votes
3 answers
18k views

What are Fidelity's equivalent ETFs of QQQ and SPY? [closed]

I am interested in purchasing QQQ and SPY but trying to find equivalent of those from Fidelity since there are some fees removed. I think SPY equivalent is Core S&P 500 (IVV) but not sure about ...
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  • 173
2 votes
2 answers
755 views

Employer 401K thru Fidelity - Investment options

I originally picked FA FREEDOM 2040 I (FIFFX) for investment. After talking with a co-worker I learned this is a poor choice and only has 3 stars. The 10 YR performance 6.37%. Anyway, I have altered ...
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  • 23
7 votes
1 answer
19k views

Where is "Cash Credit from Unsettled Activity" coming from?

It's only been a month and few days since I started investing in my Roth IRA with Fidelity. Today, when I checked Portfolio Positions page, there was this thing called, "Cash Credit from Unsettled ...
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  • 285
6 votes
2 answers
1k views

Roth IRA - Vanguard or Fidelity? If a college student had to pick one?

These are the only two options I will consider at this point, since I was in a very indecisive state, but have managed to narrow it down to these two. It seems that mostly everybody is recommending ...
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  • 365
19 votes
5 answers
1k views

How much should I be contributing to my 401k given my employer's contribution?

I realize that this is similar to at least one question here, however, there are some differentiators. I can contribute a max of 5% of my net salary to the 401k fund. The employer matches 50% of ...
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  • 3,767
5 votes
1 answer
23k views

How to understand "7-Day Yield" of a Money Market Fund?

FIDELITY MUNICIPAL MONEY MARKET (FTEXX) has a 7-Day Yield of 0.01%. I was wondering what 7-Day Yield means and how it is calculated. I am also wondering if it would be better to buy a T-bill with ...
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  • 5,743
5 votes
2 answers
258 views

How to fully utilize my Fidelity IRA account?

Both my wife and I have Fidelity IRA accounts, but I've never fully utilized it. I'd like to seed this account throughout the year, but I have questions: How much money can I put in per year? What ...
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  • 265
5 votes
5 answers
581 views

Are age-related funds a good idea (Fidelity Freedom, T Rowe Price retirement etc.)

Just curious what the consenus is on just dumping 100% of your 401k into one of the age related mutual funds. My 401k is through Fidelity and they have "FreedomFunds" which retirement dates. So I ...
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  • 1,456