Questions tagged [fidelity]

For questions relating to Fidelity mutual funds, ETF's, brokerage services, and other financial products.

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Rollover former employe's 401k after backdoor Roth IRA conversion?

I am no longer at my former employer but I have an existing 401k plan with Vanguard through them. 30% of the contributions were pre-tax. (traditional 401k) 70% of the contributions were post-tax. (...
Raj's user avatar
  • 693
2 votes
2 answers
207 views

Reason for stock not selling at current price

I looked for duplicates but couldn't find any that matched or explained the issue. I was just doing a test with a couple of really cheap penny stocks. They trade throughout most days and one in ...
AbraCadaver's user avatar
  • 1,125
6 votes
3 answers
1k views

Would funding a Fidelity HSA from a bank account instead of direct deposit incur extra taxes?

While opening a Health Savings Account with Fidelity, I was asked whether I wanted to add money to my account by either linking a bank account or directly depositing my paycheck. My understanding was ...
Stevoisiak's user avatar
4 votes
1 answer
414 views

Are there any benefits to purchasing T-bills directly from TreasuryDirect?

I have been purchasing T-bills from TreasuryDirect, but I recently realized that I can also purchase new issue T-bills from Fidelity. The UX is better and when the money is between bond auctions, it ...
JobHunter69's user avatar
1 vote
0 answers
63 views

Why are Market Cap Categories Not Consistent?

According to Investopedia, a "small cap" company is between $300M and $2Bn. However, on Fidelity, companies are marked as being "micro cap" until they have a market cap greater ...
awesame's user avatar
  • 19
15 votes
4 answers
4k views

How to vet a potential financial advisor to avoid being scammed?

Most of my retirement funds are currently in an account at Fidelity. I was contacted about a year ago by one of the many wealth management services out there, and through a number of telecons and ...
rothloup's user avatar
  • 253
0 votes
0 answers
34 views

calculate monthly rate of return on fidelity website

How do I calculate monthly rate of return for a particular investment account on fidelitys website. I have couple of investment accounts and IRAs. I want to understand the change in the investments ...
money.frictionlesspulley's user avatar
0 votes
1 answer
45 views

Breakeven for debit spread

How are the Max Gain and Break Even calculated here on Fidelity? I thought the breakeven would be the strike price of the long call plus the net debit: $16 + $6.03 = $22.03 And the max gain would be ...
Quaxton Hale's user avatar
1 vote
1 answer
100 views

Considering current market situation is it wise to convert 401K account into IRA

This is what I know about 401k and IRA accounts: 401k accounts are employer-sponsored plans, which means that you can only participate in a 401k plan if your employer offers one. IRAs, on the other ...
OpenStack's user avatar
  • 127
4 votes
1 answer
247 views

Quotes for funds in my Fidelity-managed 401(k)?

I've had several employer-provided plans through Fidelity over the years. Fortunately, they offered extremely low-cost passive investment options, like Vanguard Institutional Index Trust, which tracks ...
Dan Lenski's user avatar
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0 answers
106 views

How to trade European style option on Fidelity?

My goal is to sell European-style put options on TLT. How can I go about doing that on the Fidelity platform? So far I have been able to find an index that tracks atm putwrite strategy - PTLT index ...
user375868's user avatar
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1 answer
91 views

What's the difference between a commission fee and an artificially inflated spread when executing a trade?

I read on https://www.kitco.com/news/2022-11-29/Fidelity-Crypto-is-a-go-4-5-trillion-firm-launches-retail-crypto-trading.html: The platform promises “commission free” crypto trades, but the company ...
Franck Dernoncourt's user avatar
-1 votes
4 answers
123 views

Can I contribute money to a Roth IRA that I had previously withdrawn?

I had contributed $1800 to a Roth IRA for the year of 2021. I had to withdraw $550 of it during the summer but I want to contribute that amount back to the year of 2021 if it is possible. I use ...
largecoconutballs06's user avatar
0 votes
1 answer
595 views

Why don't I see any dividends in my Fidelity Personal Account?

I have two accounts in Fidelity: Account A: Personal account Account B: Rollover IRA account (Rolled over from former 401k accounts) I have purchased a specific Fidelity Mutual Fund through both ...
Arun's user avatar
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0 answers
400 views

How to withdraw contributions from Fidelity Roth IRA? Fidelity-specific

From my understanding (correct me if I'm wrong), contributions can be withdrawn from a Roth IRA at any time without any penalty. I opened a Roth IRA with Fidelity two weeks ago and contributed $3,000 ...
largecoconutballs06's user avatar
-1 votes
2 answers
618 views

Where can I see my interest and dividends earned as well as net capital gain/loss for my Fidelity HSA last year?

As I was a tax resident of California in 2021, I must report the interest and dividends earned as well as net capital gain/loss for my HSA account, which is managed by Fidelity: Where can I see my ...
Franck Dernoncourt's user avatar
2 votes
1 answer
501 views

Can I roll over my Roth IRA into 401(k), and should I?

I have an Roth IRA through Wealthfront that I opened several years ago. I also have a company 401(k) through Fidelity NetBenefits. Since the Roth IRA is a personal account (no employer match, no ...
micahmo's user avatar
  • 23
2 votes
0 answers
138 views

Identity theft issue: Fidelity showing another person’s profile on my 401k, Fidelity closed the request

My employer provides 401k and I opened a 401k with Fidelity in September. I have been contributing to the 401k since. Recently, I logged into my account and my user profile on Fidelity is showing a ...
Abdullah Rahman's user avatar
1 vote
1 answer
404 views

When is cash available to be withdrawn from Fidelity after selling stocks?

When is cash available to be withdrawn from Fidelity after selling ETFs and stocks?
Bear Bile Farming is Torture's user avatar
0 votes
1 answer
68 views

Gain/Loss on Bonds (Fidelity)

I have bought a series of corporate bonds on Fidelity and sold a couple of them after a month. I wondered the best way to measure how much money I made, given how complicated bonds can be. I know ...
Deepankar Joshi's user avatar
2 votes
4 answers
2k views

Fidelity funds vs S&P 500 (Is fidelity just "bad" at managing money?)

I invested a bunch of money around March (~9 months ago) in a Roth IRA. I am getting ready to rebalance, and put more money in this January. I was very attracted to Fidelity's ZERO funds, and put some ...
AfronPie's user avatar
  • 167
1 vote
1 answer
305 views

Does Fidelity have equivalent ETFs of VFIAX and VDADX [closed]

I noticed that fidelity charges a fee for buying: Vanguard Index Admiral Fund (VFIAX) Vanguard Dividend Appreciation Fund (VDADX) Does fidelity have equivalent funds of the above that I won't be ...
simgineer's user avatar
  • 113
2 votes
1 answer
166 views

What is "NK" and "PAO" in "NK LUKOIL PAO"?

Lukoil is a Russian listed company available in the US as an ADR under the symbol LUKOY (as far as I can tell). When I search for it on Fidelity, I see this: What does the "NK" mean in &...
Marcus Junius Brutus's user avatar
0 votes
1 answer
86 views

Meaning of "excluding components of the S&P 500" in description of Fidelity Extended Market Index Fund

Under the Additional Disclosures heading of the fund overview for the Fidelity Extended Market Index Fund it states: This description is only intended to provide a brief overview of the mutual fund. ...
Stratus3D's user avatar
  • 115
0 votes
2 answers
196 views

Does a company allow its employees to roll over their 401K money to an external IRA account while being employed?

If a person want's to transfer his/her 401K money to an external traditional IRA account (say Chase) while he is still employed at the company, will his company permit that? The employee might wanna ...
adi's user avatar
  • 159
2 votes
1 answer
85 views

Is "Conversion" a technical term in a Backdoor ROTH Conversion?

I'm doing a backdoor ROTH for the first time with Fidelity. My understanding is the process is simple: Create or have a Traditional IRA Create or have a ROTH IRA Put post-tax money into Traditional ...
WannabeCoder's user avatar
  • 2,055
3 votes
2 answers
508 views

Roth IRA on Fidelity received a IRS Form 990-T. What is this for?

A family member has a Roth IRA and she just received an IRS Form 990-T from Fidelity. She was mainly trading with her Roth IRA, which was suppose to be tax free until retirement age. Does she need to ...
Patoshi パトシ's user avatar
1 vote
0 answers
112 views

How do I lend my shares to other people?

My broker is Fidelity. I want to loan out all of my shares of my stocks to earn interest. How do I do that?
Bear Bile Farming is Torture's user avatar
0 votes
1 answer
139 views

Are the shares that I own via my broker under my name?

Are shares under my name if I purchased them via my broker? What if my broker goes out of business? That should have no effect on my shares because I own those shares. They are already bought and paid ...
Bear Bile Farming is Torture's user avatar
0 votes
1 answer
331 views

Is it possible to view a long position broken down by tax lots in Interactive Brokers?

In my Fidelity account, positions can be viewed broken down by tax lots as follows: I find this incredibly useful when selling securities, because it makes tax-harvesting and other tax saving ...
user avatar
0 votes
1 answer
2k views

Difference between 7-Day Yield and Average Annual Total Returns?

I'm looking at "FIDELITY GOVERNMENT MONEY MARKET" and there's two numbers: 0.01% 7-Day Yield and 0.75% Average Annual Total Returns. I don't understand the difference between these two ...
JobHunter69's user avatar
1 vote
1 answer
24k views

How can I connect my PayPal account with my Fidelity account?

How can I connect my PayPal (based in the United States) account with my Fidelity account? I don't see Fidelity amongst the bank options when trying to add a new external bank account in my PayPal ...
Franck Dernoncourt's user avatar
1 vote
1 answer
102 views

Investment Feedback

I am new to investing and have been trying to create a cadence of continuous mutual fund investment. I have made my first week of purchases using the scheme below. I am seeking feedback on this ...
Nick's user avatar
  • 121
6 votes
1 answer
12k views

Is the Fidelity ZERO Large Cap Index Fund (FNILX) a better alternative to the Vanguard S&P 500 ETF (VOO)?

Goal I'm looking for a long term investment vehicle outside of a tax-advantaged account. It's possible I'll be making regular contributions using a dollar-dost averaging strategy. I'd also like to ...
WHY's user avatar
  • 197
2 votes
1 answer
219 views

Fidelity 401(k) investment

I have started investing in a 401(k) recently. I have few questions on how Fidelity 401k investments work. Choosing Investments: Let's say I didn't choose any investment options, does that mean my ...
starkk92's user avatar
  • 123
8 votes
4 answers
4k views

Why is my 401k manager recommending me to save more?

I am currently contributing enough to hit the limit (~$18000) per year and get a match of 100% for 4% of it. My 401k provider (Fidelity) just sent me a quarterly progress email and suggests that I ...
perennial_noob's user avatar
0 votes
1 answer
2k views

Can I put money in a Roth 403b from my bank account instead of doing a monthly paycheck deduction?

I have a Roth IRA and a Roth 403b through Fidelity. For the IRA, I know I can put money at any time from my bank account into it. However, I don't know how to actually do it for a Roth 403b. Is the ...
user avatar
0 votes
1 answer
46 views

iShares UK Equity Index Fund rate of change indicator

I read this post before I started investing in index funds. This answer provides really good insights and analysis which I am thinking of following to increase my earnings. I am currently investing ...
matewilk's user avatar
  • 876
0 votes
3 answers
2k views

Why does it take 5-7 business days to transfer a brokerage account from Fidelity to Vanguard?

I was looking at the status of a transfer of a brokerage account from Fidelity to Vanguard, and read that it is estimated to take 5-7 business days: Why does it take 5-7 business days to transfer a ...
Franck Dernoncourt's user avatar
-1 votes
1 answer
1k views

Why is there some latency between the time a check deposit was processed and when one can withdraw the money on Fidelity CMAs?

I deposited a check into my Fidelity cash management account. It took a few days for the check deposit to be processed. After that, I had to wait a few more days before being able to withdraw the ...
Franck Dernoncourt's user avatar
1 vote
2 answers
78 views

View asset/holdings breakdown within fund

Is the asset allocation breakdown available for mutual funds ? For example , for the Fidelity Magellan fund (fmagx) I found following breakdowns : Yahoo finance : https://finance.yahoo.com/quote/...
blue-sky's user avatar
  • 155
0 votes
1 answer
503 views

Why can't I open multiple sell orders?

I have bought few EARS shares in Jan (300) and May(500). I am still learning stock market basics. But now, I can not sell 500 shares in profit. Whenever I tried to make trade on Fidelity; I am ...
Andrew's user avatar
  • 29
0 votes
1 answer
225 views

What is this fund?

I have a 401k account with Fidelity consisting of various funds. For whatever reason Fidelity will display today's +/- % for each ticker symbol, but it does not display overall growth since purchase. ...
CactusCake's user avatar
  • 3,463
2 votes
2 answers
219 views

Should I pay more into company pension, or is there a better way to save?

I have a pension scheme via my company with fidelity in the UK. I am trying to understand how much I should put into it, knowing that: my company matches what I put up to 6% I can put anywhere ...
nha's user avatar
  • 123
4 votes
1 answer
1k views

What is this discrepency between Fidelity's and Google's stock price chart; large price spike?

I generally use Google throughout the day to track the price of stocks. I understand there can be minor discrepancies between sources based on the time the data is collected and how it is displayed ...
KDecker's user avatar
  • 1,108
3 votes
2 answers
3k views

My previous and current employers both use Fidelity for 401(k). Does it make sense to rollover?

I hope the title is descriptive enough. Basically my previous employer and my current employer are both using Fidelity to manage my 401(k) accounts. I'm wondering whether it makes sense to rollover ...
derekhh's user avatar
  • 133
4 votes
2 answers
1k views

401k rollover and vested balance

I have a (fidelity) 401k with company A. It has a balance of $X, of which $Y has been vested. I was laid off of company A three months ago. Yet, the balance still shows up as $X (with $Y vested). I'd ...
Swamy g's user avatar
  • 143
2 votes
3 answers
236 views

If a fund has greater expenses in % than annual return %, how come the balance is growing?

Consider a fund like this one: Fidelity® Government Cash Reserves(FDRXX) It says it has as of Sep 2016 - 0.05% as 1 year annual return However - the expense ratio is 0.37%. Does that mean that I am ...
user12363's user avatar
  • 171
1 vote
1 answer
111 views

What does liquidate my fidelity ROTH mean?

I am trying to rollover my fidelity ROTH to Betterment and I've authorized Betterment to initiate the rollover. The next step betterment requests is that they me to liquidate my ROTH, but I'm not sure ...
Matt's user avatar
  • 1,027
36 votes
1 answer
15k views

How does Fidelity make money off me?

I have an IRA account with Fidelity which I use to buy a handful of Fidelity mutual funds. Since they are Fidelity mutual funds, Fidelity does not charge commission on them. So how then does ...
David says Reinstate Monica's user avatar