Questions tagged [fidelity]
For questions relating to Fidelity mutual funds, ETF's, brokerage services, and other financial products.
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Why are Market Cap Categories Not Consistent?
According to Investopedia, a "small cap" company is between $300M and $2Bn. However, on Fidelity, companies are marked as being "micro cap" until they have a market cap greater ...
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How to vet a potential financial advisor to avoid being scammed?
Most of my retirement funds are currently in an account at Fidelity. I was contacted about a year ago by one of the many wealth management services out there, and through a number of telecons and ...
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calculate monthly rate of return on fidelity website
How do I calculate monthly rate of return for a particular investment account on fidelitys website.
I have couple of investment accounts and IRAs. I want to understand the change in the investments ...
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Breakeven for debit spread
How are the Max Gain and Break Even calculated here on Fidelity?
I thought the breakeven would be the strike price of the long call plus the net debit: $16 + $6.03 = $22.03
And the max gain would be ...
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Considering current market situation is it wise to convert 401K account into IRA
This is what I know about 401k and IRA accounts:
401k accounts are employer-sponsored plans, which means that you can only participate in a 401k plan if your employer offers one. IRAs, on the other ...
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Quotes for funds in my Fidelity-managed 401(k)?
I've had several employer-provided plans through Fidelity over the years.
Fortunately, they offered extremely low-cost passive investment options, like Vanguard Institutional Index Trust, which tracks ...
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How to trade European style option on Fidelity?
My goal is to sell European-style put options on TLT. How can I go about doing that on the Fidelity platform? So far I have been able to find an index that tracks atm putwrite strategy - PTLT index ...
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What's the difference between a commission fee and an artificially inflated spread when executing a trade?
I read on https://www.kitco.com/news/2022-11-29/Fidelity-Crypto-is-a-go-4-5-trillion-firm-launches-retail-crypto-trading.html:
The platform promises “commission free” crypto trades, but the company ...
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Can I contribute money to a Roth IRA that I had previously withdrawn?
I had contributed $1800 to a Roth IRA for the year of 2021. I had to withdraw $550 of it during the summer but I want to contribute that amount back to the year of 2021 if it is possible. I use ...
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Why don't I see any dividends in my Fidelity Personal Account?
I have two accounts in Fidelity:
Account A: Personal account
Account B: Rollover IRA account (Rolled over from former 401k accounts)
I have purchased a specific Fidelity Mutual Fund through both ...
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How to withdraw contributions from Fidelity Roth IRA? Fidelity-specific
From my understanding (correct me if I'm wrong), contributions can be withdrawn from a Roth IRA at any time without any penalty. I opened a Roth IRA with Fidelity two weeks ago and contributed $3,000 ...
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Where can I see my interest and dividends earned as well as net capital gain/loss for my Fidelity HSA last year?
As I was a tax resident of California in 2021, I must report the interest and dividends earned as well as net capital gain/loss for my HSA account, which is managed by Fidelity:
Where can I see my ...
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1
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174
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Can I roll over my Roth IRA into 401(k), and should I?
I have an Roth IRA through Wealthfront that I opened several years ago. I also have a company 401(k) through Fidelity NetBenefits.
Since the Roth IRA is a personal account (no employer match, no ...
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Identity theft issue: Fidelity showing another person’s profile on my 401k, Fidelity closed the request
My employer provides 401k and I opened a 401k with Fidelity in September. I have been contributing to the 401k since. Recently, I logged into my account and my user profile on Fidelity is showing a ...
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239
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When is cash available to be withdrawn from Fidelity after selling stocks?
When is cash available to be withdrawn from Fidelity after selling ETFs and stocks?
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Gain/Loss on Bonds (Fidelity)
I have bought a series of corporate bonds on Fidelity and sold a couple of them after a month. I wondered the best way to measure how much money I made, given how complicated bonds can be.
I know ...
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Fidelity funds vs S&P 500 (Is fidelity just "bad" at managing money?)
I invested a bunch of money around March (~9 months ago) in a Roth IRA. I am getting ready to rebalance, and put more money in this January.
I was very attracted to Fidelity's ZERO funds, and put some ...
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Does Fidelity have equivalent ETFs of VFIAX and VDADX [closed]
I noticed that fidelity charges a fee for buying:
Vanguard Index Admiral Fund (VFIAX)
Vanguard Dividend Appreciation Fund (VDADX)
Does fidelity have equivalent funds of the above that I won't be ...
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What is "NK" and "PAO" in "NK LUKOIL PAO"?
Lukoil is a Russian listed company available in the US as an ADR under the symbol LUKOY (as far as I can tell). When I search for it on Fidelity, I see this:
What does the "NK" mean in &...
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Meaning of "excluding components of the S&P 500" in description of Fidelity Extended Market Index Fund
Under the Additional Disclosures heading of the fund overview for the Fidelity Extended Market Index Fund it states:
This description is only intended to provide a brief overview of the mutual fund. ...
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Does a company allow its employees to roll over their 401K money to an external IRA account while being employed?
If a person want's to transfer his/her 401K money to an external traditional IRA account (say Chase) while he is still employed at the company, will his company permit that? The employee might wanna ...
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Is "Conversion" a technical term in a Backdoor ROTH Conversion?
I'm doing a backdoor ROTH for the first time with Fidelity. My understanding is the process is simple:
Create or have a Traditional IRA
Create or have a ROTH IRA
Put post-tax money into Traditional ...
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Roth IRA on Fidelity received a IRS Form 990-T. What is this for?
A family member has a Roth IRA and she just received an IRS Form 990-T from Fidelity. She was mainly trading with her Roth IRA, which was suppose to be tax free until retirement age.
Does she need to ...
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How do I lend my shares to other people?
My broker is Fidelity. I want to loan out all of my shares of my stocks to earn interest. How do I do that?
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104
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Are the shares that I own via my broker under my name?
Are shares under my name if I purchased them via my broker?
What if my broker goes out of business? That should have no effect on my shares because I own those shares. They are already bought and paid ...
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299
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Is it possible to view a long position broken down by tax lots in Interactive Brokers?
In my Fidelity account, positions can be viewed broken down by tax lots as follows:
I find this incredibly useful when selling securities, because it makes tax-harvesting and other tax saving ...
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1k
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Difference between 7-Day Yield and Average Annual Total Returns?
I'm looking at "FIDELITY GOVERNMENT MONEY MARKET" and there's two numbers: 0.01% 7-Day Yield and 0.75% Average Annual Total Returns. I don't understand the difference between these two ...
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How can I connect my PayPal account with my Fidelity account?
How can I connect my PayPal (based in the United States) account with my Fidelity account?
I don't see Fidelity amongst the bank options when trying to add a new external bank account in my PayPal ...
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Investment Feedback
I am new to investing and have been trying to create a cadence of continuous mutual fund investment. I have made my first week of purchases using the scheme below. I am seeking feedback on this ...
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Is the Fidelity ZERO Large Cap Index Fund (FNILX) a better alternative to the Vanguard S&P 500 ETF (VOO)?
Goal
I'm looking for a long term investment vehicle outside of a tax-advantaged account. It's possible I'll be making regular contributions using a dollar-dost averaging strategy. I'd also like to ...
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Fidelity 401(k) investment
I have started investing in a 401(k) recently. I have few questions on how Fidelity 401k investments work.
Choosing Investments: Let's say I didn't choose any investment options, does that mean my ...
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Why is my 401k manager recommending me to save more?
I am currently contributing enough to hit the limit (~$18000) per year and get a match of 100% for 4% of it.
My 401k provider (Fidelity) just sent me a quarterly progress email and suggests that I ...
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Can I put money in a Roth 403b from my bank account instead of doing a monthly paycheck deduction?
I have a Roth IRA and a Roth 403b through Fidelity. For the IRA, I know I can put money at any time from my bank account into it. However, I don't know how to actually do it for a Roth 403b. Is the ...
user82401
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iShares UK Equity Index Fund rate of change indicator
I read this post before I started investing in index funds.
This answer provides really good insights and analysis which I am thinking of following to increase my earnings.
I am currently investing ...
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Why does it take 5-7 business days to transfer a brokerage account from Fidelity to Vanguard?
I was looking at the status of a transfer of a brokerage account from Fidelity to Vanguard, and read that it is estimated to take 5-7 business days:
Why does it take 5-7 business days to transfer a ...
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Why is there some latency between the time a check deposit was processed and when one can withdraw the money on Fidelity CMAs?
I deposited a check into my Fidelity cash management account. It took a few days for the check deposit to be processed. After that, I had to wait a few more days before being able to withdraw the ...
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View asset/holdings breakdown within fund
Is the asset allocation breakdown available for mutual funds ? For example , for the Fidelity Magellan fund (fmagx) I found following breakdowns :
Yahoo finance : https://finance.yahoo.com/quote/...
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Why can't I open multiple sell orders?
I have bought few EARS shares in Jan (300) and May(500). I am still learning stock market basics. But now, I can not sell 500 shares in profit. Whenever I tried to make trade on Fidelity; I am ...
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What is this fund?
I have a 401k account with Fidelity consisting of various funds. For whatever reason Fidelity will display today's +/- % for each ticker symbol, but it does not display overall growth since purchase. ...
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Should I pay more into company pension, or is there a better way to save?
I have a pension scheme via my company with fidelity in the UK.
I am trying to understand how much I should put into it, knowing that:
my company matches what I put up to 6%
I can put anywhere ...
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What is this discrepency between Fidelity's and Google's stock price chart; large price spike?
I generally use Google throughout the day to track the price of stocks. I understand there can be minor discrepancies between sources based on the time the data is collected and how it is displayed ...
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My previous and current employers both use Fidelity for 401(k). Does it make sense to rollover?
I hope the title is descriptive enough. Basically my previous employer and my current employer are both using Fidelity to manage my 401(k) accounts. I'm wondering whether it makes sense to rollover ...
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401k rollover and vested balance
I have a (fidelity) 401k with company A. It has a balance of $X, of which $Y has been vested. I was laid off of company A three months ago. Yet, the balance still shows up as $X (with $Y vested).
I'd ...
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If a fund has greater expenses in % than annual return %, how come the balance is growing?
Consider a fund like this one: Fidelity® Government Cash Reserves(FDRXX)
It says it has as of Sep 2016 - 0.05% as 1 year annual return
However - the expense ratio is 0.37%.
Does that mean that I am ...
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What does liquidate my fidelity ROTH mean?
I am trying to rollover my fidelity ROTH to Betterment and I've authorized Betterment to initiate the rollover.
The next step betterment requests is that they me to liquidate my ROTH, but I'm not sure ...
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How does Fidelity make money off me?
I have an IRA account with Fidelity which I use to buy a handful of Fidelity mutual funds. Since they are Fidelity mutual funds, Fidelity does not charge commission on them.
So how then does ...
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Why does the Fidelity Canadian Bond Fund have such a high beta? How is it measured?
I am looking at some Canadian bond funds (recommendations welcome) for my RRSP. Relatively safe, and with a dividend yield ~ 3% is good enough.
While looking at Fidelity bond funds, I came across this ...
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Roth 401k rollover into Roth IRA: How are earnings handled?
I have a Roth 401k from a prior employer and I want to roll it into a Roth IRA. For simplicity, let's assume there are no pre-tax employer match funds in the 401k, only my after tax contributions and ...
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Why do you think there is a difference in these 2 funds' expense ratios?
For my 401k my employer offers 49 different investment options. The default option is the FID FREEDOM K 2055 (FDENX) which I have been in for the past year. I recently dug around checking out all the ...
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How did I end up with a fraction of a share?
My online broker, Fidelity, says that I have 0.16 shares of MSFT. How is this possible? I always assumed that you had to own a whole number of shares.
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