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Questions tagged [fees]

generic tag to be used for questions related to fees. Ideally to be accompanied by other subject tags

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1 vote
1 answer
173 views

Avalilability of very short term loan options for non-salary individual in India

I am a student and I have a non-salary account. I mean, I am not getting salary and getting money every month as scholarship. The amount I am getting as scholarship is not less and is at-least ...
4 votes
2 answers
362 views

Is donating to charity by debit card better than by either check or credit card?

Many web sites say that is it better for a charity if you donate money to it by check or bank transfer than by credit card - at least for larger donations - because the former methods have lower ...
1 vote
0 answers
48 views

Trying to identify where fees where deducted in seemingly domestic transfer

I use a gaming website (Sorare) that allows me to hold funds in USD. I decided to initiate a withdrawal and the fee shown on their site for the withdrawal was $0.25 and they use MangoPay as their ...
6 votes
1 answer
3k views

HOA fees before my house is ready

We are building a townhome in Utah. The original timeline was that it would be done last year but have had a number of delays. No surprise there, but starting late last year, we have been getting an ...
3 votes
1 answer
265 views

How do ETFs process dividends?

Presumably at least some of the stock shares held by an Exchange Traded mutual Fund produce dividends. Do those dividends just get pocketed by (and taxed upon) the fund managers, as their income to ...
4 votes
3 answers
648 views

Is a "bookkeeping fee" normal for a 401k plan?

During my work years I had couple of 401 K plans with my employers. My current plan charges higher fees then any of previous plans. Recently there appeared one more so called "Bookkeeping fee" ...
1 vote
2 answers
143 views

Is it free of fee buying and selling stocks/crypto/options/futures on online platforms like Robinhood or Webull?

I have previous trading experience in almost all the markets I mentioned above, but since I am new to the US, I don't know much about brokerage fees and other fees or taxes related to online trading ...
35 votes
5 answers
12k views

The security team has noticed suspicious trading activity. Insurance fee is 25%

On my trading platform(TCI-Investment), I've received a message from security, that I must pay an insurance fee of 25% cause they thinking I'm trading with insider information. "Starting from ...
2 votes
3 answers
721 views

Contributing over the 401(k) limit vs investing in an index fund?

I find myself in a lucky position. I have a stable, high-paying job that allows me to achieve nearly all my financial goals, including: Maxing out the yearly contributions to my 401(k), including ...
3 votes
3 answers
9k views

What is a "trade bust" and how does it happen?

On the Interactive Brokers Other Fees page: Trade Busts/Adjustments If an exchange or other market center charges Interactive Brokers a trade bust, trade cancel fee or trade adjust fee because of an ...
0 votes
1 answer
145 views

Can they charge me late fees for payment that they didn’t receive because of their own fault

Back in Aug, my bank sent my rent check to my rental office. The address that the rent check was sent to was it has been the address since I have lived there since last year they’re in the same ...
1 vote
0 answers
300 views

Is there any way to pay Vanguard account fees without it counting as an IRA contribution?

I have a small Vanguard traditional IRA that I maintain but don't contribute to. Because I want to continue to get paper statements, there is an account fee that I haven't paid for two years. ...
1 vote
2 answers
1k views

Orthodontist treatment fee?

I am confused about the treatment paper for the orthodontist fee. I haven't sign it yet, so before I do can someone help me. Total treatment fee is $1200 Less payment fee is $500 Balance to be paid ...
4 votes
3 answers
2k views

Legality of Bank Inactivity Fees

I hadn't been paying attention to my checking account (in which I kept a minimum balance of $1500 just to avoid a monthly "maintenance fee") for about a year. But, yesterday I logged in and ...
16 votes
3 answers
5k views

Why are wire transfers and other financial services in Canada so much more expensive than in Europe?

Why are wire transfers in Canada so expensive compared to Europe? The simple answer I've seen is because bankers are crooks, but I find that this oversimplifies the situation — I don't believe ...
2 votes
1 answer
180 views

Do online billpay/banking force NSFs (Not Sufficient Funds) when they can?

When online banking and payment systems first came out, I remember they used to have a lot of issues with giving indicators (visual/email payment confirmation) that a payment was 'locked in', but then ...
3 votes
1 answer
365 views

Will you be charged any NSF fee for a declined online Debit MasterCard or Visa Debit transaction in Canada?

You open a chequing account with a Canadian bank: e.g. Simplii Financial or another bank. They ask if you want overdraft protection; you say "no thank you". They give you a Debit ...
0 votes
1 answer
201 views

Why is a failed ACH payment more likely to trigger an NSF fee than a failed Visa/MasterCard debit payment?

Background information (you can skip this) The average NSF (insufficient funds) fee in the US is $34. (Source.) Dipping below a zero balance can sometimes lead to hundreds of dollars in cascading ...
0 votes
1 answer
128 views

Why have I paid more in fees than the published expense ratio would account for?

Via my employer's retirement plan, I have some money invested in a fund with an advertised expense ratio of "($0.13 per $1,000) 0.013%". (This is listed as both the gross and net expense ...
-4 votes
1 answer
108 views

Does any French bank receive SWIFT transfers without taking any commissions? [closed]

I looked at Fortuneo and Société Générale: they both take a commissions when receiving a SWIFT transfer: Fortuneo takes 12 EUR: https://i.sstatic.net/riXvc.png Société Générale takes 22 EUR: https://...
5 votes
1 answer
1k views

Mutual Fund Fees

Let's say I were to invest 10,000$ in a mutual fund and it has an annual fee of 2%. If the fund gains over the year, then my actual gains would be after subtracting the 2% in fees. But if the fund has ...
3 votes
2 answers
870 views

Is it correct to charge sales tax on fee imposed by car-rental company?

On what amount should local and state taxes be computed, on the base rental price alone or after having added to it all the rental company-imposed fees? In other words, does one need to pay taxes on ...
5 votes
1 answer
469 views

What are "Tax Relief Fees" on American Depositary Receipt (ADR) dividends?

I noticed that a "Tax Relief Fee" is usually deducted from ADR dividends. Consider AXA ADR's (OTC: AXAHY) 2020 cash dividend announcement, which includes a "Tax Relief Fee" of $0....
2 votes
1 answer
965 views

What happens to prepaid HOA fees when HOA goes under?

I have been considering paying HOA fees in advance and lowering my my emergency fund. Is this good or bad? My idea is that if I can make mortgage and HOA fees 6 months in advance, I would say that my ...
3 votes
3 answers
446 views

Spreads on taker-maker exchange

Intuitively, I feel that, for a given stock traded on 2 exchanges with different price structure (i.e., exchange A is maker-taker, exchange B is taker-maker), the spread should be wider on exchange B (...
0 votes
0 answers
246 views

IMF CODE FEES REQUIREMENT [duplicate]

Is this a scam that financial services institutions in order for them to release? my established savings account with them to transfer funds in united states. It says I have to put out and pay eight-...
8 votes
3 answers
5k views

How can I accurately anticipate wire transfer fees from intermediary banks?

When sending an international wire transfer, the transmitting and receiving financial institutions both (usually) assess fees associated with the transfer. These fees can be accurately anticipated by ...
1 vote
1 answer
95 views

Shorting stock vs buying stock on margin which fee is higher?

I know when you buy stock on margin you need to pay a interest rate for example with IB a rate + benchmark rate. How expensive is shorting a stock long term, is it a similar fee as buying on margin e....
2 votes
1 answer
145 views

How is an ETF fee calculated in a trade that ends in less than a year?

If you sell an ETF before a year, intraday or in a swing trade, then is the fee prorated or is that just the flat rate you pay when you sell, when you buy or does the broker pay it at some point in ...
1 vote
0 answers
134 views

What to know when buying a used car from Canada?

I'm in the market for a used pickup and I found one with the options I like, but it's in Canada (I'm in the USA). I'm mostly concerned about crossing the border on the way back - it's just a bill of ...
-1 votes
4 answers
702 views

Insurance Fees on Withdrawal on Trade Account [duplicate]

The company is called Anvex Trades and they are based out of the UK. I have seen many inconsistencies in this account manager, and I can see it right through her lies. Yes, shame on me for falling for ...
1 vote
1 answer
258 views

What's the difference between markups and "commissions, transaction fees and contract fees" when purchasing individual bonds on the secondary market?

I read on forbes.com: It can be difficult for investors to know the true cost of individual bonds on the secondary market, as prices frequently include markups. In addition, it’s entirely possible to ...
2 votes
1 answer
66 views

What's the difference between "Frais de gestion annuels (max.)" (~expense ratio) and "Total des frais sur encours" (~expenses on outstanding amounts)?

I see two fees on the ETF report below: Frais de gestion annuels (max.), which can be translated as expense ratio. Total des frais sur encours, which can be translated as total expenses on ...
-2 votes
1 answer
60 views

Is there any currency conversion charge (including suboptimal rate) when purchasing an ETF whose underlying assets are in a different currency?

Example: Amundi Index Solutions - Amundi S&P 500 UCITS ETF C EUR. Traded in EUR but underlying assets are in USD. Assume I buy it from an assurance-vie account based in France. Is there any ...
-1 votes
1 answer
128 views

What's an Index Interest Strategy Charge Rate in a long-term care (LTC) insurance plan?

I'm looking at some Life Insurance Illustration (mirror) for the Long-term care (LTC) insurance plan "Nationwide Indexed UL Protector II 2020" managed by the Nationwide Life and Annuity ...
-5 votes
1 answer
130 views

Why are foreign transaction fees with debit cards often higher than foreign transaction fees with credit cards? [closed]

I read in this answer by Sneftel: Debit card foreign transaction fees are often higher than credit card fees. I've noticed that too with cards issued in the US. Why are foreign transaction fees with ...
18 votes
1 answer
6k views

Where can I report a cryptocurrency fraud?

I am positive that I have been taken in a wild chase to get my money back in a cryptocurrency advanced fee scam, and I have reported this to google, WhatsApp, ic3, Coinbase, etc., and I am not getting ...
1 vote
2 answers
4k views

Can we avoid international money transfer fees by using Venmo or Paypal?

I have clients in Turkey that send me money via international bank transfer. All banks have a swift code that is used for international transfers. The fees charged are in the 70 USD range for the ...
-3 votes
2 answers
78 views

What kind of fees can using an ATM incur that isn't a surcharge assessed for using an ATM to withdraw cash?

I read on schwab.com (mirror): ATM surcharge rebates do not apply to any fees other than surcharges assessed for using an ATM to withdraw cash in local currency from your Schwab Bank account. What ...
1 vote
2 answers
490 views

In which European countries do ATMs impose an extra surcharge for withdrawals?

Usually you pay a fee (if any) set by your bank for withdrawing money with your Visa/MC card from ATMs other than those your bank owns, but some ATMs charge the customer an extra fee on top of that ...
1 vote
1 answer
359 views

Early Lease Termination

If I am served with a letter from Management indicating that my lease expires 1/29/2020 and it will not get renewed and if i am not out of the apartment by 12/30/2019 will receive an eviction notice....
-3 votes
1 answer
122 views

why do you have to pay 720 dollars to register new truck but only 36 dollars for an old car? [closed]

Why do you have to pay 720 dollars to register a new truck but only 36 dollars for an old car?
3 votes
2 answers
504 views

If I donate 100 USD to a charity using PayPal Giving Fund, does the charity receive 100 USD?

I have a question about PayPal Giving Fund. About a year ago, I called them on the phone (I don't remember what number I called, but it was a line intended for donors). I asked the representative this ...
0 votes
1 answer
91 views

What's the difference between a commission fee and an artificially inflated spread when executing a trade?

I read on https://www.kitco.com/news/2022-11-29/Fidelity-Crypto-is-a-go-4-5-trillion-firm-launches-retail-crypto-trading.html: The platform promises “commission free” crypto trades, but the company ...
8 votes
5 answers
7k views

Is there a way to bypass POS Credit Card processing fees?

Summary: If you have a shop and you accept Credit/Debit cards like Visa, Mastercard, Maestro, American Express, etc., you have to pay a fee. Is there any way to keep accepting those cards without ...
13 votes
6 answers
6k views

Is there a fee if you used your debit card as credit card?

Is there a fee if you used your debit card as credit card? I see people recommending to always run debit card transactions as credit. There is a similar question here as well: What does it mean to ...
2 votes
3 answers
603 views

Online brokers with a minimum stock purchase lower than $500

Right now I am considering starting investing in stocks on my own and using the Commonwealth Bank Comsec to do it. What's stopping me is not the $20 brokerage to buy, and then another $20 to sell. ...
2 votes
1 answer
279 views

Can I appeal the cost of a rejected funds transfer from my bank account?

I recently ordered the transfer of 1000 Euros from my bank account in Israel to my bank account in Germany. After a while, when the money didn't arrive, I realized that I made a very silly mistake: ...
5 votes
2 answers
8k views

What is the fee charged for ADRs, which is deducted when dividends are paid?

My brokerage charges me a fee to hold ADRs; this fee is deducted anytime the ADRs pay dividends. I'm told that this is a standard fee and could not be negotiated. Is this fee truly carved in stone, or ...
0 votes
1 answer
451 views

How can I know before paying whether the payment will incur foreign transaction fees?

I live in the US and have a Bank of America credit card with 3% foreign transaction fees. From time to time, I order something online in USD from a firm whose headquarters is outside the US but may ...

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