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Questions tagged [experian]

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6
votes
1answer
176 views

What are the risks of paying rent through CreditLadder or a similar company?

In the UK, paying rent is not normally reported to credit agencies. Landlords who own more than 100 properties can report this to Experian, but the vast majority of landlords have less properties. ...
8
votes
3answers
574 views

Do I not have a credit score?

Today I tried to access my credit report for the first time from the three major agencies using annualcreditreport.com. When accessed through Experian, it gave me a generic error that my report wasn'...
19
votes
4answers
3k views

Do credit checks affect credit scores?

I've heard what I believe to be a myth surrounding credit scores being affected by companies (loan, mortgage etc.) checking your file. I used to have an experian account, and I noticed quite a few ...
3
votes
2answers
150 views

How do I find out the recent negative information on my credit score?

I am accessing my Experian credit report from their website. In the summary of my account there is a tab for "Negative Information", where it states that it has been 0.5 Years since the last time ...
4
votes
1answer
801 views

Calculate 'Credit Score' from Experian statutory credit report?

I ordered a statutory credit report from Experian (UK) last week and it came today. I forgot that it doesn't include a one-off credit score with the report. Is it possible to calculate a credit ...
8
votes
3answers
16k views

TEC Credit Score - What is it and what are my rights?

Recently I moved to a new state and needed to get signed up with the local electric company. They ran a credit check on me and determined that I needed to pay a $200 deposit. They said this was ...
2
votes
1answer
2k views

How can I request a free copy of my credit report from Experian Canada?

In Canada we can request a credit report for free through the mail. I had no trouble finding TransUnion's or Equifax's request forms on their website, but Experian is another story. Their Canadian ...