Stack Exchange Network

Stack Exchange network consists of 175 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers.

Visit Stack Exchange

Questions tagged [europe]

For questions that relate to the laws, practices, and products of the European Union.

0
votes
0answers
60 views

Things to watch if buying properties in Europe at low prices under local government incentives

I have been seeing social media advertisements inviting investments in the way of buying houses in derelict or small and not-so-well-to-do towns. These advertise the price to buy as under $100 or 100 ...
2
votes
2answers
74 views

German Nationality, working for US company but living in Germany

I studied in the USA for 4 years and started working as a Software engineer in the USA. Now I was wondering if I could work full time remote from Germany for the same US company. After some research ...
3
votes
1answer
115 views

How to select ETFs on to invest on?

In the last couple of years I have been trying to educate myself in what concerns finance. I have put some money on some financial products (shares and ETFs) but I feel like I am playing the roulette ...
0
votes
3answers
149 views

How to find reliable trusted profitable passive income residing in Eastern Europe?

I would like to stop working and receive some passive income from anything that can generate income. I live and reside in Eastern Europe (Ukraine). I don't trust Ukrainian banks since they are not ...
1
vote
1answer
91 views

Is the issuer of an ETF a risk to consider?

When it comes the price of an ETF, I understand that it reflects the value of the underlying assets. What happens where a company that issues ETF comes into play on the decision of people whether to ...
1
vote
1answer
43 views

How to handle company related purchases when abroad (in U.S.)

I own a single person company in Europe (Ltd) and I'd like to know what is the proper way to ask for an invoice I can use to prove a cost for my company? It happened in the past that I bought ...
0
votes
1answer
70 views

Travel expenses reimbursement taxation?

I own a small (one person) "Ltd" company in Hungary. (They are called Kft. here) I work as a consultant for a U.S. company located in San Francisco. I emit regular invoices to them and then I pay ...
0
votes
1answer
169 views

Should I make a loan or withdraw all my savings to buy an asset?

Lately, this is a question I've been asking myself, and I don't know which would be best, both on short term and long term. Let's suppose I have around 20,000 to 25,000€ in my savings account (which ...
0
votes
3answers
146 views

Considering leverage [closed]

I started investing two years ago. Currently my situation is as follows: I earn 1700 € per month and manage to save 1200. To be Conservative and as rents are going up in my country, we can assume ...
2
votes
0answers
99 views

What happens when I make purchases on Amazon as a company but I don't register the VAT invoice?

I have a company in Europe. If I use my Amazon business account to buy work related stuff, I don't pay the VAT. What would happen if I used my personal credit card rather than the company card to ...
1
vote
0answers
40 views

EU citizen temporary living in the USA, trading CFD

I am an European citizen, currently living (non-permanently) in the USA. I am US non-permanent resident, in other words. Am I allowed to trade CFDs, through an European portal?
0
votes
1answer
338 views

Buying a house over a long period of time without a mortgage

I will soon receive a sum of money which will allow me to pay all cash for a house. However, I'd rather pay for the house over a long period of time. I would like to put the unspent money to work in ...
1
vote
1answer
172 views

Is money in a European bank current account guaranteed by the state? Which state/fund guarantees?

I have a sum of money in a European bank, and I prefer to have it in a current account for two reasons. One, I don't know how much over the coming year I will need to spend without notice and two, the ...
1
vote
0answers
40 views

What are the laws about selling random things on ebay for EU-based private person?

I was thinking to sell some things I don't use anymore on eBay and I was wondering if I should register or tax it somehow? I'm a private EU citizen and that's where I reside, and I assume that I would ...
1
vote
1answer
187 views

How to know which bank will keep my data safer? (Europe, single country)

I was looking at four banks in one country, which are based in France, Belgium and 2 in Austria, and I was looking for something that would make me choose one over the other... So I thought what's ...
0
votes
3answers
264 views

Which of these countries makes most financial sense? [closed]

Below are a list of countries I am considering moving to (from within Europe). My preference was initially the Netherlands, but I have read that the bureaucratic side of things can make moving there ...
1
vote
3answers
121 views

Deviation between European and American Stock exchanges

I live in Germany and I am trading stocks for around 6 months. My favorite stocks so far are mainly the big tech companies that we all know (Alphabet, Amazon) as well as the according indices (e.g. ...
7
votes
2answers
470 views

How to be sure that a payment cannot be reverted?

Many scam schemes are based upon sending some money to the victim and make them forward it. Then the first transaction is reverted and the victim has to take the loss. The concept of the reversibility ...
0
votes
1answer
31 views

How to find a broker / market where to buy a certain stock?

I know a certain stock can have a different ticker based on the market where it's traded (Wall Street, Frankfurt, Milan,...). What I don't know is : how do I identify the market (and possibly the ...
1
vote
1answer
261 views

How to return 4 - 6% on savings / investments with little / no management?

What would be the simplest (require the least management) way to get a return of 4 - 6% on savings over a 10 - 15 year period. I would like the lowest risk possible, I do not need the 'potential' ...
0
votes
5answers
204 views

How should I pick an Investment account?

I have recently managed to secure a graduate job and I started think about investing part of my income. I am at the start of my career so I would probably be able to invest around 600/month. I ...
3
votes
1answer
624 views

28 years old and just inherited large amount of money and real estate - unsure what to do with it [closed]

So a little info for starters: as said in the topic, I'm 28 years old and come from a quite well-off family. I actually earn quite a lot of money myself, but I never get to use it - I spend at most 1/...
7
votes
2answers
2k views

How do stocks like INL (traded in Frankfurt) work?

Intel is traded under INTC in NASDAQ. Intel is traded under INL in Frankfurt. What makes this possible? I assume these are the same company and somehow track each other but given the exchanges have ...
-1
votes
1answer
81 views

Can a entrepreneur hire a self-employed business owner?

Let's say that a guy founded a new business he owns, and became CEO of his small company. Can a rich Entrepreneur offer that guy a job?
2
votes
0answers
44 views

Taxation for remote workers, if the company and the residency are in different countries

If a contractor or employees works 75%-100% percent remote for a company in a country A and has his residency in a country B - what is the job-related taxation? I know that this is too general to ...
2
votes
0answers
93 views

Trusts, Inheritance Tax in UK

My background: I am a British citizen, currently living in mainland Europe i.e. Austria. Off-late, I married an Austrian Citizen. We purchased a property together in Austria. There is no Prenup ...
0
votes
0answers
90 views

Which are the European countries that levy a financial transaction tax on stocks and how much?

Financial transaction tax has been talked about in the past years in Europe. There are many countries in Europe. Some agree, some disagree. I have problems following this issue. As of today, which are ...
0
votes
3answers
66 views

Closing bank account in Europe and transferring to USA

I'll be relocating from Europe (Italy) to USA soon, similar to this question but vice-versa. Is the cheque in euros to be cashed by a new US bank, also the best option here? As a second part of the ...
4
votes
3answers
647 views

Can I force companies to accept a SEPA bank account?

Let me start with a quote from the SEPA website: Only one bank account needed for the whole euro area: SEPA will make things much easier if you are working or studying abroad in another euro ...
1
vote
3answers
301 views

Why are some wage taxes officially paid by the employer, even though they're really paid by the employee?

My current salary is taxed at two levels: first, the employer has to pay a certain number of taxes on my wages. The rest of the money is then considered to be my salary and I pay other taxes (social ...
1
vote
0answers
78 views

Delaware tax free shopping

I heard that Delaware is tax-free state. If I'm not from US, do I have to pay some taxes when I buy some stuff (like iPad) in Delaware and come back to Europe?
0
votes
1answer
304 views

Tax question for US citizen with postdoctoral fellowship in Europe

I have received an offer for a postdoc in Europe. The postdoc gets paid a scholarship that is not taxed in the European country. I will be living in this country 12 months out of the year and will ...
0
votes
1answer
43 views

BATS/Chi-X Europe Smart Order routing [closed]

I have read that BATS/Chi-X Europe routes orders to other EU equity venues. How can I determine what that list of venues is?
2
votes
4answers
276 views

Does a 2EUR monthly fee make credit cards useless?

Italy (where I live) has introduced a tax on credit cards --- you pay 2 EUR (about 2.25 USD) in each month in which you spend more than 77 EUR with it (about 88 USD). This applies to each credit card ...
29
votes
9answers
10k views

Should I pay cash or prefer a 0% interest loan for home furnishings?

I live in France. I bought an apartment with a mortgage a month ago. I've been buying plenty of stuff for this apartment like furniture, decoration, oven, etc. And I still need to buy other stuff. I'...
4
votes
2answers
184 views

Higher mortgage to increase savings to invest?

Last week we went to the bank to talk about a mortgage. Here in Belgium, 40% of your mortgage is can be deducted from your taxes. You can deduct 1520 euro during the entire course of the mortgage. ...
1
vote
1answer
162 views

Where is the liquidity on European derivatives exchanges

This has bugged me for a long time, and I feel like I am missing some information. When I browse Eurex, a derivatives exchange in Europe, I don't see the kinds of liquidity I would expect. For ...
2
votes
2answers
104 views

SEPA and my name

It's the first time that I want to use SEPA payment method, I want to transfer 500€ from my bank account at Austria to France, I want to know, Is my name will be displayed on beneficiary statement?
1
vote
4answers
159 views

Taxation of income from working abroad within the EU

I'm a Finnish (FI) citizen working with a full-time contract in a company. I'm going to do a 3 months job abroad in Belgium (BE) in a different company. During this time my contract in FI is going to ...
3
votes
2answers
9k views

How do I withdraw all money from my HSA account as a non-resident?

I have lived in US for 5 years, and I (still) have an HSA account with BoA. Now I am living in Europe, and there's a fat chance I'll ever go back to live in US, so I would like to withdraw the money ...
0
votes
0answers
552 views

Opening Business Bank Account in Europe

I have an online travel agency in USA and I want to open a business account in Europe to reach out to European customers. As an owner, I am not a resident of Europe. I appreciate if someone direct me ...
2
votes
3answers
5k views

How is monthly wage tax calculated in The Netherlands?

AFAIK, in most European countries, the wage tax is calculated based on the total annual earning but is deducted by the employer from the gross salary and paid to the tax authorities in advance, on a ...
4
votes
2answers
2k views

Do IBANs have error correction built in?

I recently became the bursar of my sports club. My most frequent duty is to make payments. I get a bill, usually on a piece of paper, log in into our bank's online banking interface, and make a SEPA ...
3
votes
2answers
702 views

Are there tax-advantaged plans/accounts in Europe without age restriction?

All the European countries I'm familiar with have tax-advantaged pension schemes to guarantee income for retirees, but there's a severe age limitation (like with 401(k)), which is incompatible with my ...
8
votes
4answers
75k views

What Canadian account number format do European banks need for wire transfer instructions?

I am trying to transfer funds from my account in Europe to my account in Canada. On the sending (European) bank's transfer instruction form there is a field I need to fill-in in the beneficiary's ...
2
votes
3answers
532 views

How to donate to charity that will make a difference?

I want to donate to countries which have economic difficulties especially Greece. For a start 50 bucks or so. Because I have a large salary and not many expenses. How can I donate to charity in ...
2
votes
3answers
332 views

How to make use of EUR/USD fluctuations in my specific case?

I live in the Euro zone, and my main bank account is here. However, I also have a USD bank account located in the USA. I don't usually pay attention to the currency exchange market, but looking at ...
1
vote
1answer
1k views

Is it possible to get a UK visa gift card while in the US?

Is it possible to get a UK visa gift card while in the US? For instance, is there a place to purchase a UK visa gift card while still residing in the states and get it sent to me before leaving?
2
votes
1answer
255 views

Automatic Investment Plan - Non U.S resident

I am looking for any options to invest small amounts each month/quarter without commissions eating me up. As a U.S. resident and investing in a Mutual Fund, this is no problem. AIP programs Non U.S. ...
1
vote
1answer
914 views

What information is needed for a wire transfer?

I am used to wiring funds through SEPA by using IBAN and BIC codes. I just learned that these can't be used to electronically transfer money from the US to the EU. My bank provided me with 4 codes: ...