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Questions tagged [education]

a generic tag related to studies. Country specific tags are recommended. Related tags "student-loan", "taxes" maybe used depending on the question.

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3
votes
3answers
732 views

Teaching school kids about money - what are the real life examples of math, budgeting, finance?

Yesterday when renting a car I was listening on the radio to a discussion about introducing classes about money for kids aged 11-14. Here is an article on that topic: Financial education to become ...
6
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1answer
1k views

My parent claimed me as a dependent on their 2012 taxes. Do I have to claim their income on my FAFSA?

I'm 24 and I'm now living on my own and working. However, my parent claimed me for 2012 as a dependent. How will this affect my FAFSA? Will I have to claim my parent's income?
7
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2answers
12k views

What college degree should I pursue to learn about stock and forex markets?

What college degree should I pursue to learn the fundamentals of the stock market? Are there way to understand how stocks and foreign exchange markets work, including their strategies and drawbacks?
9
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1answer
788 views

Is there an application or website where I can practice trading US stocks with virtual money? [closed]

For somebody that doesn't know much about the stock market and this type of investing, I was looking to see if anybody knew about an application/website where you can use "virtual" money (in other ...
4
votes
1answer
238 views

How much of my scholarship money do I need to pay Taxes on?

I started going to community college in order to transfer to a University. I am currently not trying to get a degree at the community college but I am from the University. I qualified for a reduced ...
0
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3answers
874 views

Recommended education path for a future individual investor?

I'm an 18 year old who wants to become a individual investor. My plan is that one day I can become free of the modern day monetary burdens that most adults carry with them and I can enjoy a short life ...
4
votes
1answer
159 views

What should I consider when opening a 529 for someone who is not my dependent?

I have some money languishing in a CD. I rigged the baby pool when my "nephew" [best friends son] was born and set my ill gotten gains aside for his education. I would like to open a 529 for him. I ...
3
votes
1answer
1k views

Do classes have to pay sales tax on materials used?

My friend teaches flower classes, a portion of the total amount charged goes for materials and a portion goes for the actual teaching of the class. If a typical class costs someone $100, $50 of that ...
7
votes
6answers
903 views

Is NO credit history the same as BAD credit history?

I found the following article which said If you don’t use a card at all, you have no credit history. That’s almost the same as bad credit history. 1) Do they mean the same? 2) If YES, why? 3) ...
0
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1answer
259 views

When are checks are preferred over cash, and when cash is preferred over checks?

Checks are not guaranteed to be cashed, as the payer's account may not have enough money at the time of cashing, and the payer may not know when the payee is going to cash the check. When that happen, ...
3
votes
2answers
535 views

When using a zero-based budget, how do I account for money already in my bank account?

We are transitioning to a zero-based budget. My question is, how do we account for the money we currently have in our bank account? We haven't been a super-strict budget and I think this "pad money" ...
3
votes
1answer
201 views

Faster degree with debt or slower degree with no debt?

I'm looking at going back to school, and I have the option for two different speeds at which I could pursue my degree. The following numbers are assuming none of my credits transfer. They all should, ...
4
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1answer
141 views

What's the reason why Postgraduate Education keeps getting more and more expensive throughout the years?

More specifically, by the year, why do we keep getting more expensive: (1) MBAs (2) law schools (3) med schools Is there a major reason for this, or is there a combination of equally-reasonable ...
4
votes
2answers
174 views

Is a book from 2005 about fixed income securities obsolete, or still relevant?

This is intentionally a very broad question. How much (if at all) has the fixed income securities market changed from say 2005 to present day? The main reason I ask is because I am debating whether ...
5
votes
1answer
347 views

Should I save for my children's university education in Canada, or am I better off paying off loans and gaining debt room?

Looking at the financial aid system in Canada, it seems that significantly more aid is available for those who do not have savings or lack the ability to directly pay for their education. As a member ...
7
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5answers
12k views

Looking for a stock market simulation that's as close to the real thing as possible [closed]

The title says it all. I'm looking for a simulation stock market to play around with. One that is, ideally, as close to the real thing as possible. I've heard that Investopia is a pretty good ...
9
votes
4answers
975 views

Economics Books [closed]

I'm absolutely a newcomer in economics and I wish to understand how things work in finance too. So, think of me as uninformed in these matters. I would like to find resources that discuss economics ...
6
votes
2answers
490 views

Is there any tax-deductible way to help fund my siblings' education?

My brother is in college and my sister is attending a private high school. I would like to help my parents pay for their education. Is there any way to do this that would be tax-deductible?
10
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1answer
2k views

Are student loans tax deductible in US?

If I have a student loan from finishing my graduate degree, can I deduct its interest payments from salary for tax purposes? Is there any education related tax credit that can be applied for payments ...
5
votes
13answers
654 views

What are the best tips for saving money as a university student? [closed]

What are the best tips for saving money as a university student? I will be attending university this coming semester and am planning on maintaining a sustainable financial situation right now, but ...
3
votes
1answer
67 views

Filing for Education Expenses for Dependent

My brother is my dependent and he lives with me! He goes to university and pay international tuition fees. Since, he has to pay international tuition our whole family contributes small amounts to make ...
4
votes
1answer
6k views

Is a defensive driving course worth the money? How much is a typical insurance discount?

My car insurer offers a defensive driving discount. I'm under 30, never had an accident or ticket, and paying a pretty cheap rate already, but paying less is always better. The insurer's published ...
7
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2answers
116 views

What are some good resources for yearly US tax law changes?

Every year, in the US, we have new tax rules, deductions, limit increases/decreases, exceptions, benefits, etc. Are there some good resources out there for self education on what to expect with the ...
7
votes
3answers
557 views

Can I write-off Visual Studio 2010 on my taxes if I want to learn it?

I doubt I can write it off, but I just figured I'd check anyway. What if I took a class in it and needed the software to take the class?
3
votes
1answer
959 views

How will Ontario's HST apply to books / textbooks, which were PST exempt before?

Students (university/college) have been hit hard enough recently with tuition hikes. How will this latest cost increase affect the cost of education materials?
8
votes
5answers
571 views

Are personal finance / money management classes taught in high school, anywhere?

It sure seems like something that would be a valuable life skill, akin to Home Ec (or even more important!)... Where I'm from (Peel Region in Ontario Canada), it isn't part of the curriculum.
5
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2answers
195 views

Thinking of doing an MBA: Is an $80K top MBA school better than a $24K online MBA school?

Would I be better off with Rotman, Richard Ivey, Queens, etc. or an online MBA school such as Fredericton?
16
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2answers
7k views

What is “financial literacy” and how does one become “financially literate”?

How does one become "Financially Literate"? Also, on a side question; what does "Financially Literate" even mean?
14
votes
4answers
998 views

Free “Rich Dad” education, with “free gift”: Is it legitimate, or is it a sales ploy?

What's up with the Rich Dad "Learn To Be Rich" free education? I heard an ad on the radio today and was skeptical... Would it really be worthwhile information, or is it a sales pitch in disguise as ...