Questions tagged [dispute]

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1answer
121 views

18 year old building credit

I'm 18 and currently my credit score was 524, only because theres an overdue bill of $500 from when I was a minor in my derogatory marks. I have disputed it through credit karma for Tranunion and it ...
3
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5answers
424 views

18 years old and looking for advice on loans, buying a car, financing, etc

I'm 18 years old, I've been growing up in a place where there is animosity towards success, trust nobody and help from nobody is the point. Finally I'm on the right path but I'm having troubles. I ...
1
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2answers
162 views

Is it safe to give credit card first 6 numbers+ last 4 over email? [duplicate]

A company that I had previously had a subscription with and cancelled continues to charge me, so I contact their support team and they say that their system shows me to be cancelled. They have asked ...
-3
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3answers
193 views

Dispute Of Unauthorized Transaction on CANCELLED card?

I have two questions regarding the dispute request of an unauthorized (fraudulent) transaction. If the answer depends on whether the card is credit or debit then kindly tell me. First question: The ...
1
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1answer
218 views

Contractor didn't fix the problem and made superfluous work

I had a roof leak; the first roofer inspecting the problem replaced some chipped tiles and also replaced a missing dry verge (which was not related to the leak problem). However, the leak was still ...
0
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0answers
38 views

How to compute the “Total Adjustment Requested” when filing a dispute following a tax audit from Massachusetts?

I got audited by the state of Massachusetts, USA, due to a mistake I did when filing my 2015 Form 1 (mirror). The audit's conclusion was that I have to pay 1000 USD to Massachusetts, and in addition ...
1
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4answers
491 views

Should I stop payments on my credit card after a chargeback dispute?

I paid $2,000 to a merchant last year. The merchant failed to reasonably deliver on their contract. I asked the merchant for a full refund, no go. I filed a chargeback against Citibank. It was denied -...
89
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7answers
21k views

What should I do about a dealer that took a deposit then sold my motorcycle to someone else?

I recently was interested in purchasing a motorcycle from a dealer but I was about to be out of town for a few days for a vacation. I called him and said I can make a deposit on the bike for $500. He ...
3
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1answer
267 views

Dispute for a VISA chip credit card

I had a chip based VISA credit card. In August, there was a fraudulent transaction of ~422$ by "HY VEE 1624" from the US. I immediately called up my bank (ICICI), blocked the card and raised a ...
0
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1answer
180 views

Claimed Card Fraud with a Token? [closed]

A customer, a reasonably regular one, is claiming that an order on their account was not authorised and is demanding a refund. The order was placed on their account, to their address, using a token ...
4
votes
2answers
245 views

What do I do with received packaged after credit card dispute won?

I ordered a $500 winter jacket in August and was told it would be at my door by the end of October at the latest. Between October and December I emailed the company 6-7 times asking for shipping ...
0
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1answer
97 views

Unexpected overcharge on international transaction

I am living in Australia, and recently made a fairly large purchase online from a company based in the UK. When I made the purchase, it was during a promo period where the cost was 40% off the usual ...
2
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2answers
132 views

Disputing Items to Improve Credit Report

After declaring Chapter 13 bankruptcy about 14 months ago, I find myself in a position where my best option for finding a home is to purchase one (rather then rent an apartment, which is simply not an ...
18
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4answers
3k views

Dispute credit card transaction with merchant or credit card company?

I have US credit card that does not have PIN code. I tried to pay with it in Europe. Since merchant's PoS terminal could not accept signature and my card does not have PIN code they thought that ...
3
votes
3answers
5k views

How to dispute a cash transaction I don't have a receipt for?

At my doctor's office I paid a small copay, as one often does at a doctor's office. I paid in cash and, when asked if I wanted a receipt, said I didn't need one. I normally don't take receipts for ...
8
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3answers
620 views

I've started two credit agency disputes with the originators of the credit (CC company and a bank). Is there anything more required from me?

I found a CC that I had nothing to do with opening on my credit report. I called the issuing company and told them as much and they opened a dispute with the 3 agencies. Also, in an effort to increase ...
12
votes
4answers
3k views

Disputing charge made with chip card

Last month we saw a charge from our local Best Buy store on our Bank of America credit card statement. We had never been to Best Buy in years, and I can't remember when or if I've bought anything ...
2
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1answer
5k views

What legal action can Paypal take against me if I don't pay them and I have a negative balance?

I received $500 using Paypal service from a customer for services (not a product). Paypal held my money for 21 days. The customer called their bank and stated that it was an unauthorized payment. ...
2
votes
2answers
647 views

Paypal Chargeback

I have started a software consultancy, I plan to get money from customer in US using paypal to me in India. If the customer has a dispute and I don't agree to refund back. Can paypal get money from ...
7
votes
1answer
998 views

How can I escalate a credit dispute when the bureau “confirms” the item?

A while back, I was moving to a new city. At the point when I got around to applying for an apartment, I had never checked my credit before. I was denied the apartment due to credit, and started ...
0
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2answers
169 views

Can you dispute a negative credit reporting?

I have an above average credit rating and am very responsible with any payments that need to be made. After moving out of my last apartment, I paid all of the rent and never received another bill for ...
4
votes
1answer
1k views

Calculating equity split in selling a property

Purchased a property with another person in 1998. We remained equitable partners until April, 2009 when the other party stopped paying their share of the mortgage, condo fees, property tax, upkeep. I ...
1
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1answer
113 views

Possibly an error on my credit report, what can I do?

I recently obtained a copy of my credit report. There's one collectable item from Comcast Cable back in 2011 worth $93 that I was supposed to owe (which I don't recall). I dialed Credit Protection ...
5
votes
1answer
2k views

How to dispute a balance transfer that never posted with other creditor?

Three months ago, I did a credit union credit card balance transfer at 0% to pay down three student PLUS loans. In the payments, the account number and sequence number for the three loans were given. ...
1
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3answers
5k views

Merchant dispute with airline over missed flight, and which credit cards offer protection?

Weather issues recently caused a flight issue (8 - 12 inches of snow were expected, even though no one knew when it would happen), where the reps at the major flight company didn't know if the flight ...
4
votes
1answer
1k views

Can I dispute Visa charges beyond 60 days?

I recently noticed some charges on my Visa check card that were made in another state and were not authorized by me. I filled out and sent in my bank's Visa dispute form, but they told me that it ...
1
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1answer
158 views

Write a credit report dispute letter without including the report?

I need to dispute several items on my credit report, but since my report is 46 pages printed (38 without the legal extras they have to include at the end), I don't necessarily want to include copies ...
9
votes
2answers
522 views

Payment Dispute, Is it worth it?

3 years ago I cancelled my T-Mobile account. I was charged a $250 cancellation fee, plus the amount due at the time, totaling $376.53. Recently I was contacted by a creditor saying I owed T-Mobile ...
2
votes
2answers
2k views

How to reconcile a credit card that has an ongoing billing dispute?

I currently have an ongoing billing dispute/inquiry on my American Express Business Charge Card that is causing me problems when reconciling this account in Quickbooks. Since my statement balance ...
1
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1answer
1k views

How do you reject (dispute) a credit card debit transaction in India?

Have you ever been able to successfully reject (dispute) a transaction on your Indian credit card on the grounds that you did not authorize it? (results in a charge back to the merchant). How do you ...