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Questions tagged [discount]

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0
votes
1answer
24 views

Holding period return and YTM

Suppose I purchased a 2 year bond at par $1000 paying 10% annually. Then the YTM is 10% but the holding period return would be 20%. Shouldn't those 2 values be the same since I am holding the bond to ...
1
vote
1answer
38 views

What's the correct way to show a credit or discount on an invoice or order summary? [closed]

Is there a standardized way to express discounts or credits in an order summary? Example... Sub total: $20 Discount: -$10 Total: $10 I've seen discounts expressed as -$10, $-10, ($10), and +$...
1
vote
2answers
65 views

Calculate order discount correctly when Tax is set per unit?

I'm sure this has been asked before, but I could not find an answer when I searched. Lets say I have an invoice with 3 line items shown below (All excluding tax) SomeItemOne - Cost:£2.45 | Qty:1 ...
0
votes
1answer
87 views

Question on Net Present Value, Discount rate, and Opportunity Cost

I recently viewed a Youtube on Net Present Value (NPV), to gain a better understanding of the concept. Towards the end of the video the uploader makes the claim that the project has added value to ...
2
votes
1answer
62 views

How bidders determine price for T-bills?

Let's take for example 4 week T-bill issued today, 3/1/2018 (https://www.treasurydirect.gov/instit/annceresult/press/preanre/2018/R_20180227_1.pdf). Price of t-bill is determined on auction by ...
4
votes
1answer
117 views

Is a discount on rent for work done reportable as income?

If a person is renting a place that might normally rent for $2000 per month, and landlord agrees to a rent of only $1500 per month so long as the renter does certain maintenance and other chores ...
1
vote
1answer
2k views

Does AAA really provide Disney World discounts? Was I just ripped off?

Today I bought 2 day (august 20-21) "park hopper" for 3 adults from AAA . So AAA charged me $821. I'm looking at Disney's website and it looks like I might have got ripped off. The same 2 day "...
5
votes
2answers
715 views

What is a Discount Called in the Context of a Negative Interest Rate?

I was reading this article about negative yields on bonds when I wondered if you'd still call a Discount a... Discount or something else in this context? In the example, the interest rate is -0.05% ...
4
votes
1answer
1k views

How to respond to a customer's demand for payment extension?

I have a client who wants to purchase an artwork. After three weeks of questioning about my artwork finally he is convinced to buy it. I have offered him discount after his multiple request and 15 ...
2
votes
1answer
99 views

When does it make sense to buy an annual rather than a monthly pack?

My TV provider offers me a monthly package, but lets me prepay for a longer duration at lower price. Here are the options: ₹100 monthly ₹567 semi-annually ₹1,098 per annum ₹2,100 biennial All these ...
0
votes
3answers
209 views

Employee discount on auto sale, possible to profit from?

Assuming this is legal (California, US), can I resell a vehicle which was purchased for me with a 25% off employee discount with my money by a friend. The friend has the 25% employee discount, and is ...
5
votes
2answers
157 views

Should I do the volume discount even if it will strain my short-term budget?

For simplicity let's say my monthly food budget is $500. My university has a plan where if you buy $400 worth of 'university currency' you get another $100 free. If I were to do that, I would save $...
6
votes
2answers
429 views

How do I account for 100 percent vendor discounts in GnuCash 2.6.5

Consider this simple scenario, where I am running the accounts for a small business. No need to get into fancy standards (e.g. GAAP). A vendor sends my company a bill for $100. The work is complete ...
0
votes
1answer
103 views

Rationale behind discount bonds?

I'm trying to understand if my rationale behind discount bonds is correct. Let's say Company X issues a 2 year $1000 bond at 5%, market interest rate is 10%. Because the coupon rate < the market ...
3
votes
2answers
2k views

Does Amazon.com offer price protection on purchases? If so, how do I request a refund?

I bought an XBox One from Amazon.com 2 weeks ago. Since then both Walmart and Best Buy have dropped the price by $50.00. Does Amazon.com offer any sort of price protection? If they do, how do I go ...
10
votes
2answers
719 views

Does a restaurant have to pay tax on a discount?

I have a coupon which gives me 25% discount in a restaurant. Does the restaurant pay tax (and therefore should they charge me tax) on the full amount, pre-discount, or the amount after the discount? ...
-1
votes
1answer
8k views

Discount Rate vs. IRR

The more I learn about the discount rate and IRR the more confused I get.... This is related to real estate. My confusion is that I've read that you should use your desired rate of return for the ...
4
votes
2answers
485 views

Going carless: how long before insurance no-claims benefits and good history become invalid should wish to become a car owner in future?

Going carless: how long before car insurance no-claims benefits and good history become invalid should wish to become a car owner in future? Update: Based in UK, would keep license. Reason for going ...
7
votes
4answers
1k views

Is it worth prepaying to get a 10% discount?

I'm looking at paying for hosting, and I have prepayment options available: Prepayment for one year earns a 10% discount, and prepayment for two years earns a 15% discount. Is it better to pay ...
5
votes
4answers
3k views

Can I get a discount on merchandise by paying with cash instead of credit?

I heard that if you offer to buy a car or a flat screen TV for example with all cash, you can usually get a discount instead of using credit. Is this true and has anyone tried it? I also heard that ...
3
votes
4answers
3k views

Rebate vs Discount

What makes more sense? Giving buyers a discount on pricing based on everything they would buy. (I suppose they could potentially buy more?) Raising the price on items but giving customers a rebate ...
4
votes
1answer
5k views

Is a defensive driving course worth the money? How much is a typical insurance discount?

My car insurer offers a defensive driving discount. I'm under 30, never had an accident or ticket, and paying a pretty cheap rate already, but paying less is always better. The insurer's published ...
5
votes
3answers
269 views

How can you be sure you're getting the best prices on airfare and hotels from travel websites?

I know people don't use travel agencies anymore as there are so many do it yourself websites available, but with everyone touting themselves as "discount", how can you be sure you're getting the best ...
27
votes
8answers
9k views

Why do stores and manufacturers use mail in rebates? A scam, or is there a way to use them effectively?

Why do companies use mail in rebates? Are they a scam or is there a way to use them without getting shafted? I've used mail in rebates before but it seems like a gamble – half the time I end ...
11
votes
8answers
310 views

If there's no volume discount, does buying in bulk still make sense?

If I'm buying household items that get used up (e.g; furnace filters, soap, etc.) is it still worthwhile sometimes to buy a bunch, even if there is no volume discount, or am I wasting money? p.s. ...
8
votes
1answer
157 views

How can I save money on home insurance?

What are some of the easy or not-so-easy ways to save money on home insurance?
8
votes
4answers
599 views

How can I save money on car insurance?

What are some of the easy or not-so-easy ways to save money on car insurance?