Questions tagged [direct-debit]
The direct-debit tag has no usage guidance.
19
questions
3
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0answers
56 views
Are there drawbacks to use Direct Debit in France, compared to paying with a credit card?
Amazon started to offer Direct Debit as a way to pay for purchases in France.
Direct Debit itself is a very common way to pay for bills in France (probably the primary one) and is well integrated with ...
1
vote
1answer
201 views
Direct Debit on Amazon
Recently, I placed an order on Amazon.de and the payment is done via SEPA Direct Debit. When I was paying, I gave my IBAN, SWIFT CODE, and NAME. Later, my money got debited when the order dispatched. ...
1
vote
1answer
118 views
Is a bank liable if a trader fails to comply with direct debit indemnity legislation?
Santander have told me that they will not refund any monies collected by direct debit where the amount taken was increased without prior notification. They have spoken to the trader (Sky) who denies ...
1
vote
3answers
220 views
When to schedule direct debits to maximise interest
Assuming my debit (current) account pays me interest on the funds that are in the account, my intuition is telling me that it makes sense to schedule direct debits for the day before I'm paid. This ...
-2
votes
1answer
85 views
Pre-Authorized Direct Debit through online forms
This might be a cross-over between stackoverflow and money.stackexchange but I am wondering about the rules and regs of setting up a Pre-Authorized Direct Debit (PAD) through an online form.
Say I ...
2
votes
1answer
181 views
Missed credit card payment
I recently missed a credit card payment because the Direct Debit from my bank bounced. This was because some Visa payments came off before the DD was paid, unfortunately my bank does not have a very ...
0
votes
0answers
58 views
Is the amount of a pull (from the receiving institution) limited?
User 'DanLynch' defines 'push' and 'pull':
If you do a "push", the money will be removed from the sending account immediately, and will usually arrive in the receiving account in 1 to 3 ...
0
votes
1answer
65 views
How should I charge a personal Bank Account for a Business transaction? (UK)
I am currently performing some ongoing work for a Sole Trader, where a monthly Direct Debit has been set up for the monthly fees. The Direct Debit was set up with their Business Account. Upon each ...
1
vote
1answer
52 views
What does “Re-registration pending” status means in bank for ECS?
Recently i have provided my BOB account details for LIC ECS. After banking process i got one message from bank site like :
policy no xxxxxxx with amt xxx.xx registered for ECS.
debit date will be ...
2
votes
2answers
700 views
Will direct debit end automatically when loan is paid
If a loan is paid automatically each month through direct debit, will the direct debit stop when the loan reaches zero or will money continue to be withdrawn until the person paying the loan stops the ...
5
votes
1answer
459 views
The equivalent of the standing order in the internet age for the UK specifically
I have purchased a parking spot in a busy town which I want to rent out for a monthly fee. I have found someone who wants to pay a rent and is happy to have an arrangement indefinitely. When I have ...
4
votes
1answer
137 views
Can I max out my LISA with one payment before the end of the tax year?
I was just wondering whether it would be possible to max out my LISA contributions (£4000) just before the end of the tax year (or any other time before the end of the tax year)? Would I still get the ...
4
votes
2answers
3k views
PAYE vs Direct Debit repayment of student loan
I am nearing the end of my repaying my student loan. As standard, repayments are made using HMRC's PAYE system at a fixed, income-dependent rate. However, since HMRC only informs the Student Loans ...
0
votes
1answer
377 views
Debit card without address [closed]
I am wondering if there is a way to get a bank account/debit card without an address to send it to. I am wanting to give the cards to people in need and be able to send money to the bank/card when ...
1
vote
2answers
21k views
What to use for address and reference on direct debit form?
I've been asked to complete a direct debit form from my HSBC account. Two of the fields are 'Address' and 'Reference', but I haven't got a clue which either should be.
I saw mention that reference ...
2
votes
2answers
3k views
You're in Ontario and are setting up Autoload on your Presto fare card. Credit or debit? Which threshold and Autoload values should you pick? And why?
The Presto fare card is a contactless public-transit fare-payment smart card issued in various big cities in Ontario, Canada. These cities include Toronto, Ottawa, and others. You wave the card in ...
asked Aug 9 '16 at 17:38
unforgettableidSupportsMonica
4021 gold badge4 silver badges17 bronze badges
0
votes
1answer
183 views
What is “SEPA-Direct Debit Bulk Core”?
I just noticed that on my German bank account, I received around 15€. Under the transaction description, it only says SEPA-Direct Debit Bulk Core.
Normally, the transaction descriptions for interest ...
7
votes
3answers
655 views
When should I schedule direct debits?
I am going to start a new job soon where I will be go from being paid weekly to monthly.
I have several direct debits that come out of my account all through the month.
I would like to reschedule ...
17
votes
5answers
266k views
How do I make a one of payment to my HSBC credit card bill with a HSBC debit card UK
I need to pay my HSBC credit card bill with a HSBC debit card and I can't transfer money between accounts (it doesn't show up on the list of accounts). When I click on the direct debit details it says ...
