Questions tagged [debit-card]

This tag is to be used for any question related to debit cards. If the question is specific on legality, it should be accompanied by a country tag. In case the debit card is being issued in one country and used in another, the question should indicate this clearly and/or use multiple country tags.

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3answers
7k views

Can you withdraw or transfer money from a prepaid debit card?

My new employer is to give me my relocation money in form of a prepaid debit card that will be valid for one year. Can I withdraw all the money from the card at ATMs? Can I transfer the money from the ...
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2answers
239 views

How much risk is a debit card, if stolen?

I have a debit card that I share with my spouse. I keep just a small amount in the account linked to it. She was overcharged accidentally, and I noticed a negative balance on the card. I ...
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1answer
1k views

Why would a site such as Craigslist not accept pre-paid debit cards?

I tried to post a classified ad on Craigslist and found that they do not accept pre-paid debit cards. Why could that be?
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1answer
140 views

Virtual Terminal WITHOUT merchant account? [closed]

Is there any such thing as access to the credit/debit/prepaid cards (issued worldwide) online charging Virtual Terminal without having to be approved for merchant account? So without owning it. I ...
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2answers
412 views

Different card for each budget category

My wife and I are having trouble with the daily task of entering payments into our budget tracking system. Furthermore, we are never able to verify how well we're going against our actual bank ...
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4answers
7k views

Will my Indian debit card work in the U.S.?

I'll be soon moving to USA from India and I've decided not to get a credit card. Instead, I'll own a debit card. The thing is that in India, we do not often use cards and being honest, I've never ...
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1answer
59 views

How do forex card rate along with debit cards for international travel

I had asked this question yesterday, today while browsing came across this article. In it it talks about taking a forex card and hints about thomascook travel card. Now from what little I have read, ...
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2answers
447 views

What would be better, a debit card or a credit card for ATM withdrawls in Canada?

Few months down the line, I may get an opportunity to go to Canada for a conference as well as doing bit of sight-seeing as well. While I do have debit cards from few banks, I was told credit cards ...
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2answers
4k views

Potential phishing scam?

Made a large purchase order on a site with a safe Norton rating and A+ BBB rating. Noticed I put the wrong shipping address, called the number on the site, and I got the order canceled and received an ...
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1answer
175 views

Got charged 3x for a single 6 month membership. What should I do?

I bought a single 6 month membership to OkCupid today, or so I thought. The website rejected my billing information for my debit card twice before I narrowed down the problem to a wrong zip code and ...
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2answers
371 views

Pay via Debit Card or Bank's portal

Most online businesses I access have multiple payment modes, two of which (them being the ones I can use) are debit cards and online banking. Choosing the latter takes you to your bank's online portal,...
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1answer
216 views

Debit Card vs. Bank Account Number (USA)?

I currently have in my possession physical debit card. Don't have my personal bank account number (both USA). I know it can be found online, on physical cheques, welcome material, statements but I ...
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2answers
3k views

Why was I charged twice?

I've got two line items in my "In Process Transactions" table via my online banking interface like this: DEC 22 POS PUR **** [ITEM1] $500.67 DEC 22 POS PUR **** [ITEM2] $1000.29 Then above it (...
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1answer
178 views

Why are debit cards PIN limited to 4/5 digits and why not alphanumeric?

I see my debit card and it is limited to 9999 +999 +99 combinations depending on how I use the card. But if the code was alphanumeric as well as had access to special characters the security barrier ...
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1answer
148 views

marking a card with 'check id'

I read this question . It was interesting to see this "Before: If I lose the card, the finder needs to fake my signature (not too difficult, but not a freebie); if I mark the card with 'Check ID', ...
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1answer
409 views

What would be the transaction charges for debit card below INR 2000/-?

It's been a month since India saw demonetization. Yesterday, i.e. 8th December 2016 the finance Ministry waived the 15% service tax on card payments of upto INR 2000 in a single transaction. As a ...
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1answer
292 views

Debit card without address [closed]

I am wondering if there is a way to get a bank account/debit card without an address to send it to. I am wanting to give the cards to people in need and be able to send money to the bank/card when ...
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2answers
2k views

Money deducted without Verified By Visa authentication

I am an Indian who has a MNC Bank Visa debit card. I always use Verified By Visa service to pay using my debit card. Last day as usual i entered the details of card in an International Site(I have ...
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1answer
65 views

Playing Taxi With Friends [closed]

I have friends who ask for rides from time to time and it makes me feel like I'm a taxi on occasion. Can I use Square and just have them use their debit card for a charge?
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1answer
684 views

Why Debit MasterCard if there is already Maestro?

In some parts of the world MasterCard is offering its "Debit MasterCard" instead of or alongside its Maestro brand which is a debit only system. Question is: Which one has been there longer and why ...
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1answer
560 views

Hotel, double charges, overdraft and bank interest

Situation: During check-in at a hotel, I give them my (debit) card, do paperwork (fill in forms, sign documents and so on...). They hold some funds ($100 for example). Finally, during check-out, ...
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3answers
551 views

What stops someone from repeatedly charging a debit card?

In order to provide some context to my question: I recently rented a car from a company. They required a deposit before handing me the car, as insurance. So I used my debit card, I entered in the ...
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3answers
32k views

Is there a way to know the number of a lost debit card?

I am stuck in the situation where I want to know the card number of my lost debit card (lost in 2013). I have an account in the Bank of India. I checked all my entries in bank pass-books but there is ...
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1answer
8k views

I just “paid” online with a debit card with no funds. What now?

I'm new to cards since I always prefered cash. I was just trying to claim my business on Foursquare, and they asked for Card registering, I input the information but it's an empty debit account, no ...
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1answer
3k views

Is it possible to receive refunds for online purchases to a Thomas Cook foreign exchange card?

I've a Thomas Cook foreign exchange card issued in India. While travelling, I'd used it to make an online purchase on Walmart USA. I later returned the item, which made me eligible for refund. Walmart ...
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1answer
832 views

How can I link my HSBC account to PayPal in Egypt?

I have a HSBC VISA Debit card in Egypt. But I don't know how to link it with PayPal and what I need to do for that. I read that debit cards are not acceptable, but I don't know if this is true or not. ...
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2answers
880 views

How do scammers / money launderers profit from loans to victims?

Recently, I had an investor [scammer] offer to loan my company money. It was to be posted directly into my accounts — equal amounts in my checking and savings accounts. There were no conditions that ...
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5answers
2k views

Need a debit card option to replace a PayPal student debit card

I currently use a PayPal student debit card account to send money to my dad but I got a notice yesterday that PayPal is closing all of the student debit accounts. My dad is utterly hopeless with ...
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4answers
289 views

Does a 2EUR monthly fee make credit cards useless?

Italy (where I live) has introduced a tax on credit cards --- you pay 2 EUR (about 2.25 USD) in each month in which you spend more than 77 EUR with it (about 88 USD). This applies to each credit card ...
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4answers
3k views

One company asks for picture of my debit card

Before i can withdraw money it asks to send them picture of my debit card with showing first 4 and last 4 digits of front 16. Is it secure to provide them?
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7answers
5k views

How can I prevent future card fraud?

I got a text from my bank yesterday informing me that my wife's debit card had been used for a fraudulent charge - we've confirmed that this text message was valid, and informed the credit union about ...
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13answers
10k views

Would I ever need credit card if my debit card is issued by MasterCard/Visa?

My debit card is issued by Visa, but MasterCard AFAIK doesn't differ in that case. I can use it to pay in shops, online, to reserve place in hotel etc. I manage to constantly have enough money on ...
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1answer
393 views

What will happen if I attempt a contactless payment over the advertised limit?

I work at a food retailer and we accept contactless payments. I've noticed that our card machines still display the Contactless and Apple Pay symbols when a bill is above the limit for contactless ...
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2answers
126 views

In the US, is there a maximum length of time a seller has to post charges to my bank account?

I was just surprised by a $70 charge posted to my bank account, from a transaction I made over six months ago. I have no complaint about the charge itself (I owe them that money), but in the future, ...
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1answer
810 views

Can a company take money from a Debit Card at a Later Date?

I have booked an online service from a web site which only asked me for the Debit / Credit Card Info (Visa Electron) to reserve the service (Only save my Card details are saved, no deductions are made ...
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2answers
52 views

Are Online Debit System and Pin-and-Chip Debit card one and the same thing?

Look at https://en.wikipedia.org/wiki/Debit_card#Online_debit_system and I have seen many a discussions revolving around the supposedly more secure chip-and-pin/EVM Debit/Credit cards. Are these the ...
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3answers
4k views

Are there banks or credit card companies that track the items in every purchase?

It's nice to look online and see which transactions I made and when, but I think it would be nicer to see which items were bought as well. So I'm looking for that. I want to start making all my ...
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2answers
3k views

Can shops use card payments to track/profile customers?

Can shops use payment information when you pay with a debit or credit card to track a customer's buying habits? In other words can a shopkeeper link different purchases at different times in his ...
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1answer
173 views

Can eBay work with your bank card

I want to deposit 60$ I have in my eBay account from doing online surveys and such, but ebay only has my debit card number. Will my bank (Huntington) or any bank allow it to be deposited through my ...
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2answers
8k views

Difference between sort code & account number, and long number, expiry date & cvv

It seems to me that there are two ways of using a credit/debit card for payment Using a combination of the sort code and account number Using a combination of the long (usually 16 digit) number, ...
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1answer
1k views

Moving money into Fifth Third checking account through Access 360 card

My account was one of those compromised a bit back, and as a result Fifth Third cancelled my card and gave me a prepaid Access 360 card. Due to some mail complications I never received my new card, ...
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5answers
5k views

Scammer wants details and credentials for my empty & unused bank account. What could go wrong?

Some guy wants to use my bank account info (user and password) and he also wants me to ship my card he said with 0 dollars on it. It's a debit card and I don't really use the account anymore it has ...
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1answer
239 views

Cash back at a grocery store; are there disadvantages besides those inherent in cash?

Suppose I need cash. Suppose I also need groceries. I go grocery shopping, and when it comes time to check out I also use that neat cash back thing, where I "spend" $20 off my debit card, and get $...
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1answer
193 views

E-shopping, the store refunds less money, how act?

I've ordered some product online. The next day I got an email: On 1st time orders, our company requires transactions to be completed via Paypal. We have refunded your credit card for the total ...
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1answer
155 views

Is usage of someone else's bank card allowed?

If I gave my bank debit card from Payoneer with my name on it (but no photo and signature) to friend of mine, is he allowed to withdraw money from my card in the branch of the bank using Cash Desk(...
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3answers
3k views

Why is EMV chip+signature gaining popularity over chip+PIN in the United States?

With the U.S. finally making the transition to EMV technology, I am surprised that the major banks are going with Chip+Signature technology over Chip+PIN. I think it is far more convenient for the ...
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2answers
129 views

When making a credit transaction, why does it take the transaction a couple days to clear, but it can communicate the hold immediately?

I find it interesting that if I make a purchase as a credit transaction -- that it takes a couple of days to clear, but yet, the hold can be communicated immediately. If the networks in place can ...
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0answers
169 views

Checking fraud withdrawal with atm bank

I have a pre-paid debit card, which I suspect some fraud cash withdrawals have happened at an ATM machine in Portugal (I'm currently staying there). I'm wondering is there any chance the bank where ...
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1answer
39k views

How to transfer money from a paysafe card to Paypal or debit cards

The question is pretty straightforward but I'll put some background to it: I got a paysafecard to make a purchase from an online site that no longer supports this way of payment. I'd like to transfer ...
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1answer
119 views

Nationwide FlexOne internationally

I am planning a trip to Berlin, and I have seen that my debit card has no transaction fees or cash fees for foreign currency, so it is charged at VISA's exchange rate. Are there any costs I'm missing, ...